PYMNTS

SEPTEMBER 15, 2020

At a high level, the changes to Nacha ’s WEB Debit Account Validation Rule mandate that as of March 19, 2021, account verification must be part of anti-fraud efforts. The new rule comes at a time when Nacha has reported that ACH payments have become increasingly popular, perhaps not a surprise as more transactions and commerce move online.

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NACHA Verification Accounts Account Validation 69

NACHA

DECEMBER 2, 2024

Nacha’s Payments Innovation Alliance, a membership program bringing together diverse global stakeholders seeking to transform the payments industry, has published Diving into the Fundamentals of Cryptocurrency as a Form of Digital Payment.

Cryptocurrency 97

Cryptocurrency Digital Payments Innovation Payments 97

Paystand

JANUARY 15, 2025

Table of Contents Introduction to ACH Payments Defining Nacha Payments The ACH Payment Process Nacha vs. ACH: Key Differences Overview of Nacha Operating Rules Formats for Nacha Payments Importance of Nacha Compliance How Paystand Enhances Nacha Payments The Future of Digital Payments with Nacha Key Takeaways Nacha payments, governed by Nacha Operating (..)

NACHA 40

NACHA ACH Nacha Operating Rules Compliance 40

Paystand

JANUARY 15, 2025

Table of Contents Introduction to ACH Payments Defining Nacha Payments The ACH Payment Process Nacha vs. ACH: Key Differences Overview of Nacha Operating Rules Formats for Nacha Payments Importance of Nacha Compliance How Paystand Enhances Nacha Payments The Future of Digital Payments with Nacha Key Takeaways Nacha payments, governed by Nacha Operating (..)

NACHA 40

NACHA ACH Nacha Operating Rules Compliance 40

Fintech Finance

JUNE 11, 2025

Proven scalability – Supported by Kotapay’s existing payments infrastructure, which processed over 64 million transactions totaling more than $102 billion in 2024. Versatile architecture – Cloud-native, API-driven technology layer adaptable to various business models beyond typical BaaS use cases.

Payment APIs and Integration 96

Payment APIs and Integration FinTech Credit Union ACH Origination 96

PYMNTS

FEBRUARY 19, 2019

NACHA, the steward of the ACH Network, announced Tuesday (Feb. 19) that last year was a milestone year for the ACH Network with payment volume climbing to close to 1.5 billion payments. In a press release , NACHA said it is the fourth year in a row that the ACH Network added more than 1 billion new payments.

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ACH Network ACH Same Day ACH NACHA 82

PYMNTS

APRIL 15, 2016

Business-to-business payments may finally be on the right track to faster, digital payments. New data from NACHA offered insight into the growth of ACH payments in 2015 and found significant increases in the use of ACH for B2B payments. It’s a sign that NACHA President and CEO Janet O.

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NACHA ACH B2B ACH Network 41

Stax

MARCH 27, 2025

Understanding ACH Payments: The Backbone of Bank Transfers EFT is like a toolbox for digital payments, while ACH is one of the most reliable tools you can find inside. Other EFT payments are settled one at a time. There are two ACH categories based on who has control over the payment: ACH credit or ACH debit.

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ACH Electronic Funds Transfer (EFT) Wire Transfer Wires 88

Finextra

APRIL 24, 2025

A special edition for Nacha's Smarter Faster Payments 2025. The US digital payments landscape stands at a transformative crossroads.

Digital Payments 52

Digital Payments FedNow NACHA RTP 52

PYMNTS

NOVEMBER 10, 2020

Nacha has announced that Phixius, which facilitates the trusted exchange of payment information, has officially gone live, according to a press release. George Throckmorton , Nacha's managing director and executive director of Afinis API Standards, said the company is "excited" to have Phixius finally go live.

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Phixius NACHA Security ACH 72

PYMNTS

AUGUST 12, 2020

Visa has become a part of the ranks of companies experimenting with Phixius, a technology that assists credentialed service providers in exchanging and supervising digital payments data, NACHA said in a Wednesday (Aug. 12) announcement. We are excited Visa is among the first partners to pilot Phixius.”.

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Phixius ISO 20022 Payments Data NACHA 79

Payments Source

APRIL 6, 2020

This will help Nacha broaden its settlement capabilities to new regions, writes Icon Solutions' Gene Neyer. The Fed plans to make its National Settlement System (NSS) more available.

