My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Never sign up without seeing a complete fee schedule.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

EBizCharge

APRIL 24, 2025

These capabilities create a smoother, more professional experience that builds trust and encourages prompt payments. Centralized financial and customer data: An integrated payment gateway can store payment data alongside customer records in Salesforce. Tiered pricing is common but less transparent.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

MAY 27, 2025

Payment analytics, or transaction analytics, are data generated from customer transactions to derive insights. This information helps companies make informed decisions by using payment data to understand customer behavior and preferences. This enables more accurate budgeting and financial planning.

PCI DSS 52

PCI DSS Payments Payments Trends Transactions 52

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Now that you understand the key characteristics of a payment gateway, you should familiarize yourself with the different types of payment gateways.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

NOVEMBER 27, 2024

This number helps payment processors and banks identify the merchant and track payments accurately. Payment processor: The payment processor ensures that the payment data is transmitted securely between the merchant, customer, and issuing bank, enabling real-time approvals or rejections.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Finextra

JUNE 18, 2025

Worldwide, issuers and merchants have seen a 10% increase in chargeback volume in the past year. and UK experiencing a 30% to 40% increase in consumer dispute volumes via their digital channels. and UK experiencing a 30% to 40% increase in consumer dispute volumes via their digital channels. For the U.S.,

Issuers 52

Issuers Disputes Fraud Prevention Authentication 52

Fi911

MAY 14, 2025

Faster and often employed for securing large volumes of data (e.g., Even if intercepted, the encrypted data cannot be accessed without the correct key. Common use cases for encryption in finance include: Transaction Security : Protecting payment data during online and in-store transactions.

Encryption 89

Encryption PCI DSS Online and Mobile Banking Database 89

EBizCharge

APRIL 22, 2025

Whether its a one-click payment from an invoice or a self-service portal, a seamless experience boosts satisfaction and encourages on-time payments. Centralized data management All payment data is automatically captured and stored in Salesforce, alongside customer and transaction records.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

Stax

APRIL 10, 2025

The payment gateway will let you accept all forms of electronic payments, including credit cards, debit cards, eChecks, direct debit payments, and much more. Its role is to encrypt and securely transfer your customers payment data to your payment processor.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Stax

FEBRUARY 19, 2025

Expertise in payment security and compliance Handling sensitive financial data requires robust security measures. PCI Compliance: Ensure the provider adheres to industry-standard security protocols and protects your customers’ payment data. How do you protect payment data?

Payments 88

Payments PCI DSS Compliance Risk 88

EBizCharge

MARCH 27, 2025

Secure and PCI-compliant transactions With a trusted Sage payment portal, your business can ensure compliance with Payment Card Industry Data Security Standards (PCI DSS) by adhering to various security protocols and implementing the necessary measures to protect sensitive customer payment data.

Payments 52

Payments PCI DSS Processors Debit Card 52

EBizCharge

MARCH 3, 2025

This is particularly beneficial for companies handling high transaction volumes, as it improves efficiency and reduces processing time. Recurring and scheduled payments: For businesses that handle subscription-based billing or installment payments, Acumatica payment solutions can support recurring and scheduled credit card transactions.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Finextra

JUNE 18, 2025

Real-time tracking of global deal volumes might prompt a Bangalore-based SaaS company to raise short-term capital ahead of the U.S. interest rate cycle shift—before it impacts client payments. Meanwhile, Service firms, especially IT exporters have predictable receivables and globally diversified risk. Please read our Privacy Policy.

Transactions 52

Transactions Payment APIs and Integration Cross-Border Risk 52

VISTA InfoSec

NOVEMBER 12, 2024

So, whether you are a SaaS business owner, compliance officer, or anyone responsible for safeguarding customer payment data, this article will help you understand why PCI DSS compliance is important, key PCI DSS requirements for SaaS platforms, and actionable steps to ensure full PCI DSS adherence.

