Fintech Finance

MAY 24, 2024

The Consumer Financial Protection Bureau (CFPB) has issued an interpretive rule that confirms that Buy Now, Pay Later lenders are credit card providers. Accordingly, Buy Now, Pay Later lenders must provide consumers some key legal protections and rights that apply to conventional credit cards. In 2021, people disputed or returned $1.8

Disputes 97

Disputes CFPB Consumer Financial Protection Bureau (CFPB) Consumer 97

Clearly Payments

OCTOBER 30, 2024

As global online shopping grows rapidly, consumers expect seamless payment experiences. To successfully meet international demand, Canadian merchants need a system capable of handling these complexities with reliability, speed, and low costs. Local tax laws : Some countries impose a VAT or other taxes on foreign merchants.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105

Fintech Finance

JUNE 5, 2025

Point & Pay is utilizing Trustly’s Pay by Bank tools for enabling single sign-on with banks to deliver a next-generation approach to paying government obligations, reducing the occurrence of returned checks – a first in the electronic government payment platform space.

Government Payments 59

Government Payments Government Governance CFPB 59

The Fintech Times

JULY 9, 2025

Consumers are demanding fast, secure and flexible payment solutions, meaning digital storefronts need to find new ways to meet consumer expectations and fast. Automated transaction management : Manage disputes, refunds, and ACH returns with built-in webhook support and real-time automation to reduce manual work.

ACH 59

ACH Payments Debit Card Disputes 59

Fintech Finance

NOVEMBER 6, 2024

The UK’s largest independent payments broker Accept Cards has today launched an innovative cash payments solution to respond to SME demand for instant, affordable cash deposits which underpin cash flow stability. Retail, convenience and hospitality sectors are expected to most utilise the service due to customer requirements and demand.

Payments 98

Payments On-Demand Settlement Bank Closure 98

PYMNTS

OCTOBER 12, 2020

In a time of increasing change for retailers and consumers, the current global climate has begun accelerating the future of retail trends at a much quicker pace than previously envisioned. However, one thing still rings true: Consumers need a reason to change ingrained behaviors. By contrast, U.S. is suddenly popping up everywhere.

Consumer 126

Consumer Push-to-Card Ubiquitous Credit Cards 126

The Payments Association

JANUARY 13, 2025

The FCA’s proposed safeguarding reforms for payments and e-money firms, aiming to enhance consumer protection and operational compliance. The reforms ensure robust safeguarding practices, bolster consumer trust, and address risks like fund shortfalls during insolvency. Why is it important? What’s next?

Compliance 88

Compliance Audit Legal Reconciliation 88

The Fintech Times

NOVEMBER 6, 2024

Singapore FinTech Festival returned for its ninth annual edition, bringing together policy, finance and technology communities at the Singapore EXPO. Consumers can set parameters or choose between debit, credit, ‘pay-in-four’, or pay using rewards points.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

The Finance Weekly

DECEMBER 12, 2021

But what does this mean for those tasked with evaluating the return on investment of a data strategy and business use cases? It's the most reliable way to get to the heart of your company's data demands and devise a strategy for the future. Providing a more personalized consumer experience. Price optimization.

Use Case 227

Use Case Privacy Assessments Returns 227

Fintech Finance

JUNE 20, 2025

s research has shown 43% of consumers say that they would not return to a retailer after a poor checkout experience**, making the payment experience central to maximising this growth opportunity. In response to this accelerating demand, payabl. Ugne Buraciene , Group CEO of payabl. With payabl., The post payabl.

Multi-Currency 52

Multi-Currency Fraud Prevention Point-of-Sale (POS) Payments 52

The Finance Weekly

JANUARY 19, 2023

By identifying areas of opportunity for departments to increase return on investment and align with business goals, finance becomes a more effective partner to the rest of the organization. Though both have many of the same responsibilities, each type carries different expertise.

Finance 245

Finance Adjustments Correspondent On-Demand 245

The Payments Association

JANUARY 13, 2025

Stronger fraud detection and better industry collaboration are needed to protect consumers The Payment Systems Regulator’s (PSR) findings in its December’s Unmasking how fraudsters target UK consumers in the digital age report reveal a stark picture of the growing threat posed by authorised push payment (APP) scams.

Scams 88

Scams Romance Scams Phishing Volume 88

The Fintech Times

APRIL 4, 2025

Digital payments giant PayPal has launched ‘PayPal Ads’ in the UK, a new solution aiming to deliver more value for consumers, brands and merchants throughout the shopping journey. It says that this method will help to increase the likelihood of sales and improve the overall shopping experience for consumers.

