Finovate

JULY 21, 2025

Stripe is acquiring payment orchestration startup Orum to enhance its real-time payments capabilities, including FedNow, RTP, and AI-driven instant payouts. Orum was founded in 2019 to serve as a single solution for accessing RTP, FedNow, Same Day ACH, ACH, and wires. Terms of the acquisition were not disclosed.

Acquirers

The Payments Association

JULY 23, 2025

Seamless channel interoperability : A framework that supports various formats, such as ISO 20022, SWIFT, Proprietary, and local RTP systems, enables PSPs to achieve smooth and more straight-through processing (STP) across banks, wallets, and payment networks.

ISO 20022

Fintech Finance

JUNE 9, 2025

The capability will streamline inbound money movement and enhance funding agility across the Real-Time Payments (RTP) ® network. A leader in instant payments and an early adopter of the RTP ® network, Cross River moves over $1 billion monthly in real-time disbursements across RTP ® and FedNow combined.

RFP

Finextra

JULY 22, 2025

Founded in 2019, Orum offers an API that allows businesses to launch instant payments fast, with access to RTP, FedNow, Same Day ACH, ACH, Wires, and Visa Direct, without bank integrations or complicated compliance issues. Financial terms of the deal were not disclosed.

API

Fintech Finance

FEBRUARY 13, 2025

In recent years, Real-Time Payments (RTP) have seen a rapid rise in use among individuals and businesses across Asia Pacific, allowing transactions to be settled between accounts at different financial institutions within secondssomething which in the past often took a matter of days.

Money Laundering

Bank Automation

JANUARY 9, 2025

The Clearing House Real Time Payments network grew 94% year over year on a dollar basis in 2024 as it continued to benefit from the Federal Reserves marketing of FedNow. 8 […] The post RTP payment volume up 94% in 2024 appeared first on Bank Automation News.

RTP

The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8 Real-time payments (RTP) could reach $193.1

Cross-Border

The Fintech Times

JUNE 18, 2025

Working together, Mastercard and NITMX will power PromptPay , the real-time payments (RTP) platform in Southeast Asia, which will bring more Thai citizens and businesses into the digital economy. Now, almost a decade later, the two organisations are extending their collaboration to further develop Thailand’s growing digital economy.

Visa

The Paypers

JUNE 20, 2025

The two companies signed a new multi-year agreement, which will power PromptPay, the region’s RTP platform, to help develop Thailand’s growing digital economy. This builds on a long-established partnership that started in 2016, created to enable Thai businesses and citizens to transact more conveniently.

Visa

Finextra

JULY 22, 2025

Founded in 2019, Orum offers an API that allows businesses to launch instant payments fast, with access to RTP, FedNow, Same Day ACH, ACH, Wires, and Visa Direct, without bank integrations or complicated compliance issues. Financial terms were not disclosed. " The deal comes after two crypto-related acquisitions from Stripe: a $1.1

API

Payments Dive

JUNE 12, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. We continue to invest a lot in the U.S. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime.

Privacy

Finextra

JULY 1, 2025

Joining the FinextraTV studio at EBAday 2025 in Paris, Daniel Stanton, Global Head of Transactional FX, Cross-Border RTP & Clearing at Bank of America, explained why we can be optimistic about the global banking and payments landscape.

Instant Payments

Fintech Finance

APRIL 11, 2025

Banks worldwide are managing complex, multi-year, multi-million-dollar modernization projects, including ISO 20022, SEPA Instant in Europe, and FedNow and RTP in the US. delivers cutting-edge applied AI models to help banks accelerate payments transformation. AnalystAccelerator 2.5

ISO 20022

Finextra

JULY 16, 2025

0 16 July 2025 Be the first to comment John Bertrand MD Tec 8 Limited Location London Followers 9 Opinions 66 Follow Unfollow Overview People like real time (RTP: instant) payments. EU mandated RTP recognises this, although implementation remains incomplete with a third of the banks yet to offer the service.

Cross-Border Payments

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. Looking ahead to 2025, ecommerce is going to continue to grow as youd expect.

Payments

The Fintech Times

NOVEMBER 14, 2024

Payments modernisation is a high priority for banks, with many incorporating new projects like ISO 20022, SEPA Instant, FedNow and RTP. Tailored AI agents Each AI agent is dedicated to an individual analyst, learns from interactions, and retains contextual knowledge, ensuring continuity and adaptability for complex tasks.

ISO 20022

The Fintech Times

JUNE 13, 2025

How it works The instant payment system — commonly referred to in the industry as RTP (real-time payment) or A2A (account-to-account) — marks a significant breakthrough in the Brazilian market. With Pix via open finance now available alongside cash and card, in some cities, inDrive users across Brazil can choose exactly how they want to pay.

Facilitators

Payments Dive

JUNE 12, 2025

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Law Enforcement

The Fintech Times

MAY 3, 2025

The bank will continue to invest in expanding supported use cases, countries, and currenciesenhancing the infrastructure to meet the evolving needs of fintech partners and enabling more businesses and consumers to move money globally with speed, security, and confidence. .”

