Stax

JANUARY 23, 2025

The merchant underwriting process helps reduce fraud (including chargeback volume), ensures compliance with regulations, and protects financial stability in the payment processing space. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

FICO

MARCH 6, 2020

Visma Connect recently interviewed Jürgen Krieg, FICO's head of global compliance sales. In this excerpt from that article, Jürgen elaborates on the importance of compliance. . A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. .

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

M2P Fintech

MARCH 24, 2025

Borrowers can now apply for loans, track progress, and make payments through digital platforms and mobile apps, eliminating the need for physical branches and banking hours. Smart Contracts: Self-executing agreements streamline loan distribution, repayment, and compliance, cutting costs and speeding up transactions.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

The Payments Association

FEBRUARY 10, 2025

It highlights new corporate responsibilities, significant penalties for non-compliance, and the businesses need to implement strong fraud prevention measures to protect their financial and reputational standing. What’s next? For companies operating in the UK, understanding the implications of this legislation is critical.

Crime 88

Crime Fraud Prevention Risk Assessment Due Diligence 88

Open Banking Excellence

SEPTEMBER 21, 2023

Cybersecurity experts Duncan McDonald, Global Head of Compliance Services & Wayne Scott, Regulatory Compliance Lead, from The NCC Group explain how to prepare for DORA compliance and why the new legislation will enhance cyber resilience across the financial sector and its supply chain. compliance.

FinTech 130

FinTech Compliance Regulations Non-Bank 130

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 Reserve banks mandating reduced cash use will enhance security and economic participation. trillion transactions by 2027.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech Review

MAY 10, 2025

This flexibility enables gig economy payouts, BNPL shopping experiences, loyalty rewards cards, and embedded banking products for digital brands. Marqetas infrastructure removes the need for direct banking relationships or outdated batch-processing workflows, accelerating time-to-market dramatically.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

The Fintech Times

SEPTEMBER 4, 2024

This month, The Fintech Times will look at some of the biggest issues regarding compliance and financial rules, as well as the solutions hoping to ease the compliance journey for firms and make the fintech world fairer and safer. We asked industry experts to find out. Keeping up with this can be a true headache.”

Compliance 64

Compliance Rules Regulations Laws 64

Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Major risk factors for PayFacs include fraudulent transactions, merchant credit risk, regulatory compliance, and operational risks.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

Fi911

NOVEMBER 7, 2023

In the intricate world of banking and finance, maintaining the sanctity and security of transactions is paramount. Why is it non-negotiable for financial institutions across the globe, and how can you ensure that your institution is compliant with all AML procedures? But, what does AML entail?

AML 52

AML Compliance Money Laundering OFAC 52

FICO

AUGUST 12, 2021

Financial Institutions’ compliance officers and teams should be concerned that Open Banking may render their existing AML/CTF and KYC compliance programs inadequate. Open banking is evolving around an ecosystem of third-party providers (TPPs). What is Open Banking? Customer data screen-scraping widespread.

Financial Crimes 52

Financial Crimes Compliance Crime Risk 52

EBizCharge

MAY 5, 2025

Credit card processing fees are comprised of several fees, such as: Interchange fees: Interchange fees are paid to the card-issuing bank and typically consist of a percentage of the total transaction amount plus a small, fixed charge. These fees are essential for covering the costs of handling, authorizing, and securing card transactions.

Credit Cards 52

Credit Cards Small Business Process ACH 52

M2P Fintech

APRIL 17, 2025

APIs have played a central role in the digital evolution of banking. Today, financial institutions are shifting towards an API-led banking model that places APIs at the core of their architecture and business strategy. What is API-led Banking? Fundamentally, API-led banking provides a modular foundation for delivering services.

API 52

API Payment APIs and Integration Non-Bank Fraud Detection 52

The Paypers

JUNE 9, 2025

Following this announcement, Trust Payments is expected to leverage Trulioo Workflow Studio, Business Verification, Person Match, Identity Document Verification, and Watchlist Screening in order to unify its onboarding processes, support regulatory compliance, and elevate the customer experience across regions.