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

NOVEMBER 12, 2024

So, whether you are a SaaS business owner, compliance officer, or anyone responsible for safeguarding customer payment data, this article will help you understand why PCI DSS compliance is important, key PCI DSS requirements for SaaS platforms, and actionable steps to ensure full PCI DSS adherence.

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

Stax

NOVEMBER 6, 2023

Loss, corruption, improper use, and unwanted access to a company’s data assets can lead to immense negative publicity, which in turn can cause irreparable reputation damage, fines, sanctions, and loss of profits. Moreover, companies need to follow data privacy and compliance requirements to stay in business.

Encryption 88

Encryption PCI DSS Data Security Origination 88

PYMNTS

APRIL 24, 2020

Yet ACH volume is on the rise, and that includes in the B2B payments context. percent year-over-year increase in ACH transaction volume for the first quarter of 2020, with B2B payments adoption accelerating even faster, posting an 11.7 percent volume increase in Q1 — and accounting for 1 billion transactions.

ACH 64

ACH Governance Government G2B 64

Stax

AUGUST 29, 2024

Step 3: Authorization, settlement, and reconciliation The payment gateway software will now send your customer’s payment information to your PSP to verify, authorize, and settle the transaction. Flat-rate processing fees imposed by PSPs will also start to get more expensive as your transaction volume grows.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

Stax

SEPTEMBER 17, 2024

Failing to comply with the Payment Card Industry Data Security Standard can have a number of severe consequences for a business. PCI DSS stands for “Payment Card Industry Data Security Standards.” The PCI Security Standards Council determines and sets these security standards.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

JANUARY 10, 2024

This enables them to lower credit card fees for customers who meet certain criteria, such as transaction volume or secure payment history. Each network will calculate the fee differently, depending on the type of card, the industry, and the merchant’s payment processing volume. 2% of the total transaction value.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

Stax

DECEMBER 20, 2023

Since the only processing costs other than interchange are flat (the monthly membership and a few cents per transaction), effective rates with Stax are close to interchange and tend to decrease as transactional volume decreases. As with Stax, this isn’t the best solution for extremely low-volume businesses.

Credit Cards 88

Credit Cards Small Business Processors Payment APIs and Integration 88

Payment Savvy

JANUARY 27, 2021

If your customers cannot trust you’ll keep their online payments safe, they’ll have no reason to support your business. Here are three ways you can keep customer online payments safe. Store Customer Payment Data Safely. Not surprisingly, this fact is the reason for the hefty regulations on consumer data privacy.

Security 52

Security Encryption PCI DSS Credit Cards 52

PYMNTS

FEBRUARY 6, 2020

Faster payments allow firms to unlock improved invoicing terms and just-in-time stock management in addition to receiving their funds quickly. Letting Payments Data Flow. Companies are best positioned to take advantage of payments — instant or otherwise — when additional relevant data accompanies their transactions.

Faster Payments 64

Faster Payments API Payment APIs and Integration B2B 64

Stax

MARCH 6, 2024

Volume-based billing: The more customers use, the less they pay per unit, incentivizing higher usage. An automated dunning process can help mitigate payment failures by notifying customers of issues and prompting them to take action, thereby minimizing revenue loss and maintaining customer relationships.

Best Practices 88

Best Practices PCI DSS Payment Gateways Gateways 88

Stax

APRIL 18, 2024

Consider factors such as the volume of transactions, the mobility of your operations, and the types of payment methods you wish to accept. Ensure that your chosen payment processing solution complies with industry standards and regulations, such as the Payment Card Industry Data Security Standard (PCI DSS) and takes EMV chip cards.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Mobile Payments 88

EBizCharge

AUGUST 8, 2024

Security: Salesforce adheres to stringent security protocols, such as PCI compliance, multi-factor authentication (MFA), and advanced data encryption, to safeguard payment data. Encryption, fraud detection systems, and regular security audits protect business financial information and customer payment data.

