Mon.May 12, 2025

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How open banking and IPR are transforming payments in regulated sectors

The Payments Association

In sectors like iGaming, FX, and crypto, payment infrastructure plays a far bigger role than just moving money. Its the gateway to onboarding, compliance, trust, and ultimately, conversion. Now, thanks to open banking and the EUs Instant Payments Regulation (IPR), regulated businesses are rethinking whats possible: real-time transactions, richer customer insight, and smoother experiences, all while staying compliant.

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Nubank launches tap-to-pay Pix

Finextra

Brazilian digital banking giant Nubank is rolling out a feature that lets customers tap their phones for ins-store transactions via the country's Pix instant payments system.

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Ant Group to Sell 4% Stake in Paytm for US$242 Million, Reuters Reports

Fintech News

Chinas Ant Group plans to divest a 4% stake in Indian digital payments company Paytm for approximately US$242 million, according to a term sheet reviewed by Reuters. The sale is priced at 809.75 rupees per share, marking a 6.5% discount to Paytms closing price on Monday. The identities of the prospective buyers were not disclosed, and both Ant Group and Paytm have yet to respond to requests for comment.

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1.2m UK customers affected by February bank outages

Finextra

A major outage suffered by UK high street banks on the last Friday of February affected more than 1.2m customers, according to a recently released House of Commons report.

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A Roadmap For Modernization: How To Break Free From Your Monolith Before July 31, 2026

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Anchorage Digital to Acquire Stablecoin Issuer Mountain Protocol

Fintech News

Anchorage Digital has entered into a definitive agreement to acquire Mountain Protocol, the Bermuda-based issuer of the USDM stablecoin. The financial details were not disclosed. The move comes as Anchorage Digital looks to expand its stablecoin offering amid growing institutional demand and evolving U.S. regulatory clarity. The deal is subject to customary closing conditions and regulatory approvals.

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Investing app Stash raises $146m

Finextra

American investing app Stash has raised $146 million in an oversubscribed Series H funding round led by Goodwater Capital.

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Ant International Combines Capabilities With Barclays to Make FX Transactions More Efficient

The Fintech Times

Ant International , the digital payment, digitisation and fintech provider, is joining forces with UK bank Barclays to enhance efficiency and resilience in global treasury management for businesses. Through the new partnership, Ant International and Barclays will combine solutions, including Ants proprietary Time-Series Transformer (TST) AI FX Model, to help businesses reduce FX-related costs and risks against global volatilities.

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UK cards market 2025 is a ‘move fast or move aside’ situation for banks

The Payments Association

As digital payments outpace plastic, UK banks must modernise card infrastructure or risk losing relevance to faster, cloud-native challengers. Four years ago, the UK made 15.8 billion debit-card payments and logged 9.6 billion contactless taps, already more contactless transactions than people on the planet. Over 98% of the population held debit cards for daily payments.

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UAE Cybersecurity Council and e& UAE Bolster Education With Al Ain Innovation Centre

The Fintech Times

The UAE Cybersecurity Council has partnered with e& UAE , the telecoms arm of global tech group e&, to launch the Al Ain Innovation Centre, a new collaborative platform for applied research, talent development, and startup enablement. The Al Ain Innovation Centre will serve as a collaborative platform across critical technology domains, including AI, cybersecurity, autonomous systems, and intelligent device development.

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Xverse teams up with Onramper to expand Bitcoin market

The Paypers

Onramper , a fiat-to-crypto on-ramp aggregator, has partnered with Xverse , a Bitcoin wallet for Web3, to expand global accessibility to Bitcoin.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Fintech 2.0: What Makes a Startup Appealing to Investors in 2025?

Finextra

The global economic outlook in 2025 remains uncertain. Inflationary pressures persist across major m.

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Will National Payment System Interoperability Pull the Rug From Under Stablecoins?

The Fintech Times

After 17 years, the Lewes Pound, a local currency pegged to GBP and accepted in shops and businesses in the small town of Lewes on the English south coast, will be shut down for good on 31 August as digital commerce has made the demand and attraction of the physical currency obsolete. While not a stablecoin in its current distributed ledger form, the Lewes Pound was, nevertheless, similar in many aspects including being pegged to a major currency.

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Operational Resilience failures in the UK Retail Sector: A Wake-Up Call

Finextra

Operational resilience failures have been increasingly in the headlines recently, exposing cracks in.

