Payments Dive

JUNE 19, 2017

Have advances in security provided reassurance to consumers that sensitive payment card data is being protected? This infographic looks at the results of a survey of US, UK and Australian adults which found 67% are concerned about the security of their credit/debit card data.

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Stax

MARCH 5, 2025

Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. How Can Internet Card Payment Processing Help My Business? Payment gateways step in when a customer is about to check-out online.

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Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. However, credit and debit cards are more convenient.

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Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

PYMNTS

DECEMBER 29, 2020

Consumers have more heavily leaned on debit during the pandemic, with the economic downturn making shoppers more cautious than ever about the prospect of taking on credit card debt. A recent study even estimates that shoppers could ultimately shift $100 billion worth of annual spending from credit cards to debit cards.

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Stax

APRIL 3, 2025

They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. It validates the customers payment information and pays the funds to the acquiring bank.

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EBizCharge

NOVEMBER 12, 2024

Aggregated merchant accounts Aggregated merchant accounts, or payment service provider accounts, allow multiple merchants to share a single account. This setup is ideal for small businesses and startups looking for a quick, cost-effective way to accept credit and debit card payments.

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Fintech Finance

FEBRUARY 1, 2024

However, when it comes to small business satisfaction with those services, scores are lowest among merchants for processing widely accepted payment types such as credit and debit card transactions and are highest for processing less widely accepted payment types like BNPL. The brands evaluated are the U.S.

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Stax

JANUARY 21, 2025

said theyve used electronic payment methods to make a transaction in the past three months. Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. To accept electronic payment methods fast and securely, you need a payment gateway.

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EBizCharge

MARCH 11, 2025

Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. This is because credit cards, debit cards, and digital wallets have different fees.

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EBizCharge

NOVEMBER 27, 2024

An Internet merchant account (IMA) is a type of banking account that allows online businesses to accept credit and debit card payments. It serves as an intermediary between a merchant and a payment processor, facilitating the transfer of funds during online transactions. How do payment gateways work?

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EBizCharge

JANUARY 14, 2025

Once approved, the payment gateway sends a confirmation back to the merchant and the customer, completing the transaction. API-hosted gateways API-hosted gateways provide tools to integrate payment processing into your website or app for greater flexibility and customization. Thus, AI-powered fraud detection is on the rise.

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Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

The Fintech Times

MAY 29, 2025

Tap to Pay on iPhone is now available in Belgium, Croatia, Cyprus, Denmark, Greece, Iceland, Luxembourg, and Malta, after Apple collaborated with a number ofpayment platforms, app developers, and payment networks. Apple says that privacy is fundamental in the design and development of all of Apples payment features.

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Stax

APRIL 10, 2025

You also need a payment services provider that supports your chosen payment methods, but that providers platform must integrate seamlessly with your existing CRM, ERP, payroll, CMS, and accounting software systems. Its role is to encrypt and securely transfer your customers payment data to your payment processor.

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My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Never sign up without seeing a complete fee schedule.

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Stax

JUNE 24, 2025

The purpose of interchange fees is to compensate the issuing banks for the risks and costs associated with processing and managing credit card transactions. Interchange fees vary based on factors such as the type of credit card used (personal or business credit card), alternative cards (debit cards, rewards cards, etc.),

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Stax

MARCH 14, 2024

Currently, in the United States, most credit cards are chip and signature, while most debit cards are chip and PIN. Like magnetic strip credit cards, you sign for a purchase when using a chip credit card. When using a chip debit card, you enter a PIN just as you did with your magnetic strip debit card.

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NFCW

JUNE 25, 2024

Apple’s Tap to Pay on iPhone softPOS technology is now live in Germany, Apple has announced , enabling merchants across the country to accept contactless payments on their mobile phone with no additional hardware required. ” Apple brings Tap to Pay on iPhone to Germany was written by Sarah Clark and published by NFCW.

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PYMNTS

MAY 16, 2019

Consumers recognize location controls as a way to gain greater control over where their credit and debit cards are used. Consumers are particularly interested in using the mobile controls to restrict credit and debit card usage by merchants within a certain proximity of a smartphone. The research shows that 52.9

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Fintech Finance

MARCH 18, 2025

The ability to take payment anywhere in the store combined with high levels of security, reliability and scalability means that Tap To Pay on iPhone is a game changer for these markets we are expanding the offering into. Tap to Pay on iPhone uses the built-in features of iPhone to keep business and customer data private and secure.

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Contactless Payments Debit Card Encryption Security 52

EBizCharge

MAY 27, 2025

Payment analytics, or transaction analytics, are data generated from customer transactions to derive insights. This information helps companies make informed decisions by using payment data to understand customer behavior and preferences. This enables more accurate budgeting and financial planning.