Processors 52

Processors Payment Gateways Fraud Detection Encryption 52

Stax

APRIL 30, 2024

Digital invoicing and payment collection links to simplify smartphone payments. Easy switch between POS and mobile payments using the Stax app. Highest level of PCI security compliance that keeps payment data secure. Pricing: Stax starts at $99 for their basic, small business package.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88

Ikajo

MAY 19, 2021

However, in 2019, the share of fraud in total card transaction volume started to decrease. If in 2018 fraud accounted for 6.86¢ of every $100 of total volume, a year later, it reduced to 6.78¢. One of the key factors making it possible is the industry’s joint efforts to enhance card transactions security, reflected in PCI DSS.

PCI DSS 52

PCI DSS Compliance Encryption Security 52

Stax

MARCH 26, 2024

This connection enables the business to accept payments from different financial networks and countries. Secure Transactions: Online terminals incorporate security protocols like SSL encryption, tokenization, and Payment Card Industry Data Security Standards (PCI DSS) compliance.

PCI DSS 88

PCI DSS Encryption Payment Gateways Disputes 88

EBizCharge

JULY 16, 2024

Ensuring compliance with NACHA requirements is crucial for financial institutions, as it guarantees the secure, efficient, and reliable handling of electronic payments. As transaction volumes or the complexity of the ACH services increase, institutions or service providers must enhance their fraud detection and prevention mechanisms.

NACHA 52

NACHA Nacha Rules ACH Network ACH 52

PYMNTS

OCTOBER 8, 2020

Even restaurants without their own in-house apps — such as many independent eateries — report that partnering with third-party service like Grubhub or Uber Eats has raised their sales volumes by up to 20 percent. Drive-Thrus.

Innovation 56

Innovation Account Takeovers Fraud Detection Bots 56

EBizCharge

JUNE 3, 2024

Therefore, it’s essential to work with a provider that offers real-time insights into payment processes, allowing tracking of key performance indicators (KPIs) such as payment card volume, processing times, and failure rates. Analytics can be used to forecast trends, identify payment issues, and optimize the payment process.

Process 52

Process Payment APIs and Integration Payments Disputes 52

EBizCharge

JULY 29, 2024

ERP payments are transactions processed within an ERP system. By using ERP payments, companies benefit from a streamlined approach to managing both inbound and outbound financial transactions. This integration ensures that payment data is accurate, secure, and easily reconcilable with all other business operations data.

Product 52

Product Payments Electronic Funds Transfer (EFT) Compliance 52

Segpay

FEBRUARY 24, 2025

Last January, Segpay proudly announced that it has launched its new gateway payment platform: The Segpay Gateway can handle high volumes of merchant transactions in multiple currencies, keeping all data safe with the latest data security standards. Communicates with the issuing bank and payment processor.

Payment Gateways 45

Payment Gateways Processors Gateways Payment Service Provider (PSP) 45

Basis Theory

OCTOBER 1, 2024

Failure to meet these standards could result in fines or bans as a merchant or service, rendering you unable to process payments or send payment data with the major networks. Today, more merchants are becoming PCI DSS compliant despite not having the prerequisite volume to necessitate it.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

EBizCharge

MAY 20, 2024

Saved cards To further enhance the customer experience and expedite future payments, NetSuite allows customers to securely save their credit card information within their customer records. Saved cards can facilitate smoother, faster payments and improve customer loyalty. How can I make the most of NetSuite payment processing?

Process 52

Process PCI DSS Processors Payment APIs and Integration 52

Stax

FEBRUARY 28, 2024

Some of the features to look for in a SaaS billing platform include subscription billing management, payment analytics, dunning management, and fraud prevention. For best practices, integrate it with your other systems, offer flexible plans for optimized cash flow, and ensure data security compliance to industry standards.

Payment APIs and Integration 88

Payment APIs and Integration Automation PCI DSS Best Practices 88