VISTA InfoSec

JANUARY 23, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS). Networks that store, process, or transmit cardholder data naturally fall within the PCI DSS scope and must be assessed accordingly. PCI DSS v3.2.1 PCI DSS v4.0 Testing Procedures: 4.2.1.1.a

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PCI DSS Encryption Procedures Best Practices 130

VISTA InfoSec

FEBRUARY 28, 2024

In our ongoing series of articles on the Payment Card Industry Data Security Standard (PCI DSS), we’ve been examining each requirement in detail. Today, we turn our attention to Requirement 8: Identify Users and Authenticate Access to System Components. Changes Overall Focus Strong emphasis on eliminating shared accounts.

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PCI DSS Best Practices Authentication Rules 130

VISTA InfoSec

FEBRUARY 16, 2024

Welcome back to our series on PCI DSS Requirement Changes from v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 c: Confirm that software applications comply with PCI DSS. - c: Confirm that software applications comply with PCI DSS. - In PCI DSS v4.0, PCI DSS v3.2.1

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PCI DSS Procedures Best Practices Checks 100

VISTA InfoSec

MAY 12, 2024

Work with PCI DSS Compliant Vendors While the PCI DSS (Payment Card Industry Data Security Standard) is not a legal requirement, it is a sign that an organization or a product is up to par when it comes to combating common cyber threats.

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PCI DSS Security Compromise Best Practices 277

Stax

JULY 16, 2024

As more consumers gravitate online, they risk putting more sensitive authentication data and financial information on the internet. This is why PCI DSS compliance is critical. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0

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PCI DSS Compliance Credit Cards Encryption 88

Fi911

FEBRUARY 26, 2025

The Payment Card Industry Data Security Standard (PCI-DSS) is a set of global standards developed to safeguard cardholder data. Staying up-to-date with PCI-DSS compliance should be a top priority. This guide will break down what you need to know about PCI-DSS compliance. PCI-DSS version 4.0,

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PCI DSS Compliance MFA Assessments 59

VISTA InfoSec

JANUARY 22, 2024

In our exploration of PCI DSS v4.0’s So, what’s the purpose of Requirement 3? Changes in Requirement 3 from PCI DSS v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 a Review policies and interview staff at issuing entities to confirm justified storage of sensitive authentication data.

PCI DSS 100

PCI DSS Encryption Procedures Authentication 100

Basis Theory

NOVEMBER 12, 2024

How tokenization applies to being PCI compliant and meeting the 12 PCI DSS requirements. Minimize or Eliminate Compliance Requirements While necessary, compliance, particularly, the 12 PCI DSS requirements , are a significant burden for organizations to bear. This can be inconvenient and unwieldy.

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Encryption Payment APIs and Integration PCI DSS Returns 157

Fintech Finance

FEBRUARY 20, 2025

Key security features include: Advanced Machine Learning Fraud Detection: Prevent unauthorized access with IP Allowlisting & Multi-Factor Authentication (MFA), and monitor suspicious activity with user behavior analytics. Runa Assure safeguards the entire payouts journey so businesses can protect their recipients, revenue, and reputation.

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PCI DSS Security Payment APIs and Integration MFA 86

Fintech Finance

NOVEMBER 27, 2024

while protecting customers through tools like strong customer authentication (SCA), 2-factor authentication, and PCI DSS data encryption.

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PCI DSS Alternative Payment Methods Payments Data Encryption 105

Payments Source

JANUARY 14, 2018

With less than three months before the PCI DSS Requirement 8.3

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PCI DSS Authentication Breach Data Security 79

Stax

JANUARY 21, 2025

Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. A payment gateway is a tool that allows merchants to authenticate and receive payments from their customers electronically. Learn More What is a Payment Gateway?

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Clearly Payments

NOVEMBER 13, 2024

Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. Card Verification and Authentication : BINs support the verification process by providing immediate access to the issuing institution’s information.

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Process Processors Payments Compliance 104

Stax

JANUARY 23, 2025

Know Your Customer (KYC): This check involves verifying government-issued IDs, business licenses, and ownership structures to confirm the merchants legitimacy and authenticity. Ensuring adherence to legal and regulatory standards, such as PCI DSS (Payment Card Industry Data Security Standard) requirements.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Clearly Payments

MARCH 14, 2025

Stage 2: Authentication and Security To prevent fraud, security measures are incorporated: EMV Chip Technology : EMV chips provide dynamic encryption for each transaction, making it harder to counterfeit cards. Authentication 0.5 – 2 seconds Verification of cardholder identity via EMV, biometrics, or token.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving. Don't, however, let the term "merchants" fool you.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

Stax

MARCH 4, 2024

TL;DR The PCI DSS determines security protocols and sets the standards for payment security. How do two-factor authentication and “3-D secure” protect payment information? Multi-factor authentication (MFA) adds additional layers of security by requiring additional verification during the transaction process.

