PYMNTS

SEPTEMBER 18, 2017

And it’s been transparent to policymakers since 2012, when there became a source of truth called the CFPB consumer complaint database, that credit reporting agencies are one of the top three places that consumers say they consistently feel the most pain. I think we all know the answer to that question now.

Regulations 81

Regulations CFPB Database Consumer Financial Protection Bureau (CFPB) 81

PYMNTS

OCTOBER 14, 2019

banks have to analyze AML regulations before even beginning to innovate, and the rules in question change often. Working consumer access into the already-fraught field of AML protection creates problems, too, as banks need to be sure they are accurately authenticating the customers in question before sharing data with potential fraudsters.

AML 43

AML Money Laundering Consumer Financial Protection Bureau (CFPB) Innovation 43

PYMNTS

APRIL 22, 2020

There isn’t a payment problem at the federal government level, he said, there are 85 payment problems — one for each individual department that has its own payment scheme with its own processes, rules and antiquated technology stack supporting it. COBOL , anyone?). “It It shouldn’t be that way; I don’t know why it is that way.

Bureau of the Fiscal Service 59

Bureau of the Fiscal Service Government Governance IRS 59

PYMNTS

SEPTEMBER 11, 2017

People can use [Sapphire] to validate information, correlate information to prediction services and then, if they want to, step up and do secondary authentication with physical documentation,” he said. The single API means its customers can validate their consumers’ personal identification information without having to use multiple vendors.

Verification 53

Verification Social Security Addressing Returns 53

PYMNTS

JULY 18, 2018

Stephen Topliss, vice president of product strategy at ThreatMetrix , in a recent essay. Call Center Threat.

Fraud Prevention 41

Fraud Prevention Account Takeovers Online and Mobile Banking On-Demand 41

FICO

NOVEMBER 30, 2022

First, think about using separate rules and strategies to address the different exposure types. Her roles have included developing a consumer authentication solution for Experian and managing credit and identity theft management applications. Debbie holds a B.A.

Scams 52

Scams Push-to-Card Fraud Prevention CashApp 52

FICO

AUGUST 16, 2022

Finally, banks can use geographically based rules to help combat skimming fraud. Her roles have included developing a consumer authentication solution for Experian and managing credit and identity theft management applications. Debbie holds a B.A.

Compromise 52

Compromise Romance Scams Push-to-Card ATM 52

FICO

APRIL 26, 2023

Consumer defection and acquisition are costly, as are customers who may maintain but cease to use an account. 23% Complaining to regulators: Nearly a quarter (23%) of consumers will complain to regulators if dissatisfied. In most cases, customers feel that banks should reimburse them when scams occur. Debbie holds a B.A.

Scams 52

Scams RTP Push-to-Card Fraud Detection 52

PYMNTS

SEPTEMBER 18, 2019

As far as Trulioo’s presence on that buildout, Ufford said the work is akin to building out the telephone poles that carry the wires and, ultimately, the data — routing the information that allows networks to scale with operating rules, standards, codes of conduct and governance that will transform digital identity verification.

Verification 63

Verification Cross-Border Online and Mobile Banking Push-to-Card 63

PYMNTS

APRIL 27, 2016

While advancements to digital commerce and authentication technology have revolutionized a number of industries, one where their influence is perhaps most visible in the travel sector. The solution approaches digital authentication by flagging anomalies when consumers, issuers and merchants all come together, online, to do business. “3D

Authentication 40

Authentication Issuers Best Practices Fraud Prevention 40

FICO

MAY 3, 2023

Use a “cool off period” for large payments Survey responses: Nearly half (45%) of consumers worldwide think enforcing a “cooling off period” for larger payments is an improvement banks could make to combat scams. In Indonesia , Malaysia , and South Africa , however, 54% or more of consumers like the idea. Debbie holds a B.A.

Scams 10

Scams RTP Fraud Detection Real Time Payments 10

Fintech Finance

APRIL 30, 2025

Securely registering and authenticating trusted agents: The program will require trusted AI agents to be registered and verified, after which they will be able to make secure payments on behalf of their users.

Visa 59

Visa AI Technology Issuers 59