Fintech Finance

MARCH 12, 2025

The Payment Systems Regulator (PSR) will be abolished as the latest step in reducing the burdens on business. The Government will set out further steps to reduce red tape in the coming days. A strong economy is at the heart of the Governments plan to deliver security and renewal through the Plan for Change.

Regulations 52

Regulations Blocks Payments Government 52

The Fintech Times

MARCH 3, 2025

The Payments Association , the trade group representing the payments sector, has launched its Payments Manifesto for 2025, urging the UK government to modernise the payment infrastructure to ensure consumer protection. This follows the publication of the governments National Payments Vision and Strategy (NPV&S) late last year.

Governance 59

Governance Government Financial Inclusion Consumer Protection 59

Fintech Finance

MAY 20, 2025

As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry. ” says Campbell.

Risk 96

Risk Finance Embedded Finance Security 96

Fintech Finance

MARCH 28, 2025

Following an independent audit at the start of the year, Medius has been recommended for continued registration to ISO 9001:2015 and has successfully transitioned to the latest ISO 27001:2022 standard. “Our commitment to security and quality is embedded in everything we do,” said Mike Knowles, Senior Compliance Manager at Medius.

ISOs 59

ISOs Continuity Best Practices Compliance 59

Fintech News

JUNE 12, 2025

News Regulatory Body, New Regulations to Adhere to? What was once a fast-moving, lightly regulated ecosystem is now being reshaped under OJK’s supervision to resemble the formal financial sector. She opened with a simple but powerful reminder: stay close to your regulators. OJK’s framework isn’t just a cosmetic change.

Compliance 111

Compliance Travel Rule Risk Due Diligence 111

Fintech Review

SEPTEMBER 17, 2024

Decentralised Autonomous Organisations (DAOs) are transforming the governance structures within the blockchain and cryptocurrency spaces. Operating without central authority, DAOs promote decentralised decision-making, with the promise of democratising governance across various sectors. What Are DAOs?

Government 105

Government Governance Innovation Legal 105

Fintech News

JUNE 8, 2025

The announcement follows the authority’s 30 May response to feedback on its consultation paper on the Proposed Regulatory Approach, Regulations, Notices and Guidelines for DTSPs under the Financial Services and Markets Act 2022. Without a license, these service providers will have to cease their regulated operations.

Service Provider 114

Service Provider Rules Money Laundering Authorization 114

The Fintech Times

NOVEMBER 4, 2024

In 2019, the central bank then introduced the ‘Payment and Settlement Act’, which provided the legal basis for the development, promotion, expansion, monitoring, and regulation of payments, settlement and clearing systems in the country. The post Can Nepal Continue Building Fintech Foundations to Support Economic Development and Growth?

Continuity 59

Continuity FinTech Payment Service Provider (PSP) Mobile Banking 59

The Payments Association

NOVEMBER 12, 2024

In his new role, Martin will play an instrumental part in continuing to grow the firm’s presence in the sector and enhancing its innovative solutions to continue to support clients with every day legal needs, business critical projects and every touchpoint in between.

Cross-Border 88

Cross-Border Disputes Legal Laws 88

Fintech News

JUNE 5, 2025

From Singapores Smart Nation initiative to Australias Consumer Data Right (CDR) and Indonesias open banking ambitions, governments across the region are actively promoting digital transformation within the financial sector. This gets crucial when one thinks of financial institutions managing high-volume, mission-critical transactions.

Payment APIs and Integration 119

Payment APIs and Integration APACS Financial Inclusion Push-to-Card 119

Fintech News

FEBRUARY 27, 2024

2023 marked a pivotal year in the Asia-Pacific (APAC) region’s approach to crypto regulation, influenced significantly by the preceding implosion of Sam Bankman-Fried’s FTX exchange and the collapse of of Terra, the algorithmic stablecoin created by Korean entrepreneur Do Kwon.

APACS 132

APACS Regulations Stablecoins Cryptocurrency 132

The Fintech Times

FEBRUARY 7, 2024

The UK government has set over £100million aside for researching and developing Artificial Intelligence (AI) technology, and to support regulation in the space. The government has also pledged £10million to prepare and upskill regulators to address and make the most of the opportunities presented by AI.

