Clearly Payments

DECEMBER 11, 2024

Cryptocurrency and BNPL : Cryptocurrency use in payments is projected to grow to $250 billion by 2030. Buy Now, Pay Later (BNPL) services also surged, with a 400% increase in usage since 2018. Buy Now, Pay Later (BNPL) What It Is : Allows consumers to make purchases and pay in installments, often interest-free.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

The Payments Association

MAY 16, 2025

Key areas of impact include fraud prevention, card fee structures, accessibility standards, stablecoin usage, and the treatment of consumer data in evolving open finance ecosystems. These include ensuring that BNPL options are clearly described, not misleading, and supported by regulated providers.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Fintech News

JANUARY 21, 2025

Prominent players like Grab, Shopee, and Atome exemplify this trend with integrated “Buy Now, Pay Later” (BNPL) services, empowering underbanked populations and improving financial accessibility. Stablecoins Gain Traction in Singapore Stablecoins across Asia are gradually reducing their dependence on the U.S.

Stablecoins 109

Stablecoins FinTech Embedded Finance Financial Inclusion 109

The Payments Association

DECEMBER 18, 2024

By combining traditional credit cards, digital wallets, BNPL (Buy Now Pay Later) services, and real-time payments, businesses can offer customers a seamless, personalised experience. Consumer demand accelerates this process by seeking more agile, transparent, and secure transactions.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech News

NOVEMBER 5, 2024

2024 also saw stablecoin adoption pick up pace, following regulatory updates in late 2023. Paxos, an American blockchain infrastructure and tokenization platform, became in July 2024 the first company to receive full approval from Singapore to issue stablecoin. This was followed shortly thereafter by StraitsX and its XSGD stablecoin.

Continuity 109

Continuity FinTech Cross-Border Payments Cross-Border 109

The Fintech Times

FEBRUARY 27, 2024

Having looked at some of the biggest technologies to impact the payments world, like buy now pay later (BNPL) and central bank digital currencies (CBDCs) , we now look to the future and what the next trend may be. “There is, however, a competition emerging between CBDCs and stablecoins.

Consumer Protection 69

Consumer Protection Payments Trends Stablecoins Consumer 69

Electronic Transactions Association

JANUARY 16, 2025

Digital Assets - Digital assets, including payment stablecoins, have the potential to change how commerce happens. Buy Now Pay Later (BNPL) - BNPL has seen a quick uptake among consumers interested in the option of spreading the purchase over several installments.

CFPB 45

CFPB Privacy BNPL Financial Inclusion 45

Stax

APRIL 3, 2025

They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. They also allow merchants to include flexible payment options like BNPL.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

The Paypers

JUNE 6, 2025

Recently, the regulator made public proposals for issuing stablecoins, which it believes will allow UK crypto firms to compete internationally. Currently, the industry is dominated by two USD-pegged stablecoins, which represent about 90% of the market.

Stablecoins 41

Stablecoins Authorization Risk Central Bank 41

The Fintech Times

MAY 2, 2025

One topic brought up by Mo highlighted the significant impact fintech has had on the BNPL (buy now, pay later) segment, which has grown rapidly with 800 million users in just 18 to 24 months. Keith Grose, CEO UK at Coinbase noted that 13 per cent of the UK population owns crypto, with stablecoin volume reaching over $27trillion last year.

FinTech 64

FinTech Stablecoins Legal Framework Central Bank 64

Clearly Payments

FEBRUARY 14, 2024

Whether it’s the fierce competition among acquirers for merchant accounts, the disruptive impact of emerging fintech startups, or the transformative potential of cryptocurrency and stablecoins, the competitive landscape is constantly evolving. The global recurring billing market is expected to reach $25.88

Payments 104

Payments Value Added Service BNPL Payment Gateways 104

Finextra

JUNE 2, 2025

This composability risk has been likened to a house of cards: great when it works, but one weak link (say a stablecoin depegging or a smart contract exploit) can affect many layered applications. In DeFi, composability is frequently celebrated with the meme of “Money Legos.” Every protocol is a Lego block that can snap onto others.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Fintech News

JANUARY 10, 2024

Concurrently, the provisional approval of stablecoins , aligning with MAS’ regulatory framework , highlights the potential of well-regulated stablecoins in broadening the applications of digital money. This initiative underscores the potential of digital currencies in facilitating domestic payments.

Cross-Border 117

Cross-Border FinTech Cross-Border Payments Embedded Finance 117

Fintech News

JANUARY 16, 2024

These include Bueno, a business-to-business (B2B) buy now, pay later (BNPL) provider for global and local trade; iPiD, an international payments platform; Bluejay Finance, a stablecoin startup; and Jenfi, a company that provides growth capital to digitally-enabled businesses.

