Stax

APRIL 3, 2025

Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. Payment processors that comply with this regulation protect businesses from data breaches and credit card fraud. But with more control comes great responsibility.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. A good example is restaurants that accept customer takeout orders over the phone.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

The Payments Association

JUNE 3, 2025

Moreover, network tokenisation reduces the regulatory burden by eliminating the need to store sensitive card data, supporting the Payment Card Industry Data Security Standard (PCI DSS) compliance and lowering the risk of data breaches.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

EBizCharge

MARCH 18, 2025

As data breaches evolve and advance, a robust payment processing system that protects sensitive financial information is essential. PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Stax

MARCH 18, 2025

Measures such as encryption, tokenization, and fraud detection are vital for protecting payment transactions from cyber threats, fraud, and data breaches. 3D Secure (3DS) authentication and AI-powered fraud detection add extra security layers. Security is the core of any payment processing system.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

The Payments Association

JULY 11, 2025

Market dynamics signal a fundamental shift Five transformative technologies are redefining POS capabilities: SoftPOS, Cloud-based systems, Mobile solutions, Self-service kiosks, and Biometric authentication. Biometric authentication remains nascent but shows promise for premium applications. Average global data breach costs hit US$4.9

Point-of-Sale (POS) 88

Point-of-Sale (POS) Payment APIs and Integration Online and Mobile Banking Compliance 88

My Payment Savvy

JUNE 16, 2025

This tokenization keeps the sensitive card information off your servers, reducing the risk of a data breach and easing PCI DSS compliance. Ensure High-Level Security and Compliance Payment data breaches destroy customer trust and can bankrupt small businesses. Smart research now prevents costly mistakes later.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Finextra

JUNE 25, 2025

It spots anomalies before a threat becomes a breach. AI is enabling: Biometric authentication that eliminates passwords and PINs. AI enables real-time defence by continuously learning from behavioural patterns, device signals, geolocation, and transaction metadata. Predictive analytics identify emerging fraud patterns.

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

EBizCharge

JANUARY 14, 2025

Strong encryption builds trust with customers and reduces the risk of data breaches. These gateways handle all payment details, providing a secure system that minimizes the risk of data breaches. Fraud detection and prevention are critical features of a payment gateway. How much does a payment gateway cost?

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

APRIL 22, 2025

PCI compliance and security Integrated payment gateways typically come with built-in security features such as full compliance with Payment Card Industry Data Security Standards (PCI DSS) , tokenization, and encrypted data transmission.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways CRM 52

EBizCharge

MARCH 3, 2025

Acumatica payment providers should comply with legal and regulatory requirements like Payment Card Industry Data Security Standards (PCI-DSS) , which safeguard payment data by implementing various security protocols. 3D Secure authentication requires an additional verification step during a credit card transaction.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

VISTA InfoSec

JANUARY 18, 2024

In our last discussion, we explored the evolution of Requirement 1 in the transition from PCI DSS v3.2.1 As we continue our exploration of the updated PCI DSS v4.0, These requirements’ main objective is to safeguard sensitive cardholder information and mitigate data breaches. to PCI DSS v4.0:

PCI DSS 289

PCI DSS Procedures Encryption Security 289

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

JULY 31, 2023

The PCI DSS Checklist is a crucial first step in securing your business. It’s a tool that helps businesses ensure they’re meeting all the requirements of the Payment Card Industry Data Security Standard (PCI DSS). To get started on your journey towards PCI DSS compliance, we recommend visiting the PCI DSS v4.0

PCI DSS 130

PCI DSS Security Encryption Risk Assessment 130

VISTA InfoSec

MAY 12, 2024

Work with PCI DSS Compliant Vendors While the PCI DSS (Payment Card Industry Data Security Standard) is not a legal requirement, it is a sign that an organization or a product is up to par when it comes to combating common cyber threats.

PCI DSS 277

PCI DSS Security Compromise Best Practices 277

VISTA InfoSec

FEBRUARY 28, 2024

In our ongoing series of articles on the Payment Card Industry Data Security Standard (PCI DSS), we’ve been examining each requirement in detail. Today, we turn our attention to Requirement 8: Identify Users and Authenticate Access to System Components. Changes Overall Focus Strong emphasis on eliminating shared accounts.

PCI DSS 130

PCI DSS Best Practices Authentication Rules 130

VISTA InfoSec

JANUARY 22, 2024

In our exploration of PCI DSS v4.0’s It boils down to minimizing the risk of data breaches and maximizing the security of cardholder information. This reduces the potential damage in case of a data breach. Changes in Requirement 3 from PCI DSS v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0

PCI DSS 100

PCI DSS Encryption Procedures Authentication 100

Stax

JULY 16, 2024

As more consumers gravitate online, they risk putting more sensitive authentication data and financial information on the internet. This is why PCI DSS compliance is critical. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0

PCI DSS 88

PCI DSS Compliance Credit Cards Encryption 88

Payments Source

JANUARY 14, 2018

With less than three months before the PCI DSS Requirement 8.3

PCI DSS 79

PCI DSS Authentication Breach Data Security 79

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving. Don't, however, let the term "merchants" fool you.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

Payments Source

MARCH 26, 2018

Driven by big breaches like the Equifax incident, all stakeholders in card payments will have to demonstrate multi-factor authentication, writes Michael Magrath, director of global regulations and standards at VASCO.