PayPal 52

PayPal On-Demand Returns Consumer 52

The Payments Association

MARCH 17, 2025

How the FCA can define and balance acceptable risk in UK payments regulation to support innovation while ensuring financial stability and consumer protection. UK payments firms are grappling with a critical question: What level of risk is acceptable in a market that demands both innovation and resilience? Why is it important?

Regulations 88

Regulations Risk Stablecoins Payments 88

The Fintech Times

NOVEMBER 27, 2024

Overcoming trust Building consumer trust in a crowded market for small and growing businesses, overcoming trust issues is crucial, but it’s no picnic. Another, more apparent challenge is managing the sudden spike in foot traffic and demand. For SMBs, security and simplifying / integrating payment processes often go hand-in-hand.

Payment APIs and Integration 59

Payment APIs and Integration Small Business On-Demand Data Breach 59

Clearly Payments

FEBRUARY 27, 2025

Consumers are shopping smarter, demanding convenience, security, and speed like never before. Consumers are embracing the convenience of online shopping, and businesses are rapidly expanding their digital presence to meet this demand. Global online sales are expected to hit $8.3 trillion, representing a 55.3%

BNPL 59

BNPL Payments Small Business PayPal 59

PYMNTS

DECEMBER 10, 2020

In eCommerce, Amazon ’s third-party merchants are worried they won’t be able to satisfy holiday demand due to restrictions on the volume of inventory the firm can keep in its facilities. 48.8% : Portion of consumers who require a vaccine before returning to their routines. All this, Today in Data.

Credit Risk 102

Credit Risk Risk Management On-Demand AI 102

The Payments Association

JUNE 11, 2025

Platform operators find themselves at the centre of this challenge, managing dual imperatives: enabling frictionless merchant onboarding to capture market share whilst maintaining rigorous risk controls to prevent significant fraud losses. Consumer fraud losses reached $12.5 Consequently, the cost of fraud prevention now reaches $4.61

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

The Payments Association

NOVEMBER 18, 2024

Von Vonno adds: “ According to Pay.UK, 53% of UK consumers (over 28 million) operate two or more current accounts. Banks should continue to address barriers such as consumer expectations and the need for technology expertise to maintain their competitive edge. As a result, fintech companies are rapidly gaining ground.

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

PYMNTS

MARCH 21, 2020

Consumers have also gotten nostalgic in their choice of video game systems, eschewing more complex modern systems for the old-school, 8-bit systems that were popular 25 to 30 years ago. They are time-consuming, they make for good team activities and they can be done on an ongoing basis. Baking’s Big Return . They’ll be homemade.

Returns 73

Returns On-Demand Shutdown CHIPS 73

PYMNTS

SEPTEMBER 15, 2020

To that end, in China, retail data showed consumers snapped a seven-month streak decline. Data published by China’s National Bureau of Statistics showed consumer spending gained 50 basis points in August from the year ago period. Jobs, of course, pay the wages that underpin consumer spending. Industrial production, up 5.6

Consumer 68

Consumer Economy Cross-Border Government 68

The Payments Association

APRIL 22, 2025

Stronger fraud detection and better industry collaboration are needed to protect consumers The Payment Systems Regulator’s (PSR) findings in its December’s Unmasking how fraudsters target UK consumers in the digital age report reveal a stark picture of the growing threat posed by authorised push payment (APP) scams.

Scams 88

Scams Romance Scams Crime Online and Mobile Banking 88

PYMNTS

NOVEMBER 5, 2020

demand for jewelry. He was the first in a long time of innovators who realized that taking out the middleman and selling direct to consumer (D2C) allowed him to undercut stores on price. The guide for toys is also an increasingly smart place to make a play for consumer spend, as toy sales have surged this year.

Returns 68

Returns On-Demand Consumer Innovation 68

The Payments Association

MAY 3, 2025

To meet this demand, OpenPayd has expanded its licensing infrastructure to include virtual asset service provider (VASP) capabilities. Theyre vital for ensuring consumer protection and infrastructure resilience. Four or five years ago, digital assets were mostly about speculation, she noted.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Fintech News

MARCH 21, 2024

The Human Element: A Growing Concern A worrying trend emerges from the report: despite a decrease in the total number of consumer-reported scams, financial losses have surged, indicating a move towards more effective and costly fraudulent operations. said Paul Fabara, Chief Risk and Client Services Officer, Visa.

