PYMNTS

OCTOBER 1, 2020

The great digital shift is transforming credit cards into money management tools. Money management, said Turner, is part of “an end-to-end” financial experience that leverages other Mastercard assets, such as Ethoca , for dispute resolution.

Credit Cards 99

Credit Cards Visa Credential Push-to-Card 99

Fintech Finance

JUNE 11, 2024

TrueLayer , Europe’s leading open banking payments network, today announces a partnership with digital lender Jaja Finance (“Jaja”) to enable credit card repayments. Jaja will leverage TrueLayer’s Payments product to offer instant pay-ins, allowing customers to make one-off credit card repayments directly from their bank account.

Finance 104

Finance Credit Cards Instant Payments End User 104

PYMNTS

OCTOBER 22, 2018

The INVEX credit card business said on Monday (Oct. 22) that it has linked with Ondot , which focuses on mobile payments, to deliver what is being billed as the first instant digital credit card in Mexico. They can use the digital card instantly for online commerce and manage the card using mobile devices.

Credit Cards 51

Credit Cards Online and Mobile Banking Card Issuer End User 51

M2P Fintech

APRIL 6, 2025

Welcome to the Q4 2024 edition of our quarterly product updates, where we spotlight the newest enhancements to our credit card stack. This product update note highlights key improvements that enhance operational efficiency and end-user experience, ultimately helping you deliver greater value to your customers.

Payment APIs and Integration 52

Payment APIs and Integration Credit Cards Transactions Automation 52

PYMNTS

SEPTEMBER 23, 2020

But for non-financial companies to provide a positive finance experience to end-users, making payments seamless is key. The journey to making payments invisible is also about providing end-users options within a single portal, including the ability to make payments via card, Brazil's new instant payments network PIX, or other rails.

Non-Bank 126

Non-Bank Payment APIs and Integration Debit Card Push-to-Card 126

Payments Dive

JULY 29, 2016

It is vital for merchants to provide a variety of payment methods such as credit cards and local direct debit complemented by mobile payments to cater the needs of each possible end-user. Yet adding a new payment method always presents a risk to merchants.

End User 68

End User Credit Cards Payments Mobile Payments 68

Agile Payments

FEBRUARY 25, 2019

For software applications that have an end-user base in a subscription model or include recurring transactions, an ACH Processing API is a must.

ACH Processing 77

ACH Processing ACH API Process 77

Payments Source

APRIL 20, 2017

Contrary to many third-party payment providers' practice of pushing customers to lower-cost payment rails, Regalii wants its end users to pay their bills with credit cards. The goal of this arrangement is, of course, to make money for banks.

Push-to-Card 60

Push-to-Card Credit Cards End User Visa 60

CB Insights

MARCH 3, 2023

Crypto-as-a-service companies in the market provide the backend infrastructure enabling businesses to offer end users crypto products. Crypto-as-service powers crypto wallets, trading, payments, rewards, and debit and credit cards. What is crypto-as-a-service?

End User 67

End User Credit Cards API Payments 67

Agile Payments

SEPTEMBER 20, 2019

Payment Facilitation allows a SaaS application the ability to accept payments on behalf of its end users. The platform users complete a simple application and in minutes can begin accepting credit cards and in some cases ACH Payments.

Facilitators 68

Facilitators ACH End User Payments 68

PYMNTS

JULY 27, 2020

Dave also stressed that the FinTech has “no evidence that any unauthorized actions were taken with any accounts or that any user has experienced any financial loss as a result of this incident.”. Overall, the data breach highlights the security issues posed when third-party aggregators have control over users’ sensitive data. “It

Data Breach 98

Data Breach Breach FinTech Third-Party Service Provider 98

CB Insights

NOVEMBER 21, 2019

Companies in this subcategory (1) provide technology to accounting and tax, bookkeeping, and expense management players, or (2) leverage technology to provide these services directly to end-users. APIs) directly to end-users. or (2) leverage technology to provide P&C or life insurance products directly to end-users.

FinTech 93

FinTech End User Online and Mobile Banking Payment APIs and Integration 93

Fintech Finance

JULY 18, 2024

The partnership will allow corporates to centralise more payment types within their travel programme, expanding virtual card use beyond core hotel and air payments. The process is seamless and requires no additional work for our bookers vs. conventional credit card payments.”