Breach 83

Breach Authentication Regulations PCI DSS 83

Stax

MARCH 4, 2024

TL;DR The PCI DSS determines security protocols and sets the standards for payment security. It’s also critical to ensure card information is protected from data breaches with secure encryption and cybersecurity standards in place. How do two-factor authentication and “3-D secure” protect payment information?

PCI DSS 88

PCI DSS Payment Security Security MFA 88

VISTA InfoSec

JUNE 3, 2024

According to a Verizon report , over 80% of hacking-related breaches are due to compromised passwords. In such attacks, cybercriminals exploit weak or reused passwords to breach multiple accounts, leading to significant data breaches and financial losses. PCI PIN and PCI DSS: Standards for securing payment card data.

MFA 130

MFA Credential PCI DSS Compliance 130

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Clearly Payments

JANUARY 8, 2024

Security, Compliance, and Regulatory Risk: Cybersecurity risk involves the threat of data breaches and unauthorized access to sensitive payment information. The first step is implementing robust authentication processes, including multi-factor authentication, biometric verification , and tokenization , to enhance user access security.

Risk Management 97

Risk Management Risk PCI DSS Process 97

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Enter the PCI DSS compliance. The PCI Security Standards Council (PCI SSC) has robust measures to protect cardholder information and prevent unauthorized access, fraud, and data breaches.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Exact Payments

FEBRUARY 5, 2024

Enter the Payment Card Industry Data Security Standard (PCI DSS): a comprehensive framework that sets forth stringent rules and regulations to ensure the secure handling, processing, and transmission of cardholder information. As we approach the highly anticipated release of PCI DSS 4.0 a notable change is on the horizon.

ISVS 52

ISVS PCI DSS Encryption Authentication 52

PYMNTS

APRIL 29, 2016

Feedback came from 700 firms participating in the council’s network, along with industry reports on data breaches. A significant change in PCI DSS 3.2 includes multi-factor authentication as a requirement for any personnel with administrative access into environments handling card data. A significant change in PCI DSS 3.2

Data Breach 40

Data Breach PCI DSS Breach Data Security Standard (DSS) 40

Clearly Payments

OCTOBER 22, 2024

The purpose of a PIN is to authenticate the identity of the cardholder during a transaction. Mobile wallets using biometric authentication generally bypass the need for a PIN. Terminals should be PCI DSS (Payment Card Industry Data Security Standard) compliant. What is a PIN?

Debit Card 105

Debit Card Credit Cards Point-of-Sale (POS) Encryption 105

Stax

MARCH 15, 2024

The primary security standards that payment systems typically adhere to include: Payment Card Industry Data Security Standard (PCI DSS): PCI DSS sets forth requirements for securing payment card data, including encryption, access control, network monitoring, and regular security testing. Two-Factor Authentication (2FA).

Process 88

Process Security PCI DSS Encryption 88

FICO

NOVEMBER 1, 2016

Look no further than the US presidential debates , where our two candidates have highlighted the need to address hackers, security breaches and even foreign nations that may be using sophisticated cyber tactics to influence the outcome of the upcoming November elections. These days, cybersecurity is a hot-button issue in policy circles.

Cybersecurity 81

Cybersecurity Regulations PCI DSS Data Encryption 81

PYMNTS

DECEMBER 4, 2017

McAfee Labs recently published its 2018 Threats Predictions report , and after a year of high-profile cyberattacks and data breaches, analysts say the threat won’t let up in the new year. If there’s one thing the enterprise has learned this year, it’s that a data breach can happen to any business — including small businesses (SMBs).

Small Business 54

Small Business Data Security PCI DSS Data Breach 54

Exact Payments

JANUARY 4, 2024

The Payment Card Industry Data Security Standard (PCI DSS) plays a crucial role in protecting cardholder data for businesses that accept credit card payments. Adhering to these guidelines is essential for businesses to ensure the safe handling of credit card data, helping to minimize the risk of fraud and security breaches.

PCI DSS 52

PCI DSS Compliance Audit Encryption 52

Stax

NOVEMBER 6, 2023

There are various methods of enforcing data security, such as data masking, encryption, authentication, and data tokenization. Besides the enhanced data security, other benefits include reduced risk of breaches, easier regulatory compliance, and compatibility with legacy systems. Let’s get started.

Encryption 88

Encryption PCI DSS Data Security Origination 88

Clearly Payments

MARCH 22, 2024

Biometric authentication, such as fingerprint or facial recognition, is increasingly used to verify the identity of the user, adding a personal layer of security to the transaction process. Integration of Biometric Authentication : Security concerns are paramount in the realm of mobile payments.

Contactless Payments 105

Contactless Payments Online and Mobile Banking Mobile Payments Payments 105

Clearly Payments

JUNE 7, 2024

The API authenticates the request, forwards transaction details for authorization by the respective banks, and processes the transfer of funds upon approval. Authentication : The payment gateway API authenticates the request using API keys or OAuth tokens to ensure it originates from a trusted source.

Payment Gateways 59

Payment Gateways Gateways API Payment APIs and Integration 59