PYMNTS

SEPTEMBER 2, 2020

From flexible repayment plans for cash flow management to sustainability programs that offset carbon emissions from fleet vehicles, the commercial card is versatile in this week's innovation roundup. American Express is expanding its Pay Over Time offering on credit card bills to business cardholders in the U.S.,

Innovation 60

Innovation Push-to-Card Commercial Card Debit Card 60

PYMNTS

NOVEMBER 5, 2018

What is clear, though, is that ACH is a growing part of businesses’ accounts payable (AP) and other payment operations, with industry service providers pushing corporates away from paper checks. New data has emerged about how SMBs use other payment rails , including cards and wire transfers.

Small Business 68

Small Business Same Day ACH Wire Transfer NACHA 68

PYMNTS

DECEMBER 12, 2018

“But it’s about how to get the right payment — and sometimes, we know vendors will never take card.” “But it’s about how to get the right payment — and sometimes, we know vendors will never take card.” Businesses can pay using their cards, while suppliers can still receive payments via check or ACH.

Commercial Card 56

Commercial Card ACH B2B Checks 56

PYMNTS

SEPTEMBER 29, 2020

Marqeta , the global card issuing platform, debuted its new Tokenization-as-a-Service (TaaS) product, which allows card issuers to access its tokenization technology, the Oakland, California-based company announced on Tuesday (Sept. This new offering is available for any card type, including cards not issued on the Marqeta platform.

Card Issuer 60

Card Issuer Issuers Push-to-Card BNPL 60

PYMNTS

APRIL 20, 2016

With suppliers pushing aside some more monotonous tasks to computers and robots, they have more time to focus on the business itself and relationships with corporate buyers. Payment rails, Tchakarov explained, can play an integral part in supporting suppliers’ push for automation and their refocus on expansion.

Commercial Card 40

Commercial Card ACH Push-to-Card Same Day ACH 40

PYMNTS

SEPTEMBER 19, 2018

Business cards and document pouch? Jolly, head of financing and channels in global transaction services at Bank of America Merrill Lynch , about the financial institution’s latest product launch: adding mobile wallet functionality to its suite of commercial card products. “We Polished shoes and nice jacket? Who needs that?

B2B 56

B2B Push-to-Card Commercial Card Point-of-Sale (POS) 56

PYMNTS

OCTOBER 18, 2019

American Express is introducing a suite of new commercial card products targeted at startups and entrepreneurs in a move that is aimed at competing with industry newcomers like Brex, Bloomberg reports said on Thursday (Oct. “It’s a new data source and a new lens on underwriting,” Marrs told the publication.

Commercial Card 43

Commercial Card Push-to-Card Card Issuer B2B 43

PYMNTS

DECEMBER 24, 2020

Young shoppers are increasingly wary of credit and loans with interest, fees and revolving debt as demonstrated by spending trends worldwide. Contactless payment methods were always in the wings for credit card companies, but the pandemic pushed them front and center. PYMNTS research shows 11.5 Contactless.

RTP 104

RTP BNPL Real Time Payments Online and Mobile Banking 104

PYMNTS

JUNE 19, 2018

credit card market is massive. North America accounts for about 60 percent of the global card market, according to analysis from ResearchAndMarkets.com released earlier this year, while the American Banking Association found in April that about 70 percent of Americans have at least one credit card.

Commercial Card 40

Commercial Card Data Breach Credit Cards B2B 40

PYMNTS

DECEMBER 20, 2016

Mastercard is looking to take a larger share of the B2B payments space in Australia by pushing for companies to pay their suppliers with its products. To do so, the credit card firm announced Monday (Dec. 19) that it will be working with supply chain finance company Octet Finance.

Visa 41

Visa B2B Commercial Card Cross-Border Payments 41

PYMNTS

AUGUST 3, 2017

Accounts payable company MineralTree just gave a big show of support for commercial cards when it announced this week it is partnering with American Express (Amex) to offer companies an integrated platform to support supplier payments via virtual commercial card. But the hurdle of card adoption persists.

Cash Management 43

Cash Management Commercial Card Push-to-Card B2B 43

PYMNTS

SEPTEMBER 6, 2017

The issue, he recently explained to PYMNTS, is travelers spend corporate cash to book travel and then request reimbursements after-the-fact, meaning CFOs and accountants can’t retroactively push for employees to spend less. Corporate spend on business trips is headed towards $1.6 The figure represents a 5.6

Push-to-Card 52

Push-to-Card Credit Cards Small Business Product 52

PYMNTS

AUGUST 12, 2020

based B2B payment solution provider that expanded into North America this year with its prepaid commercial card tools. Speaking with PYMNTS, Managing Director of North America Kieran Draper said employee expense management and contractor payouts have become a valuable niche for the corporate prepaid card.

B2B 67

B2B Push-to-Card Direct Deposit Payments 67

PYMNTS

SEPTEMBER 6, 2019

Also, commercial and consumer cards issued in the U.S. US Payment Card Market Tops $6T. Consumer and commercial cards issued in the U.S. Consumer and commercial cards issued in the U.S. Commercial card spending has increased by 11.7 generated $6.13 generated $6.13 generated $6.13

Commercial Card 51

Commercial Card Push-to-Card Payments Consumer 51

PYMNTS

FEBRUARY 15, 2019

In a press release sent to PYMNTS, Barclaycard Commercial Payments said it has struck a partnership with SAP to integrate its B2B payments solution, Precisionpay, into cloud procurement platform SAP Ariba, enabling businesses to pay their vendors via Barclaycard. “Since launching the U.K.’s ” SAP Managing Director for U.K.

