PYMNTS

DECEMBER 23, 2020

The federal Department of Homeland Security is urging U.S. businesses and individuals to avoid storing data with Chinese companies due to the risk the country's government will demand and receive access to commercially valuable information. government and U.S. businesses. Wolf stated in the letter: “For too long, U.S.

Governance 75

Governance Government Risk Security 75

The Fintech Times

FEBRUARY 28, 2025

. “Another big challenge is related to data security and privacy. AI works through vast reams of data to perform its functions well, and the security of the data and responsible use are essential. “AI brings significant legal challenges to the fintech sector.

AI 97

AI Best Practices Regulations Risk 97

CB Insights

OCTOBER 2, 2018

Facebook, Amazon, Microsoft, Google, and Apple (FAMGA) are doubling down on data security. Owning this data puts FAMGA on the front lines in the fight against the theft and exploitation of our personally identifiable information (PII). Effective data security features are critical to securing this information.

Data Security 58

Data Security Encryption Security Data Breach 58

PYMNTS

FEBRUARY 21, 2019

The conference is a sign that many countries are now viewing IoT as a crucial technology to the future development of the so-called “smart city,” which will rely on a flow of data and information between residents and the government for improved living.

Data Security 72

Data Security Security Identity Theft Use Case 72

The Fintech Times

FEBRUARY 5, 2024

Organisations’ attack surfaces are defined by the size and scope of their data environments. However, 74 per cent of respondents said their data security risk has now increased faster than the growth in the data they manage. Additionally, 46 per cent had not tested their processes or solutions in over 12 months. .

Ransomware 115

Ransomware Data Security Data Breach Breach 115

The Fintech Times

NOVEMBER 11, 2024

The move aims to improve digital banking experiences by offering increased security, reliability and transparency, enabling customers to better manage their finances while maintaining privacy and data security.

Security 59

Security Credential API Privacy 59

Payments Source

MARCH 17, 2016

As government and private sectors build up their defenses against mounting cyberattacks, a sharper focus on the "risk in the seams" of payments and data networks is needed, experts say.

Data Security 61

Data Security Fed Security Risk 61

Core

OCTOBER 4, 2023

With the ever-growing shift toward digital transactions, the need for governments to implement more extensive front- and back-end system integration is clear. Government enterprise resource planning (ERP) payment systems arise to confront these challenges. Seamless integration requires skilled personnel, time, and money.

Governance 52

Governance Government Payment Reconciliation Payments 52

PYMNTS

JULY 23, 2018

This one may be familiar: Wide receiver and cryptographer walk into a bar and … set the data security landscape on its ear. The kind that defends sensitive data against bad actors and leaves their best efforts crumpled on the field. Haven’t heard that one, hmm? The interest is not merely academic. We are quantum-resistant.”.

Data Security 53

Data Security Security Encryption Authorization 53

The Payments Association

MARCH 18, 2025

But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. Open data extends beyond regulated financial data-sharing to non-banking datasets, such as telecom, utility, e-commerce, and social data, creating new layers of insight but also new risks.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Open Banking Excellence

JULY 8, 2025

Given the limitations of screen scraping, this move has been instrumental in providing a standardised and secure API for data sharing. However, unlike the UK and Europe, where government-led open banking regulations have led adoption, lacking a comprehensive federal mandate has had negative consequences for the market.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

VISTA InfoSec

OCTOBER 26, 2023

SOC and SOX represent two pivotal compliance frameworks that help maintain financial reporting integrity and data security. SOX establishes regulations around financial reporting, mandates internal control audits, and strengthens corporate governance. It applies to all U.S.

Audit 130

Audit Compliance Laws Governance 130

Basis Theory

NOVEMBER 12, 2024

Historically, data security has been treated as featureless and burdensome—but a necessary expense incurred by organizations. Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

The Fintech Times

FEBRUARY 17, 2025

Plus, we dive into cybersecurity challenges, proactive AI governance, and the evolving risks of AI-driven scams. While the potential benefits appear endless, these advancements also present challenges, including tougher regulatory requirements, ethical considerations and the need for advanced data security measures.

