Finextra

JUNE 13, 2025

Why Traditional Defences Fall Short Historically, businesses have relied on layered security controls like encryption, firewalls, and access policies to protect payment information. Payment data is frequently copied, stored, and used across spreadsheets, shared drives, and supplier portals — far beyond the safety of core systems.

Data Security 59

Data Security Payments Data Security ISO 20022 59

Cardfellow

APRIL 27, 2025

Encryption and Access Control While data security has always been part of PCI, the 4.0 or higher to protect cardholder data during transmission through encryption. In addition to encryption during transit, the standard requires stronger protection for data at rest or data that is stored. requirements. Its true that the 4.0

PCI DSS 52

PCI DSS Encryption Processors Credit Cards 52

EBizCharge

APRIL 22, 2025

PCI compliance and security Integrated payment gateways typically come with built-in security features such as full compliance with Payment Card Industry Data Security Standards (PCI DSS) , tokenization, and encrypted data transmission. Continuous improvement ensures your system remains efficient, scalable, and aligned with business needs.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

Evolve Payment

JULY 15, 2025

Fraud Prevention: Advanced encryption and security protocols make electronic payments highly secure, minimizing the risk of fraud. Your payment partner should provide robust security measures, including advanced encryption technologies. Compliance Is Key Staying compliant with state and local regulations is paramount.

Cash Management 52

Cash Management Reconciliation Payments Audit 52

Fintech Weekly

JUNE 8, 2025

The average app uses between 26 and 50 APIs , all of which may have different levels of encryption, authentication, regulatory compliance and data formats. Encryption is the first step. The FTC requires financial institutions to encrypt user data but doesn’t specify which cryptography standards to use.

API 78

API Payment APIs and Integration Security FinTech 78

Stax

FEBRUARY 19, 2025

This article explores how ISV partnerships can drive growth, key considerations when selecting an ISV partner, and best practices for successful collaborations TL;DR ISV partnerships help businesses access new customer segments and industries. Third-party security audits to ensure best practices are followed.

ISVS 88

ISVS Payment APIs and Integration API Best Practices 88

Stax

APRIL 17, 2025

Implementation and Best Practices for Using a POS System Successful POS system implementation goes beyond software installation. It requires proper planning and application of best practices to get the most out of the system.

Online and Mobile Banking 88

Online and Mobile Banking CRM Point-of-Sale (POS) Debit Card 88

Stax

FEBRUARY 19, 2025

Fraud Prevention: Look for proactive measures such as encryption, tokenization, and real-time fraud monitoring. How to Transition Smoothly to Outsourced Support If you decide to outsource your payments support, consider these best practices for a seamless transition: 1.

Payments 88

Payments PCI DSS Compliance Risk 88

Fintech News

JUNE 15, 2025

Crypto assets are those that rely on encryption or similar technologies to validate creation, ownership, or transactions, and are also explicitly excluded from existing financial asset definitions. Until now, Vietnam has lacked a formal legal framework for digital assets.

Regulations 85

Regulations Legal Framework Money Laundering Laws 85

VISTA InfoSec

APRIL 5, 2024

This article will discuss the best practices when it comes to business continuity in the remote work era. Cybersecurity measures such as data encryption, two-step verification, and stringent policies on data access are some of the things that should be implemented in order to minimize online threats.

Best Practices 278

Best Practices Business Continuity Continuity Compromise 278

VISTA InfoSec

JUNE 18, 2024

Implement a solid backup strategy to renew your operations after disruptive incidents like ransomware encryptions, hardware failures, or accidental deletions. Encrypt Sensitive Data Scrambling sensitive data into indecipherable code shields it from prying eyes, even if intercepted. Kick things off with phishing awareness training.

Data Security 266

Data Security Security Encryption Cybersecurity 266

VISTA InfoSec

FEBRUARY 25, 2024

Best Practices For Prevention Ultimately, consistent vigilance and proactive security safeguards offer the best breach protections. Encrypt Data Flows Implement encryption for data in transit over networks and at rest within databases/servers to ensure meaningless ciphertext even if intercepted.

Data Breach 272

Data Breach Breach Multifactor Authentication Cybersecurity 272

VISTA InfoSec

JUNE 19, 2024

Attackers can exploit weak security settings, such as the absence of meeting passwords , the use of default or easily guessable credentials, and the lack of end-to-end encryption. Ransomware, a type of malware, is particularly destructive as it encrypts the victim’s data and demands a ransom for its release.