Government 112

Government Governance AI Regulations 112

Finovate

APRIL 3, 2025

A company spokesperson told TechCrunch that Plaid will not go public this year, but it plans to continue tracking towards a public listing. Unlike regions such as the UK and EU, where open banking is well-established and governed by clear regulatory frameworks such as PSD2, the US market remains in flux.

Consumer Financial Protection Bureau (CFPB) 141

Consumer Financial Protection Bureau (CFPB) CFPB Rules Consumer 141

The Fintech Times

NOVEMBER 27, 2024

While the FCA still warns that consumers who invest in cryptoassets ‘should be prepared’ to lose all of their money, due to the continuing volatility and lack of regulation surrounding the industry, consumers appear undeterred. We hope that the FCA will continue to collaborate with enterprises in the digital asset space.

Regulations 112

Regulations Stablecoins Risk Consulting 112

Fintech Finance

SEPTEMBER 23, 2024

As such, I am delighted to be joining the team to help further expand its offerings to central banks, regulators, market infrastructures, and financial institutions, among others.” The post Raidiam Continues Global Growth With Two New Appointments appeared first on FF News | Fintech Finance.

Continuity 98

Continuity ISO 20022 ISOs Central Bank 98

The Payments Association

JANUARY 16, 2025

Clear Junction , a global leader in cross-border payments for regulated financial institutions, has revealed a significant gap in the preparedness of payment industry leaders to navigate the complexities of the Markets in Crypto-Assets Regulation (MiCA) regulation, which is now in effect across the EU.

Compliance 88

Compliance Cross-Border Payments Cross-Border Stablecoins 88

The Fintech Times

FEBRUARY 28, 2025

It necessitates robust safeguards and adherence to data protection regulations. This means continuously updating and retraining their AI models to stay ahead of malicious actors. AI regulations are nascent, with a growing, fragmented patchwork of federal, state, and industry-specific rules.

AI 97

AI Regulations Best Practices Risk 97

The Payments Association

APRIL 7, 2025

Continued investment in innovative fraud detection technologies and adaptive regulatory frameworks is essential to stay ahead of evolving financial crime threats. APP and identity fraud challenges persist, and bad actors are continually deploying more sophisticated methods to dupe and exploit firms. Read More

Financial Crimes 88

Financial Crimes Crime AML Fraud Prevention 88

The Payments Association

MARCH 19, 2025

With the rise of digital assets, real-time payment methods, and evolving regulations, the pace of change has never been faster. As digital assets continue to gain traction, payment networks must evolve to accommodate rising transaction volumes, evolving regulatory frameworks, and the growing demand for real-time settlement.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Finextra

FEBRUARY 5, 2025

Australia's banks are urging the government to swiftly pass legislation that will ensure the counry's payments regulatory framework remains fit-for-purpose as digital payments continue to skyrocket.

Regulations 105

Regulations SWIFT Government Governance 105

The Payments Association

OCTOBER 30, 2024

Compliance in payment communications is essential for trust and security; AI-driven solutions and customised frameworks help businesses meet regional regulations, ensuring secure global operations. Ensuring that communications comply with global regulations is essential for protecting a business’s reputation and operations.

Regulations 100

Regulations Cross-Border Compliance Fraud Prevention 100

The Payments Association

MAY 3, 2025

It highlights how innovation, regulation, AI, and risk management are shaping the future of payments and impacting business models. Firms must build resilience, align with evolving regulations, and invest in practical innovation to stay competitive in a volatile landscape. Why is it important?

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Fintech News

DECEMBER 22, 2024

In 2024, Singapore continued to solidify its position as a global fintech leader. Finally, the fintech startup ecosystem continued to diversify, a trend which is evident in the rapid growth of Web 3.0, Singapore continues to lead fintech funding In 2024, Singapore continued to lead fintech funding across ASEAN.

FinTech 113

FinTech Cross-Border Payments Cross-Border Money Laundering 113

VISTA InfoSec

JULY 19, 2024

As fraudsters are continuously finding new ways to strike, we’re continuously finding new ways to prevent them with controls such as encryption, multi-factor authentication, fraud detection software, etc. But not everyone is aware that it all begins with how electronic devices are designed. As you can see, it’s quite flexible.

