Basis Theory

NOVEMBER 12, 2024

Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers. Authentication and Authorization With encryption, the key used to decrypt the data is how you authorize and retrieve the data. This can be inconvenient and unwieldy.

Encryption

Stax

MARCH 18, 2025

Payment processing systems help merchants accept various types of payments, such as credit and debit cards, automated clearing house (ACH) , electronic funds transfers (EFTs), digital wallets, mobile payments, and even cryptocurrencies. Issuing bank – The financial institution that issued the customers credit or debit card.

Process

Fintech Finance

OCTOBER 28, 2024

FV Bank, in partnership with Visa, has today announced at Money20/20 Las Vegas (October 27-30), the launch of FV Bank’s new debit cards and corporate expense cards. Businesses can order cards for authorized users, set individual spending limits, and track transactions in real-time through FV Bank’s platform.

Debit Card

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards

VISTA InfoSec

MARCH 13, 2025

million credit card users in Australia, along with 43.77 million actively issued debit cards? These figures reflect Australia’s heavy reliance on digital payments and card-based transactions for everyday purchases and online commerce. Did you know that there are approximately 12.52

PCI DSS

Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. Talk to sales How Online Payment Processing Works On the surface, online credit card processing happens in seconds.

Online Payment Processing

Fintech Finance

OCTOBER 29, 2024

Sibstar, the UK’s leading debit card and app for people living with dementia, is today calling for banks and governments to work closer together to ensure safer spending for financially vulnerable people. Sibstar is the UK’s first debit card and app that helps families living with dementia to safely manage their everyday spending.

Financial Inclusion

Stax

JUNE 8, 2025

Whether it’s using a credit or debit card, a mobile wallet, or a contactless payment solution, flexibility is critical to guaranteeing a great payment experience for your customers. A payment gateway is a technology that authorizes and processes payments between buyers and sellers by securely transmitting payment data.

Payment Gateways

Stax

APRIL 3, 2025

They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. It works in tandem with the customers bank or credit card provider to verify and authorize the transaction.

Payment Solutions

Clearly Payments

NOVEMBER 6, 2024

This market includes a range of services and technologies that facilitate the acceptance, authorization, and settlement of payments across various channels, including online, in-store, and mobile. Credit Card Transaction Volume : Credit card payments specifically accounted for around $5.6 Credit cards accounted for around $5.6

Process

Stax

JANUARY 21, 2025

Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. Opt for gateways that support diverse payment options like credit/debit cards, digital wallets, and international payments to accommodate customer preferences. According to Forrester, 69% of adults in the U.S.

Payment Gateways

Clearly Payments

DECEMBER 11, 2024

As digital transformation continues, new payment methods have grown beyond traditional credit and debit cards, reshaping the way businesses accept payments and how customers choose to make them. APMs refer to any payment methods outside traditional credit or debit cards. What Are Alternative Payment Methods? In the U.S.,

Alternative Payment Methods

Stax

DECEMBER 2, 2024

As a result, these laws would only prohibit credit card surcharging if the surcharge is mandatory and applied to all customers, no matter which payment method they choose. A noted thought leader, Jonathan authored the CardX brief in the U.S. He currently advises Stax on state surcharging laws, card brand rules, and product strategy.

Junk Fees

Finextra

JULY 5, 2025

Let’s compare their core payments capabilities: Stripe and Adyen each support an extensive array of payment methods: global credit/debit cards (Visa, Mastercard, Amex, etc.), Adyen built direct connections to many local payment schemes and card networks through its own licenses. It expresses the views and opinions of the author.

Product

The Fintech Times

MARCH 18, 2025

The UK’s Financial Conduct Authority (FCA) has approved Atoa Payments , an open banking-enabled payments provider, to operate as an Authorised Payment Institution (API). This is a game-changing moment for Atoa, explained Sid Narayanan , co-founder and CEO of Atoa.

Processing Costs

EBizCharge

NOVEMBER 27, 2024

An Internet merchant account (IMA) is a type of banking account that allows online businesses to accept credit and debit card payments. Transaction settlement: After a payment is authorized, the merchant account facilitates the settlement process. Authorization request: The processor communicates with the bank for approval.

Accounts

Stax

MAY 6, 2025

Credit card processing refers to the series of steps involved in facilitating transactions made using credit cards. The process begins from the moment the customer makes a card payment to the point when the transaction is authorized and settled. Q: How do businesses accept credit card payments?

Credit Cards

Stax

MAY 5, 2025

A payment gateway solution is a service that authorizes credit card payments and processes them on behalf of the merchant. Set up a merchant account The merchant account required is through your payment processor, the organization that processes your credit/debit card transactions.

