Finezza

OCTOBER 30, 2024

This highlights the inherent risks lenders face. Therefore, financial institutions (FIs) need robust credit risk management to minimise risk and boost returns and productivity.

Credit Risk 111

Credit Risk Risk Management Risk Returns 111

Finezza

APRIL 23, 2025

However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk 52

Credit Risk Risk Management Risk Underserved 52

Finezza

APRIL 23, 2025

However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk 52

Credit Risk Risk Management Risk Underserved 52

Fraud.net

OCTOBER 1, 2024

Discover how businesses of any scale can combat escalating fraud threats by adopting comprehensive enterprise fraud risk management.

Risk Management 52

Risk Management Best Practices Risk Fraud Detection 52

Fraud.net

DECEMBER 22, 2023

Learn measures for proactive BNPL risk management and keep your business—and customers—safe from BNPL fraud.

Risk Management 52

Risk Management BNPL Risk Account Takeovers 52

Fraud.net

NOVEMBER 15, 2023

Fraud.net's end-to-end risk management platform secures a Gold Future Digital award for Fraud Detection and Prevention Platform.

Risk Management 52

Risk Management Risk Fraud Detection Security 52

Fraud.net

JANUARY 19, 2024

Learn the best BNPL risk management challenges, fraud prevention strategies, real-time monitoring, advanced solutions and more.

Risk Management 52

Risk Management BNPL Risk Fraud Prevention 52

VISTA InfoSec

OCTOBER 21, 2024

They are appointed based on article 37 of GDPR, and help organizations stay compliant with data protection laws by overseeing data security policies, monitoring internal compliance, and providing expert advice for staffs managing the potential data privacy risks.

CCPA 208

CCPA Privacy Assessments Laws 208

VISTA InfoSec

OCTOBER 25, 2023

Welcome to our comprehensive guide on ‘Conducting an ISO 27001 Risk Assessment’. This blog is designed to equip you with effective strategies for a successful risk assessment, incorporating the principles of ISO 31000 risk management. Let’s enhance your risk assessment!

Risk Assessment 130

Risk Assessment ISOs Assessments Risk 130

Fraud.net

NOVEMBER 20, 2023

Transaction monitoring has evolved from a rules-based approach to an effective way to mitigate the risks of money-laundering and fraud.

Risk Management 52

Risk Management Money Laundering Transactions Risk 52

Fraud.net

JUNE 10, 2024

AI is trending across the board, but how is it transforming payments, productivity, and risk management? Learn more in our blog.

Risk Management 52

Risk Management AI Risk Product 52

Fraud.net

MAY 31, 2024

AI is trending across the board, but how is it transforming payments, productivity, and risk management? Learn more in our blog.

AI 52

AI Risk Management Payments Risk 52

VISTA InfoSec

APRIL 28, 2024

In this blog, we will understand PCI DSS compliance 4.0 The requirements affect areas such a s data security, compliance costs, customer trust , penalties, interoperability between banks and risk management. The Payment Card Industry Data Security Standard (PCI DSS) compliance 4.0 What is PCI DSS Compliance for banks?

PCI DSS 130

PCI DSS Compliance Assessments Data Breach 130

Finezza

MAY 3, 2024

However, amidst this reliance, a pressing issue is on the rise – identity theft, a risk that demands immediate attention. Identity theft has become a […] The post Understanding the Growing Threat of Identity Theft in the Lending Industry appeared first on Finezza Blog.

Identity Theft 96

Identity Theft Credit Cards On-Demand Risk 96

FICO

DECEMBER 8, 2022

Addressing Portfolio Risk in Economic Uncertainty: Part 1 (2022). This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO ® Resilience Index. risk that only manifests during periods of economic stress) more precisely. FICO Admin.

Addressing 52

Addressing Risk Credit Risk Risk Management 52

VISTA InfoSec

SEPTEMBER 30, 2024

In todays blog we will explore about data protection officers, why do we need them and what are the responsibilities they have within an organization. Risk Management and Documentation DPO can help the organization assess risks associated with data processing and maintain records of processing activities, as required under GDPR.

CCPA 130

CCPA Privacy Laws Data Breach 130

VISTA InfoSec

OCTOBER 21, 2024

In today’s blog we will explore about data protection officers, why do we need them and what are the responsibilities they have within an organization. Risk Management and Documentation DPO can help the organization assess risks associated with data processing and maintain records of processing activities, as required under GDPR.

CCPA 130

CCPA Privacy Laws Data Breach 130

PYMNTS

JUNE 21, 2018

PayPal announced Thursday (June 21) that, following on the heels of its acquisition of Hyperwallet earlier this week, it is acquiring Simility , which is a fraud prevention and risk management platform.

PayPal 52

PayPal Fraud Prevention Risk Management Risk 52

VISTA InfoSec

SEPTEMBER 27, 2024

They are appointed based on article 37 of GDPR , and help organizations stay compliant with data protection laws by overseeing data security policies, monitoring internal compliance, and providing expert advice for staffs managing the potential data privacy risks.

CCPA 130

CCPA Privacy Assessments Laws 130

FICO

DECEMBER 8, 2022

Addressing Portfolio Risk in Economic Uncertainty: Part 4 (2022). Building portfolio risk resilience into Collections & Recovery. Properly managed and strategized, the debt collections process can be an effective customer service asset and anti-attrition tool, in addition to being its classic role in portfolio risk management.

Addressing 52

Addressing Risk Risk Management Economy 52

FICO

DECEMBER 8, 2022

Addressing Portfolio Risk in Economic Uncertainty: Part 2 (2022). Building portfolio risk resilience into customer acquisition. FICO® Scores, often an important contributor to underwriting risk management strategies, are designed to provide valuable risk rank-ordering through all economic cycles. FICO Admin.

