Evolve Payment

JANUARY 14, 2025

Do they have a retail environment (B2C), or do they have the more traditional B2B payment process where the card is not present? Whether in a B2C or B2B setting , business owners tend to forget that administrative costs are just as important for reducing time and payroll costs as the actual fee itself.

Process 97

Process IRS B2C Credit Cards 97

Fintech News

APRIL 24, 2025

billion Cgtz is a B2C debt investment platform offering a diverse range of investment products tailored for individuals and small to medium-sized enterprises (SMEs). It enables payments, payroll disbursement, and marketplace operations. Over time, it has added services like payroll management, SME lending, and banking solutions.

FinTech 130

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 130

Fintech News

FEBRUARY 15, 2024

One relevant example is Toast, a company that initially launched as a restaurant point-of-sale (POS) system before evolving into a comprehensive platform encompassing inventory management, payroll processing, scheduling, online ordering, and capital raising.

Innovation 122

Innovation FinTech Cross-Border Payments Cross-Border 122

PYMNTS

NOVEMBER 22, 2016

million and nearly half of all payments — came from direct deposit, or payroll, transactions. This has certainly proven to be a heavy use case, said Webster, and Estep said that payroll, in reference to ACH, “can be called the grandaddy of them all … because payroll has certainly been around for quite a while.

Same Day ACH 65

Same Day ACH ACH NACHA Direct Deposit 65

PYMNTS

NOVEMBER 22, 2016

The company offers both B2C and B2B solutions but has recently fixed its eye on the corporate payments space. Other FinTech companies, like Indian commercial card firm Happay , say the shift away from cash means SMEs are now seeking card and electronic payment solutions to manage their processes like payroll and expense management.

B2B 65

B2B Mobile Payments B2C Payroll 65

PYMNTS

MAY 15, 2019

Low-value payments, marked by high velocity, he continued, are typically P2P remittance, B2C disbursements and payroll, where ticket sizes are $50,000 and below. “If Use cases extend across online marketplaces, gig economy payroll payments , cross-border remittances, loan payouts and insurance disbursements, to name a few.”.

Cross-Border 74

Cross-Border Cross-Border Payments Credential Wire Transfer 74

PYMNTS

JANUARY 15, 2018

That means the remaining were B2C and P2P transactions, representing a major gap — and opportunity — for B2B FinTech, payment and API companies to step in and expand use of the faster payment service. billion in 2017, with NACHA highlighting the potential for this tool in the areas of B2B payments, payroll and more.

API 77

API B2B Same Day ACH Payment APIs and Integration 77

CB Insights

NOVEMBER 21, 2019

HR, payroll, and benefits. Companies in this subcategory (1) provide technology to employers to automate human resources, payroll, and benefits processes, or (2) leverage technology to provide these services directly to end-users. or (2) leverage technology to provide P&C or life insurance products directly to end-users.

FinTech 93

FinTech End User Online and Mobile Banking Payment APIs and Integration 93

PYMNTS

DECEMBER 18, 2020

If the pandemic has taught banks anything, it’s that corporates need to offer a range of payment methods to their customers — whether those customers are consumers (for B2C transactions) or enterprises ( B2B ). The value lies in offering payments anywhere, anytime, across a range of B2C and increasingly B2B use cases. PaaS For B2B.

Economy 67

Economy API B2C FedWire 67

PYMNTS

JANUARY 25, 2019

In terms of payments technology and alternative lending, B2C and B2B may be respectively seen as digital versions of the hare and tortoise. This is a major gap in a market that is three times the size of B2C,” he told Webster. Forrester Research found that, in the U.S. alone, B2B eCommerce transactions will reach $1.2

B2B 63

B2B B2C Payment APIs and Integration Point-of-Sale (POS) 63

PYMNTS

JANUARY 29, 2020

The startup is a B2B as well as a B2C company, and it works by allowing a person to put all bank accounts into one app. One example would be allowing payroll services to handle the transfer of employee pay directly with a company’s bank account.

Payment APIs and Integration 52

Payment APIs and Integration FinTech API B2C 52

Fintech News

FEBRUARY 8, 2024

B2B Fintech Models Draw Investor Interest The prevailing economic conditions have steered investors’ preference towards B2B fintech models, distinguishing them from their business-to-consumer (B2C) counterparts. Today, established fintech firms like merchant acquirers, payroll processors, and alternative lenders serve SMBs.