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UniCredit partners with Google Cloud

The Paypers

UniCredit , a pan-European commercial bank, has partnered with Google Cloud , signing a MoU for 10 years of collaboration to accelerate the bank’s digital transformation.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Sponsor's message: [Webinar] Why Verticalisation Matters: Unlocking Success Through Tailored SMB Propositions

Finextra

[Webinar] Why Verticalisation Matters: Unlocking Success Through Tailored SMB Propositions

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The 14 Biggest Fintech Awards Shows in 2025

Fintech Labs Insights

The fintech industry has seen many award programs crop up in the past few years. We estimate there are 40 to 50 different programs. Many are virtual affairs that cost $200 to $400 to enter, and the winners are announced with a press release and blog post. Far fewer include a competition and an event at the end to announce the winners. Our calendar is focused on the latter.

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The New Payout Standard: Five Shifts Redefining How Money Moves Around the World

Finextra

Picture a rideshare driver that finishes her day and needs gas money nownot Friday when weekly payo.

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Cash App profits disappoint

Payments Dive

Block reported just 10% growth in first-quarter gross profit for Cash App, even after it added Afterpay to Cash App debit cards.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Amber International Sets Up US$100 Million Crypto Reserve

Fintech News

Amber International Holding Limited , which operates under the brand name Amber Premium, has launched a US$100 million crypto ecosystem reserve. The move is to support its strategic expansion and encourage broader institutional adoption of digital assets. The reserve aims to differentiate itself from traditional treasury holdings by using a proprietary AI engine that guides investments toward high-impact blockchain ecosystems and emerging business opportunities.

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Act Now or Pay Later: Why Anti-Fraud Training Is Your Best Line of Defense

Finextra

Fraudsters are more creative than ever, and businesses are paying the price. With 41% of companies f.

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Marqeta chief focuses on revenue diversity, execution

Payments Dive

Interim CEO Mike Milotich wants to boost the processor’s non-Block revenue and expand its embedded finance offerings via a new mobile app for customers.

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Congressman is investigating fintech Ramp’s attempt to win $25M federal contract

TechCrunch Fintech

Rep. Gerald Connolly, ranking member of the U.S. House Oversight Committee, has initiated an investigation into whether expense management startup Ramp is receiving preferential treatment in its bid for a $25 million government contract.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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Adyen Highlights Slow Cash Flow and Payment Reconciliation Stalling SME Growth, Draining Time and Resources

Fintech Finance

Adyen , the global financial technology platform of choice for leading businesses, is today sharing research which shows small and medium-sized enterprises (SMEs) are grappling with the detrimental effects of slow cash flow and payment reconciliation, creating significant operational challenges and consuming valuable time. Four in five (80%) SME decision-makers report that slow cash flow negatively impacts their business operations, particularly businesses with more than $10 million in annual tu

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SMB interest in AI holds steady amid market uncertainty

Bank Automation

Small business owners interest in AI technologies is growing despite waning market confidence. Seventy-five percent of SMB owners plan to experiment with AI in 2025, and 34% have already fully implemented AI into their operations, according to an April 14 report by the U.S. Department of Commerce that references data based on 3,350 SMB owners […] The post SMB interest in AI holds steady amid market uncertainty appeared first on Bank Automation News.

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Gemini secures MiFID licence

The Paypers

US-based cryptocurrency exchange Gemini has announced that it obtained an Investment Firm Licence from the Malta Financial Services Authority (MFSA).

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AUSTRAC to Expand Fintel Alliance Following Success in Combating Financial Crime

Fintech News

Australia’s financial crime watchdog AUSTRAC is expanding its Fintel Alliance initiative after the public-private partnership delivered significant results in tackling financial crime through collaborative intelligence sharing. Established in 2017, Fintel Alliance brings together major banks, remittance and gambling service providers, and law enforcement agencies to share data and insights in real time.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Ila Bank Partners With Mastercard to Launch Innovative Solutions and Expand Into New Markets

Fintech Finance

ila Bank , powered by Bank ABC, has partnered with Mastercard to enhance the bank’s proposition across consumer products, launching new affluent, travel products and loyalty offerings. ila Bank will leverage Mastercard’s expertise to introduce loyalty program that supports cardholders’ lifestyle, providing added value across a wide range of areas, including dining, luxury shopping, travel and priceless experiences.

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African proptech Nawy raises $52m

Finextra

Nawy, Africas largest proptech platform, has raised $52 million in Series A equity funding to scale its operations, enhance its technology stack, and accelerate regional expansion.

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CFPB ends Biden-era Google Payment supervision

The Paypers

The US Consumer Financial Protection Bureau ended its supervision of Alphabet's Google Payment for consumer risks under its new director.

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Fintech Rundown: A Rapid Review of Weekly News

Finovate

Between FinovateSpring taking place in San Diego and a busy news cycle, last week was a blur. Let’s see what this week has in store! Well continue adding news to this post throughout the week, so stay tuned! Digital banking Caro Federal Credit Union partners with Tyfone to Enhance Digital Experience. Payments Blackhawk Network selects Coforge and ServiceNow to help with digitalizing and streamlining their dispute resolution management.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt