Stax

JANUARY 28, 2025

Click to Pay is based upon global EMV Secure Remote Commerce (SRC) standards, which include security measures like tokenization , multi-factor authentication , and 3D Secure protocols. The customer will then input the passcode to complete the authentication process. It is also built to be super secure.

Payment APIs and Integration

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing

Finextra

JULY 3, 2025

Users can: Store card credentials securely Authenticate with biometrics Make fast, online, and contactless payments Access loyalty points, tickets, or IDs You’re not managing funds. It simply facilitates transactions by linking to your customers existing financial instruments, like bank accounts or credit/debit cards.

eWallet

Finextra

JULY 24, 2025

Features to look for in a future-ready platform Your ideal platform must support real-time payments, multiple currencies, and strong user authentication. This builds trust with both customers and regulators. You should use multi-factor authentication, tokenization, and encryption for every transaction.

Digital Payments

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. You must also be able to adapt the platform for automated compliance with regulations in your specific industry.

Credit Cards

The Payments Association

JULY 24, 2025

Collect Payment Details Securely Once the methods are selected, merchants need to collect customer payment information securely and in line with PCI DSS standards. Building a PCI-compliant system from scratch is possible – but it’s costly, time-consuming, and requires rigorous certification. Customer Authentication.

Payment APIs and Integration

EBizCharge

MARCH 18, 2025

It also offers robust functionality to help businesses streamline operations, improve efficiency, and maintain compliance with industry regulations. By regularly reviewing procedures, merchants can proactively address and mitigate potential issues early to protect against data breaches and maintain compliance with industry regulations.

Credit Cards

Finextra

JUNE 25, 2025

Collaborative intelligence between banks, fintechs, and regulators. AI is enabling: Biometric authentication that eliminates passwords and PINs. GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June Willem Wellinghoff Chief Compliance Officer at Ecommpay Bring on the BNPL regulation, but let’s get it right!

Fraud Detection

EBizCharge

FEBRUARY 26, 2025

Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS). For an added layer of security, 3D Secure authentication helps the cardholders identity before processing transactions.

Credit Cards

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). Now that you know the benefits of integrating a payment gateway into Salesforce, its time to learn how to set it up.

Payment Gateways

Stax

APRIL 10, 2025

And the fact that we dont have established local and international regulations managing their usage means people have little legal recourse if things go wrong. Step 5: Evaluate security and fraud protection The required level of vigilance will depend on the applicable regulations in your industry.

Small Business

EBizCharge

MARCH 3, 2025

Acumatica payment providers should comply with legal and regulatory requirements like Payment Card Industry Data Security Standards (PCI-DSS) , which safeguard payment data by implementing various security protocols. 3D Secure authentication requires an additional verification step during a credit card transaction.

Credit Cards

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS

VISTA InfoSec

JULY 31, 2023

The PCI DSS Checklist is a crucial first step in securing your business. It’s a tool that helps businesses ensure they’re meeting all the requirements of the Payment Card Industry Data Security Standard (PCI DSS). To get started on your journey towards PCI DSS compliance, we recommend visiting the PCI DSS v4.0

PCI DSS

Stax

JULY 16, 2024

As more consumers gravitate online, they risk putting more sensitive authentication data and financial information on the internet. This is why PCI DSS compliance is critical. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0

PCI DSS

Stax

JANUARY 15, 2024

Surcharging involves understanding federal laws, state-specific restrictions, and international regulations. PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. In case of ambiguities, don’t hesitate to consult with state regulators.

Credit Cards

FICO

NOVEMBER 1, 2016

The issuance of the proposed regulations follows a series of industry surveys and discussions with its regulated entities over the course of several years that provided insights on their cybersecurity programs, related costs and future plans. The post New York Proposes Major Changes to Cybersecurity Regulation appeared first on FICO.

Cybersecurity

VISTA InfoSec

JUNE 3, 2024

If your company has ever worked with businesses in European Union countries, you probably had to follow the EU’s General Data Protection Regulation (GDPR). Multi-Factor Authentication (MFA) Implementing multi-factor authentication (MFA) adds an extra layer of security to the authentication process.

MFA

PYMNTS

JANUARY 19, 2021

But it’s still on you as a brand to figure out what payment methods you need, how to sell locally, how [General Data Protection Regulation (GDPR)] may apply, and how to manage taxes,” he said. Retailers are entering new markets at a time when regulations are becoming more complex and costly, not less.