Fed 80

Fed NACHA Settlement Payments 80

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. .” Visa Joins NACHA Pilot. Businesses Ready To Jump Into RTP.

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RTP Phixius FPC NACHA 101

PYMNTS

MAY 30, 2018

In this month’s Smarter Payments Deep Dive , PYMNTS looks at the rise of the open banking movement and how it could reach other global markets. NACHA Aims to Give Banks a Standard Language.

Payment APIs and Integration 52

Payment APIs and Integration ISO 20022 Interoperability NACHA 52

PYMNTS

NOVEMBER 27, 2020

Consumers and businesses alike have long been familiar with digital payments, but both now expect smoother payment experiences as the COVID-19 pandemic’s financial impacts continue. Frustrations surrounding payment speed are not new, especially in the realm of consumer payments. percent during Q3 2020.

Real Time Payments 106

Real Time Payments P2P B2B Zelle 106

Stax

NOVEMBER 11, 2024

ACH transfers, or payments made through the Automated Clearing House network, account for billions of dollars in payments annually. In fact, NACHA, the nonprofit that governs the ACH payments network reported 6.1% in payment volume growth in Q4 2021. million ACH payments, with a daily value of $1.8

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ACH Checks Identity Theft Payments 88

FICO

DECEMBER 20, 2022

5 Ways Digital Payments Will Change FIs and Fraud in 2023. New digital payments channels and methods will grow next year, giving new opportunities for fraudsters and scammers. And the digital payments landscape made a global-scale impact, both positive and negative which FIs now must deal with. FICO Admin.

Digital Payments 52

Digital Payments Scams BNPL ACH 52

PYMNTS

FEBRUARY 6, 2020

Nacha Unlocks Payments Data. Payments organization Nacha announced this week that it is rolling out a new platform designed to standardize and streamline the flow of transaction data between payment ecosystem participants. ” Payrailz Targets Credit Union Banking-as-a-Service.

Payments Data 73

Payments Data Payment APIs and Integration Credit Union NACHA 73

PYMNTS

OCTOBER 5, 2016

The testing has been underway for about a year and a half, and digital payments provider BTL Group and Visa are now inviting European lenders to use the tech solution to help with bank-to-bank payments processing. The initiative is intended to reduce payment friction between cross-border and domestic transfers. “And

Faster Payments 79

Faster Payments Blockchain Cross-Border Payments 79

PYMNTS

OCTOBER 5, 2020

Nacha Adopts New Rules to Modernize ACH Payments. Nacha has adopted eight new amendments that will assist in modernizing their payment style. The amendments are related to the Same-Day Automated Clearing House (ACH) and new methods of making ACH payments simpler to utilize.

Venmo 52

Venmo Credit Cards NACHA ACH 52

PYMNTS

SEPTEMBER 15, 2017

In payments, some rollouts come with fanfare. For NACHA, there’s a rollout of a different sort, with far-reaching impact on how, who and when consumers and enterprises see funds flow. Amid the robust use cases, NACHA is seeing three that are prevalent thus far. Apple comes to mind. We are excited for this to go live.”.

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Same Day ACH ACH NACHA Debit Transaction 48

PYMNTS

APRIL 24, 2020

As a result, it’s placing greater pressure on government entities to digitize payment acceptance capabilities. Yet ACH volume is on the rise, and that includes in the B2B payments context. The latest figures from NACHA revealed a 7.1 percent volume increase in Q1 — and accounting for 1 billion transactions. .

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ACH Governance Government G2B 64

PYMNTS

JANUARY 21, 2021

financial executives say concerns regarding cybersecurity attacks and payments fraud are holding their organizations back from using digital payments to a greater degree. Nacha — which governs the Automated Clearing House (ACH) in the U.S. — Recent surveys found that 38 percent of U.S.

Real Time Payments 92

Real Time Payments RTP P2P Faster Payments 92

PYMNTS

NOVEMBER 3, 2020

Everlink Payment Services has its eye on real-time B2B payments with a new partnership with FINTAINIUM , the companies announced this week. The latest figures from the ACH Network show a surge in B2B payments volume on the payment rail, new data from Nacha revealed.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

PYMNTS

JULY 31, 2019

Boston-based auto, home and business insurer Safety Insurance said it will roll out Same-Day ACH payment capabilities for insurance claims. It is teaming up with NACHA – The Electronic Payments Association to make this happen. Other outside players are looking to tackle the insurance payout pain points.