Addressing 52

Addressing Risk Underwriting Risk Management 52

FICO

DECEMBER 8, 2022

Addressing Portfolio Risk in Economic Uncertainty: Part 3 (2022). Building portfolio risk resilience into customer management. We all purchase insurance policies for one fundamental reason – to protect and manage our valuable assets against unexpected events. Saxon Shirley. Thu, 05/12/2022 - 07:46. by Jim Patterson.

Addressing 52

Addressing Risk Credit Limit Risk Management 52

Global Fintech & Digital Assets

DECEMBER 21, 2023

The OCC outlines safety and soundness principles and appropriate risk management processes for its regulated institutions that engage in BNPL lending. The OCC expects that banks engaged in BNPL lending “do so within a risk management system that is commensurate with associated risks.” By Arthur S.

OCC 59

OCC BNPL Electronic Fund Transfer Act (EFTA) Federal Trade Commission 59

PYMNTS

JANUARY 31, 2018

The eCommerce marketplace said PayPal will remain a payments option at checkout through this new intermediated model, which, the company said in its blog post, will extend into 2023. Yvette Bohanan, VP of Risk Management, will lead the payments risk management team.

PayPal 59

PayPal Payments Cost Structure Risk Management 59

FICO

NOVEMBER 21, 2022

FICO awarded first place in six categories on risk and compliance technology in the 2023 Chartis RiskTech100 ® Report, including Innovation for the sixth year in a row. I am thrilled to announce that the annual 2023 Chartis RiskTech100® Report ranking risk and compliance technology companies is live! chevron_left Blog Home.

Risk Management 52

Risk Management Compliance Audit Risk 52

FICO

APRIL 24, 2023

Trust Bank implemented the customer onboarding and risk management capabilities using FICO® Platform , a cloud-based decisioning platform that allows companies to centralize and operationalize advanced analytics at speed to enhance customer experience, for optimal digital onboarding.

Near Real-Time 52

Near Real-Time Risk Management Credit Cards Risk 52

FICO

JANUARY 25, 2018

In a previous blog , I defined what is meant by a security or cybersecurity posture. Here are just three examples of where it is necessary to understand the cybersecurity posture of your business partners: Vendor risk management – understanding your suppliers’ (and their suppliers’) cyber risk. Customer desertion.

Cybersecurity 49

Cybersecurity Risk Assessment Data Breach Due Diligence 49

FICO

AUGUST 15, 2017

As artificial intelligence reaches new areas such as risk management in banking, explainable AI will become more important. Risk management has greater requirements for explaining decisions, Derek says, and this will force AI developers to think differently. Watch the video on Compare the Cloud.

AI 40

AI Fraud Detection Risk Management Advisors 40

Finezza

JULY 30, 2024

Vendors can fuel growth and stabilise […] The post Best Practices for Evaluating Bill Discounting Requests appeared first on Finezza Blog. It offers advantages to vendors and purchasers alike.

Best Practices 59

Best Practices Finance Posting Payments 59

Fraud.net

DECEMBER 4, 2023

Learn how to utilize Fraud.net’s fraud prevention maturity model to optimize your risk management strategy and leverage machine learning.

Fraud Prevention 52

Fraud Prevention Risk Management Risk Money Laundering 52

FICO

DECEMBER 10, 2020

In light of the rapid changes we have seen in consumer spending during the pandemic , the contribution of additional data (such as on-time bill payment and of inflow/outflow of funds) will become ever-more important in fraud detection, risk management and marketing. Prediction #4: “Security by Design” Will Help Fend Off AI Attacks.

AI 98

AI Fraud Detection Payment APIs and Integration On-Demand 98

FICO

APRIL 19, 2023

Home Blog FICO UK Credit Cards: Are "Established" Accounts in Trouble? In comparison, the average Established cards balances at risk was 47 percent higher than all vintages in 2018. All of these trends will be of concern to risk managers.

Credit Cards 52

Credit Cards Accounts Risk Management Risk 52

Fraud.net

JANUARY 5, 2025

AI risk management is key in combatting synthetic identity fraud. Synthetic identity fraud continues to target banks, fintechs, and payments.

Risk Management 52

Risk Management AI Risk Continuity 52

FICO

AUGUST 27, 2019

This risk is highlighted in a new report by the U.S. Chamber of Commerce and underscores the need for effective third-party risk management (TPRM). The Q2 Assessment of Business Cyber Risk (ABC) report released this month by the U.S. New Business Imperative: Third-Party Risk Management. by Doug Clare.

Cybersecurity 40

Cybersecurity Risk Management Assessments Risk Assessment 40

Finezza

SEPTEMBER 5, 2024

Cloud computing can […] The post Leveraging Cloud Integration for Reporting and Analytics in Loan Management Software appeared first on Finezza Blog. In this scenario, cloud Integration emerges as a powerful solution for addressing these shortfalls.

Addressing 52

Addressing Posting Risk Management Risk 52

Finezza

AUGUST 25, 2024

Its ecosystem is anticipated to grow at a […] The post Embedded Finance: Security Challenges and Some Emerging Solutions appeared first on Finezza Blog. All this has been made possible by embedded finance, which allows the integration of financial services into non-financial services.

Embedded Finance 52

Embedded Finance Finance Security Non-Bank 52

Finezza

AUGUST 4, 2024

API banking or banking-as-a-service (BaaS) is primarily driven […] The post API Banking in India: Intersection of Tech and Regulatory Frameworks appeared first on Finezza Blog.

API 52

API Innovation Product Posting 52