Fintech Finance

OCTOBER 29, 2024

Dragons’ Den stars Sara Davies and Deborah Meaden have joined forces with Our Dementia Choir founder and Line of Duty star Vicky McClure, to back Sibstar ’s Safe Spending For All Campaign. Sibstar, the UK’s leading debit card and app for people living with dementia, is today calling for banks and governments to work closer together to ensure safer spending for financially vulnerable people.

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Financial Inclusion Debit Card Scams Government 128

Fintech News

OCTOBER 29, 2024

Crypto exchange Gemini has received in-principle approval (IPA) from the Monetary Authority of Singapore (MAS) for a Major Payment Institution (MPI) license. This approval allows Gemini to provide cross-border money transfer and digital payment token services in Singapore. Gemini shared in a statement, “Singapore has long been the heart of our operations in APAC.

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APACS Cross-Border Regulatory Compliance Payments 122

Fintech Finance

OCTOBER 29, 2024

Cashfree Payments , India’s leading payments and API banking company, today announced that it has received the Reserve Bank of India’s (RBI) Prepaid Payment Instrument (PPI) license. Cashfree Payments is one of the first fintechs to have received the Payment Aggregator (PA), Payment Aggregator-Cross Border (PA-CB) and Prepaid Payment Instrument (PPI) licen c es from the RBI.

Payment Security 104

Payment Security Security Cross-Border Payments 104

Fintech News

OCTOBER 29, 2024

Global payments network Thunes has announced a collaboration with Circle , the issuer of regulated stablecoins USDC and EURC. This partnership aims to enhance stablecoin liquidity management in cross-border payments. It enables members of Thunes’ global network to fund and settle international transactions using USDC, enabling faster transfers that can be processed within seconds, any day of the week.

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Cross-Border Payments Cross-Border Stablecoins Facilitators 119

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

Fintech Finance

OCTOBER 29, 2024

Viably , a leader in innovative financial solutions for ecommerce, today announced a partnership with Airwallex , a leading global payments and financial platform for modern businesses. The partnership brings Airwallex’s global payments and financial operating capabilities into the Viably ecommerce financial platform, allowing businesses to simplify cross-border transactions and management of multiple currencies in a single account.

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Multi-Currency Cross-Border Transactions Accounts 97

The Finance Weekly

OCTOBER 29, 2024

Financial models are essential for organizations, helping forecast financial performance using historical data and future projections. Financial modeling involves creating a mathematical representation of a company's financial situation, typically using tools like Excel. This practice allows businesses, investors, and finance professionals to evaluate investment opportunities, assess risks, forecast future scenarios, and support strategic decision-making.

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Assessments Adjustments Returns Risk 130

The Finance Weekly

OCTOBER 29, 2024

Retaining customers is a major goal for any business. A loyal customer base not only ensures stable revenue but also acts as a solid foundation for growth. To truly understand customer retention, it’s helpful to see what’s common in different industries and how to measure it effectively. What Is Customer Retention? Customer retention is a measure of how well a business keeps its existing customers over a specific period.

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Enrollments Adjustments Agreements Returns 130

Fintech Finance

OCTOBER 29, 2024

Visa (NYSE:V) , a global leader in digital payments, announced new capabilities that enable frictionless, provisioned virtual card push-to-wallet experiences. Users can now seamlessly push virtual cards to mobile wallet ecosystems including Apple Pay and Google Pay, with control and security that allows for precise spending limits and monitoring of transactions, thereby minimizing the risk of fraud and unauthorized expenditures.

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Push-to-Card B2B Payment Solutions Economy 98

Payments Next

OCTOBER 29, 2024

By Douglas Hall, Publisher, PaymentsNEXT Discover’s 2024 Payments State of the Union highlights risks and opportunities In today’s fast-paced digital economy, slow The post Unlocking Growth Amid Payment Delays and Fraud Risks first appeared on Payments NEXT.

Risk 88

Risk Payments Economy Posting 88

Fintech Finance

OCTOBER 29, 2024

To promote financial inclusion and accessibility, TerraPay , a leading global money movement company, has partnered with Yape , the superapp of Peru. This collaboration will enable all participant partners in TerraPay Global network to send seamless international money transfers directly to Yape users, allowing them to instantly access their funds and take advantage of a wide array of financial services within the app.