FinTech 112

FinTech Embedded Finance B2B Volume 112

PYMNTS

DECEMBER 1, 2020

Now the question is: How do the financial institutions and the banks provide the same quality of service, which is provided today in B2C, to their B2B customers?” Real-time payments are also gathering momentum, making payroll more efficient and generally improving liquidity among corporates.

ISO 20022 71

ISO 20022 B2B Payments Wire 71

Fintech News

FEBRUARY 8, 2024

B2B Fintech Models Draw Investor Interest The prevailing economic conditions have steered investors’ preference towards B2B fintech models, distinguishing them from their business-to-consumer (B2C) counterparts. Today, established fintech firms like merchant acquirers, payroll processors, and alternative lenders serve SMBs.

FinTech 109

FinTech Embedded Finance B2B Volume 109

PYMNTS

MARCH 21, 2016

They account for almost half of payroll (48%) and have created about 60% of new jobs since 2009. And how does that vary across B2Cs and B2Bs and other ways of slicing and dicing small and medium sized firms? Small and medium businesses make up nearly half of the private sector payroll in the U.S., small and medium businesses.

Technology 45

Technology EMV Payroll Chip Cards 45

PYMNTS

NOVEMBER 26, 2019

The instances where players have been able to derive notable revenue have almost always been in specific circumstances like payroll processing, where regulation specifies when funds need to be put up in advance in relation to the date by which they must be paid out. But the lived experience, Edwards said, is just much different.

Instant Payments 68

Instant Payments Payee Payroll Checks 68

PYMNTS

SEPTEMBER 23, 2019

Western Union CEO Hikmet Ersek told Karen Webster that real time means that receivers will have funds available to spend within minutes, enabling new real-time, cross-border, cross-currency payments capabilities for C2C, B2C and B2B use cases. “We The Power Of Relationships.

Accounts 82

Accounts Cross-Border Cross-Border Payments Real Time Payments 82

PYMNTS

DECEMBER 30, 2020

With a focus on enabling corporations to manage payroll in a remote work environment, India-based Skuad has reportedly secured a $4 million seed investment round , according to the Economic Times of India. In addition to global expansion, the company said it plans to invest in its own infrastructure, reports said.

Caps 84

Caps B2B Participant Small Business 84

PYMNTS

OCTOBER 9, 2019

Subscription-based offerings can be key to helping business-to-consumer (B2C) companies establish long-running relationships and lock down more predictable revenue streams. In 2019, including the loss being recognized in the third quarter, the company’s investments have resulted in $0.11 in unrealized gains, PayPal stated.

Faster Payments 58

Faster Payments PayPal Payments B2C 58

Nanonets

APRIL 14, 2024

With AI-driven accounting capabilities, HR modules, payroll features, and a wide range of integrations, Sage Intacct supports businesses' needs today while helping them prepare for the future. E-Commerce Tools commercebuild With B2C and B2B features, commercebuild is the perfect e-commerce solution for any business.

Payroll 52

Payroll Automation CRM AI 52

PYMNTS

MARCH 1, 2019

Based in San Francisco, Sapling provides companies with human resources technology that can integrate with existing systems, including payroll platforms. Paris-based Mirakl offers corporate and retail customers eCommerce Software-as-a-Service to help streamline their B2B and B2C sales operations.

Returns 75

Returns B2B Security Payment APIs and Integration 75

PYMNTS

SEPTEMBER 18, 2020

This week saw cloud-storage software maker Snowflake’s initial public offering (IPO) pop an unprecedented 111 percent , Swedish-based alt-credit provider Klarna’s valuation hit $10 billion and instant disbursements make their next great leap forward as Square rolled out instant payroll services.

Instant Payments 52

Instant Payments Payments Payroll BNPL 52

PYMNTS

JANUARY 12, 2017

In addition, within a business itself, payroll and other expenses can be covered by Same Day ACH payments, ensuring smooth operational consistency. Consider the virtual negotiation (typically the purview of B2C but extendible to B2B), where payment terms may be at issue.

B2B 45

B2B Same Day ACH ACH Payments 45

PYMNTS

NOVEMBER 3, 2020

FINTAINIUM is combining its Account Receivables and Payables Management Platform with Everlink's eHUB Digital Payments Platform to support real-time B2B and B2C payments that adhere to ISO 20022 payments messaging standards. One FI, First Bank, told the publication why B2B use cases are upping the demand for real time.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

PYMNTS

APRIL 22, 2019

The Center for Payments wants to help FIs and corporates understand where those opportunities exist, and assess whether investments in those opportunities would be profitable.