Payment Gateways

Payments Dive

JUNE 30, 2025

Among the credit and debit card issuing services that Visa and FIS are offering to financial institutions are a digital campaign manager for their marketing teams; a branded digital wallet link; and e-commerce fraud mitigation. Please select at least one newsletter.

Card Services

Payments Dive

JUNE 12, 2025

He contends Adyen’s authorization rates are better with its custom approach. Specifically, the company can track customer data across store and e-commerce environments, Strazza said. When we talk about optimization, we can go deeper than any other company can, because we have those direct connections,” Strazza said in the Monday interview.

Privacy

Fintech Finance

JULY 15, 2025

With both MiCAR and EMI licenses, ZBD is now among a very select group of companies authorized to offer a comprehensive range of fiat and crypto services across the entire European Economic Area (EEA).

Finance

Stax

NOVEMBER 14, 2024

In this context, they accept the funds from the sale once a card is authorized and deposit them into the business’ bank account. They issue cards to consumers and are a part of card associations. The terminal then contacts the credit card processing company for authorization. Step 3: The card is authorized.

Credit Cards

EBizCharge

MARCH 11, 2025

Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. This is because credit cards, debit cards, and digital wallets have different fees.

Processing Costs

Finextra

JULY 20, 2025

extending its wallet to offline uses (like tap-to-pay with the PayPal or Venmo debit cards) and seeing strong early results. For example, enabling in-store debit usage not only added payment volume but actually drove more online PayPal checkouts – for every four debit card users, one became an incremental PayPal checkout user.

Product

Finextra

JULY 3, 2025

It simply facilitates transactions by linking to your customers existing financial instruments, like bank accounts or credit/debit cards. Users can: Store card credentials securely Authenticate with biometrics Make fast, online, and contactless payments Access loyalty points, tickets, or IDs You’re not managing funds.

eWallet

Fintech Finance

JUNE 20, 2025

The transition from fixed commuter passes to Pay as You Go (PAYG) and Account-Based Ticketing (ABT) caters to changing work habits, offering travellers flexibility and convenience while providing Transportation Authorities (TAs) with valuable data on demand patterns.

Payments Trends

Stax

MARCH 5, 2025

Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. How Can Internet Card Payment Processing Help My Business? From credit and debit cards to mobile payments (like Apple Pay), ACH, and invoicing, Staxs platform has everything you need.

Credit Card Payment Processing

Fintech Finance

JULY 30, 2025

Customers will be able to top it up from their debit card, use it to shop with Klarna, receive refunds directly into it, and earn cashback when they shop. Already live in the US and across 14 European markets, Klarna balance will allow Brits to hold and manage funds in a Klarna account.

Debit Card

EBizCharge

MARCH 7, 2025

When selecting a payment gateway, its important to consider factors such as the ability to manage both authorization and capture processes within your ERP system. Processing various test transactions, such as authorization, capture, void, and refunds, helps ensure that all aspects of the payment gateway are functioning properly.

Payment Gateways

Stax

APRIL 10, 2025

Contact us 10 Top Payment Methods for Small Businesses Credit and debit card payments Card payments (credit cards and debit cards) account for 50% of the total number of small business transactions and remain the primary way customers make purchases on-site and online.

Small Business

Clearly Payments

FEBRUARY 10, 2025

The Issuing Bank The customers bank, called the issuing bank , which authorizes or declines transactions. Card Networks Companies like Visa, Mastercard, and American Express ( credit card networks ) that set processing rules and fees. per transaction. While legal in most U.S.

Small Business

Finextra

JULY 10, 2025

Offer a variety of payment methods like credit and debit cards, popular digital wallets, local payment methods, and buy-now-pay-later options. External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.

Transactions

My Payment Savvy

JUNE 16, 2025

Most gateways accept credit and debit cards, but some also handle electronic payments through digital wallets, ACH direct debit, and alternative payment options. Authorization Response is Sent Back The bank’s approval or denial flows back through the card network and processor to the gateway.

Payment Gateways

Finextra

JULY 2, 2025

Offering credit/debit cards, UPI, wallets, and even “Buy Now, Pay Later” gives people more choices. External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

Online and Mobile Banking

Stax

JUNE 23, 2025

The customer must give the originating bank or financial institution authorization to debit or credit their savings or checking account. API integration will also save you money on credit and debit card transactions. A good example are pro service providers that allow their clients to pay via ACH for large amounts.

ACH

Fintech Finance

JULY 15, 2025

With both MiCAR and EMI licenses, ZBD is now among a very select group of companies authorized to offer a comprehensive range of fiat and crypto services across the entire European Economic Area (EEA).

Finance

EBizCharge

JANUARY 14, 2025

When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization. It supports various payment methods, such as credit cards, debit cards, mobile payments, and digital wallets.

Payment Gateways