Financial Inclusion 105

Financial Inclusion Cross-Border Economy Underserved 105

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Payments Dive

OCTOBER 29, 2024

The Consumer Financial Protection Bureau released its final open banking rule this month, leading the payments and financial services industries to begin preparing for a new era in data-sharing.

Rules 190

Rules Payments Consumer 190

Fintech Finance

OCTOBER 29, 2024

PSP Services Inc. (PSP) is pleased to announce an agreement to acquire the NCR Atleos debit card production and transaction processing business that services a number of credit unions, financial institutions and payment networks in Canada. The assets will be a very complementary addition to PSP’s award-winning HLX unified commerce platform. “As PSP has continued to evolve its business and successfully execute on a number of strategic objectives that we had planned, this acquisition i

Debit Card 98

Debit Card Agreements Credit Union Acquirers 98

Finextra

OCTOBER 29, 2024

In a conversation with FinextraTV, Moshe Winegarten, Chief Revenue Officer at Ecommpay, and Todd Clyde, CEO of Token.io, discuss the future of open banking and the evolving payments landscape. The discussion highlights a global shift towards instant payments in 84 countries and the consolidation of payment service providers (PSPs). Open banking emerges as a cost-effective and faster alternative to traditional card payments, which it is predicted to replace.

Payment Solutions 69

Payment Solutions Payments Instant Payments Addressing 69

Fintech Finance

OCTOBER 29, 2024

Tribe Payments , the pioneering digital payments and infrastructure orchestrator that specialises in issuer and acquirer processing, has been selected by global payment and digital financial infrastructure platform, PhotonPay , to provide its issuer processing services. Founded in 2015 by Lewison Chen, PhotonPay provides global funds management services to businesses with its innovative core products, including Global Accounts, Card Issuing, Online Payments, Payouts, Foreign Exchange (FX) Manage

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Issuers Process APACS Embedded Finance 98

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

Finovate

OCTOBER 29, 2024

Array , an embedded consumer products platform, has agreed to acquire embedded debt guidance solutions provider Payitoff. Terms of the transaction were not disclosed. The deal will build on Array’s position in the intelligent debt management solutions industry, and further equip the company to help financial institutions, fintechs, and digital brands accelerate growth, create new revenue streams, and enhance the consumer experience. “Financial institutions and other providers of fina

Acquirers 105

Acquirers Consumer Payment APIs and Integration Privacy 105

The Fintech Times

OCTOBER 29, 2024

The Fintech Times Bi-Weekly News Roundup takes a look at the latest fintech stories from around the world on Tuesday 29 October 2024. Partnerships Tribe Payments, the digital payments and infrastructure orchestrator specialising in issuer and acquirer processing, is chosen by global payment and digital financial infrastructure platform PhotonPay to provide its issuer processing services.

FinTech 64

FinTech Multi-Currency Embedded Finance Cryptocurrency 64

Finextra

OCTOBER 29, 2024

Deutsche Bank subsidiary Postbank is preparing to roll out a service that enables consumers to generate a barcode on their phone to withdraw or deposit around €1,000 per day at 12,500 retail locations in Germany

Consumer 124

Consumer 124

Fintech News

OCTOBER 29, 2024

HSBC CEO Georges Elhedery has dispelled speculations that the bank’s new “east” and “west” division restructuring hints at a separation, according to a Financial Times report. Georges Elhedery Elhedery emphasized that the overhaul, which will make Hong Kong and UK retail units stand-alone operations, aims to improve efficiency and responsiveness, not to divide the bank in response to global tensions.

FinTech 115

FinTech Posting 115

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Finextra

OCTOBER 29, 2024

Entrepreneurs build and innovate at warp speed, but traditional banks haven’t kept up. In 2024, banks tightened lending requirements for small businesses—with some increasing the cost of borrowing. And 40% of entrepreneurs cite financial risk as a barrier for starting a business.