International Payments

Payments Dive

JUNE 12, 2025

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Digital Payments

Finextra

JULY 23, 2025

The continued growth of Same-Day ACH settlements shows businesses want faster options while maintaining the cost-effectiveness and reliability that made ACH the backbone of B2B payments. Businesses need the ability to choose between ACH, RTP, FedNow, or wire transfers based on their specific requirements for speed, cost, and certainty.

Real Time Payments

Finovate

JULY 28, 2025

Financial services continues to evolve rapidly, and this year’s keynote lineup reflects that urgency. As RTP and FedNow gain momentum, Miracle will discuss whether faster is always better and will also consider the challenges institutions face when building products on top of these instant payment rails.

Stablecoins

Payments Dive

JULY 11, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. The bank-owned Clearing House also has its private real-time rail, the RTP network, using the ISO standard. You can unsubscribe at anytime.

ISOs

Payments Dive

JULY 21, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. The competing FedNow and RTP systems, like others around the globe, have the ability to move transactions in seconds, as opposed to days on less technologically advanced networks.

Real Time Payments

Cardfellow

JUNE 16, 2025

They can continue to use their credit cards as they always have. The most direct competitor is The Clearing House’s real time payment (RTP) Network, which offers real-time payments between participating financial institutions. How does FedNow change credit card usage? In reality, the impact is likely to be minimal.

FedNow

Bank Automation

DECEMBER 2, 2024

The Clearing House continues to scale its operations with its Real Time Payments network clearing $500 billion at the end of November. The instant payments rail, launched seven years […] The post The Clearing House’s RTP clears $500B appeared first on Bank Automation News.

RTP

Fintech Finance

NOVEMBER 12, 2024

The RTP® network, the largest instant payments system in the United States operated by The Clearing House , now averages over 1 million payments per day. The RTP network also set single day records of 1.46 In October, the RTP network experienced a record 31.7 In October, the RTP network experienced a record 31.7

RTP

Fintech Finance

JULY 10, 2024

Consumers and businesses sent $1 billion in instant payments on June 28 over the RTP® network, a single day record for the largest instant payments system in the United States, operated by The Clearing House. This record setting quarter continues an impressive trend for the RTP network, which previously set numerous records in Q1 2024.

RTP

Fintech Finance

DECEMBER 5, 2024

The Clearing House , the operator of the RTP® network, the largest instant payments system in the United States, will raise the individual transaction limit to $10 million. The RTP transaction limit has been $1 million since April 2022, when the limit was increased from $100,000. In October, the RTP network experienced a record 31.9

Transaction Limits

PYMNTS

JUNE 21, 2020

Virginia’s Chesapeake Bank has joined The Clearing House’s Real-Time Payments (RTP) network, showing that smaller community banks have joined the new trend of enabling instantaneous payments and receipts for customers, a press release said. ” The Clearing House’s RTP network is available for any federally insured U.S.

RTP

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. Businesses Ready To Jump Into RTP. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. Faster Payments Council Announces Board Advisory Group.

RTP

PYMNTS

JANUARY 8, 2021

In short, the global pandemic has ushered in rising usage — and use cases — for TCH’s RTP ® network, and Whisler doesn’t see that slowing down anytime soon. We've seen a lot of excitement this year with the RTP ® network, and we're very much expecting next year to grow even faster,” she said. Becoming A 24/7 RTP Shop.

RTP

PYMNTS

JUNE 18, 2019

In recent months, though, real-time payments (RTP) have garnered more interest and no shortage of headlines in the U.S. The Clearing House [TCH] launched its own RTP network at the end of 2017.). Cheney told PYMNTS that several factors underpin the readiness for that shift toward RTP. RTP And RFP.

RTP

PYMNTS

NOVEMBER 18, 2020

The Clearing House 's RTP network is now several years old, and while the real-time payments capability is gaining traction, adoption in the B2B landscape remains muted. Just ask the estimated 42 percent of small- to medium-sized businesses ( SMBs ) that continue to use paper checks to make B2B payments.

RTP

Fintech Finance

JUNE 25, 2024

headquartered in Texas, to deliver instant payments capabilities to the banks global business and consumer customers through the Federal Reserve’s FedNow® and The Clearing House’s RTP®. We are proud to support Frost Bank in adopting instant payments and playing a key role in continuing to drive industry wide progress.”

FedNow

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. New Trends Emerging. Achieving ubiquity across the 12,000 or so FIs in the U.S.

Real Time Payments

PYMNTS

DECEMBER 24, 2020

Financial wellness and budgeting is and will continue to be the way young people pay for things.”. The first is the continued awareness and adoption from the companies that will use them. RTP is particularly relevant in the current climate. Contactless. It was the year when no one wanted to touch anything. Real-Time Payments.

RTP