Finextra

JULY 21, 2025

Home Announcements Payments RBA proposes to lower cap on interchange fees External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. 0 6 hours Be the first to comment External This content is provided by an external author without editing by Finextra.

Caps

NFCW

MARCH 18, 2025

The UK’s Financial Conduct Authority (FCA) has begun a public consultation on proposed plans to either significantly increase or remove altogether the current 100 (US$129.83) limit on contactless card transactions. The FCA has set out its thinking in an engagement paper on contactless payment limits.

Transaction Limits

Finextra

JULY 30, 2025

External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author. Principal Consultant at Oracle Navigating the AI Paradox in Banking: Strategies for Value Realization and Futureproofing 28 July Carlo R.W.

Cross-Border Payments

The Fintech Times

MARCH 19, 2025

The Financial Conduct Authority (FCA) is reviewing whether the 100 contactless limit should be removed or increased, aiming to give consumers and businesses more flexibility while keeping fraud protections in place. The consultation is part of wider efforts to encourage innovation in payments and support economic growth.

Contactless Payments

Finextra

JUNE 14, 2025

Every time you tap or swipe a Mastercard, the company earns fees by routing the transaction through its network and facilitating authorization, clearing, and settlement between the merchant’s bank and the cardholder’s bank. External This content is provided by an external author without editing by Finextra.

Visa

Neopay

JULY 30, 2025

On 11 March 2024, HM Treasury launched a consultation on the Money Laundering, Terrorist Financing, and Transfer of Funds (Information on the Payer) Regulations 2017 (MLRs). Strengthening System Coordination The Financial Regulators Complaints Commissioner will be added to the list of relevant authorities in Regulation 52 of the MLRs.

Money Laundering

Fintech Finance

JULY 17, 2025

The Financial Conduct Authority proposes affordability checks, complaint access via the Ombudsman, and mandatory support for borrowers in difficulty. Buy now pay later (BNPL) borrowers will benefit from key protections in place for other types of lending, under proposals put forward by the Financial Conduct Authority (FCA).

BNPL

The Fintech Times

MAY 16, 2025

We have the Bank of England, the Financial Conduct Authority ( FCA), the National Wealth Fund, all of the insurance companies, professional services and the building societies here. If we can support that as a local authority by making sure the conditions are right, we will continue to do those things.

Innovation

Stax

MAY 5, 2025

A payment gateway solution is a service that authorizes credit card payments and processes them on behalf of the merchant. It’s important to consult your developer or development company before choosing a payment gateway or processor, as they will be the ones integrating it into your app.

Payment Gateways

Finovate

JUNE 9, 2025

Cybercrime consultancy We Fight Fraud partners with Salv to facilitate intelligence sharing between financial institutions in Europe. Crypto The UK’s Financial Conduct Authority (FCA) proposes allowing individual, retail investors to receive crypto exchange traded notes (cETNs).

Credit Union

Finextra

JUNE 9, 2025

has reached a real-time tipping point 0 09 June 2025 1 comment Anand Vaidya Principal Solutions Consultant Icon Solutions Location Wimbledon Followers 0 Opinions 3 Follow Unfollow The need for speed, convenience and certainty is driving demand for faster payment services in the U.S. It expresses the views and opinions of the author.

ISO 20022

Stax

DECEMBER 2, 2024

This trend is poised to continue, with a survey from the consultancy CMSPI finding that cost reduction is the top payments priority for 60% of businesses. A noted thought leader, Jonathan authored the CardX brief in the U.S. Jonathan Razi is the founder of CardX and an advisor to Stax Payments. Supreme Court. Jonathan holds a J.D.

Junk Fees

Finextra

AUGUST 1, 2025

Interchange rates are defined by the card networks (and in some regions are also regulated by financial authorities) and are used to control and stimulate the development various parts of the payments markets, e.g.: regionally and worldwide; specific transaction types; specific merchant categories; etc.

Transactions

The Fintech Times

JANUARY 29, 2025

Moreover, the Qatar Investment Authority (QIA) , the countrys sovereign wealth fund, has shown interest in fintech opportunities globally, along with ventures in venture capital and sustainability. Among the notable fintech companies emerging from Qatar are CWallet , Loopay as well as Tiptiptop.

FinTech

Finextra

JULY 7, 2025

This generative AI tool has improved the quality and speed of client consultations. This machine learning system monitors outgoing transfers and card payments in real time, and if it detects patterns indicative of an Authorized Push Payment scam (e.g., External This content is provided by an external author without editing by Finextra.

