Clearly Payments

MARCH 14, 2025

Merchant Sends Transaction Request : The merchant’s POS system or online payment gateway encrypts and transmits the transaction data to the acquiring bank or payment processor. Online Payment Gateways Encrypt transaction data for secure online payments. Final Confirmation 0.5

Credit Cards

Stax

MAY 13, 2025

Payment gateway – A secure system that transmits encrypted transaction data between your website or terminal and your processor. Payment processing solutions that support mobile wallets, Apple Pay, Google Pay, and Buy Now, Pay Later (BNPL) options help you meet those expectations. Todays consumers expect flexibility at checkout.

Credit Cards

Finextra

JUNE 13, 2025

Why Traditional Defences Fall Short Historically, businesses have relied on layered security controls like encryption, firewalls, and access policies to protect payment information. Payment data is frequently copied, stored, and used across spreadsheets, shared drives, and supplier portals — far beyond the safety of core systems.

Data Security

The Payments Association

DECEMBER 18, 2024

.” Tim Joslyn, chief technology officer , states, “Quantum computing is no longer a distant futureits advancing rapidly, with researchers from Shanghai University demonstrating breakthroughs in cracking encryption algorithms.

Cross-Border

Finextra

JULY 5, 2025

bank transfers, and region-specific options (from **SEPA Direct Debit in Europe to ACH in the US, Alipay and WeChat Pay in Asia, Klarna/Affirm for BNPL, and many more). Let’s compare their core payments capabilities: Stripe and Adyen each support an extensive array of payment methods: global credit/debit cards (Visa, Mastercard, Amex, etc.),

Product

Finextra

JUNE 11, 2025

Tokenization & Biometrics: One-time-use tokens, facial recognition, and hardware-level encryption now set the standard. Embedded Finance Ecosystems: Wallets are increasingly offering lending, insurance, and BNPL features—becoming full-stack financial platforms. These mechanisms make wallets more secure than traditional card rails.

Consumer

EBizCharge

MARCH 7, 2025

Opt for a PCI-compliant gateway with encryption, tokenization, and fraud detection tools to protect customer data and prevent chargebacks. Additionally, your gateway should support multiple payment methods, including credit/debit cards, ACH, digital wallets, and BNPL options, ensuring a frictionless payment experience for customers.

Payment Gateways

Fintech Review

APRIL 15, 2025

Buy Now Pay Later for Household Bills Buy Now Pay Later (BNPL) services are no longer just for shopping. Providers like Klarna and newer players offer BNPL options through apps and billing portals. Used responsibly, BNPL offers flexibility without interest or fees. Notifications are sent for every transaction.

Online and Mobile Banking

Fintech Review

MAY 10, 2025

This flexibility enables gig economy payouts, BNPL shopping experiences, loyalty rewards cards, and embedded banking products for digital brands. Tokenisation also enhances security, replacing sensitive card details with encrypted tokens during transactions.

Payment APIs and Integration

Stax

APRIL 17, 2025

Look for POS software that supports quick product scanning, instant price calculations, and minimal steps for payment completion.

Online and Mobile Banking

Finextra

JUNE 6, 2025

Encryption standards for data transmission and storage. Reputable platforms invest millions in multi-layered security systems designed to protect assets under all circumstances. Key security features to evaluate include: Two-factor authentication implementation (mandatory vs. optional). Regular penetration testing with published results.

Cryptocurrency

Tearsheet

JULY 1, 2024

Priore shares his observations on Gen Z’s adoption of newer payment methods like buy now, pay later (BNPL) for smaller purchases. BNPL and younger generations What trends are you seeing in terms of Gen Z’s preferences and adoption of solutions like buy now, pay later (BNPL) for smaller ticket purchases?

BNPL

Clearly Payments

FEBRUARY 14, 2024

Supporting Players in the Payment Ecosystem Payment Gateways: Payment gateways serve as the secure link between merchants’ systems and payment processors, they encrypt and transmit sensitive data. The global payment gateway market is projected to reach $49.7 billion by 2027 , but must navigate security and regulatory challenges.

Value Added Service

Fintech Review

FEBRUARY 18, 2025

E-commerce platforms offer Buy Now, Pay Later (BNPL) options, improving purchasing power. Retailers leverage BNPL services to allow customers to split payments, increasing affordability and boosting sales. Data breaches or fraud could undermine trust, making strong encryption, fraud detection, and authentication mechanisms essential.

Embedded Finance

Payment Savvy

MAY 10, 2024

It employs reliable encryption methods to safeguard sensitive information, such as payment details and personal data, during transactions. BNPL Features Shop Pay integrates “Buy Now, Pay Later” (BNPL) options, providing customers with greater flexibility and affordability. Is Shop Pay Safe?

BNPL

M2P Fintech

JANUARY 21, 2025

Key Features Diverse Product Support : FinBox supports a wide range of loan products, from working capital loans to Buy Now, Pay Later (BNPL) schemes, enabling lenders to cater to varied borrower needs. These features protect sensitive borrower data, ensure regulatory compliance, and foster borrower trust.

Origination

Segpay

MARCH 10, 2025

Here’s how it works: Encryption & Secure Transmission: The payment gateway encrypts the player’s payment details and securely transmits them to the payment processor. Tokenization & Encryption All sensitive payment data is encrypted and tokenized, reducing the risk of data breaches.

Payment Gateways

M2P Fintech

DECEMBER 17, 2024

Transaction Processing MMS integrated with payment gateways enables merchants to accept multiple payment methods, including cards, UPI , wallets, and BNPL. Security Features Prioritize strong security measures, including advanced encryption protocols and real-time fraud detection algorithms that protect sensitive merchant data.

Fraud Detection

Segpay

FEBRUARY 24, 2025

Key Functions of a Payment Gateway: Encrypts and securely transmits payment data. The payment gateway encrypts the information and forwards it to the payment processor. Supports multiple payment methods (cards, bank transfers, e-wallets, BNPL, etc.). Communicates with the issuing bank and payment processor.

Payment Gateways

Ikajo

DECEMBER 18, 2023

Acting as a virtual bridge, it encrypts sensitive data, such as credit card details, and ensures its secure transmission for authorization and processing. The next step is to assess the vendor’s approach to data protection, encryption, and fraud prevention by ensuring they comply with the necessary security standards, such as PCI DSS.

Payment Gateways

M2P Fintech

MARCH 28, 2024

These loans include term loans, credit cards, BNPL , and auto loans. Consumer Lending Consumer lending refers to the financial category focused on providing individuals and households with loans for various personal needs. Core Banking Solutions (CBS) CBS is a centralized software application that acts as the digital backbone of a bank.

FinTech

EBizCharge

JANUARY 8, 2025

In an era where convenience often reigns supreme, the rise of digital wallets and Buy Now Pay Later (BNPL) options reflect a significant shift in consumer behavior. Understanding the mechanics behind digital wallets and BNPL reveals their appeal and limitations. What is Buy Now Pay Later (BNPL)? What are digital wallets?

BNPL

EBizCharge

JANUARY 27, 2025

Emerging methods like Buy Now Pay Later (BNPL) accounted for only 2% and the remaining 5% stated that their preferred payment method was not listed. Ensuring all payment details are encrypted adds another layer of security. 22% stated that security was their biggest concern while 18% stated ease of use.

Best Practices