Cybersecurity 264

Cybersecurity Encryption Fraud Detection CHIPS 264

TechCrunch Fintech

JANUARY 3, 2024

In 2023, India introduced a series of regulations and tweaked policies that borrowed from Europe’s antitrust approach and Chinese-style government surveillance, alarming executives and investors in the world’s most populous market.

Government 125

Government Governance Regulations Continuity 125

Open Banking

MAY 2, 2025

The industry has risen to the challenge that the government set at the end of 2024 calling for industry partners to play their role in supporting the effective and timely delivery of commercial variable payments (cVRPs). They leverage open banking technology to allow regulated firms to initiate payments over the Faster Payments network.

Government 72

Government Governance Payments Faster Payments 72

Fintech Finance

NOVEMBER 26, 2024

With the festive shopping season upon us, new research 1 from credit reference agency Equifax UK reveals the number of Brits using Buy Now, Pay Later (BNPL) could have peaked, but average spend continues to grow and will be key for many this Christmas. What could future regulation mean for consumers?

BNPL 97

BNPL Regulations Consulting Consumer 97

The Payments Association

MAY 16, 2025

As the digital economy continues to grow, so does the need for quick, seamless, and secure payments. On top of that, businesses need to make sure their AI tools meet local regulations and privacy laws. We should also add that emerging risks include the growing wave of AI regulation pushing businesses to adapt quickly.

AI 88

AI Security Fraud Prevention Fraud Detection 88

The Payments Association

FEBRUARY 10, 2025

Payment Service Providers must strengthen due diligence, monitoring, and collaboration with regulators to address these risks. Voices from the industry Virtual IBAN regulations are evolving as regulators tighten AML compliance, data protection, and cross-border payment rules. What’s next?

IBAN 88

IBAN AML Master Account Due Diligence 88

Fintech Finance

SEPTEMBER 17, 2024

As a result of this Experimentation Phase, UK Finance and its members welcome further engagement with regulators and other public bodies as the industry continues to drive innovation in payment markets. The Experimentation Phase demonstrated the power of industry collaboration to deliver a platform for innovation in the UK.

Regulations 98

Regulations Finance Settlement Legal 98

The Payments Association

MARCH 19, 2025

However, there are considerable developments in both Europe and North America, with Apple Pay, Google Pay, and PayPal continuing to expand, with increasing merchant acceptance. Regulatory challenges Regulators are in a race against time. Sweden is a prime example, where digital payments have nearly replaced cash entirely.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech News

JANUARY 20, 2025

Singapore embraces digital currencies, combining cutting-edge innovation with solid regulations to ensure a safe trading environment. This ensures transparency, security, and independence from central authorities like banks or governments. Thinking about diving into the world of cryptocurrency in Singapore? Youre in the right place.

Cryptocurrency 113

Cryptocurrency Credit Cards Verification Blockchain 113

The Fintech Times

MARCH 12, 2025

The UK governments decision to scrap the Payment Systems Regulator (PSR) and merge its functions into the Financial Conduct Authority (FCA) has divided opinion across the financial sector. The PSR was beyond its use by date, with its structure and governance designed for a different world. Go ahead, Keir!”

FinTech 59

FinTech Payment APIs and Integration Fraud Prevention Regulations 59

The Payments Association

MAY 16, 2025

Merchant-facing regulation: What merchants need to know in 2025 15 May 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The regulatory framework governing payments continues to expand in scope, with increasing implications for merchants operating in the UK and EU. Why is it important?

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

The Payments Association

JUNE 3, 2025

However, with its growing role comes increasing complexity, particularly in terms of integration, regulation, and the architecture of future payment flows. Unlike static gateway or acquirer tokens, network tokens adapt in real time to changes such as card reissuance or expiry, ensuring continuity in payment flows.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Fintech Finance

MARCH 3, 2025

The Payments Association , a trade group representing the payments sector, today sees the official launch of its Payments Manifesto 2025, containing key policy recommendations to support the government’s vision for a world-class payments industry. Id also like to thank our member Cardaq for sponsoring this event.”

Government 80

Government Governance Innovation Cross-Border Payments 80