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AI x Payments: From Fraud Detection to Hyperpersonalised Checkout

Finextra

Real-Time Fraud Detection: Defence at Machine Speed Traditional fraud systems rely on static rules and after-the-fact analysis. But fraud doesn’t wait, and neither can protection. Predictive analytics identify emerging fraud patterns. Behavioural biometrics distinguish real users from bots or synthetic identities.

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AI Becomes the Banker: 21 Case Studies Transforming Digital Banking CX

Finextra

Research by IBM found that about 50% of enterprises in financial services have actively deployed AI, the highest of any sector. This broad applicability in banking (from automating fraud reviews to generating customer communications) underscores how financial firms are integrating GenAI into their core workflows more aggressively than most.

AI 114
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Banking on Intelligence: The Global Sprint to AI Maturity in Finance

Finextra

On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. finance leaders cite fraud and risk management as areas in which they use AI. This top-down support indicates that U.S. Use Cases and Impact U.S. About 64% of U.S.

AI 69
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The growing threat of AI-enabled fraud

Neopay

The escalating threat to financial services As cybercriminals increasingly turn to AI to execute complex fraud schemes, the financial sector faces a high-stakes battle to protect its customers and assets. Recent research by Signicat reveals that AI-driven fraud now constitutes 42.5%

AI 59
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Tech-Driven BNPL: How Sophisticated Technologies Are Reshaping the BNPL Market

Finextra

As BNPL companies incorporate technologies to meet improved credit assessment objectives they’re also discovering further advantages such as improved fraud detection, flexible, transparent payment options, interest-free payment plans, reduced risk of late payments and so on. In its first month alone, it had 2.3

BNPL 52
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AI/BOTS: AI Bank Tech And Millennials

PYMNTS

Just last year, Pew Research Center’s research , which included data from the U.S. Through fraud detection, banking chatbots and algorithmic trading, artificial intelligence is turning out to be more than just another random piece of technology. Census, shared that the number of millennials (75.4

AI 78
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Deep Dive: QSRs Leverage AI To Fight ATOs And Credential Stuffing

PYMNTS

These merchants have always been vulnerable to in-person fraud, including coupon or promotion scams, but digital channels create new avenues that bad actors can exploit. Security standards have largely not kept up with such threats, according to a joint study from Javelin Research and Kount. Selecting the Target. AI in Action.