FinTech 59

FinTech Romance Scams Scams AI 59

Finextra

JUNE 11, 2025

Reserve Bank of India (RBI) Establishment (1935): The RBI was established to regulate currency, provide banking services to the government, and act as a banker to banks. subsidies for fertilizer use within a stipulated period), enhancing transparency and targeted delivery of government benefits.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

The Fintech Times

JANUARY 31, 2025

Earlier this year, the City of London Corporation signed a partnership agreement with the Scottish Government committing to prioritising actions that support those who find it difficult to access fair or affordable financial services, such as free banking and affordable credit.

FinTech 59

FinTech Financial Inclusion Research Governance 59

PYMNTS

APRIL 25, 2019

Enabling seamless booking and payments experiences, while also keeping transactions and user data secure, is becoming a challenge as more governments pass regulations that call for greater data transparency for consumers. We need to protect our business as much as we need to protect the security of our customers.”.

Data Security 40

Data Security Mitigation Security Regulations 40

Fintech Finance

SEPTEMBER 18, 2024

It is also notoriously difficult to achieve the ISO 27001 certification, as the process requires rigorous assessments and audits of Tribe’s information security management systems and data security safeguards, which were undertaken by world-leading testing and certification provider Bureau Veritas.

ISOs 98

ISOs Security Payment Security Payment APIs and Integration 98

Fintech News

JANUARY 21, 2025

The Financial Services Authority ( OJK ) of Indonesia has issued a new regulation to govern Alternative Credit Ratings (PKA), also known as Innovative Credit Scoring (ICS). The regulation outlines the framework for PKA operations, including institutional requirements, governance, data security, and consumer protection.

Regulations 90

Regulations Consumer Protection Compliance Governance 90

Finextra

JULY 7, 2025

This article delves into the multifaceted reasons behind this phenomenon, exploring why organizations are choosing to keep their AI contained within the familiar confines of their data silos. The Security Fortress: Protecting Data in a Vulnerable World At the heart of this reluctance lies a deep-seated concern for data security and privacy.

AI 59

AI Payment APIs and Integration Audit Governance 59

The Fintech Times

AUGUST 10, 2024

It describes it as the first Traditional Chinese large language model developed to comply with global AI governance standards. OneDegree’s cybersecurity unit Cymetrics uses advanced AI red team and testing solutions in line with the FSC’s guidelines to verify the fairness, security and privacy protection of the AI model.

Cybersecurity 119

Cybersecurity Compliance AI Privacy 119

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. This increased digital dependency has raised the need for secure access and quick and easy identity verification online.

Security 88

Security Online and Mobile Banking Credential Verification 88

Open Banking Excellence

OCTOBER 6, 2023

Your guide to the Consumer Financial Protection Bureau's (CFPB) imminent proposals for a new regulatory framework governing “Personal Financial Data Rights” The US will propose a new “Open Banking Rule” this year which will set the foundations for an ecosystem with the potential to become the largest in the world.

Consumer Financial Protection Bureau (CFPB) 130

Consumer Financial Protection Bureau (CFPB) Rules CFPB Finance 130

PYMNTS

JULY 10, 2020

The July Digital Identity Tracker ® examines how healthcare providers, FinTechs, universities and governments around the world are rising to the challenge and collaborating to deliver accessible healthcare services amid a global crisis. . How HealthTap Meets Flexible Telehealth, Data Security Demands. About The Tracker.

Security 83

Security Data Security On-Demand Underserved 83

PYMNTS

DECEMBER 9, 2020

Data security is such an important topic,” he said. Before the pandemic, said Bloemendaal, traditional banks had a bit of choice in how they wanted to tackle digital identity and data protection, and the branch network of course offered a layer of security by nature of face-to-face interactions. It’s paramount.

