Remove Credit Risk Remove Origination Remove Risk Assessment
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Tradition and Technology: Bhutan’s Journey into Fintech and Financial Inclusion

The Fintech Times

Ltd : Developed an ‘e-KYC’ solution to digitally onboard customers, using advanced technologies like artificial intelligence, machine learning, thumbprint and facial recognition for a streamlined digital KYC platform Soft Net Technology : Proposed a centralised loan application platform in response to pre- and post-Covid challenges.

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AI Becomes the Banker: 21 Case Studies Transforming Digital Banking CX

Finextra

Upstart (2024) AI Application: Loan underwriting and risk assessment Experience Impacted: CX - Banking Customer Experience AI Loan Underwriting Platform: The fintech Upstart has pioneered AI-based lending, and by 2024 its platform was adopted by 500+ banks and credit unions for personal and auto loans.

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Credit Scoring: Which Personality Traits Predict Credit Risk?

FICO

Everybody has a personality which can help us understand their risk profile, making the EFL assessment universal – we can score anyone. To date, EFL has shared very little about the actual traits that drive our credit models. An Alternative to Credit Data. Original module design inspired by Sternberg et al.

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Tracking Credit Risk in a Challenging Economy - South Africa

FICO

The Empirica Score was developed by predictive analytics software company FICO with the aim of equipping organisations that offer credit to their customers with solid risk assessment when determining an applicant’s eligibility for a credit. FICO is a world leader in credit scoring, with credit scores in some 30 countries.

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Using Alternative Data in Credit Risk Modelling

FICO

When it comes to using alternative data in credit risk assessments, the field has really opened up over the last few years. Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk models. Multiple Types of Alternative Data.

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5 Key Factors for Selecting an Ideal Loan Origination System (LOS) Partner

M2P Fintech

However, one significant challenge continues to persist Choosing a Loan Origination System (LOS) partner who not only augments customer service but also streamlines the entire digital lending supply chain to drive both profitability and accountability. What is Loan Origination System (LOS)? First, a quick recap.

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Nimbla Teams With Wiserfunding To Safeguard Invoices

PYMNTS

invoice insurance provider Nimbla is teaming up with the credit risk assessment firm Wiserfunding , according to a report in Crowdfund Insider on Friday (May 29). The partnership is a result of the launch of the FinTech task force Innovate Finance , which took place in March, the report said.