Payment APIs and Integration 98

Payment APIs and Integration Card Issuer Payments Issuers 98

PYMNTS

JANUARY 13, 2021

According to the report, SMBs increased their use of debit cards from 34 percent in 2019 to 42 percent in 2020. Use of a charge card similarly grew year over year from 23 percent to 31 percent. Anecdotally, small businesses' credit card debt could be on the rise as more business owners turn to cards to keep their businesses afloat.

Office of the Comptroller of the Currency 66

Office of the Comptroller of the Currency Commercial Card Credit Cards Small Business 66

The Payments Association

DECEMBER 18, 2024

In my view, organizations that prioritize the end-user experience will be the ones that lift the benchmark on what is possible and will continue to drive growth. The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

PYMNTS

NOVEMBER 27, 2020

As B2B eCommerce accelerates its technological innovation, and as adoption grows, it continues to look toward the world of B2C to implement optimized end-user experiences – for both the buyer and the seller. It's all about "deep credit lines, more product flexibility and functionality, and a better user experience," he said.

B2B 104

B2B Point-of-Sale (POS) B2C Due Diligence 104

Finovate

FEBRUARY 18, 2025

Initially, I supported the credit card acquisition strategy for the banks consumer and small business programs. This gave me a solid understanding of the credit card profit and loss (P&L), which helped me gain insights into what drives consumer behavior and how to capture their interest. Banks payments division.

FinTech 96

FinTech Push-to-Card Credit Cards Technology 96

PYMNTS

NOVEMBER 5, 2018

With the enhancements to Same Day ACH, the ACH Network is delivering the capabilities requested by corporate end users.”. New data has emerged about how SMBs use other payment rails , including cards and wire transfers. Interestingly, half of millennial small business owners refuse to use a commercial card product.

Small Business 68

Small Business Same Day ACH Wire Transfer NACHA 68

Fintech Finance

OCTOBER 22, 2024

Foreign travelers often face significant challenges when paying: traditional foreign credit cards are seldom accepted, especially in street shops and at small to medium-sized merchants. Forbes further reports that mobile payments now account for over 85% of all transactions in China.

Payment Solutions 98

Payment Solutions Economy Cross-Border Payments Payments 98

PYMNTS

MAY 27, 2020

To that end, said Matt Good , senior vice president and general manager of Elan Advisory Services , the shift to contactless payments is well underway — and the stage is being set for mobile wallets to gain a much wider embrace. Merchants, he said, “need to make sure they not only accept credit cards but also contactless payments.”.

Contactless Payments 112

Contactless Payments Credit Union Point-of-Sale (POS) Online and Mobile Banking 112

PYMNTS

SEPTEMBER 21, 2020

For example, the shopper who buys a new coffee mug online can choose – depending on how quickly the order may be filled and shipped – between a credit card transaction that will happen now (but settle to the mug maker in a few days or weeks) or a real-time payment, or any number of other methods. This is where AI comes in.

Fraud Prevention 124

Fraud Prevention AI Payment APIs and Integration Cross-Border 124

PYMNTS

DECEMBER 23, 2020

To that end, Luke Evans , director of account management and Peter Mollins , vice president of marketing at Spreedly , said "payments orchestration" can mean the difference between a merchant’s getting those digital goods to end users and allowing them to pay instantly, or losing the sale entirely.

Gateways 109

Gateways RTP Payments Payment Gateways 109

PYMNTS

MARCH 2, 2020

Banks, financial institutions and credit units harnessing Visa application programming interfaces (APIs) can turn on the voice-first digital banking technology of Clinc for their credit card customers starting today. The company reportedly provides a complete conversational AI solution with a 90 percent containment rate.

Payment APIs and Integration 59

Payment APIs and Integration Credit Cards AI Funds Transfer 59

PYMNTS

DECEMBER 3, 2020

Once Circle Internet Financial graduates Visa's Fast Track Program, it will enable Visa to issue corporate credit cards that allow businesses to send and receive payments to other businesses using USDC. Visa confirmed this week that it is partnering with Circle Internet Financial, which operates the digital currency U.S.

B2B 88

B2B NACHA Innovation Nacha Operating Rules 88

Fintech Finance

AUGUST 5, 2024

Designed for ease of use and extensibility, the app supports the origination and servicing of a wide range of deposit and lending products, as well as the full spectrum of payment rails, including debit, prepaid, and credit cards, along with domestic and cross-border payments.