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PYMNTS

DECEMBER 8, 2016

Among the findings of the survey, ACI revealed that 51 percent cited cash as their preferred payment for mass transit, while 30 percent named a credit card or debit card and just 12 percent said they pay via a mobile app. Using a mobile app for payment was deemed as secure by 38 percent of respondents.

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EBizCharge

APRIL 24, 2025

These capabilities create a smoother, more professional experience that builds trust and encourages prompt payments. Centralized financial and customer data: An integrated payment gateway can store payment data alongside customer records in Salesforce.

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EBizCharge

FEBRUARY 24, 2025

These methods cater to diverse customer preferences and business needs, ensuring a seamless payment experience. Four common payment methods in NetSuite include: Credit and debit cards: Credit and debit cards are popular NetSuite payment methods due to their convenience and speed.

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Stax

JULY 9, 2024

Digital payment methods essentially make up any payment type that is done digitally. From a consumer’s perspective, that means any transaction that doesn’t need a physical credit card, debit card, prepaid cards, or checks. What makes online payment gateways unique?

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EBizCharge

MARCH 27, 2025

Your payment processor will provide the necessary payment portal software to authorize and transfer funds from customers accounts to your businesss account. Payment portals are often integrated with accounting or ERP systems to ensure transactions are recorded accurately and synced directly into this software.

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PYMNTS

DECEMBER 21, 2018

Among the numbers was the fact that the number of card payments were up 10.1 That card payment data, according to the Fed, includes credit cards, debit cards and prepaid debit cards. Within that mix, prepaid debit cards were up 10.5 Debit card payments made up 66.9

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EBizCharge

MARCH 20, 2025

Here are five reasons to integrate a payment gateway into your Sage system: Streamlined payment processing: Integrated Sage systems can automate payment workflows, reducing manual data entry and minimizing the risk of human error. Common options include credit and debit cards (Visa, Mastercard, American Express, etc.)

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Stax

APRIL 8, 2025

Talk to sales How Credit Card Processing Fees Work Whenever customers swipe, tap, or dip their credit or debit cards at a payment terminal, it sets a complex network in motion, resulting in approval or rejection of the payment. Contact us

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Stax

MAY 23, 2025

The Basics of Integrated Payments At the core, integrated payments connect your software to a payment processor through APIs. These APIs enable your users to accept credit cards, debit cards, ACH, and other payment options without ever leaving your platform. EMV, NFC, etc).

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EBizCharge

FEBRUARY 26, 2025

Check transaction flow: Verify that payments are correctly authorized, captured, and recorded in NetSuite. Validate reporting: Ensure payment data appears accurately in NetSuites financial reports. Security is also a critical component of automation, and tokenization plays a vital role in safeguarding sensitive payment data.

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Credit Cards Process Payment Gateways Payment APIs and Integration 52

Fintech News

MARCH 6, 2024

The bank uses analytics on real-time payments data and risk-management systems to analyse more than 3,000 variables when issuing loans. Minna Bank provides various services such as current and savings accounts, cash withdrawals and deposits via smartphone, a virtual debit card and account-to-account transfer.

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Stax

FEBRUARY 19, 2025

24/7 customer support availability The ability to have 24/7 support for payments is a huge advantage as well. Customers dont expect anything less than instant support these days (especially for debit card and credit card payments) and your team may not have the time and resources to offer that level of service as quickly as they need it.

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Fintech Finance

NOVEMBER 21, 2024

By partnering with NewStore for the launch, businesses including Lorna Jane and R.M.Williams can now accept contactless payments using only an iPhone and the NewStore Associate iOS app. Providing safe and fast checkout experiences that increase mobility on location and on the go.

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Contactless Payments Debit Card Encryption Transactions 98

EBizCharge

JUNE 16, 2025

For enterprise merchants, implementing these tools is a top priority to safeguard customer data and maintain trust. Security features, such as encryption, tokenization, and real-time monitoring, help reduce the risk of fraudulent transactions, ensure that sensitive payment data is processed securely, and minimize potential financial losses.

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Payment APIs and Integration Online and Mobile Banking Volume Transactions 52

Clearly Payments

MARCH 18, 2024

Limited Business Acceptance: The decreasing popularity of cash is propogated by a decline in businesses willing to accept it as a form of payment. Data from the Federal Reserve reveals a stark reality—only 60% of businesses in the United States currently accept cash. They still use credit cards too, for about 26% of their transactions.

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Stax

APRIL 30, 2024

This account is used by banks to temporarily hold funds from credit or debit card payments or other electronic transactions. Once the bank verifies and approves the payment, the funds are transferred from the merchant account to your business account. Easy switch between POS and mobile payments using the Stax app.

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EBizCharge

APRIL 22, 2025

Whether its a one-click payment from an invoice or a self-service portal, a seamless experience boosts satisfaction and encourages on-time payments. Centralized data management All payment data is automatically captured and stored in Salesforce, alongside customer and transaction records.

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