PYMNTS

DECEMBER 5, 2018

Risk mitigation isn’t a new concept, Simkins noted, but today’s organizations are often unfamiliar with the correct strategies they need to deploy when mitigating third-party cyber risk. “They manage credit risk and liquidity risk, and more traditional third-party risk verticals,” he said.

Risk Mitigation 76

Risk Mitigation Security Data Breach FinTech 76

FICO

AUGUST 16, 2019

It’s difficult to define the problem and many banking professionals debate the merits of who “owns” the first-party fraud problem — the credit risk group or the fraud group. The Relationship Between Credit Risk and First-Party Fraud. Credit Risk and Fraud Across the Customer Lifecycle.

Credit Risk 40

Credit Risk Risk Identity Theft Account Takeovers 40

Trade Credit & Liquidity Management

JUNE 25, 2025

In this data-driven economy, risk assessment demands more than simply evaluating whether a customer will pay their bills. To truly understand and manage credit risk today, modern companies must look beyond the basics and leverage new technologies, alternative data, and broader information sources.

Risk Assessment 52

Risk Assessment Regulatory Compliance Assessments Legal 52

FICO

JUNE 26, 2020

By studying past recessions, we know that in a down economy credit criteria goes up and access to credit goes down as lenders try to mitigate credit risk. The tool is now available to lenders from multiple credit bureaus.FICO® Resilience Index. Read the whitepaper from Tom Parrent, Principal, Quantilytic. .

Credit Risk 98

Credit Risk Risk Assessments Origination 98

Trade Credit & Liquidity Management

MAY 1, 2025

Sellers may feel pressure to extend terms to maintain sales, but this increases their own exposure and financial risk, especially with elevated interest rates and tight liquidity. Credit managers need to monitor for signs of stress among borrowers in import-dependent sectors, as these are more likely to experience payment delays or defaults.

Risk Mitigation 52

Risk Mitigation Mitigation UCC Credit Risk 52

M2P Fintech

APRIL 4, 2025

The new-age credit stack can do this efficiently with smarter underwriting capabilities, integrated data collection mechanisms and ability to automate workflows in the process. Improved Risk Management To assess credit risk accurately, new-age credit stack incorporates advanced algorithms and real-time analytics.

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

Fintech News

JANUARY 16, 2024

Generative AI offers many applications in banking, from enhancing due diligence and risk management to streamlining legal contract generation and code writing. Banks must proactively plan and adapt to mitigate these risks effectively.

AI 117

AI Risk Non-Bank On-Demand 117

PYMNTS

JUNE 17, 2020

Gianluca Pizzituti , CEO and co-founder of invoice financing platform Velotrade , told PYMNTS about the risks financiers must mitigate in the trade finance arena, the role of data in mitigating those threats, and the evolving role of invoice finance to help B2B companies endure the most volatile market many have seen in years.

Finance 68

Finance Mitigation B2B Underwriting 68

PYMNTS

SEPTEMBER 29, 2017

One of the most crucial areas for banks’ treasuries is risk mitigation , which, according to Beaulande, has become more complex as it relates to other areas of treasury management. Managing liquidity and credit risk are definitely of main concern to FIs.

Treasury 56

Treasury Addressing Treasury Management FinTech 56

Paystand

NOVEMBER 21, 2024

Key Takeaways Central Role in Transactions: Issuing banks are pivotal to the payment process, ensuring secure and seamless credit and debit card transactions. Risk Management: Issuing banks face key risks, including credit risk, transaction fraud, and account fraud, requiring advanced tools and systems to mitigate them.

Debit Transaction 40

Debit Transaction Debit Card Credit Risk Mitigation 40

PYMNTS

FEBRUARY 6, 2019

Walford Trade Risk, a trade credit risk insurance provider, is rolling out a new product designed to help small businesses protect themselves against the risk of non-payment from their corporate customers. ”

Small Business 53

Small Business Risk Credit Risk Mitigation 53

FICO

DECEMBER 8, 2022

Leveraging FICO Resilience Index to refine credit risk management decisions during benign economic phases defends against dramatic swings in delinquency rates and provides for a more consistent portfolio risk management approach over time. Of course, credit risk management is only one aspect of portfolio health.

Addressing 52

Addressing Risk Credit Limit Risk Management 52

FICO

JULY 30, 2019

Credit risk? Also, is there a clear and agreed fraud risk appetite that has exec sponsorship and is agreed by all stakeholders? There are numerous examples of the industry coming together to share data of known fraud threats and profiles in order to mitigate the impact of fraudulent activity. Is it the fraud team?

Account Takeovers 52

Account Takeovers Fraud Prevention Credit Risk Non-Bank 52

Tearsheet

AUGUST 7, 2024

Morgan’s financial strength and Slope’s innovative approach to credit risk assessment and monitoring. All of these features are powered by our AI-driven underwriting and risk-scoring infrastructure, which is built in-house from the ground up. The partnership brings together J.P. By combining J.P.

AI 59

AI B2B Finance Underwriting 59

FICO

MAY 19, 2023

In total, Prosper extended more than USD $225M in credit access to these consumers. Prosper also proactively mitigates credit risk and meets the increasing credit demand for creditworthy customers based on their monthly updated FICO® Scores. You can read more about this story in the full media release.