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PCI DSS Payment Security Security MFA 88

Stax

JANUARY 28, 2025

Click to Pay is based upon global EMV Secure Remote Commerce (SRC) standards, which include security measures like tokenization , multi-factor authentication , and 3D Secure protocols. The customer will then input the passcode to complete the authentication process. It is also built to be super secure.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

VISTA InfoSec

DECEMBER 19, 2024

Use multi-factor authentication (MFA) for SWIFT interfaces and applications. We are also offering AuditFusion360 a one-time audit service for all your compliance needs, including SWIFT CSP, PCI DSS, SOC 2, GDPR, ISO 27001, and more. Use surveillance and access controls for server rooms and data centers.

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SWIFT Cybersecurity PCI DSS Compliance 173

Stax

APRIL 3, 2025

Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. For eCommerce payment systems, these measures include two-factor authentication, fraud filters, real-time transaction monitoring, card verification value, device fingerprinting, and address verification system.

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Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Enter the PCI DSS compliance. The PCI Security Standards Council (PCI SSC) has robust measures to protect cardholder information and prevent unauthorized access, fraud, and data breaches.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

The Payments Association

JUNE 3, 2025

Moreover, network tokenisation reduces the regulatory burden by eliminating the need to store sensitive card data, supporting the Payment Card Industry Data Security Standard (PCI DSS) compliance and lowering the risk of data breaches.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

The Paypers

APRIL 29, 2016

(The Paypers) PCI Council has released PCI DSS 3.2 compliance standards which include requirements that merchants and banks must implement in strong encryption and multi-factor authentication.

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PCI DSS Encryption Authentication Compliance 28

Fintech News

AUGUST 26, 2024

Card-on-file transactions are becoming increasingly popular, and tokenisation is critical to meet PCI/DSS compliance and prevent the risk of storing sensitive card data. For manual card provisioning, implementing robust step-up authentication processes is crucial.

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APACS PCI DSS Push-to-Card Online and Mobile Banking 120

Clearly Payments

JANUARY 8, 2024

The first step is implementing robust authentication processes, including multi-factor authentication, biometric verification , and tokenization , to enhance user access security. Secure Network Configurations Configuring secure networks is fundamental to PCI DSS compliance.

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Risk Management Risk PCI DSS Process 97

Exact Payments

FEBRUARY 5, 2024

Enter the Payment Card Industry Data Security Standard (PCI DSS): a comprehensive framework that sets forth stringent rules and regulations to ensure the secure handling, processing, and transmission of cardholder information. As we approach the highly anticipated release of PCI DSS 4.0 a notable change is on the horizon.

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ISVS PCI DSS Encryption Authentication 52

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

PYMNTS

OCTOBER 27, 2016

Those vendors must also be compliant with both the company’s own program standards and the Payment Card Industry Data Security Standards (commonly known as PCI DSS). Finally, said the blog post, the registry also names those providers that have proven to be early adopters of the most recent version of the PCI DSS 3.2,

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PCI DSS Service Provider EMV Authentication 53

VISTA InfoSec

JUNE 3, 2024

Multi-Factor Authentication (MFA) Implementing multi-factor authentication (MFA) adds an extra layer of security to the authentication process. PCI PIN and PCI DSS: Standards for securing payment card data. ISO27001: An international standard for information security management systems.

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MFA Credential PCI DSS Compliance 130

PYMNTS

JANUARY 19, 2021

He noted that Scalefast must ensure GDPR and Payment Card Industry Data Security Standard (PCI DSS) compliance (the firm has a dedicated team in place to handle attacks or chargebacks), without any action needed from the D2C firm itself.

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Cross-Border PCI DSS Fraud Prevention Regulations 128

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. The company facilitates the transfer of information and funds between the customer’s bank and your business’ bank.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

My Payment Savvy

JUNE 16, 2025

This tokenization keeps the sensitive card information off your servers, reducing the risk of a data breach and easing PCI DSS compliance. Data is Encrypted & Tokenized Immediately after submission, the payment gateway encrypts the card data and replaces it with a token—a random, one-time-use ID.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

VISTA InfoSec

DECEMBER 19, 2024

Use multi-factor authentication (MFA) for SWIFT interfaces and applications. We are also offering AuditFusion360 a one-time audit service for all your compliance needs, including SWIFT CSP, PCI DSS, SOC 2, GDPR, ISO 27001, and more. Use surveillance and access controls for server rooms and data centers.

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SWIFT Cybersecurity PCI DSS Compliance 130

Fintech News

SEPTEMBER 9, 2024

.” In the Philippines, The Philippine Statistics Authority in partnership with the Department of Information and Communications Technology, launched the Digital National ID this June, together with authentication platforms, National ID eVerify and National ID Check.

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Deepfake PCI DSS Verification Financial Inclusion 128

Finextra

JUNE 25, 2025

AI is enabling: Biometric authentication that eliminates passwords and PINs. From Payments to Experiences: What the Future Looks Like The future of payments isn’t just faster—it’s intelligent, anticipatory, and invisible. Proactive engagement , reminding users of bill deadlines or offering personalised credit.

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

Stax

JULY 9, 2024

Fraud prevention measures, such as tokenization and multi-factor authentication, add layers of security to verify transactions and protect against unauthorized use of payment credentials. Today, most mobile wallets are already using biometric authentication, requiring the user to scan their fingerprint before the wallet can be opened.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163