Verification 36

Verification Payments Fraud Prevention Financial Crimes 36

Fintech News

APRIL 28, 2024

The banking industry is shifting towards innovation, collaboration and customer-centricity, driven by the adoption of technologies including cloud computing, data analytics, artificial intelligence and machine learning (AI/ML), changing customer preferences, and a rapidly evolving regulatory landscape, a new report by Amazon Web Services (AWS) says.

AI 113

AI Innovation Financial Crimes Crime 113

The Fintech Times

MARCH 18, 2025

Global insurtech bolttech has appointed Ridhi Chaudhary , chief investment officer, Dragon Fund by Liquidity and MUFG , to its board as a non-executive director. M&As OakNorth deepens support for US lower mid-market businesses with acquisition of Michigan-based, Community Unity Bank. This expands a relationship which began in 2014.

FinTech 59

FinTech Payment APIs and Integration Non-Bank APACS 59

Fintech News

FEBRUARY 7, 2024

However, the bank also made headlines for its decision to reduce compensation for its senior management, a move aimed at accountability for a series of digital disruptions that tarnished its otherwise sterling year. billion, the bank faced intense scrutiny over the reliability of its digital infrastructure.

Non-Bank 109

Non-Bank Authorization Regulatory Compliance ATM 109

The Fintech Times

MARCH 13, 2025

While cyberattacks and system outages show no sign of slowing down or lessening in impact, Clear Junction reveals that many businesses are facing challenges in balancing compliance with operational priorities. The regulatory rule set aims to manage information and communication technology (ICT) risk across the financial sector.

Third Party Vendors 64

Third Party Vendors Compliance Non-Bank Mitigation 64

The Fintech Times

APRIL 15, 2025

Mexico and Guatemala are also embracing this global trend of integrating financial services into non-financial platforms. However, each country presents unique characteristics, especially when it comes to regulatory maturity, technological infrastructure, and financial inclusion. What are your future plans?

Embedded Finance 59

Embedded Finance Finance Non-Bank Financial Inclusion 59

Finextra

JUNE 2, 2025

Location Joburg Followers 5 Opinions 22 Follow Unfollow Open Banking has moved from regulatory idea to industry reality, driving transformation by enabling secure, permissioned data sharing between financial institutions and third-party fintechs. Crucially, Open Banking was just the opening act. Open Finance says: why not?

Finance 52

Finance Payment APIs and Integration API Regulations 52

The Fintech Times

JANUARY 14, 2024

The American Fintech Council (AFC), the industry association representing responsible fintech companies and innovative banks, offered testimony before the Washington State House Committee on Consumer Protection and Business recommending key amendments to legislation recently introduced. Not all fintech is created equal.

Regulatory Compliance 64

Regulatory Compliance Consumer Protection Compliance Regulations 64

Fintech News

JUNE 12, 2024

Modernising banking infrastructure The advent of CaaS has highlighted the need for financial institutions to modernise their banking infrastructure. “This technology supports digital wallets, open banking , and Cards-as-a-Service (CaaS).

Credit Cards 109

Credit Cards Payment APIs and Integration Card Issuer Non-Bank 109

The Payments Association

MAY 16, 2025

It outlines ten regulatory changes affecting merchants in the UK and EU between 2025 and 2026. These developments will impact merchant compliance, cost structures, customer experience, and operational risk. For merchants, this represents a fundamental compliance obligation with both legal and commercial dimensions.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

The Fintech Times

OCTOBER 5, 2024

In early October, the FCA , the UK regulator, announced that it had fined UK challenger bank , Starling Bank , £28,959,426 for financial crime failings related to its financial sanctions screening. Impact on the industry Andrew Doyle, CEO of NorthRow Starling Bank is a big name in the fintech space.

Financial Crimes 83

Financial Crimes Crime Compliance Money Laundering 83

Fintech News

JANUARY 16, 2024

In 2024, the banking sector is witnessing a pivotal transformation driven by advanced technologies like AI and cloud computing, evolving customer demands, and changing regulatory landscapes. Accenture’s “ Banking Top 10 Trends ” report for this year highlights this transformative journey. Generative AI supercharges banking.

