Stax

MARCH 18, 2025

According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. Customer – The person or business paying for goods or services using a credit card, debit card, or digital wallet.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Finextra

JULY 10, 2025

On average, about 70% of online shopping carts are abandoned, leaving only 30% of transactions completed successfully. In high-risk sectors like online gaming, approval rates are often lower, typically 50–60%, due to stringent fraud controls and higher chargeback risks. of online transaction declines are due to insufficient funds.

Transactions 52

Transactions Online and Mobile Banking Fraud Prevention Payment APIs and Integration 52

Stax

JANUARY 21, 2025

Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. Opt for gateways that support diverse payment options like credit/debit cards, digital wallets, and international payments to accommodate customer preferences. According to Forrester, 69% of adults in the U.S.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Stax

MAY 13, 2025

Talk to sales What Are Credit Card Merchant Services? Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. While all credit card processing companies help you accept credit and debit cards, how they structure fees can vary.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

Finextra

JULY 20, 2025

Pay Everywhere means making PayPal ubiquitous across every channel – online, in-store, peer-to-peer, even crypto. extending its wallet to offline uses (like tap-to-pay with the PayPal or Venmo debit cards) and seeing strong early results. A year ago, PayPal launched “PayPal Everywhere” in the U.S.,

Product 52

Product PayPal Payment APIs and Integration P2P 52

Finextra

JULY 5, 2025

Both power a substantial share of online commerce, yet they’ve taken different paths to the top. In other words, Adyen is the rare fintech operating at bank-like profit levels, while Stripe proved its business model can scale financially. Stripe launched in 2010 , targeting developers and small online businesses with easy-to-use APIs.

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

Payments Dive

JUNE 12, 2025

Social media, online commerce, mobile text messaging and other digital platforms have allowed scammers to innovate in targeting consumers. Impostor scams represented the largest area of fraud, followed by scams related to online shopping, per the FTC. You can unsubscribe at anytime. Please select at least one newsletter.

Law Enforcement 88

Law Enforcement Scams Payments Zelle 88

Stax

APRIL 17, 2025

Its the central hub for businesses to complete purchases, whether in-store or online. The hardware includes devices such as card readers, cash registers, touchscreen displays, barcode scanners, and receipt printers. Some retailers may use a mobile device, such as an iPad or Android device, as their POS instead of a computer.

Online and Mobile Banking 88

Online and Mobile Banking CRM Point-of-Sale (POS) Debit Card 88

Finovate

JUNE 30, 2025

Here are the most popular headlines, based on pageviews, that shaped the last quarter: Klarna doubles down on digital banking ahead of U.S. IPO Buy now, pay later (BNPL) player Klarna unveiled plans this quarter to operate more like a full-service digital bank. Rocket Companies acquires Mr. Cooper for $9.4 exchange ratio.

FinTech 52

FinTech Stablecoins Fraud Prevention Online and Mobile Banking 52

The Fintech Times

MAY 2, 2025

As a result, European merchants have started offering five payment methods at checkout on average, although many are looking to increase this, according to new research by Aion Bank , the subscription-based, digital bank, in partnership with Vodeno , the API-based, cloud-native platform.

Online and Mobile Banking 45

Online and Mobile Banking BNPL Push-to-Card Non-Bank 45

Fintech Labs Insights

JANUARY 24, 2025

This constantly updated article tracks the biggest and most important new products released worldwide by financial technology companies, along with banks, credit unions, investment advisors, insurance companies, credit card issuers and payment providers. Weve been obsessed with new fintech products since before the term was invented.

Product 12

Product FinTech Online and Mobile Banking Credit Union 12

Fintech Finance

JULY 23, 2024

Anecdotal evidence suggests that this trend is caused by increased numbers of shopping trips, the transition to hybrid working, the use of multiple bank accounts, and the increased use of Buy Now Pay Later (BNPL) services. Key figures for 2023 The total number of payments made in the UK increased by five per cent to 48.1 billion).

Contactless Payments 98

Contactless Payments Online and Mobile Banking Debit Card Payments 98

PYMNTS

DECEMBER 24, 2020

If there was a defining trend for payments in 2020, or a trend that gained the most traction compared to 2019, it was buy now, pay later (BNPL). Millennials have shown remarkable interest in these solutions, which allow consumers to finance purchases with specific terms when they check out online. PYMNTS research shows 11.5

RTP 104

RTP BNPL Real Time Payments Online and Mobile Banking 104

Fintech News

AUGUST 12, 2024

A new report by Reputa, an online reputation monitoring system provided by Viettel, Vietnam’s state-owned telecommunications giant, offers an analysis of the country’s fintech sector and provides rankings of the most reputable fintech companies in Vietnam based on their online reputation and reach.

