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Beyond the Firewall: Rethinking Payment Data Security

Finextra

Why Traditional Defences Fall Short Historically, businesses have relied on layered security controls like encryption, firewalls, and access policies to protect payment information. But these measures alone don’t eliminate the inherent risks of decentralised data. There’s no regulatory requirement — yet — but that’s starting to shift.

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Tokenisation 2.0: Are we ready for the next generation of payment security?

The Payments Association

While still central to security, modern tokenisation addresses broader demands: interoperability across platforms, reduced operational costs, and improved customer experience. Unlike static gateway or acquirer tokens, network tokens adapt in real time to changes such as card reissuance or expiry, ensuring continuity in payment flows.

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The Journey of Payments and Clearing Systems in India

Finextra

Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. Moneylenders, traders, and Shroffs (money changers and bankers) facilitated credit and remittances. They were crucial for financing trade routes within India and internationally.

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Credit Card Processing Rates: How Much Does It Cost to Process Payments in 2025?

Stax

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Even if you consider them to be a cost of doing business, credit card fees can quickly eat away at your already slim profit margins. Following are the key entities involved in credit card processing.

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Understanding PCI DSS, PSD2, and AML in Payment Processing: A Practical Guide

Finextra

But what’s often unclear is how to stay secure and compliant in a space that’s constantly changing. In this guide, you’ll understand what digital payment security is and what these regulations mean, how they impact your payment operations, and what you need to do to meet them. Yes, trust is everything. You know this already.

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Why closed-loop payments are ideal for boosting loyalty

Finextra

That means no extra cards and no extra friction for your customers. That also means your customers don’t need to swipe any extra card, enter a number, or remember to open a separate app. Traditional loyalty programs are often built as afterthoughts. A separate sign-up. A separate app. A separate step. They don’t just process a sale.

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PCI DSS 4.0

Cardfellow

The full name (PCI DSS) stands for Payment Card Industry Data Security Standard and its a set of rules to help keep cardholders information secure. The full name (PCI DSS) stands for Payment Card Industry Data Security Standard and its a set of rules to help keep cardholders information secure.

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