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Fast and Flexible, Not Furious: How Top Card Issuers Win the Race

Fintech News

The good old Need for Speed game is played in many industries, including card issuance. Card issuers need for speed exists on several levels, and we at OpenWay see this firsthand, since our Way4 card management software is used by top banks, processors and fintechs around the world.

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Unlocking the potential of card issuer processors: Challenges and opportunities

The Payments Association

Card issuer processors face integration, compliance, and fraud challenges but can stay competitive by streamlining processes and enhancing customer experiences. Read more

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Credit Card Processing Rates: How Much Does It Cost to Process Payments in 2025?

Stax

Interchange and assessment fees are set by card networks and are non-negotiable. Merchants can, however, negotiate with their payment processor to cut costs, tweak pricing, or secure better rates. Following are the key entities involved in credit card processing. Also known as card companies or card issuers (e.g.,

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Can a Large Merchants Negotiate Lower Payment Processing Rates?

Clearly Payments

Heres a simple breakdown: Interchange fees: Interchange fees go to the customers bank (the card issuer). Assessment fees: These go to the card networks like Visa and Mastercard. Processor markup: This is the fee your payment processor (like Clearly Payments ) charges for facilitating the payment.

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What is a BIN in Payment Processing

Clearly Payments

In payment processing, one component of the payment processing tech stack involving credit or debit cards is the Bank Identification Number or BIN. For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management.

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Highnote receives certification as a Visa card issuer processor

The Paypers

US-based card platform Highnot e has expanded its collaboration with Visa to include certification as Visa card issuer processor under its fleet management solutions.

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How to Choose the Best Credit Card Processing Company for Your Business

Stax

In this article, we’ll help you figure out which of them may be the best credit card processing companies for your business needs. TL;DR Processors act as the middleman between your customer’s card and your bank, but not all are created equal—some offer better service, pricing, and tools than others. Let’s get started.