Privacy 93

Privacy Regulations Verification Account Takeovers 93

VISTA InfoSec

JULY 17, 2024

Keep your systems updated with global cybersecurity governance standards. Best practices in multilingual cybersecurity compliance To keep your data secure in multilingual environments, it’s smart to follow some key steps. Your team should use software tools that can understand and analyze different languages.

Cybersecurity 238

Cybersecurity Compliance Encryption Best Practices 238

The Fintech Times

JANUARY 6, 2025

Approving the launch aligns with the Central Bank of Egypt’s efforts to collaborate with more fintechs to provide solutions that advance financial inclusion in line with the Egyptian government’s vision.

Financial Inclusion 59

Financial Inclusion Central Bank PCI DSS Online and Mobile Banking 59

Finovate

JUNE 13, 2025

The service uses advanced security technology—including the Visa Token Service—to keep transaction data secure and is designed to meet EMVCo standards for digital checkout. “Click to Pay with Visa has the potential to transform online shopping and support the development of a more connected digital economy.”

Online and Mobile Banking 66

Online and Mobile Banking Payments BNPL Cross-Border Payments 66

PYMNTS

APRIL 16, 2019

Congress has unveiled new legislation to meet the growing security concerns around IoT, by introducing a bill that mandates a continually updated list of best security practices for government-issued IoT devices. While security concerns remain, the IoT market is continuing to expand.

Privacy 81

Privacy Regulations Data Security Blockchain 81

PYMNTS

SEPTEMBER 23, 2020

Banks in the EU have been racing to comply with the General Data Protection Regulation ( GDPR ) and the revised Payment Services Directive ( PSD2 ) since both measures were enacted in 2018. He explained that the cloud can help FIs swiftly respond to compliance and security challenges during the pandemic. Security Takes Center Stage.

Compliance 90

Compliance Law Enforcement Regulations Rules 90

The Finance Weekly

DECEMBER 30, 2021

Business intelligence, data security, and and has proved particularly effective for finance departments, given the recent powerful innovations in finance technologies. Moreover, how do you ensure data quality, security, and privacy as cybersecurity breaches stubbornly persist?

Technology 130

Technology MSPS Small Business Data Security 130

PYMNTS

SEPTEMBER 28, 2020

This week's B2B Data Digest looks at the latest figures behind such fraud targeting corporate finance teams. According to the report, business leaders are more concerned about data security than ever before, citing the pandemic as one factor behind the fears. 45 percent of U.S.

Phishing 96

Phishing Treasury Treasury Management B2B 96

Finextra

JUNE 30, 2025

Meanwhile, countries like UAE have national AI strategies and even government services powered by generative AI, thus boosting adoption. Banks handle sensitive customer data that cannot be simply fed into public AI models without safeguards. For example, Europe’s stricter regulatory environment (e.g., In 2024, U.S.

AI 69

AI Finance Fraud Detection Use Case 69

VISTA InfoSec

JULY 5, 2023

Data security has become an essential aspect of our lives and is more crucial than ever before. In the healthcare industry, organizations are entrusted with a plethora of sensitive information, including PHI, PII, and financial data. What is data security in healthcare? million between May 2020 and March 2021.

PCI DSS 130

PCI DSS Compliance Data Breach Breach 130

FICO

NOVEMBER 1, 2016

Look no further than the US presidential debates , where our two candidates have highlighted the need to address hackers, security breaches and even foreign nations that may be using sophisticated cyber tactics to influence the outcome of the upcoming November elections.

Cybersecurity 81

Cybersecurity Regulations PCI DSS Data Encryption 81

PYMNTS

JANUARY 19, 2021

He noted that Scalefast must ensure GDPR and Payment Card Industry Data Security Standard (PCI DSS) compliance (the firm has a dedicated team in place to handle attacks or chargebacks), without any action needed from the D2C firm itself.

Cross-Border 128

Cross-Border PCI DSS Fraud Prevention Regulations 128