Finance 105

Finance Small Business Risk Innovation 105

Fintech News

OCTOBER 29, 2024

Singapore’s digital bank Trust has launched a new travel insurance product, TravelShiok , in partnership with Income Insurance. Available exclusively for Trust Bank customers, TravelShiok aims to simplify travel insurance coverage and add extra benefits for users. TravelShiok offers unique features, including coverage for unused entertainment tickets for theme parks, concerts, or sporting events booked with a Trust card if unforeseen circumstances prevent attendance.

Credit Cards 113

Credit Cards Product Accounts Process 113

Fintech Finance

OCTOBER 29, 2024

Mutual Trust Bank PLC (MTB), one of the top-performing banks in Bangladesh, has successfully migrated its e-commerce acquiring services to a state-of-the-art payment gateway from Compass Plus Technologies. Driven by a commitment to enhance customer and merchant experiences, MTB embarked on a strategic journey to adopt a mobile-first payment gateway with the flexibility to quickly adapt to consumer preferences.

Technology 98

Technology Payment Gateways Gateways Consulting 98

Fintech News

OCTOBER 29, 2024

Payment giant Visa is moving to restructure its global business operations, a process that will see around 1,400 job layoffs by the end of 2024. According to The Wall Street Journal , the majority of these reductions—about 1,000 roles—will come from Visa’s technology division. Other affected positions will be from Visa’s merchant sales and digital partnerships teams, which focus on collaborating with fintech and technology partners.

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Adjustments FinTech Technology Process 109

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

Product

Finextra

OCTOBER 29, 2024

The past year was the worst on record for ransomware attacks around the globe.

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Ransomware 98

Fintech Finance

OCTOBER 29, 2024

ClearBank , an enabler of real-time clearing and embedded banking, and Visa , a world leader in digital payments, today announced their intention to collaborate for Issuance and Money Movement solutions, enabling clients to process both local and cross-border transactions. By utilising ClearBank’s cloud native banking infrastructure, Visa could soon benefit from its real-time payment processing, enhanced transaction visibility and a streamlined reconciliation process when processing transactions

Multi-Currency 98

Multi-Currency Cross-Border Cross-Border Payments Reconciliation 98

Finextra

OCTOBER 29, 2024

Visa (NYSE:V) , a global leader in digital payments, announced new capabilities that enable frictionless, provisioned virtual card push-to-wallet experiences.

Push-to-Card 98

Push-to-Card Digital Payments Payments 98

Fintech Finance

OCTOBER 29, 2024

Orange Middle East and Africa (OMEA) ( www.Orange.com ) and Mastercard have announced a strategic partnership to expand access to mobile financial services across Sub-Saharan Africa. This collaboration, one of the largest of its kind in the region, is set to enable millions of Orange Money wallet holders to access digital payments through Mastercard’s global network of merchants by 2025.

Visa 97

Visa Digital Payments Financial Inclusion Online and Mobile Banking 97

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Payments Dive

OCTOBER 29, 2024

The money transfer company named the new CEO just weeks after a cyberattack led to a systemwide shutdown of its services for several days.

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Shutdown 88

Fintech Finance

OCTOBER 29, 2024

The partnership will bring greater payments functionality to a range of hospitality businesses, such as hotels, restaurants, bars, pubs, cafes, stadia, and more. Merchants can now use an app-less, single-integrated payment solution with popular payment methods and modern mobile terminals under one roof. By integrating HDS Cloud Apps ePOS system with DNA Payments’ underlying payments infrastructure, merchants can access a reliable, flexible, frictionless payment solution.

Payments 96

Payments Use Case Payment Solutions Point-of-Sale (POS) 96

Finextra

OCTOBER 29, 2024

African giant Standard Bank is moving its payments infrastructure to Volante's cloud Payments-as-a-Service (PaaS), accelerating ISO 20022 adoption on the continent.

ISO 20022 85

ISO 20022 ISOs Payments 85

Fintech Finance

OCTOBER 29, 2024

Since the Maharashtra State Government launched the Majhi Ladki Bahin Yojana in July 2024, Airtel Payments Bank has successfully enrolled over 4.5 lakh women in the initiative. Among these, 3.57 lakh accounts are linked to the Direct Benefit Transfer (DBT) system, with 2.75 lakh women already receiving their notified benefits. This achievement highlights the program’s substantial impact on financial inclusion for women across the state.

Accounts 95

Accounts Financial Literacy Correspondent Enrollments 95

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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