Seon

JUNE 24, 2024

The rise of online transactions and evolving cybercrime tactics highlight the urgent need for strong identity risk management and monitoring. Identity theft presents significant challenges to businesses, making proactive risk mitigation essential for regulatory compliance, trust, asset protection, and operational integrity.

Risk Management 52

Risk Management Mitigation Risk Identity Theft 52

FICO

JUNE 28, 2018

Shanghai Pudong Development Bank Issued More Than 9 Million New Credit Cards Last Year Using FICO Originations. Shanghai Pudong Development Bank (SPDB) Credit Card Center, a credit card lending pioneer in China, has increased its customer base using originations powered by technology from analytics software firm FICO.

Credit Cards 51

Credit Cards Origination Risk Assessment AI 51

VISTA InfoSec

SEPTEMBER 5, 2024

With sensitive information at stake, including customer credit cards and proprietary business data, SMEs must prioritize robust cyber security measures. These professionals can conduct a thorough risk assessment, identify vulnerabilities, and implement appropriate incident response measures.

Security 130

Security Phishing Ransomware Risk Assessment 130

VISTA InfoSec

OCTOBER 21, 2024

With sensitive information at stake, including customer credit cards and proprietary business data, SMEs must prioritize robust cyber security measures. These professionals can conduct a thorough risk assessment, identify vulnerabilities, and implement appropriate incident response measures.

Security 130

Security Phishing Ransomware Risk Assessment 130

PYMNTS

APRIL 2, 2020

It is key to risk management functions, which entail assessing the likelihood that any given transaction could be fraudulent or present a credit risk. Bank of America (BoA) is one notable success story in the field of analytical risk assessment.

Credit Union 94

Credit Union Risk Risk Assessment Assessments 94

Fi911

DECEMBER 19, 2023

Risk Management: Pinpointing potential risks through vast data analysis Machine Learning in Chargeback Management Chargebacks, while designed to protect consumers, pose significant challenges for businesses, including financial losses and reputational damage.

Fraud Prevention 98

Fraud Prevention Fraud Detection Point-of-Sale (POS) Online and Mobile Banking 98

FICO

APRIL 24, 2023

Trust Bank is setting a precedent for financial services by onboarding an individual and delivering a credit card to them digitally on their phone within four minutes, creating a seamless digital onboarding process for new customers. FICO Platform helps us to deliver that edge.”

Near Real-Time 52

Near Real-Time Risk Management Credit Cards Risk 52

EBizCharge

NOVEMBER 12, 2024

By evaluating these elements, underwriters can determine whether a business is considered high or low risk. The underwriting process consists of several steps to ensure the merchant and payment processor can handle the financial responsibilities involved in processing credit card payments.

Underwriting 52

Underwriting ISOs Risk Assessment Assessments 52

Nanonets

APRIL 5, 2023

In the world of lending, risk management is crucial to success. But with a growing number of loan applications and an increasing number of delinquencies, how can lenders effectively manage risk without sacrificing efficiency? The answer lies in automating steps in the lending process.

Automation 52

Automation Process Risk Assessment Assessments 52

FICO

JUNE 6, 2018

These include: A new consumer-level FICO ® Customer Management Score for risk assessment , developed using a combination of traditional methodologies and machine learning techniques. The post Analytics Reveal What New Credit UK Consumers Can Afford appeared first on FICO.

Consumer 40

Consumer Assessments Risk Assessment Risk 40

Trade Credit & Liquidity Management

APRIL 16, 2025

Initiate Supply Chain Risk Assessment Policy and Procedures When your third-party risk management (TPRM) team needs you to provide a financial risk analysis of a supplier or other counterparty, the operating and delivery parameters need to be aligned to accommodate everybody involved.

Regulatory Compliance 52

Regulatory Compliance Procedures Disputes Automation 52

M2P Fintech

MARCH 25, 2025

By integrating with various data custodians, ULI reduc es paperwork, expedit es loan approvals, and enhanc es credit accessibility across multiple sectors. Loan Management Systems (LMS) will play a crucial role in these advancements. ULI may also expand to new lending categories beyond MSMEs and agriculture.

Payment APIs and Integration 52

Payment APIs and Integration Verification Small Business Use Case 52

Stax

NOVEMBER 27, 2023

Even if you’re not in the financial industry, you’ll need a payment processor or payment service provider (PSP) to start generating revenue, which means you’ll need to either have a proper risk management framework in place—or work with a PSP that has one.

Due Diligence 88

Due Diligence Money Laundering AML Financial Crimes 88

FICO

FEBRUARY 6, 2017

FICO Scores, of course, play an important role in the risk management and transparency that powers the secondary market. As the gold standard in credit-bureau-based credit risk assessment, FICO Scores play a critical role in the securitization of asset-backed securities such as auto loans, telco contracts and GSE-backed mortgages.

Credit Risk 40

Credit Risk Risk Assessment Risk Payer 40

EBizCharge

APRIL 23, 2024

Risk management: Longer payment terms can expose a business to higher credit risk. Assessing the clients’ credit history and setting fair terms can mitigate the risk of overdue payments and financial strain. Therefore, enforcing common payment terms (Net 30, Net 60, etc.)

Payments 52

Payments Best Practices Settlement Assessments 52

Nanonets

AUGUST 16, 2024

Artificial Intelligence (AI) AI is particularly brilliant at handling complex tasks like fraud detection, risk assessment, and claims adjudication. Advanced AI systems can cross-check claim details against policy data, third-party databases, and historical claim records to detect anomalies and assess the validity of claims.

Automation 52

Automation Process Fraud Detection Payment APIs and Integration 52

M2P Fintech

FEBRUARY 25, 2025

By using LMS, lenders can ensure proactive risk management by identifying overdue loans early and setting aside reserves for potential losses. Data-Driven Decisions Loan Management Software (LMS) enables lenders to make informed decisions through data analytics.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52

Fintech Labs Insights

AUGUST 22, 2024

Quilo: Raised $6M, offers flexible credit solutions, growing steadily with good market acceptance. Stratyfy: Raised $12M, decision intelligence technology gaining traction, particularly in risk management. Neener Analytics: Social media analytics for risk assessment, expanded into new financial markets.

Online and Mobile Banking 15

Online and Mobile Banking Acquirers Payment APIs and Integration AI 15

The Payments Association

APRIL 14, 2025

This includes undertaking robust fraud risk assessments, embedding tailored internal controls, and delivering ongoing staff training. As a result, major card schemes have sharply increased their chargeswith debit card fees rising from 0.2% to 1.15%, and credit card fees jumping from 0.3%

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88