Debit Card Mobile Payments Underwriting 
Stax
NOVEMBER 14, 2024
Interchange rates vary based on the type of card you are running. The more expensive it is for the credit card company to maintain the card–rewards, cashback, perks–the more expensive the interchange. In other words, debit cards are more economical while business credit cards are typically the most expensive.
Stax
MAY 6, 2025
Mobile solutions are becoming increasingly popular with popups, service professionals, and doorstep delivery services, as they enable easy payment methods such as tap-to-pay and contactless in addition to more traditional methods like swiping and dipping the card. Think: Visa, Mastercard, American Express, and Discover.
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My Payment Savvy
JUNE 16, 2025
It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Unlike payment processors, which handle backend money transfers, payment gateways focus on securely capturing payment methods.
EBizCharge
JUNE 12, 2025
For Canadian businesses navigating the increasingly complex world of payment processing, having a reliable and efficient merchant account is essential. A Canadian merchant account is a type of business bank account specifically designed for companies operating in Canada that need to accept credit and debit card payments.
Stax
DECEMBER 27, 2023
Setting up a merchant account involves choosing the right merchant account provider for your needs, identifying your type of business, submitting an application, and undergoing an underwriting process to assess risk. These accounts enable businesses to process card and debit card payments via mobile card readers or contactless devices.
CB Insights
OCTOBER 10, 2018
Asia is highly competitive, with tech giants like Ant Financial and Tencent’s WeChat actively dominating mobile payments and expanding their reach in financial services across lending, wealth management, and insurance. With parental consent, kids can set up their own accounts and make purchases using their own personalized debit cards.
EBizCharge
NOVEMBER 12, 2024
A merchant application is a formal document a business owner must complete and submit to a merchant account provider to be able to accept and process customer credit and debit cards and electronic payments. In-person payments typically have lower fees since they’re considered less risky.
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