FinTech 109

FinTech APACS Due Diligence Participant 109

Finovate

MARCH 7, 2025

Nigerian fintech ProsperaVest EGG introduced eNsc, a stablecoin pegged 1:1 to the Nigerian Naira. Online payment and checkout solutions provider Montonio expanded its partnership with Inbank to bring BNPL and Hire Purchase options to customers in Latvia and Lithuania.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

The Fintech Times

FEBRUARY 19, 2024

Having discussed the myths , hype and usage of buy now pay later (BNPL), we now turn our focus to cross-border payments. Stablecoins, if used appropriately, can in fact be a means to solve this imbalance. In these types of instances, stablecoins can serve as a bridge. BIS Aurum) and interoperability solutions (e.g,

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Multi-Currency 69

Clearly Payments

FEBRUARY 19, 2024

Alternative payment methods, including digital wallets (25%), buy now, pay later (BNPL) options (10%), and debit cards (15%), are rapidly gaining traction. Consumer Preferences Credit cards maintain their dominance as the preferred online payment method, accounting for approximately 40% of all e-commerce transactions.

Process 102

Process Digital Currency Online and Mobile Banking Payments 102

Fintech News

JANUARY 30, 2024

Other payment trends in Asia preceding 2024 including the rise of B2B buy now pay later (BNPL), growing prominence of central bank digital currency (CBDC), and prevalence of composable, cloud-based ‘as-a-Service’ IT architecture models have helped shape much of what we anticipate for 2024.

Payments Trends 120

Payments Trends Digital Currency Cross-Border Payments Distributed Ledger Technology (DLT) 120

CB Insights

JUNE 7, 2021

For example, Klarna partnered with Marqeta to safely pay online retailers on behalf of its riskier buy now, pay later (BNPL) customers. Klarna uses Marqeta’s API to create virtual cards, which gives the merchant immediate payment while allowing BNPL customers to pay interest-free installments over time. .

Issuers 73

Issuers Card Issuer Payment APIs and Integration Innovation 73

Finextra

JUNE 3, 2025

1793 Report Share Channels /financial inclusion /cryptocurrency Comments: (0) Sign in to comment Paul Quickenden Chief Commercial Officer Easy Crypto Member since 02 Apr Location Auckland Followers 0 Following 0 Opinions 3 Follow Unfollow Are stablecoins the new superstars of crypto? 21 May Is the crypto bull run over?

Bitcoin 52

Bitcoin Rules Adjustments Returns 52

Finovate

DECEMBER 13, 2023

the Consumer Financial Protection Bureau (CFPB) has been studying the BNPL industry since at least late 2021. As such, the CFPB has recognized a number of key benefits BNPL provides relative to traditional credit products, especially with regard to the absence of interest payments, ease of access, and simple repayment structure.

Regulations 64

Regulations BNPL Consumer Financial Protection Bureau (CFPB) FinTech 64

Clearly Payments

APRIL 28, 2025

Buy Now, Pay Later (BNPL) services are also gaining ground, especially among younger shoppers, accounting for around 6% of e-commerce transactions in both countries. BNPL continues to grow, particularly among younger shoppers making online purchases. BNPL services can drive more sales but at a higher transaction cost.

Online and Mobile Banking 91

Online and Mobile Banking FedNow BNPL Debit Card 91

The Payments Association

APRIL 14, 2025

Immediate focus areas include fraud prevention, ISO 20022 readiness, and stablecoin regulationbut longer-term success depends on active engagement with consultations, operational resilience, and global alignment. Under the forthcoming framework, stablecoins used for payments will fall squarely under the FCAs regulatory perimeter.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

The Payments Association

DECEMBER 2, 2024

For example, cards versus instant payments, wallets versus real-time transfers, BNPL versus store credits, and other financing options.” For example, retailers can introduce tailored financing options like buy-now-pay-later (BNPL) directly at checkout, boosting sales conversion rates while improving accessibility for customers.

Embedded Finance 88

Embedded Finance Payments Fraud Detection CBDC 88

The Fintech Times

DECEMBER 12, 2024

It includes no deposit or withdrawal fees, staking options and 700-plus trading pairs (including leading stablecoins), which can also be accessed in the user’s chosen currency. Kueski, a BNPL and consumer lender in Latin America, has welcomed Andreas Waldmann as its chief marketing officer.

FinTech 64

FinTech Credit Union Non-Bank AI 64