AI 117

AI Risk Non-Bank On-Demand 117

Fintech Review

JANUARY 28, 2025

By integrating payment solutions directly into non-financial platforms, companies can offer seamless user experiences. Despite regulatory uncertainties, blockchains adoption in payments is likely to expand. Open Banking: A New Era of Payment Innovation Open banking is enabling consumers to control their financial data.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

Fintech Review

MARCH 27, 2024

At university, I delved into engineering, maths, and finance, which paved the way for my venture into investment banking. Recognizing the demand among UK SMEs for alternatives to traditional banking, I founded Nucleus Commercial Finance. RegTech will see growth as the demand for regulatory compliance increases.

AI 99

AI On-Demand Finance Regulatory Compliance 99

Stax

JANUARY 28, 2025

The original sensitive data is still secured and hidden in an external data bank. Payment verification by the issuing bank means the customers bank will check whether the customer has sufficient funds to complete the transaction. Your testing should check for security compliance, technical performance, and mobile responsiveness.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

PYMNTS

FEBRUARY 13, 2019

12) that it will now allow corporates to join its KYC Registry in an effort to facilitate the sharing of data between companies and their banks. ” Indeed, researchers have found evidence that companies are struggling to manage the growing weight of KYC, anti-money laundering (AML) and other financial regulatory compliance demands. .”

Money Laundering 64

Money Laundering AML Economy SWIFT 64

The Payments Association

OCTOBER 11, 2024

The reforms aim to address weaknesses in safeguarding practices, reduce consumer fund risks, and enhance regulatory compliance, particularly in preventing fund shortfalls. However, there are numerous issues due to poor compliance. What’s next?

Due Diligence 88

Due Diligence Audit Reconciliation Compliance 88

FICO

JUNE 30, 2016

Aggregation and effective use of this data are becoming key to meeting new compliance challenges, not to mention an opportunity to derive additional business value. However, CECL differs from IFRS 9 in that it requires provisions based on lifetime loss for all impacted assets, not just those that are under-performing or non-performing.

Compliance 45

Compliance Risk Risk Management Regulatory Compliance 45

FICO

FEBRUARY 14, 2017

Nepal is looking to grow its economy and the government recently called for enhanced risk management compliance capabilities to help combat cases of financial crime in the country. In Nepal, we can ill afford for these activities to drain our economy or to destroy business and banking confidence. “In

Financial Crimes 61

Financial Crimes Crime Compliance Correspondent Bank 61

Finovate

MARCH 13, 2024

The integration will bring automated crypto transaction monitoring and secure data storage, as well as ensure regulatory compliance. This will enhance regulatory compliance and secure data storage, as well as provide automated crypto transaction monitoring for Chainalysis’ clients.

Verification 59

Verification Blockchain Travel Rule Regulatory Compliance 59

The Payments Association

MARCH 19, 2025

Optimus Prime,Transformers(2007) In the epic battle for the future of banking, financial institutions stand at a crossroads, much like the Autobots facing the Decepticons. Legacy core banking systems, monolithic and rigid, are the relics of a bygone erastable yet inflexible, like ancient Cybertronian relics buried beneath rust and time.

Non-Bank 88

Non-Bank Regulatory Compliance AI Risk 88

Fintech News

OCTOBER 28, 2024

This year’s awards categories were updated to emphasize measurable impact, with a focus on contributions to areas like financial inclusion and regulatory compliance. It enables financial institutions, especially those without core banking systems or with systems lacking API integration, to manage bulk transactions.

AI 107

AI FinTech Innovation Payment APIs and Integration 107

The Fintech Times

APRIL 11, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. “The modularity, interoperability and seamless integration of BaaS have also proven to be powerful drivers of innovation in sectors beyond banking.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

PYMNTS

SEPTEMBER 18, 2018

The system is known as FAST, and Minister of Education Ong Ye Kung said part of the impetus is to let non-bank firms have access, while launching a unified payment code known as SGQR that is focused on ePayments. They have to provide two-way payments between eWallets and bank accounts.”. Open Banking, APIs In The UK.

Legal 66

Legal Office of the Comptroller of the Currency FinTech eWallet 66