AI

Finextra

AUGUST 13, 2025

External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

Stax

MAY 6, 2025

The process begins from the moment the customer makes a card payment to the point when the transaction is authorized and settled. Start the process of authorizing and accepting credit card payments from the merchant services provider/acquiring bank. Reach out to Stax for a consultation today.

Credit Cards

Finextra

JUNE 18, 2025

External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author. It expresses the views and opinions of the author. 13 February nexo standards: simplifying payments one transaction at a time.

ISO 20022

VISTA InfoSec

MARCH 25, 2025

CSRO Licensed Penetration Testing (Singapore) : Delivering authorized, in-depth security testing solutions. The post VISTA InfoSec Achieves CREST Membership a Milestone in Cybersecurity appeared first on Information Security Consulting Company - VISTA InfoSec.

Cybersecurity

VISTA InfoSec

MARCH 13, 2025

Access control and authentication PCI DSS enforces stringent access control measures, ensuring that only authorized personnel can access sensitive payment card data. appeared first on Information Security Consulting Company - VISTA InfoSec. The post How PCI DSS Compliance Protects Australian Businesses from Data Breaches?

PCI DSS

Finextra

JULY 16, 2025

External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

Payment APIs and Integration

Fintech News

JULY 21, 2025

The Monetary Authority of Singapore (MAS) recently released its latest annual report, and within its pages are fintech and digital finance initiatives that will shape the country’s (and in certain moves, the region’s) financial future. This provides affected scam victims with payouts when lapses occur.

FinTech

The Fintech Times

JULY 22, 2025

UK regulator, the Financial Conduct Authority (FCA), has published new proposals to regulate the Buy Now Pay Later (BNPL) market. New FCA proposals could see future legislation requiring lenders to check that people can afford BNPL loans, and to offer support if customers get into financial difficulty.

BNPL

EBizCharge

JANUARY 21, 2025

Many small businesses (independent consultants or home-based companies) also use virtual terminal payments to process card and electronic payments without additional hardware or a card reader. Enter payment details: The business owner or authorized user manually inputs the customers card information.

Credit Cards

Finextra

JULY 31, 2025

External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author. Principal Consultant at Oracle Navigating the AI Paradox in Banking: Strategies for Value Realization and Futureproofing 28 July Carlo R.W.

Financial Inclusion

Finextra

AUGUST 1, 2025

About the author: Luigi Wewege is President of Caye International Bank, awarded as one of the leading banks in the Caribbean and Central America. He is an accomplished multi-publication author, including The Digital Banking Revolution (now in its third edition). It expresses the views and opinions of the author.

FinTech

Finextra

JULY 30, 2025

External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author. Principal Consultant at Oracle Navigating the AI Paradox in Banking: Strategies for Value Realization and Futureproofing 28 July Carlo R.W.

FinTech

Finextra

JULY 20, 2025

In practice, “ vaulted ” means a user can pre-authorize and save PayPal as a preferred payment method in a given context (for example, in a ride-sharing app or food delivery app) so that future transactions happen with one tap, without repeated logins. External This content is provided by an external author without editing by Finextra.

Product

Finextra

JULY 17, 2025

External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. 6 hours See all opinions External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.

AI

Finextra

JULY 14, 2025

External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author. It expresses the views and opinions of the author. As ACH becomes the final frontier in U.S.

ACH

The Payments Association

JANUARY 13, 2025

The introduction of the Digital Assets Bill and the Financial Conduct Authority (FCA)s ongoing efforts to regulate cryptoassets demonstrates the regulator’s intentions to further define just how digital assets are governed and traded. Secondly, firms should actively engage with industry bodies and regulatory consultations.

Legal

Payments Dive

JULY 16, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Why small banks may shun Zelle The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.

Zelle

Stax

MARCH 5, 2025

Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. How do they work together?

Credit Card Payment Processing

Finextra

AUGUST 7, 2025

External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author. Sharing experiences in communities like this can spark valuable discussions and insights for all.

Small Business

Finextra

JULY 27, 2025

Integration Bus: Connects ERP/TMS, SWIFT gateways, AML/KYC services, and tax authorities and translating between token events and legacy formats. Payment Authorization: Treasury defines smart contract on invoice match further lock CBDC tokens in escrow. It expresses the views and opinions of the author.

CBDC

Finextra

JULY 21, 2025

External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

Payment APIs and Integration

Finextra

JULY 16, 2025

External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author. The beauty of a stablecoin is it’s like cash: instant and final settlement with a public FX rate.

Cross-Border Payments