Financial Inclusion 52

Financial Inclusion Credit Limit Financial Literacy Credit Risk 52

M2P Fintech

JANUARY 28, 2025

Smarter Risk Management: This solution offers advanced risk management features, allowing early detection of distressed loans, reducing NPAs, and mitigating credit risks with customizable asset classifications, ensuring the health of your loan portfolio.

Payment APIs and Integration 52

Payment APIs and Integration BNPL Regulatory Compliance Compliance 52

The Fintech Times

DECEMBER 19, 2023

Liquidnet, a technology-driven agency execution specialist, and bondIT , a provider of next-generation investment technology, unveiled a partnership to integrate bondIT’s Scorable Credit Analytics into Liquidnet’s Fixed Income electronic trading platform. Before joining Pockit, Griffith served as COO at fintech mortgage broker H abito.

FinTech 59

FinTech Multi-Currency Agreements Accreditation 59

Finextra

JUNE 10, 2025

To gain a true picture of a company’s financial reliability, finance teams should seek out credit risk data providers that offer granular and regularly updated DBT insights. With better visibility into payment behaviors, businesses can shift from reacting to problems to actively managing financial risk.

Due Diligence 52

Due Diligence Authorization Risk Research 52

PYMNTS

JULY 11, 2017

Indeed, banks must tread carefully in the world of trade finance, and with such little room for error and financial losses, risk management is critical. In many ways, collaboration with FinTechs has become a key part of risk mitigation for banks, with researchers finding that only 1.4

Finance 43

Finance Risk Mitigation Risk Non-Bank 43

EBizCharge

APRIL 29, 2024

This sale provides the business with immediate cash flow, allowing them to access funds without waiting for clients to pay their invoices within the standard credit terms. The factoring company takes on the risk of bad debt, providing the business with a greater sense of financial security. How do factoring companies pay for invoices?

Accounts 52

Accounts Credit Risk B2G Non-Bank 52

EBizCharge

JULY 22, 2024

Risk Management: Businesses can also proactively assess and manage financial risks associated with marketing campaigns to avoid high-risk investments and ensure financial transparency and accountability, so expenditures align with company objectives.

Risk Assessment 52

Risk Assessment Assessments Risk Mitigation 52

FICO

OCTOBER 28, 2022

FICO Score 10, Most Predictive Credit Score in Canadian Market. FICO Score credit risk trends through the COVID-19 pandemic. FICO® Score models are based on data in an individual’s credit report, housed by the two primary Canadian consumer reporting agencies (CRAs). FICO Admin. Tue, 07/02/2019 - 02:45. by Erik Franco.

Credit Cards 52

Credit Cards Credit Risk Risk Consumer 52

Trade Credit & Liquidity Management

MAY 27, 2025

More Details on Key Players Traditional Credit Reporting Agencies Dun & Bradstreet ( www.dnb.com ): Provides business credit reports and analytics that aid in assessing the financial health and creditworthiness of companies.

Fraud Prevention 52

Fraud Prevention Fraud Detection Verification Risk Assessment 52

FICO

JANUARY 15, 2021

In our top post, Vice President and General Manager of Scores, Sally Taylor explained the new FICO Resilience Index, designed to provide lenders with a more precise assessment of consumer credit risk and consumers with demonstrated talent for weathering economic storms greater access to credit.

Posting 59

Posting Agreements Credit Cards Consumer 59

Fintech Labs Insights

MARCH 16, 2017

The company allows analysts to rapidly create custom analytics decision engines to drive lending, portfolio risk management, fraud mitigation, or any custom decision need. At FinDEVr, Modelshop will demonstrate creating a credit risk decision engine from scratch using marketplace data.

Credit Risk 15

Credit Risk Mitigation Risk Management API 15

M2P Fintech

FEBRUARY 28, 2025

This blog dives into 10 major types of Loan Management Systems (LMS), exploring how these powerful solutions can automate your processes, mitigate risk, and drive growth. Co-lending module: Facilitates collaboration between multiple lenders for joint funding, risk sharing, and efficient loan management.

Payment APIs and Integration 52

Payment APIs and Integration Assessments Best Practices Compliance 52

EBizCharge

APRIL 23, 2024

Risk management: Longer payment terms can expose a business to higher credit risk. Assessing the clients’ credit history and setting fair terms can mitigate the risk of overdue payments and financial strain. Therefore, enforcing common payment terms (Net 30, Net 60, etc.)

Payments 52

Payments Best Practices Settlement Assessments 52

PYMNTS

APRIL 10, 2018

According to Coface, China’s recent economic growth has led risk managers to be more complacent, with fewer reporting the use of credit insurance or reliance on credit agency reports to mitigate those risks. Better economic performance in 2017 has led to complacency amongst risk managers.

Small Business 49

Small Business Mitigation Risk Management Risk 49

M2P Fintech

APRIL 29, 2025

Technology can enhance borrower verification, streamline loan disbursal and collection processes, and improve data analytics for better risk management. Irregularities in Credit Risk Assessment- Credit risk assessment is critical in microfinance to ensure that loans are extended to creditworthy borrowers.

Technology 52

Technology Assessments Risk Assessment Compliance 52

EBizCharge

APRIL 16, 2025

High-risk accounts typically include customers with poor credit history, consistently late payments, or financial instability. The percentage of high-risk accounts metric helps businesses understand the overall credit risk within their AR portfolio.

Accounts 52

Accounts Risk Product Compliance 52