PYMNTS

JUNE 7, 2018

Community banking can be one of the most rewarding and most challenging areas of financial services in which to work — that’s the view, anyway, of Rebeca Romero Rainey, president and CEO of Independent Community Bankers of America (ICBA) , who recently joined the nation’s leading advocacy organization that exclusively represents community banks.

Community Banks 62

Community Banks Online and Mobile Banking Credit Union Caps 62

Finovate

APRIL 2, 2024

Indiana-based New Washington State Bank (NWSB) has selected Apiture’s Digital Banking Platform to power its online and mobile banking solutions. The community bank will also deploy Apiture’s Account Opening and Data Intelligence solutions to onboard customers faster and to offer tailored campaigns.

Online and Mobile Banking 65

Online and Mobile Banking Mobile Banking Credit Union Community Banks 65

PYMNTS

MAY 7, 2020

back to some semblance of “normal” has challenges — and opportunities for banks, especially community banks and credit unions. The challenge lies with serving the needs of the individual who may be hesitant to go back to the old ways of banking — of walking up to teller windows, of handling cash in envelopes.

ATM 122

ATM Credit Union Online and Mobile Banking Use Case 122

Finovate

MAY 29, 2024

Embedded finance and digital banking solutions provider Finotta has announced a strategic partnership with Constellation Digital Partners (Constellation). Constellation will integrate Finotta’s Personified platform into its own solution to help credit unions offer personalized financial guidance to their members.

Credit Union 59

Credit Union Online and Mobile Banking Embedded Finance Mobile Banking 59

PYMNTS

APRIL 1, 2019

In some ways, the average credit union customer is very much like the average customer of any financial institution. It doesn’t matter where you are banking, if you have a problem you want to be able to reach out at any time and get that problem solved,” Jack Lynch, chief risk officer at PSCU , told PYMNTS in a recent discussion.

Credit Union 56

Credit Union Innovation Online and Mobile Banking FinTech 56

PYMNTS

OCTOBER 6, 2020

5), J.P.Morgan CEO Jamie Dimon said banks that don’t adapt in how they deal with customers will go the way of the dinosaurs. Banks are good at creating pain points by making customers sign several forms and documents, Dimon told Sibos attendees. “We We’re a mobile app, and that’s how we deliver our services.”. On Monday (Oct.

Online and Mobile Banking 102

Online and Mobile Banking ATM Mobile Banking Ubiquitous 102

PYMNTS

MARCH 9, 2020

At the same time, bank branch closures appear to be accelerating, with small towns across the country losing a combined 14 percent of their banks between 2012 and 2017. Many small businesses, too, are struggling to access the bank products they need to survive and thrive, like bank loans and deposit accounts.

Credit Union 75

Credit Union Community Banks Small Business Online and Mobile Banking 75

PYMNTS

SEPTEMBER 26, 2019

Credit unions (CUs) have a growing opportunity to capture and keep their member customers, but only if they’re able to elevate their offerings to the levels seen with large banks and FinTechs. Small businesses, too, have heightened their expectations from their financial service providers, and credit unions are no exception.

Credit Union 43

Credit Union Small Business Online and Mobile Banking Legal 43

PYMNTS

DECEMBER 7, 2018

credit unions and banking institutions to its platform this month, according to a report. The list of banks added to the list has been growing recently, including international ones as well. 6, Google announced that Danske Bank would support the app. The American banks are: Arundel Federal Savings Bank.

Credit Union 52

Credit Union Mobile Payments Online and Mobile Banking Community Banks 52

PYMNTS

JULY 29, 2020

Consumers’ affinity for online banking solutions, especially mobile banking, is far from new. The COVID-19 pandemic is highlighting how necessary these solutions are for consumers’ banking needs, however, and how high their standards for these channels have become. Around The Credit Union World.

Credit Union 67

Credit Union Online and Mobile Banking Remote Deposit Capture Mobile Banking 67

PYMNTS

MARCH 9, 2020

Questions like, “What is a bank?”. It’s a fair question today, particularly as we observe the blurring of the lines between traditional banks, Big Tech and FinTechs — and as we contemplate the impact that the blurring of the digital and physical worlds has on consumers’ expectations and customer service paradigms.

