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Credit Card Settlements Explained: How They Influence Your Finances

EBizCharge

Since managing credit card transactions can be complex, understanding how their settlements work is essential to maintaining financial health as consumer spending rises. Credit card settlements involve various processes and parties that ensure transactions are accurately recorded and funds are transferred.

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How to Choose Between EFT vs ACH: A Comprehensive Guide

Stax

Talk to sales Understanding EFT: The Umbrella Term for Digital Transactions Ever paid for your coffee with just a tap of a card or received payment from a customer thousands of miles away? For businesses, a fast and seamless payment process means happy customersand the statistics show it. Checks can bounce, and cash can get lost.

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What is ACH Credit and ACH Debit and How Do They Work?

Stax

ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. TL;DR ACH payments are a popular way for individuals and businesses to transact with each other because they are easy and quick to send. Learn More What are ACH Credit Payments?

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Automating Chargeback Management: First Steps & Best Practices

Fi911

Chargeback volumes have increased 25% annually over the past three years, pushing financial institutions to reconsider their manual processing approaches. With each dispute costing between $25 and $50 to process manually, automation has shifted from a nice-to-have to a business necessity for many organizations.

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Here’s Everything That Happened Singapore Fintech Festival 2024 in 10 Key Highlights

Fintech News

Like previous editions, SFF 2024 saw several corporations, startups and public agencies announce their latest initiatives, leveraging the visibility, audience and media coverage of this large-scale gathering to gain maximum exposure and garner interest from key stakeholders. However, challenges remain, particularly regarding interoperability.

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APP fraud: Mid-year review

The Payments Association

The early impact of the UK’s mandatory reimbursement policy for authorised push payment (APP) scam victims, implemented in October 2024. Authorised push payment (APP) scams remain one of the most devastating forms of financial fraud affecting UK consumers. Why is it important? What’s next?

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EVO Rolls Out Express Deposit B2B Push Payments With Visa Direct

PYMNTS

has rolled out its Visa Direct-enabled EVO Express Deposit real-time push payments technology. retailers instantaneously get funds for card transactions with actual fund availability depending on receiving bank and geographic area, according to a Thursday (Sept. To help merchants receive faster access to funds, EVO Payments Inc.