Risk 277

Risk Ransomware Phishing MFA 277

Stax

FEBRUARY 26, 2024

These platforms facilitate secure transactions, encrypt sensitive data, and ensure the seamless flow of funds between customers and businesses. Best Practices for Implementing Recurring Payments Choose the right payment gateway Selecting a reliable payment gateway is critical.

Best Practices 88

Best Practices Payment APIs and Integration Payment Gateways Payments 88

Stax

MARCH 6, 2024

By the end of this guide, you’ll have `a clear overview of its operational framework, strategic benefits, best practices, and advanced strategies to maximize this powerful, rapidly rising payment tool. This includes encryption and tokenization of payment data, secure storage practices, and regular security audits.

Best Practices 88

Best Practices PCI DSS Payment Gateways Gateways 88

VISTA InfoSec

JULY 17, 2024

Encrypting messages and choosing secure ways to talk online are keys to keeping secrets safe in any language. Use encryption and strong passwords to protect messages. Best practices in multilingual cybersecurity compliance To keep your data secure in multilingual environments, it’s smart to follow some key steps.

Cybersecurity 238

Cybersecurity Compliance Encryption Best Practices 238

VISTA InfoSec

JANUARY 23, 2024

Malicious individuals often exploit misconfigured wireless networks and vulnerabilities in outdated encryption and authentication protocols to gain access to cardholder data environments (CDE). Protection can be achieved by encrypting the data prior to transmission, the session during transmission, or both.

PCI DSS 130

PCI DSS Encryption Procedures Best Practices 130

EBizCharge

OCTOBER 25, 2023

By implementing the most reliable security software and best practices, organizations and individuals can mitigate the risk of data breaches and safeguard their valuable information from malicious actors. To prevent such breaches, businesses must encrypt data to ensure that it remains indecipherable even in the event of a breach.

Data Breach 52

Data Breach Best Practices Breach Phishing 52

VISTA InfoSec

APRIL 12, 2024

Moreover, proxies can encrypt your data, adding an extra layer of security that shields sensitive information from hackers and eavesdroppers. Security Challenges And Best Practices Despite their strengths, proxies face security challenges. 5/5 - (1 vote)

Cybersecurity 130

Cybersecurity Best Practices Encryption Blocks 130

Basis Theory

MAY 6, 2024

Moreover, while the Payments Card Industry Data Security Standard (PCI DSS) outlines encryption best practices for meeting PCI compliance, much can be left up to interpretation. The data security rules around payments can be puzzling to new and seasoned payments professionals alike.

PCI DSS 88

PCI DSS Compliance Best Practices Encryption 88

PYMNTS

FEBRUARY 21, 2019

Security and technology consulting company Accutive is rolling out a new solution designed to give enterprises an alternative to data encryption to protect sensitive information. Data Masking, meanwhile, lets businesses “mask” sensitive data as an alternative to encryption. In a press release on Wednesday (Feb.

Encryption 51

Encryption Compliance Data Breach Data Encryption 51

PYMNTS

JUNE 28, 2016

Encryption is now a payments best practice. That’s one of the key takeaways from the latest Global Encryption Application Trends Study, which is an independent research study conducted by the Ponemon Institute and sponsored by Thales e-Security. Locking Down Encryption Keys.

Encryption 43

Encryption Best Practices Security Automation 43

Core

FEBRUARY 6, 2024

An Overview of 7 Best Practices Adopting government fraud prevention best practices is instrumental in maintaining the resilience of public systems. However, ongoing evaluation of their practices, compliance standards, and cybersecurity measures are essential aspects of due diligence. According to the U.S.

Best Practices 52

Best Practices Government Governance Fraud Prevention 52

VISTA InfoSec

OCTOBER 21, 2024

Encrypting messages and choosing secure ways to talk online are keys to keeping secrets safe in any language. Use encryption and strong passwords to protect messages. Best practices in multilingual cybersecurity compliance To keep your data secure in multilingual environments, it’s smart to follow some key steps.