Faster Payments 63

Faster Payments Center for Payments Real Time Payments Payments 63

PYMNTS

FEBRUARY 13, 2020

B2C, he noted, is $30 trillion, with opportunities in insurance payouts, on-demand payroll, and gig economy payroll and spending. Of that tally, $120 trillion is B2B, which he said “includes spending that can be addressed through card-based solutions, accounts receivables and payables flows, as well as cross border.”

B2B 65

B2B Cross-Border Payments Cross-Border Payments 65

PYMNTS

MAY 2, 2019

This month’s Deep Dive investigates the growing interest in push payments, and its potential to streamline and secure consumer payments, B2B supplier payments, and B2C payroll and loans. Speaking of payroll, migrant workers in India are 100 million strong, and make up a sizable share of the nation’s labor market.

Faster Payments 40

Faster Payments Push-to-Card Payments Cross-Border 40

PYMNTS

FEBRUARY 11, 2020

B2C Brands’ B2B Risks. .” He pointed to corporates’ use of a business mail exchange as one source of public information that can be used by phishers to identify which email service a company uses, for example.

Phishing 58

Phishing PayPal Ransomware Cybersecurity 58

PYMNTS

SEPTEMBER 28, 2016

Jacques de la Bouillerie, managing director at Coople, said that, since its launch in 2011, the business takes care of all right-to-work checks, admin and payroll and fills 98 percent of roles within four hours. How fast can businesses secure a new employee — known as a Coopler — and have them start? Within hours. The key is the team.

On-Demand 61

On-Demand B2C Payroll Process 61

PYMNTS

MAY 6, 2019

In a P2P situation, a Venmo user can send money to a friend’s account, while a B2C transaction might involve a restaurant pushing payments to disburse wages to waitstaff, placing the funds directly onto employees’ prepaid debit cards or into their bank accounts. B2C push payments can deliver quick funds to consumers.

Push-to-Card 44

Push-to-Card Risk Debit Card B2C 44

PYMNTS

JUNE 6, 2018

based customer for the service will be Income Group, which is a payroll-focused payment provider concentrated on paying employees in real time. (less than 0.1 percent), such as some savings accounts, do not accept faster payments, as estimated by Faster Payments itself. The first U.K.-based

Real Time Payments 55

Real Time Payments Visa Accounts Faster Payments 55

CB Insights

OCTOBER 10, 2018

Freelance-focused startups on the B2C and B2B side (covered below) are positioned to scale as the gig economy grows over the next few years. To stay ahead, startups need to launch products that capture more of customer’s wallet share before incumbents catch up. Key takeaways. Sector breakdown & growth drivers.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

BitPay

MAY 25, 2023

Although this shift has so far been more pronounced among B2C companies, B2Bs also stand to benefit a great deal by offering clients the option to pay in crypto. Any payment made with traditional remittances and payroll solutions can be made with crypto, only cheaper, faster and in a variety of digital currencies.

Cryptocurrency 40

Cryptocurrency B2B Bitcoin Processors 40

PYMNTS

SEPTEMBER 27, 2019

Western Union CEO Hikmet Ersek told Karen Webster that real time means receivers will have funds available to spend within minutes, enabling new real-time, cross-border, cross-currency payments capabilities for C2C, B2C and B2B use cases. MyPayrollHR Founder Faces $70M Fraud Charge.

FinTech 46

FinTech Real Time Payments Cross-Border Legal 46

PYMNTS

JANUARY 15, 2018

Separate data from NACHA found that of the 2 million same-day ACH transactions completed in the first 11 days of the service, just 6 percent were B2B payments; the rest were made up of B2C and P2P transactions. And despite these statistics, B2B payments innovators remain confident that progress will be made.

B2B 55

B2B Same Day ACH Innovation NACHA 55

PYMNTS

JANUARY 3, 2020

These firms also need to be connected to value-added services, such as affordable logistics service providers, access to a qualified workforce, automated payroll and taxation services. However, offering SMBs a digital platform to connect with other business buyers and sellers is only one piece of the puzzle. Alternative Financial Data.

Financial Inclusion 48

Financial Inclusion On-Demand FinTech Small Business 48

PYMNTS

OCTOBER 25, 2019

It will operate as the parent company of BitPesa, as well as the TransferZero and BFX brands, all of which focus on cross-border B2B and B2C transaction capabilities for payments initiated in Africa. As part of its rebrand , blockchain payments firm BitPesa is now AZA Group. Starling Bank.

B2B 40

B2B FinTech Blockchain Cybersecurity 40