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Are Traditional Banks Keeping Up With Embedded Finance, or are They Falling Behind?

The Fintech Times

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.

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5 Payment Trends in Asia Shaping its Financial Landscape in 2025

Fintech News

Embedded Finance Hailed as the Future of Fintech The embedded payments market is expected to reach a global transaction value of US$2.5 In Asia, the adoption of embedded finance is creating opportunities across diverse sectors. Indias Unified Payments Interface (UPI) is another backbone of embedded payments.

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Beyond the Card: Your Checklist for Future-Proof Card Issuing

Fintech News

Card issuing—the new competitive arena Once dominated by banks and card networks, the payment landscape now includes diverse players: digital wallets , BNPL providers , instant payment schemes, embedded finance apps, and central banks with CBDC (Central Bank Digital Currency).

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Em Conversa: The Potential of Embedded Finance in Brazil and Beyond With FitBank

The Fintech Times

What are some embedded finance trends were seeing in Brazil, and how do they differ from Mexico and Guatemala? Embedded finance is rapidly expanding in Brazil. While some embedded finance solutions already exist mostly in payments theres a notable lack of regulatory depth.

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Tokenisation 2.0: Are we ready for the next generation of payment security?

The Payments Association

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. The growing prevalence of digital wallets, embedded finance, and increasingly complex payment ecosystems means tokenisation is no longer a tactical upgrade but a strategic imperative.

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Marqeta Review: Future of Modern Card Issuing

Fintech Review

In this Marqeta review , we explore how the company operates, the problems it solves, its role in embedded finance , and the challenges ahead. This mission continues to expand, as embedded finance reshapes expectations around how companies integrate financial services into daily operations.

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The Digital Wallet Revolution: How It's Reshaping Consumer Behaviour and Payment Infrastructure

Finextra

Fraud Reduction: Mastercard reports that tokenized transactions see up to 50% less fraud than conventional card transactions. Embedded Finance Ecosystems: Wallets are increasingly offering lending, insurance, and BNPL features—becoming full-stack financial platforms.