Cybersecurity 147

Cybersecurity Compliance Encryption Best Practices 147

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS Requirements for SaaS platforms Network security : SaaS platforms must secure their networks using firewalls, encryption, and other measures to prevent unauthorized access to sensitive data ( Requirement 1.1 ). Data protection : Cardholder data should be encrypted both in transit and at rest ( Requirement 3.4 ).

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS Requirements for SaaS platforms Network security : SaaS platforms must secure their networks using firewalls, encryption, and other measures to prevent unauthorized access to sensitive data ( Requirement 1.1 ). Data protection : Cardholder data should be encrypted both in transit and at rest ( Requirement 3.4 ).

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

MARCH 6, 2024

System Configuration Outlines specific best practices (central time servers, external sources based on Atomic Time/UTC, peer syncing). Time Source Protection Suggests using encryption, access lists for added protection of internal time servers. This rule is considered best practice until March 31, 2025.) Requirement 10.4.2.1

PCI DSS 130

PCI DSS Procedures Best Practices Risk Assessment 130

VISTA InfoSec

AUGUST 22, 2023

Addressing these risks necessitates robust security measures, encryption, access controls, and breach response plans. Implementing Protective Measures: Organizations must implement robust measures, such as encryption and access control, to protect biometric data. Robust consent mechanisms and data control options are crucial.

Privacy 130

Privacy Legal Best Practices Compliance 130

Segpay

JUNE 13, 2024

In this post, we’ll discuss the best practices for businesses and customers to secure online payment against cyber attacks. Best Practices for Securing Financial Transactions What can businesses and consumers do to ensure secure payment processing in this digital Wild West? The Travelex ransomware attack. million ransom.

Best Practices 40

Best Practices Processors Transactions Security 40

Clearly Payments

OCTOBER 22, 2024

PIN Encryption : Once the customer enters the PIN, it is encrypted immediately to protect the information. Encryption ensures the PIN cannot be intercepted or stolen during transmission. Verification : The encrypted PIN is sent to the card issuer’s system, where it is matched against the cardholder’s stored PIN.

Debit Card 105

Debit Card Credit Cards Point-of-Sale (POS) Encryption 105

VISTA InfoSec

SEPTEMBER 25, 2024

Some best practices to ensure robust cybersecurity include: Data Encryption: All sensitive data should be encrypted both in transit and at rest to prevent unauthorized access and ensure efficient data security measures.

Cybersecurity 130

Cybersecurity CRM Disaster Recovery Encryption 130

VISTA InfoSec

OCTOBER 21, 2024

Some best practices to ensure robust cybersecurity include: Data Encryption: All sensitive data should be encrypted both in transit and at rest to prevent unauthorized access and ensure efficient data security measures.

Cybersecurity 130

Cybersecurity CRM Disaster Recovery Encryption 130

PYMNTS

FEBRUARY 1, 2019

“We do not believe that any passwords were compromised because we do not actually store passwords, except in a one-way encrypted form that is salted uniquely per user,” the company wrote. It is generally best practice to use a unique password for each service.”

Data Breach 80

Data Breach Breach Law Enforcement Encryption 80

Segpay

DECEMBER 13, 2024

For example, a leaked password can be changed, but a stolen fingerprint cannot, underscoring the need for secure storage and encryption practices in identity management. For example, using encryption and anonymization techniques can help protect sensitive data in authentication processes.

Privacy 105

Privacy Compliance CCPA Authentication 105

Stax

MARCH 4, 2024

It’s also critical to ensure card information is protected from data breaches with secure encryption and cybersecurity standards in place. NFC payments, including digital wallets, are very secure, relying on encryption to mask the card number, further protecting cardholder information.

PCI DSS 88

PCI DSS Payment Security Security MFA 88

The Fintech Times

SEPTEMBER 24, 2024

“By automating risk assessments and ensuring encryption and secure data management, regtech not only reduces the chances of human error but also enables continuous monitoring for data breaches, thereby safeguarding privacy in an increasingly complex digital landscape. .”

Privacy 107

Privacy Compliance PCI DSS Rules 107

VISTA InfoSec

FEBRUARY 16, 2024

a: Verify that software-development processes align with industry standards/best practices. - The software should be developed based on industry standards and/or best practices for secure development. - Insecure Cryptographic Storage: - Protect encryption keys and sensitive data they can access. - PCI DSS v3.2.1

PCI DSS 100

PCI DSS Procedures Best Practices Verification 100