PayPal 65

PayPal Same Day ACH Cross-Border Payments NACHA 65

PYMNTS

FEBRUARY 4, 2020

In 2019, Aliaswire won the National Automated Clearing House Association (NACHA) ACH Network Challenge, as well as the Electronic Transaction Association (ETA) Innovation Award. . Aliaswire is delivering great value and driving transformational change in the market with its compelling and innovative approaches to payments. “I

PayPal 52

PayPal ACH Network NACHA ACH 52

PYMNTS

OCTOBER 11, 2018

In a company blog post , Schulman said this marks an important milestone for the digital payments company. With companies paying suppliers on strategic schedules, real-time transactions aren’t always necessary — or beneficial — for the B2B payments space. In a letter to employees, he wrote, “On Feb. In the U.S.,

Faster Payments 60

Faster Payments Economy Real Time Payments Online and Mobile Banking 60

Faster Payments Council

MAY 7, 2020

While many digital payments modalities are gaining traction today, the opportunity with QR codes lies in their ability to offer the optimal "high-tech-meets-low-tech" solution. In China, over the past three years, QR code "scan-to-pay" solutions have grown 15-fold, reaching $1.3 trillion U.S. in the fourth quarter of 2019.

FPC 68

FPC Faster Payments Payments Facilitators 68

PYMNTS

AUGUST 29, 2019

is working to catch up, however, with several players in the banking industry, including a number of CUs, joining forces to create an API standard for all members of Nacha, the electronic payments association, which administers the Automated Clearing House (ACH) network.

Credit Union 63

Credit Union Payment APIs and Integration Credit Union Service Organization API 63

PYMNTS

AUGUST 4, 2016

It was then that NACHA proposed the shift to settling three times a day, ve days per week, to give consumers and businesses access to more efficient transactions. banks will be required to accept Same Day ACH payments, with the option to originate them as well. Final steps toward Faster Payments. In just a few weeks, all U.S.

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Same Day ACH ACH NACHA Faster Payments 41

PYMNTS

NOVEMBER 26, 2018

Experts debate the causes of a lack of commercial card adoption in B2B payments, with vendor lack of acceptance a key factor, as well as a reluctance to change behavior and limitations of existing infrastructure on both sides of a transaction. percent of incoming payments volume for B2B vendors by 2020 — up just 1.5

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Commercial Card B2B Small Business Push-to-Card 68

PYMNTS

OCTOBER 3, 2017

In a recent interview with PYMNTS, Tammi Shapiro, vice president of product strategy and management at financial services provider Fiserv , laid out some of the ways in which businesses — especially the most traditional, in the largest of verticals and also across new payments technologies — can accept payments in new ways.

Faster Payments 49

Faster Payments Same Day ACH Demand Deposit Account (DDA) ACH 49

PYMNTS

SEPTEMBER 19, 2019

“ACH debit is becoming an increasingly popular choice for B2B payments in the U.S. and is expected to be more widely used than traditional payment methods, like checks, by 2020,” the company wrote, citing data from National Automated Clearing House Association (NACHA).

ACH 51

ACH B2B NACHA Debit Network 51

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Yes, payment facilitators are regulated.

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ACH Facilitators ISVS Payment APIs and Integration 88

Payment Savvy

MAY 16, 2023

Instant ACH transfers are a modern innovation in digital payments, allowing for near-real-time movement of funds between bank accounts. They receive transaction data from payment processors, verify the details, and instruct the recipient’s bank to credit the funds accordingly. What Are Instant ACH Transfers?

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ACH Same Day ACH Direct Deposit Consumer Financial Protection Bureau (CFPB) 94

PYMNTS

JUNE 25, 2018

billion in the first quarter of 2018, according to the latest figures from NACHA , the Electronic Payments Association. The group said the strong uptick in transactions during the first quarter demonstrates the widespread use of ACH payments as well as the increased use of Same Day ACH transactions. percent.

Same Day ACH 43

Same Day ACH Consumer ACH NACHA 43

PYMNTS

JULY 26, 2018

NACHA P2P Figures. According to NACHA – The Electronic Payments Association, person-to-person transaction volume over the ACH network increased 24 percent year over year in the second quarter, to 29.4 NACHA also said that close to 1.5 billion, which is a 4.2 percent increase. percent increase. percent.

Zelle 42

Zelle Venmo P2P PayPal 42