FinTech 117

FinTech Online and Mobile Banking Point-of-Sale (POS) Payment Gateways 117

Clearly Payments

DECEMBER 18, 2023

The Continued Surge of Contactless Payments Contactless payments , facilitated by tap-to-pay cards, mobile wallets , and wearable devices, are set to maintain their upward trajectory. In 2024, they are anticipated to be used for over 40% of all online transactions in the U.S.

Payments Trends 102

Payments Trends Online and Mobile Banking Payment APIs and Integration Contactless Payments 102

Clearly Payments

JANUARY 25, 2024

In this 2024 report, we’ll explore how payment methods have evolved in the Canadian market, focusing particularly on the shift towards digital, contactless payments , and mobile along with other 2024 trends. Digital banks, sometimes called Neobanks, push consumers into digital banking and digital payments.

Process 105

Process Online and Mobile Banking Electronic Funds Transfer (EFT) Digital Currency 105

Clearly Payments

FEBRUARY 19, 2024

It encompasses a wide array of services and technologies designed to securely and efficiently handle payments, including credit and debit card transactions, mobile payments, online payments, and more. The US eCommerce and online payments market witnessed remarkable growth, generating over $1.1 trillion by 2028.

Process 102

Process Digital Currency Online and Mobile Banking Payments 102

Clearly Payments

FEBRUARY 14, 2024

The proliferation of ewallet platforms and mobile payment systems over the past decade has also revolutionized the way consumers interact with financial services. billion mobile wallet users globally , highlighting the rapid adoption of these convenient and secure payment options. As of 2023, there were over 4.5 With over 7.2

Value Added Service 104

Value Added Service Payments Payment Gateways ISOs 104

Finovate

FEBRUARY 2, 2024

First up is news that Grupo Financiero Banorte has launched Mexico’s first fully digital bank, bineo. Account holders will have access to both a digital and a physical debit card that includes a feature that enables them to allocate their savings toward specific goals. The company noted that it hopes to add 2.8

BNPL 59

BNPL Online and Mobile Banking Debit Card Non-Bank 59

FICO

JUNE 14, 2021

Invitations to buy even the smallest items on an installment plan seem to be everywhere online, and in-store, too: called “buy now, pay later” or BNPL loans, these offers let consumers buy what they want, now, and pay for it over time in four equal payments. BNPL: Even the smallest purchases can now be broken into bite-size chunks.

BNPL 52

BNPL Online and Mobile Banking Credit Cards Wire Transfer 52

Clearly Payments

AUGUST 14, 2024

These fees are attributed to the dominance of credit card payments and the involvement of multiple intermediaries, including card networks, issuing banks, and acquiring banks. for credit cards and 0.2% Additionally, the use of alternative payment methods like mobile wallets (e.g., In regions like the U.S.,

Process 104

Process Credit Cards Alternative Payment Methods Debit Card 104

PYMNTS

JANUARY 25, 2021

However, this approach does not work well for everyone, and the pandemic may cause some households to become especially leery of the interest fees they will face if they are late paying their card bills. Consumer awareness of buy now, pay later (BNPL) options is increasingly rising as an alternative option.

Consumer 74

Consumer BNPL Credit Cards Payments 74

Stax

AUGUST 20, 2024

Request Quote Understanding Embedded Finance Embedded finance is the seamless integration of financial services and digital banking into conventionally non-financial business services. This infrastructure helps businesses provide financial solutions, such as digital payments, directly on their websites or mobile apps.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

Segpay

MARCH 10, 2025

In the rapidly evolving world of online gaming, having a reliable and secure payment gateway is crucial for both gamers and gaming businesses. Understanding the Basics of Gaming Payment Gateways A gaming payment gateway is a technology that facilitates online transactions between players and gaming platforms.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

CB Insights

JUNE 7, 2021

Marqeta allows businesses to offer payment card products to customers without having to deal directly with a traditional bank. It handles the back-end payment technology while working with banks that process the payment transactions. . G lobal online sales are expected to reach $4.8T In 2020, the company processed $60.1B

Issuers 73

Issuers Card Issuer Payment APIs and Integration Innovation 73

Segpay

APRIL 9, 2025

Driven by shifting consumer preferences and innovative fintech solutions, online shopping has never been more convenient and accessible. Australias New Payment Platform (NPP) The New Payments Platform (NPP ) is Australias real-time payment system, launched in 2018 to enable fast, 24/7 bank transfers. trillion by 2030, at a 16.44% CAR.