Cross-Border

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards

Clearly Payments

JANUARY 8, 2024

The first step is implementing robust authentication processes, including multi-factor authentication, biometric verification , and tokenization , to enhance user access security. Secure Network Configurations Configuring secure networks is fundamental to PCI DSS compliance.

Risk Management

Exact Payments

FEBRUARY 5, 2024

Enter the Payment Card Industry Data Security Standard (PCI DSS): a comprehensive framework that sets forth stringent rules and regulations to ensure the secure handling, processing, and transmission of cardholder information. As we approach the highly anticipated release of PCI DSS 4.0

ISVS

Stax

MARCH 15, 2024

Secure payment systems comply with strict security standards and regulations set forth by governing bodies and industry organizations. Compliance with PCI DSS is mandatory for businesses that handle credit card transactions. Two-Factor Authentication (2FA). How Do Secure Payment Systems Work? These include: Passwords.

Process

Stax

JULY 9, 2024

Fraud prevention measures, such as tokenization and multi-factor authentication, add layers of security to verify transactions and protect against unauthorized use of payment credentials. Today, most mobile wallets are already using biometric authentication, requiring the user to scan their fingerprint before the wallet can be opened.

Digital Payments

Clearly Payments

OCTOBER 22, 2024

The purpose of a PIN is to authenticate the identity of the cardholder during a transaction. Mobile wallets using biometric authentication generally bypass the need for a PIN. Terminals should be PCI DSS (Payment Card Industry Data Security Standard) compliant. What is a PIN?

Debit Card

The Fintech Times

JULY 20, 2024

Alex Reddish, managing director of Tribe Payments Alex Reddish , managing director of Tribe Payments , discusses the impact this regulation could have in the future, and whether further action will be needed: “We are now in a period where we have seen large institutional payment rails fail more frequently than we have ever seen before. .

Payments

Payments Source

MARCH 26, 2018

Driven by big breaches like the Equifax incident, all stakeholders in card payments will have to demonstrate multi-factor authentication, writes Michael Magrath, director of global regulations and standards at VASCO.

Breach

The Payments Association

OCTOBER 4, 2024

These digital-first solutions are especially popular among younger generations, who value convenience and security features like biometric authentication. However, international transactions come with their own set of challenges, including fluctuating exchange rates, varying regulations, and complex settlement processes.

Online and Mobile Banking

Clearly Payments

MARCH 22, 2024

Biometric authentication, such as fingerprint or facial recognition, is increasingly used to verify the identity of the user, adding a personal layer of security to the transaction process. Integration of Biometric Authentication : Security concerns are paramount in the realm of mobile payments.

Contactless Payments

Exact Payments

JANUARY 4, 2024

The Payment Card Industry Data Security Standard (PCI DSS) plays a crucial role in protecting cardholder data for businesses that accept credit card payments. As a business owner or professional, it’s essential to understand the importance of PCI compliance and its requirements. Protect stored cardholder data.

PCI DSS

PYMNTS

DECEMBER 4, 2017

. —60 percent of SMBs said they don’t follow PCI DSS or HIPPA rules when storing customer credit card and banking information , according to new research from Clutch. Clutch warned that fines for non-compliance with these rules can reach into the millions of dollars. —54

Small Business

PYMNTS

FEBRUARY 7, 2020

That’s because paper becomes the default method of payment when something goes awry — such as when banking credentials can’t be authenticated , or identity cannot be verified. “In But this fallback option (less secure though it may be) will disappear, said Edwards, as authentication methods improve on the digital front.

PCI DSS

Clearly Payments

FEBRUARY 12, 2024

This article aims to explore the impact that Visa and Mastercard has on the payment industry, examining their influence on innovation, regulation, consumer behavior, and the broader economy. Authorities implement regulations to ensure fair pricing practices and protect merchants and consumers from excessive fees.

Visa

Stax

NOVEMBER 6, 2023

There are various methods of enforcing data security, such as data masking, encryption, authentication, and data tokenization. Moreover, companies need to follow data privacy and compliance requirements to stay in business. Let’s get started. What are the limitations of data tokenization?

Encryption

Stax

APRIL 30, 2024

These are solutions that help you authenticate and accept payments according to your business requirements. They will also help you stay compliant with certain rules and regulations, including the various fees applicable to online payment processing. Not complying with the PCI can attract a fine of up to $500,000 per incident.

Process

EBizCharge

MARCH 12, 2024

For this, look for payment providers that are compliant with relevant regulations and standards, like the Payment Card Industry Data Security Standard (PCI DSS). Merchants should also apply data encryption, tokenization, and multi-factor authentication (MFA) to ensure only authorized users can access payment portals.

Credit Cards