Credit Union 92

Credit Union Online and Mobile Banking ATM PayPal 92

PYMNTS

JULY 25, 2017

When you are talking about smaller [community] banks, regional banks and credit unions, there just aren’t the in-house resources to build their own digital lending solutions for products such as private student loans, student refinancing and home improvement loans.”.

Credit Union 40

Credit Union Community Banks Online and Mobile Banking Federal Reserve 40

PYMNTS

MAY 27, 2020

And according to five observers across the spectrum of traditional financial institutions (FIs), payment networks and digital-only banks, opportunities are there for digital-first and hybrid models alike to succeed — so long as they harbor a relentless focus on identifying and solving customer problems. The Great Stress Test.

FinTech 94

FinTech Online and Mobile Banking Innovation FDIC 94

PYMNTS

JULY 19, 2017

Starling Bank, the digital-only U.K. bank, has now added Apple Pay support as an online payment method, which means customers can add their Starling debit card to Apple Wallet. According to a news report , with the mobile pay support, customers can make online payments via their Apple devices.

Credit Union 40

Credit Union Online and Mobile Banking Debit Card Community Banks 40

PYMNTS

APRIL 30, 2018

and finance experts are celebrating with new data on the state of the entrepreneurial community. But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. National Small Business Week is this week in the U.S.,

Small Business 57

Small Business Online and Mobile Banking Credit Union Laws 57

PYMNTS

JUNE 14, 2019

Most consumers probably don’t have strong opinions about their banks, since the relationship tends to be more transactional than emotional. However, in the 2019 Retail Banking Report, a study by Reputation.com that analyzed online data relating to retail banking locations for 23 major U.S. Bank responded to 71 percent.

Online and Mobile Banking 41

Online and Mobile Banking Credit Union Consumer Community Banks 41

The Fintech Times

AUGUST 12, 2024

Commissioned by Discover® Financial Services’ PULSE debit network and conducted by Banking & Payments Group , the study gauged insights from large banks, credit unions and community banks. Card-not-present (CNP) transactions, which include online and digital purchases, also saw significant growth.

Debit Card 64

Debit Card Consumer Debit Transaction Point-of-Sale (POS) 64

PYMNTS

JANUARY 8, 2019

The increasing reliance of payments and commerce on mobile devices renders location another important tool in making the three pillars of the customer relationship satisfying and relevant. Kennedy International Airport and having a prompt appear on his mobile phone for a “cigar store near the airport,” he said. Cigar Experience.

Credit Union 56

Credit Union Issuers Online and Mobile Banking Push-to-Card 56

PYMNTS

JULY 7, 2017

The new bank partnerships come as the company recently announced new features coming to Apple Pay during its worldwide developers conference in June. From there, they can be sent back to customers’ bank accounts. As of now, Pay P2P will live inside iMessage — it is not clear if the P2P platform will work outside the messaging app.

Credit Union 41

Credit Union P2P Online and Mobile Banking Zelle 41

Fintech Finance

MAY 16, 2024

It’s a no-code, end-to-end digital onboarding platform that helps banks to create a complete digital onboarding experience in minutes. NayaOne provides this ecosystem where the best software, platform and experts come together to solve some of the difficult issues facing us today in banking and finance. .”

Online and Mobile Banking 52

Online and Mobile Banking Credit Union Underwriting Rules 52

PYMNTS

MARCH 18, 2019

Although only 60 banks and credit unions (CUs) have made Zelle available to their customers, approximately 230 have signed up for the service. While some larger financial institutions (FIs) have joined the platform, regional community banks and CUs account for 85 percent of Zelle’s participants. billion in assets.

P2P 59

P2P Zelle Security Venmo 59

PYMNTS

FEBRUARY 1, 2019

The fourth quarter of 2018 was kind to Venmo and Zelle , the two big peer-to-peer (P2P) services that are battling for consumer loyalty and market supremacy — a fight that pits PayPal , the owner of Venmo, against the banks that operate Zelle. Zelle Bank Gains. The numbers tell a story of ongoing growth and more consumer acceptance.

Venmo 71

Venmo P2P Zelle PayPal 71

PYMNTS

JUNE 2, 2020

As consumers become used to, and increasingly embrace, life lived digitally, financial institutions (FIs) of all sizes must prepare for seismic shifts in how customers access financial services, communicate with their FIs and make payments. So, we reached out to our banks” to gauge utilization and to initiate a credit line increase program.