Digital Payments 40

Digital Payments Online and Mobile Banking Payments BNPL 40

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. without requiring a traditional bank account or debit card. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

Clearly Payments

NOVEMBER 21, 2023

In Canada, a nation celebrated for its rock solid banking and financial systems, which have consistently embraced pioneering technologies, the payment landscape stands as a testament to this ongoing commitment to progress. In a move aimed at promoting the usage of digital wallets and contactless payments, credit card issuers (i.e.

Payments Trends 52

Payments Trends Contactless Payments BNPL Online and Mobile Banking 52

Payment Savvy

MAY 10, 2024

Enter Shop Pay – a game-changing checkout software developed by Shopify, designed to streamline the purchasing process and elevate the online shopping experience to new heights. Let’s dive in and discover how Shop Pay is revolutionizing the way we shop online. USD for online payments Shopify Plan 2.6% + $0.30

BNPL 52

BNPL Online and Mobile Banking Fraud Detection Credit Cards 52

Tearsheet

MARCH 21, 2024

As leaders in innovative marketing, they’ve collaborated with iconic brands like Morgan Stanley, Truist, Bank of America, and more. In contrast, only 39% of Gen Zers frequently use credit cards, compared to 51% among older generations. Go to tearsheet.co/strawberryfrog strawberryfrog to learn more.

Financial Literacy 59

Financial Literacy Debit Card Credit Cards Push-to-Card 59

The Fintech Times

APRIL 29, 2024

Having looked at everything in the banking-as-a-service (BaaS) space and online marketplaces, our final focus in April is on embedded finance in e-commerce and the checkout experience. For example, focusing on mobile-first designs that cater to underbanked populations who may lack access to traditional banking services.

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64

FICO

JANUARY 19, 2022

From TBML to BNPL to NFTs, 2021 found fraud and financial crime professionals dealing with a plethora of new challenges and criminal schemes. Our five most popular posts of the year dealt with trade-based money laundering, non-fungible tokens, buy now pay later scams, courier scams and good old credit card fraud. Here are excerpts.

Financial Crimes 52

Financial Crimes Crime Money Laundering NFTs 52

Fintech News

DECEMBER 17, 2023

Akulaku – US$2 billion Indonesia’s most valuable fintech startup is Akulaku, an online banking and digital finance platform valued at US$2 billion. Founded in 2016, Akulaku provides digital banking, financing, investment and insurance brokerage services, targeting financial underserved demographics. Dana – US$1.13

FinTech 52

FinTech Financial Literacy Online and Mobile Banking Financial Inclusion 52

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. Note: These are the rankings from 10 years ago.

Online and Mobile Banking 15

Online and Mobile Banking Innovation FinTech NOV 15

PYMNTS

DECEMBER 31, 2020

percent made purchases via mobile in the last 24 hours. 31 percent bank via app. 56 percent of restaurants with customers who are using mobile order-ahead features more often have experienced increased revenues. Accelerating The Real-Time Payments Demand Curve: What Banks Need To Know About What Consumers Want And Need.

Innovation 111

Innovation Online and Mobile Banking Real Time Payments Cross-Border 111

Clearly Payments

APRIL 28, 2025

In 2025, customers expect faster, safer, and more flexible payment optionsboth online and in person. However, mobile wallet usage has surged more than 50% of consumers now regularly use Apple Pay, Google Pay, or other digital wallets for in-store and online purchases.

Online and Mobile Banking 91

Online and Mobile Banking FedNow BNPL Debit Card 91

Fintech Finance

APRIL 28, 2025

New research compiled by Aion Bank and Vodeno released today, highlights that Europe’s top 50 retailers and marketplaces are prioritising new payment options to give customers greater choice at the checkout. Looking specifically at the UK, retailers lagged European counterparts – with only four payment options offered on average.

Retail Payments 59

Retail Payments Online and Mobile Banking BNPL Payments 59