The Fintech Times

AUGUST 8, 2025

Industry hires Mark Trenavin-Body has become a non-executive board director of the social lender Fair for You. Its clients include Bank of America, BNY, Citi, ING, Marex, Neptune Networks, Octaura and StoneX. Seccl powers portfolios for over 300,000 investors and continues to scale rapidly.

FinTech

M2P Fintech

APRIL 11, 2025

The Reserve Bank of India (RBI) has released the Draft Directi ves 2025 on Lending Against Gold Collateral, bringing a much-needed regulatory reset to a sector thats long operated in silos. Financial Implications: Non-compliance could result in financial penalties, provisioning burdens, or reputational damage.

Due Diligence

Nanonets

NOVEMBER 19, 2024

  Whether you're a non-technical team needing a no-code solution or a business looking for better customization, this buyer’s guide on the top 7 Sensible alternatives will help you find the best choice for your challenges. Are you finding Sensible's pricing steep, or is its technical setup tedious? page thereafter.

Process

The Fintech Times

MARCH 11, 2025

Dwollas clients are now able to leverage Plaids instant account verification and real-time balance check alongside comprehensive pay-by-bank payments through a single vendor and a single API. First Internet Bank has added Carlos Torres Jr to its small business administration lending team as vice president, senior business development officer.

FinTech

Nanonets

NOVEMBER 13, 2024

8 Ephesoft Intelligent document capture and data classification Medium to Large Enterprises in sectors like banking, insurance, and healthcare 4.5 Nanonets also automates document-heavy workflows such as accounts payable , claims and order processing, insurance underwriting , etc.  Limited support for non-standard file formats.

Automation

Fintech Weekly

JULY 24, 2025

Yet today, it’s a durable and growing segment of the workforce — one that continues to face structural exclusion from financial systems built for different assumptions. Legacy underwriting models, designed around salaried employment and predictable income, often exclude this group by default.

Economy

The Fintech Times

OCTOBER 29, 2024

OKX, a cryptocurrency exchange and global onchain technology company, has teamed up with Standard Chartered, appointing the international cross-border bank as its third-party crypto custodian for its global institutional business. Appointments UK digital MGA Ripe appoints David Rowntree as its new chief underwriting officer.

FinTech

The Fintech Times

JULY 14, 2025

Berlin-based fintech re:cap has launched in the UK and secured a new €125million credit facility to offer flexible debt financing to tech companies, backed by HSBC Innovation Banking and Avellinia Capital. “We are extremely happy to continue to work with the company and welcome Avellinia Capital as an additional financing partner. .

FinTech

Finextra

JULY 11, 2025

re:cap’s Capital OS combines access to non-dilutive capital with financial planning tools that help management teams deploy it with precision. Testament to the quality of re:cap’s underwriting is the company’s track record with zero defaults which has impressed institutional investors.

Payment APIs and Integration

PYMNTS

MARCH 10, 2020

The small business credit gap is a global issue, a problem that banks and FinTechs continue to hack away at, yet one that remains stubbornly persistent. Traditional banks will require credit histories and collateral to underwrite a small business loan, both of which many SMBs in Southeast Asian nations lack.

Underwriting

Fintech News

AUGUST 12, 2024

Despite facing funding challenges and navigating complex market conditions, the fintech sector in India continues to grow and evolve, with several emerging fintech trends in India poised to shape the future of the industry. HDFC Bank, India’s biggest private bank by revenue, currently has a proof of concept to help coders code faster.

Embedded Finance

PYMNTS

OCTOBER 19, 2020

Although the COVID era continues to have an outsized impact on small businesses, frontline lending experts say SMBs have recently begun to catch a break when it comes to getting loans through FinTechs and other non-bank lenders. In contrast, the big banks have gone in the other direction.”. Narrowing The Gap .

AI

The Fintech Times

JANUARY 17, 2024

To kick off 2024, The Fintech Times is exploring how the world of AI may continue to impact the fintech industry and beyond throughout the coming year. “A key component of our AI suite is our GPT -based assistant, ‘TensorAssist,’ tailored for underwriters. The most striking impact for myTU? .

AI

The Payments Association

JANUARY 7, 2025

IPO has been the main method for companies looking to go public for years, which often is a long and expensive process that requires underwriting by investment banks, price-setting, and navigating complex regulatory requirements. Why the shift?

FinTech

PYMNTS

JULY 13, 2018

Deutsche Bank secured approval to underwrite corporate bonds in China as the market continues to open up to foreign investors and financial services players. ” Non-bank foreign players are also beginning to step into the Chinese market. billion in the first quarter of the year.

Underwriting

PYMNTS

NOVEMBER 17, 2020

Bank-FinTech collaboration continues to thrive as more financial service providers place small- to medium-sized businesses (SMBs) front-and-center of product development. Biz2Credit's technology can also enhance underwriting to mitigate risk even further for the financial institution (FI), it said.

Finance

The Fintech Times

APRIL 15, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. Artificial Intelligence (AI) has dominated discussion across all fintech sub-sectors for at least the last couple of years and continues to do so.

Embedded Finance

PYMNTS

JUNE 15, 2020

B2B FinTechs continue to step up to introduce new solutions for their customers with an eye on helping business owners survive this market crisis and persevere into the future. There are unique challenges for SMBs operating in Belgium and the broader EU that banking solution providers should consider, said Czuba.