Digital Payments 53

Digital Payments Online and Mobile Banking Payments Push-to-Card 53

Fintech Labs Insights

JULY 14, 2016

million investment , Austin, Texas-based Buzz Points is unveiling its new online management portal, Buzz Insight for its rewards and marketing platform. ” Buzz Insight is geared toward community financial institutions (CFIs) like credit unions and smaller banks, giving them visibility into customers and local business data. .

Credit Union Service Organization 20

Credit Union Service Organization Credit Union Online and Mobile Banking Enrollments 20

Fintech Labs Insights

DECEMBER 5, 2016

For example, despite the importance of mobile (and desktop) functionality for website visitors, some banks, even major ones (Chase I’m looking at you), don’t bother to reinforce its features and benefits. US Bank has always been good at doing just that. Mobile Check Deposit. Transfer & send money.

Online and Mobile Banking 18

Online and Mobile Banking Direct Deposit Credit Union Debit Card 18

Fintech Labs Insights

SEPTEMBER 1, 2015

AcceptEmail serves today’s consumers with online, real-time email payments. Market segments include insurance, banks, telecom, utilities, and property management. Alfa-Bank offers a wide range of products and operates in all sectors of the financial market, including corporate and retail lending. Blockstack.io

Online and Mobile Banking 28

Online and Mobile Banking Card Issuer Credit Union Issuers 28

PYMNTS

NOVEMBER 16, 2018

Even so, it doesn’t veer too much toward the illusionary and nostalgic to submit the proposition that banking, and other financial services , used to be much more personalized — much more one on one — than is the case now. percent of banks have genuine artificial intelligence systems in place. The report found that 81.8

AI 43

AI Fraud Prevention Online and Mobile Banking Money Laundering 43

Fintech Labs Insights

JUNE 7, 2016

With MOX Pay from Malauzai Software , community banks and credit unions will be able to offer their business customers apps that will enable them to accept payments via remote deposit capture (RDC). ” Pelletier’s bank was one of the first to adopt the technology.

RDC 16

RDC Remote Deposit Capture Credit Union Online and Mobile Banking 16

Fintech Labs Insights

AUGUST 1, 2016

Aleo’s marketplace uses e-procurement, e-commerce and supplier financing bundled in a single open platform to offer small and medium enterprises an online procure-to-pay solution. Bankjoy offers developers a banking API for a modern, real-time, holistic interface for credit unions and community banks.

Payment APIs and Integration 20

Payment APIs and Integration Online and Mobile Banking API Advisors 20

Fintech Labs Insights

AUGUST 22, 2024

Tuum: Raised $48M for its modular banking technology, gaining traction with banks and financial institutions across Europe. Mahalo Banking: Raised $21M for its banking software; successfully launched new features, experiencing strong growth in client base. QuickFi : Reported a 45% increase in loan volume.

Online and Mobile Banking 15

Online and Mobile Banking Acquirers Payment APIs and Integration AI 15

PYMNTS

JULY 27, 2016

The edge mid-sized and community banks have historically had on the big guys is that they put a face to banking. Today, though, FinTech has changed the game, and new customer demands could be taking away community banks’ leg-up on their largest peers. Power report on retail banking in the U.S.,

Small Business 42

Small Business Online and Mobile Banking Community Banks Credit Union 42

Finovate

NOVEMBER 26, 2024

Agentic AI solutions provider for community banks and credit unions, interface.ai , has introduced a pair of new tools to help fight deepfake fraud. The former replaces online mobile banking with an AI assistant that provides intelligent guidance and personalized assistance. ” interface.ai

Deepfake 116

Deepfake Bots Credit Union AI 116

Finovate

APRIL 16, 2025

CCBank has chosen Portland, Oregon-based digital banking provider Tyfone. As part of the partnership, CCBank will deploy Tyfone’s nFinia Digital Banking Platform in order to offer new digital banking solutions to its business and retail customers. Utah-based CCBank has partnered with digital banking provider Tyfone.

Online and Mobile Banking 85

Online and Mobile Banking Credit Union Community Banks Credit Cards 85