Scams 113

Scams AI Ransomware On-Demand 113

Finovate

JUNE 11, 2025

In their announcement, the companies noted that their partnership comes as demand for modern card solutions is growing among SMEs in the UK. At the conference, ANNA Money demoed how its tax and VAT accounting functionality provides self-assessment and VAT returns without the cost of relying on dedicated accountants. billion in 2029.

Debit Card 52

Debit Card Multi-Currency Commercial Card Returns 52

PYMNTS

DECEMBER 27, 2020

The company has resorted to flying PCs to consumers at its own cost, rather than relying on shipping via sea or rail, which can take a month longer. Canalys analyst Ishan Dutt told Reuters the strain on suppliers is growing even more intense as consumers seek to upgrade computers. Built-in 5G or 4G connectivity also is popular.

Processors 112

Processors On-Demand Returns Government 112

The Fintech Times

JULY 26, 2024

All of this is aligned with the company’s focus on localising its offering to meet UK consumers’ demand. The post eToro Expands UK Footprint: Adds 1,000 New Stocks to Meet UK Consumer Demand appeared first on The Fintech Times.

Consumer 64

Consumer On-Demand Returns Continuity 64

Fintech News

MAY 26, 2025

Interest in wine and spirits investment is rising across Southeast Asia, and Decant Group is strengthening its position in Singapore to meet this demand. Rising Demand in Singapore Drives Regional Expansion Singapore has become one of Decants fastest-growing markets. million to investors. Most users are new to the category.

On-Demand 52

On-Demand Audit Product Origination 52

PYMNTS

DECEMBER 18, 2020

The company said that those factors were offset, in part, by expenses to help with formidable demand and to grow services, pandemic-related costs and “variable compensation expense.”. Customers get complimentary two-day shipping and returns as well as easy checkout and member-exclusive promotions. “We FedEx reported on Friday (Dec.

Volume 105

Volume Adjustments On-Demand Returns 105

The Payments Association

NOVEMBER 12, 2024

Given how mission critical fraud is, it’s usually better to spend that budget on improving immediate security and consumer experience than handling ambitious growth projections.” This urgency often leads organisations to choose vendors who claim to deploy solutions swiftly to meet compliance demands.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

Fi911

APRIL 15, 2025

While convenient for businesses and some consumers, this model raises questions about transparency and consent, which well explore next. Canada, the UK, the EU) have their own frameworks, often with similar consumer protection aims. Make Cancellation Easy Avoid creating complex or time-consuming cancellation processes.

FTC 59

FTC Federal Trade Commission Best Practices Legal 59

The Payments Association

DECEMBER 11, 2024

2025 payment trends focus on digital wallets, instant payments, AI, fraud prevention, and consumer convenience, driven by evolving regulations and innovation. As the payments landscape evolves, businesses face increasing pressure to adapt to technological advancements and changing consumer expectations.

Payments Trends 88

Payments Trends Fraud Prevention Instant Payments Payments 88

The Fintech Times

JANUARY 4, 2025

Founded in 2008, SafeSend says it automates the ‘last-mile’ of the tax return, including assembly, review, taxpayer e-signature, and delivery. SafeSend’s software aims to resolve pain points for customers by eliminating time-consuming manual tasks.

Acquirers 59

Acquirers Interoperability Audit Adjustments 59

Fintech Finance

SEPTEMBER 19, 2024

New research published today by Adyen , the global financial technology platform of choice for leading businesses, has uncovered the importance of a frictionless payment experience for hotel customers, with over a third (37%) of consumers admitting to have left the booking process because they haven’t been able to pay the way they would like.

Research 96

Research BNPL Payments Returns 96

Finovate

FEBRUARY 5, 2025

Fraud prevention and payments optimization company Ravelin helps ecommerce merchants combat online payments fraud, implement account security, accept returns while blocking fraudsters, and set limits on promotional redemptions. ” In a world where consumers are demanding faster payments, fraud is taking place at a faster rate, as well.

Acquirers 52

Acquirers Fraud Prevention Fraud Detection AI 52

PYMNTS

NOVEMBER 4, 2020

4) that demand for borrowing snapped back 80 percent in the third quarter, while the performance of its pre-pandemic portfolio continued to be resilient. GDP is rebounding, initial unemployment claims are dropping, and consumer spending is recovering in many categories.”. We are not sitting still and hoping for things to get better.”.

Volume 111

Volume On-Demand NOV Continuity 111