The Paypers

MAY 22, 2024

The Consumer Financial Protection Bureau ( CFPB ) has issued an interpretive rule to ensure federal control over Buy Now, Pay Later (BNPL) returns and disputes in the US.

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Consumer Financial Protection Bureau (CFPB) Disputes BNPL Returns 41

Neopay

MAY 28, 2024

It states that BNPL (buy now, pay later) companies must provide the same protections for consumers as conventional credit card companies, including investigating disputes, providing periodic billing statements and refunding returned products or voided transactions. That’s not to say there hasn’t been pushback.

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Credit Cards BNPL Consumer Financial Protection Bureau (CFPB) Regulations 52

Clearly Payments

MARCH 14, 2025

Stage 4: Chargebacks and Dispute Resolution If a cardholder disputes a transaction, a chargeback process may be initiated: The cardholder contacts their issuing bank to dispute the charge. The merchant is notified and can provide evidence to refute the dispute.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

MARCH 18, 2025

Key payment methods to look for include: Credit and debit cards Digital wallets ACH & bank transfers Buy Now, Pay Later (BNPL) Contactless & QR code payments Keep in mind that its wise to prioritize multi-payment support even if you dont need all these options right now. Ideally, you want instant or same-day fund settlement.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

The Payments Association

MAY 16, 2025

Merchants continue to face elevated abandonment rates, soft declines, and disputes linked to poor SCA execution, particularly for recurring transactions, mobile checkout, and low-value exemptions. These include ensuring that BNPL options are clearly described, not misleading, and supported by regulated providers.

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Regulations ISO 20022 Cross-Border Legal 88

Fintech News

FEBRUARY 20, 2024

These include management capabilities for wallets and cards, support for multiple e-money roles such as individuals, merchants, businesses, and agents, and functionalities covering credit, loans, and Buy Now Pay Later (BNPL) options.

Digital Currency 109

Digital Currency Money Laundering Fraud Prevention BNPL 109

Global Fintech & Digital Assets

DECEMBER 21, 2023

The OCC outlines safety and soundness principles and appropriate risk management processes for its regulated institutions that engage in BNPL lending. The OCC expects that banks engaged in BNPL lending “do so within a risk management system that is commensurate with associated risks.” By Arthur S.

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OCC BNPL Electronic Fund Transfer Act (EFTA) Federal Trade Commission 59

Finovate

JUNE 6, 2024

Late last month, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule stating that Buy Now, Pay Later (BNPL) lenders are credit card providers. This ruling is slated to have some significant impact on BNPL, which was once one of the hottest subsectors in fintech. territories.

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Consumer Financial Protection Bureau (CFPB) Rules BNPL CFPB 52

Clearly Payments

MAY 1, 2025

Increased chargebacks or returns Higher dispute management costs. Chargebacks : If product expectations or delivery timelines (especially on imported goods) are not met, dispute rates can rise. Shipping delays or unexpected costs can lead to payment disputes. So your processor isnt charging you more just because tariffs exist.

Credit Cards 66

Credit Cards Process Cross-Border Disputes 66

PYMNTS

DECEMBER 31, 2020

As much as a click from the Kardashians helped spread the brand awareness and jump-start his company, Molnar said, as a spending trend among young consumers set the stage for BNPL's success. The other is technological innovation. Overall, these trends mean there are more electronic means of transferring money.".

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Innovation Payments Shutdown On-Demand 115

PYMNTS

DECEMBER 6, 2019

In today’s top news in payments, Visa has announced it’s going to begin a new certification program in dispute resolution, as well as fund scholarships that can be used toward the training. Visa Offers Scholarships To Train Workers In Dispute Resolution. And Uber has debuted a group ordering option.

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Disputes Alternative Payment Methods Fraud Detection Payments 52

FICO

JANUARY 5, 2023

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023. While there is some dispute whether baseball Hall of Famer Yogi Berra uttered these words, it is irrefutable that making predictions is tough business. Four 2023 U.S. FICO Admin.

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BNPL CFPB Consumer Financial Protection Bureau (CFPB) Privacy 52

M2P Fintech

DECEMBER 17, 2024

Self-service capabilities enable merchants to update information, manage payment options, and resolve disputes independently. Transaction Processing MMS integrated with payment gateways enables merchants to accept multiple payment methods, including cards, UPI , wallets, and BNPL.

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Fraud Detection PCI DSS Disputes Settlement 52

Stax

JANUARY 21, 2025

Also, check for Buy-Now Pay-Later (BNPL) support for customers who may like to have flexible payment options. You can also dispute chargebacks from your account. Check whether the payment gateway supports digital wallets like Apple Pay, Google Pay, and Cash App.

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Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Fintech News

JANUARY 30, 2024

Other payment trends in Asia preceding 2024 including the rise of B2B buy now pay later (BNPL), growing prominence of central bank digital currency (CBDC), and prevalence of composable, cloud-based ‘as-a-Service’ IT architecture models have helped shape much of what we anticipate for 2024.

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Payments Trends Digital Currency Cross-Border Payments Distributed Ledger Technology (DLT) 120

The Fintech Times

JUNE 3, 2024

But that hasn’t stopped the Buy Now Pay Later (BNPL) specialist pushing ahead with generative AI (genAI) and the technology behind it: large learning models (LLMs). Klarna estimates that its new asset is covering the work of 700 full-time agents – and to the same standards of service.

AI 69

AI Risk Mitigation Assessments Consulting 69

Segpay

MARCH 10, 2025

Chargeback Management Tools Segpay provides automated dispute resolution tools, helping gaming platforms minimize revenue loss due to fraudulent chargebacks. Segpay helps reduce chargebacks with AI-powered fraud detection, risk assessment tools, and automated dispute resolution processes. credit cards vs. e-wallets).

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

Tearsheet

FEBRUARY 1, 2024

When venturing into foreign markets, global e-commerce sellers have to be prepared to factor in both domestic and international digital conversions into pricing strategies that can help minimize disputes and chargebacks and meet regional demands.

Cross-Border 52

Cross-Border Mitigation Authorization Consulting 52

M2P Fintech

AUGUST 8, 2023

M2P’s credit card product can be used for issuance of retail secured & unsecured cards, corporate credit cards, retail & SME BNPL card/cardless credit lines, and line of credit products; all of this with just a change in product configurations.

Credit Cards 52

Credit Cards Payment APIs and Integration Issuers API 52

The Payments Association

FEBRUARY 17, 2025

That is why it is no surprise that digital wallet transactions will surpass $16 trillion in 2028 or that the buy now pay later (BNPL) market will reach $167.58 Dispute resolution : Handling disputes efficiently and transparently is critical for maintaining strong customer relationships. billion by 2032.

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Transactions Disputes Payments On-Demand 88