Credit Union 52

Credit Union Cross-Border Payments End User Non-Bank 52

Fi911

FEBRUARY 29, 2024

Customer Satisfaction: Banks that efficiently manage VAR Sheets contribute to a better end-user experience by ensuring that transactions are processed securely and swiftly, thereby enhancing the reputation of both the bank and its merchant clients. Though indispensable for many, the VAR sheet isn’t always a prerequisite.

VARS 91

VARS Payment APIs and Integration Regulatory Compliance Gateways 91

PYMNTS

NOVEMBER 22, 2017

In a recent interview with Karen Webster, Kaplan said that the core of AI in banking is to facilitate better, faster, more informed decision-making for the end user to improve their experience (and boost their lifetime value to the FI). Take Uber, for instance, which is introducing its own credit card embedded in its mobile app.

AI 74

AI Credit Cards Non-Bank End User 74

PYMNTS

APRIL 2, 2019

The APIs are used to share bank data among various financial industry players and should, ultimately, spur competition and new product development that benefits the end user. Ideally, an Open Banking interaction “should work pretty much the same way that a credit card does, except it is much more secure.

Authorization 66

Authorization Online and Mobile Banking API End User 66

PYMNTS

MARCH 30, 2017

Supreme Court ruled yesterday (March 29) that First Amendment free speech protections apply when making a decision as to how merchants are allowed to disclose the effect that interchange fees have on pricing for their end-user customers. Most retailers have no desire to surcharge their customers for using credit cards,” Duncan said.

Rules 40

Rules Credit Cards Laws End User 40

PYMNTS

SEPTEMBER 29, 2020

“We’re excited to open this technology up to any card issuer, especially at a moment when immediate access to funds and safe, touch-free payment options is so important,” said Marqeta’s Chief Product Officer Kevin Doerr in a statement. This new offering is available for any card type, including cards not issued on the Marqeta platform.

Card Issuer 60

Card Issuer Issuers Push-to-Card BNPL 60

National Merchants Association

JUNE 24, 2022

Here’s the cast of characters for a typical transaction: Customer: This person makes the credit card or debit card payment to the merchant for goods or services the merchant sells. An agent sells credit card processing products and services to merchants.

Credit Cards 52

Credit Cards Processors Issuers Acquirers 52

National Merchants Association

JUNE 24, 2022

Here’s the cast of characters for a typical transaction: Customer: This person makes the credit card or debit card payment to the merchant for goods or services the merchant sells. An agent sells credit card processing products and services to merchants. With a LOLA POS. With a LOLA POS.

Credit Cards 52

Credit Cards Processors Issuers Acquirers 52

National Merchants Association

JUNE 24, 2022

Here’s the cast of characters for a typical transaction: Customer: This person makes the credit card or debit card payment to the merchant for goods or services the merchant sells. An agent sells credit card processing products and services to merchants.

Credit Cards 52

Credit Cards Processors Issuers Acquirers 52

PYMNTS

DECEMBER 16, 2020

The solution is paired with FAB's Visa Virtual Corporate Card, which integrates Visa's Payables Automation technology to enhance supplier payments for corporate end users. In its announcement, FAB pointed to virtual card technology's support for greater security as well as enhanced spend control as key features for businesses.

Innovation 114

Innovation Commercial Card Debit Card Cross-Border Payments 114

PYMNTS

DECEMBER 2, 2020

This week's Commercial Card Innovation Tracker finds FinTechs and payment technology players like Mastercard, Visa and Nets embracing partnerships to roll out new corporate card solutions, including virtual commercial cards and small business credit cards designed to enhance spend management and help SMBs access credit during turbulent times.

Commercial Card 65

Commercial Card FinTech Small Business Visa 65

PYMNTS

SEPTEMBER 5, 2019

Users can also set up in-country bank-to-bank transfers, e-transfers, mobile e-wallets and credit cards. “We Western Union is leveraging Visa Direct, the card giant’s real-time push payments platform, to offer end-users — consumers and businesses — expedited global, push-to-card transfers.

Push-to-Card 61

Push-to-Card Multi-Currency Cross-Border Payments Cross-Border 61

PYMNTS

SEPTEMBER 29, 2019

The malware — called Masad Stealer — can steal PC and system information, credit card browser data, browser passwords, installed software and processes, desktop files, screenshot of desktop, browser cookies, steam files, autofill browser fields, discord and telegram data and FileZilla files.

Bitcoin 58

Bitcoin Blockchain Compromise End User 58