Cross-Border

Fintech News

SEPTEMBER 4, 2024

These companies, which represent countries such as Malaysia, the Philippines and South Korea, are tackling challenges in sectors such as lending, banking, and business finance, leveraging innovative business models and cutting-edge technologies to boost efficiency and enhance accessibility across the financial services industry. With a US$6.6

FinTech

PYMNTS

APRIL 9, 2019

While use of trade finance continues to climb, the International Chamber of Commerce ‘s Banking Commission has warned the financial services market that small and medium-sized business (SMB) access to trade finance is disproportionately low, as large financial institutions (FIs) pull back from the SMB borrower segment.

Finance

Fintech News

FEBRUARY 8, 2024

The year 2023 marked a pivotal moment for the fintech industry, with the prevailing global funding trends encapsulating a period of introspection and recalibration amidst a backdrop of economic fluctuations, including notable bank failures and precipitous cryptocurrency downturns. Ushering in Insurtech 2.0 Insurtech 2.0

FinTech

Fintech News

MAY 7, 2024

Quarterly fintech equity funding and deals, Source: State of Fintech Q1 2024, CB Insights, Apr 2024 The data, presented in the “State of Fintech Q1 2024” report, illustrates the continued downward trajectory in fintech funding this year as investors continue to opt for smaller investments. million, down 19% from 2023.

Payment APIs and Integration

Fintech News

FEBRUARY 8, 2024

The year 2023 marked a pivotal moment for the fintech industry, with the prevailing global funding trends encapsulating a period of introspection and recalibration amidst a backdrop of economic fluctuations, including notable bank failures and precipitous cryptocurrency downturns. Ushering in Insurtech 2.0 Insurtech 2.0

FinTech

PYMNTS

NOVEMBER 16, 2020

In the wake of the 2008 global financial crisis, and banks' subsequent pullback from the small- to medium-sized business ( SMB ) lending arena, a slew of alternative lenders emerged onto the scene to fill the credit gap. What's just as important is to ensure that lending technology is flexible. The SMB lending space is evolving rapidly.

Technology

PYMNTS

NOVEMBER 27, 2018

They’re also taking their toll on the non-bank mortgage lenders that proliferated in the good old days of zero or near-zero interest rates, compliments of the Federal Reserve. The Incredible Shrinking Non-Bank Mortgage Lending Market. Instead, they often rely on short-term bank loans – now also at a more expensive rate.

Non-Bank

Tearsheet

AUGUST 7, 2024

Morgan’s fortress balance sheet and depth of client relationships with Slope’s strengths in underwriting and credit risk monitoring as well as platform flexibility, we are well-positioned to meet our clients’ needs in a rapidly evolving market. Morgan to this partnership, and how does it complement J.P. By combining J.P.

AI

PYMNTS

JANUARY 7, 2019

Government Accountability Office (GAO) said that financial regulators should look more closely at the role of non-bank tech companies in the small business (SMB) lending and consumer lending markets. But they have not provided lenders and banks with specific guidance on using the data in underwriting.

FinTech

Fintech News

MARCH 18, 2024

The report, released in September 2023, looks at the Thai fintech sector, highlighting the rise of digital payments and the explosive growth of real-time transactions, as well as presenting the opportunities that exist in digital remittances, open banking, business-to-business (B2B) payments and agricultural lending.

FinTech

PYMNTS

JANUARY 28, 2021

Though traditional financial institutions have faced a surge in market pressure to digitize as new FinTech competitors emerge, there are still plenty of areas in which banks hold the upper hand, commercial lending included. But an overwhelming surge in demand painfully exposed traditional banks' biggest shortcomings in business lending.

Embedded Finance

PYMNTS

NOVEMBER 3, 2020

We will continue to work hard to not only meet but exceed expectations and fulfill our responsibility to society.”. But as PYMNTS reported in September , Chinese regulators have been boosting their scrutiny of non-bank financial companies. We have full confidence in Ant Group colleagues’ ability to do a good job.

NOV

PYMNTS

DECEMBER 17, 2018

Use of alternative finance (AltFin) sources among small business (SMB) owners is on the rise, but still has a long way to go before it poses a legitimate threat to traditional banks’ market dominance. The accountant is then able to choose the best option for the company, and continues as the point of contact for funding providers.

Small Business

PYMNTS

SEPTEMBER 18, 2018

Because as of today, the world of mortgage underwriting isn’t built for gig workers or the self-employed, thus making it challenging for those looking to dip in a toe. ” These consumers can still find products: Non-qualified mortgages exist, but the terms won’t be as favorable. “Too The New Rules. Fixing an Over Correction.

Underwriting

Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Implementing an effective risk management framework can help you minimize the impact of potential threats, ensure business continuity, and recover quickly in the face of adversity.

Risk Management

The Fintech Times

FEBRUARY 28, 2024

The findings come from the latest ClearScore whitepaper, ‘ Building a non-prime lending market that delivers for UK consumers ‘, which uses EY analysis to show how access to credit has worsened in recent years. Since 2019, guarantor loans to sub-prime customers have declined 99.6 “The problem has gone ignored for too long.

Risk

Stax

JANUARY 8, 2024

As such, PayFacs need to equip themselves with an effective risk management strategy that helps them continuously monitor risks and employ appropriate risk responses if needed. PayFacs need to equip themselves with an effective risk management strategy that helps them continuously monitor risks and employ appropriate risk responses if needed.

Risk Management

FICO

AUGUST 28, 2018

They were not sure how they could bake it into their underwriting process.”. Scoring Cyber Risk: No Standardized Underwriting Processes. I asked Josh about the difference between what Sasha had observed and how cyberinsurance underwriting is evolving at Aspen. Banks and financial institutions are highly targeted, for example.

Risk

Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

Online and Mobile Banking