B2B 46

B2B Push-to-Card Payments Commercial Card 46

PYMNTS

JUNE 29, 2016

Cuba relations hit another mini milestone following President Obama’s visit to the island in March, marking the first time in decades a sitting president had done so and pushing the U.S. bank to issue cards that work in Cuba. . The biggest area Seleski said he anticipates commercial card usage is in the hotel industry.

Commercial Card 40

Commercial Card Push-to-Card Credit Cards Cross-Border 40

PYMNTS

OCTOBER 18, 2019

Card member spending, higher net interest income and card fees combined to produce an 11 percent year-over-year revenue gain for the Global Consumer Services Group of American Express in the third quarter of 2019. Revenue for that unit hit $6 billion, the company said in its latest financial report , released Friday (Oct.

Push-to-Card 40

Push-to-Card Commercial Card Card Issuer Credit Cards 40

PYMNTS

NOVEMBER 21, 2017

The B2B payments industry continues its push to break businesses’ habit of using paper checks, but players are divided on what payment rail should take their place. In Karmic Labs’ latest white paper , “Prepaid Expense Cards: Helping Small Businesses Solve Cash Flow Dilemmas,” researchers surveyed U.S.-based

Visa 43

Visa B2B Credit Cards Small Business 43

Cardfellow

OCTOBER 31, 2022

Authorize.Net and NMI are not credit card processors. Merchant account: This is the account that you open with a credit card processor when you begin accepting credit cards. About Authorize.Net Authorize.Net is a major player in the credit card processing world.

Payment Gateways 52

Payment Gateways Gateways Credit Cards Processors 52

PYMNTS

JULY 1, 2019

The introduction of mobile payments and commercial card technology in the fleet sector has helped the industry progress toward automation and digitization, but cards are not without their challenges. One of the biggest opportunities is in fleet payments, where cash and checks remain prevalent (particularly in the U.S.),

Payments 59

Payments Push-to-Card Mobile Payments eWallet 59

PYMNTS

JULY 24, 2017

Muted corporate spend tempered American Express’ performance in its commercial card segment, and regulatory uncertainty is on the radar for Fifth Third Bancorp. So how did the credit card giant do in the commercial card area? Costco card products, bought by Citi last year. Fifth Third Bancorp.

B2B 46

B2B Push-to-Card Commercial Card Non-Bank 46

PYMNTS

SEPTEMBER 23, 2019

Corporates have growing expectations for faster, more efficient and more secure B2B payments — whether their money is moving from one business unit to another or one country to another. As financial institutions gather for this year’s Sibos conference kicking off in London today (Sept. Payments Speed and Security.

B2B 49

B2B ISO 20022 Payment APIs and Integration ISOs 49

PYMNTS

AUGUST 14, 2019

In the world of small business financial services, entrepreneurs’ frustrations with banking have been loudly vocalized : firms are often considered too small to be profitable for banks’ corporate services units and are therefore pushed into an FI’s consumer banking operations.

Consumer 48

Consumer Small Business Push-to-Card FDIC 48

PYMNTS

MARCH 29, 2016

This isn’t a case of an innovator looking to push bitcoin and its related technology on the market. While fintech innovators have instead turned towards the underlying technology of the cryptocurrency – blockchain and other distributed ledgers – bitcoin as its own currency is unlikely to take off like some once thought it would.

Cross-Border 41

Cross-Border Payroll Cross-Border Payments Bitcoin 41

PYMNTS

FEBRUARY 26, 2019

Migrating from a manual T&E program — traditionally involving employees using their personal cards, filing an expense report, submitting receipts and requiring administrators to conduct a lot of number-crunching — to a process that promotes control and transparency can deliver immense value to companies of all sizes and types.

Best Practices 46

Best Practices Push-to-Card Commercial Card Automation 46

PYMNTS

JUNE 2, 2020

For firms such as FIS, she said, the question has always been how to take a “bite” out of cash, and how to move low-value transactions away from paper bills and coins and toward debit and credit. We’re busier than ever with turning on these products and services that we’ve been trying to push,” Carrera said. “We’re

Digital Payments 53

Digital Payments Online and Mobile Banking Payments Push-to-Card 53

PYMNTS

JUNE 11, 2018

This weekend, Justify won the Belmont Stakes to win the Triple Crown, an event that was somewhat surprising due to its timing. Just three short years ago, American Pharaoh also went home from the Belmont as a Triple Crown winner, the first in 38 years to triumph in all three races (13 horses got ? of the way there only to fail on the Belmont).

Push-to-Card 40

Push-to-Card Returns Commercial Card Credit Cards 40

PYMNTS

MAY 12, 2016

Kramer noted that accepting credit cards is one way to adhere to changing procurement habits. “If If we can’t take credit cards, we wouldn’t have a quarter of our business,” the executive said, adding that she does not share the same views as other suppliers that tend to avoid accepting commercial cards due to interchange fees. “If

On-Demand 40

On-Demand Commercial Card B2B Push-to-Card 40

PYMNTS

APRIL 26, 2016

The push to bolster online security continues to gain traction throughout the world of digital identity. EMV technology has been steadily emerging as the industry standard, and a new report from MasterCard stated that the chip-based solution is now present in 67 percent of branded credit cards since being introduced in the U.S.

Authentication 41

Authentication Security EMV Fraud Prevention 41