August, 2023

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Google joins Open Wallet Foundation

Payments Dive

"We look forward to working closely with other OWF members to advocate for solutions that ensure we’re building a privacy-forward wallet for everyone,” Google Wallet Vice President Jenny Cheng said.

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5 Great Reasons to Attend a 2023 PCI SSC Community Meeting

PCI Security Standards

PCI SSC Community Meetings bring together the brightest minds in payment security. Don’t miss your opportunity to collaborate and learn about the latest developments in global payment security and in the PCI Security Standards this year in: Portland, Oregon , Dublin, Ireland or Kuala Lumpur, Malaysia. The PCI SSC Community Meetings are open to all in the payments industry.

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Planful vs. Datarails

The Finance Weekly

Planful and Datarails are two of the leading FP&A solutions in 2023. While this article will break down the differences in detail let’s give a quick overview of each one and who they are meant for. Planful is an FP&A solution that was built for large companies and enterprises. They have some great reviews for these size businesses, but don’t fit as good for small and medium sized ones.

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The Risks and Rewards of Generative AI In Financial Services

Open Banking Excellence

How can businesses unlock the productivity gains of AI whilst mitigating the risk of ‘hallucinations’ and solving challenges around toxicity, privacy, bias, and data governance, asks Paul O’Sullivan, SVP Solution Engineering at Salesforce? There is huge hype around generative AI apps like ChatGPT, with advocates arguing that this technology will increase productivity and improve efficiency for every type of company.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Emerging Fintech: Powering the Indian startup ecosystem through Venture Debt

Wharton Fintech

Logo —  Stride Ventures Venture debt is an instrument that combines venture capital and traditional debt to provide startups with a financing that has been tailor-made for their needs. This model of financing was originally conceived in Silicon Valley in the 1960s-70s and has since been adopted by startup ecosystems across the world. In the US venture debt makes up 15% of all startup financing transactions, while the numbers for Europe, Latin America, and India are 3%, 13%, and 3% respectively.

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GDPR and Biometric Data: Ethical Considerations and Privacy Implications

VISTA InfoSec

As technology advances and the use of biometric data becomes more prevalent, it is crucial to address the privacy concerns and regulatory compliance associated with this sensitive data. The General Data Protection Regulation (GDPR) plays a key role in safeguarding individuals’ privacy rights and ensuring the responsible handling of biometric data. Artificial Intelligence (AI) can also be utilized to ensure compliance and responsible handling of biometric data.

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Meet Our Community Meeting Keynote Speakers

PCI Security Standards

PCI SSC Community Meetings bring together the brightest minds in payment security. Don’t miss your opportunity to collaborate and learn about the latest developments in global payment security and in the PCI Security Standards. We are excited to share these keynote speakers that promise to be both fascinating and inspiring: Bob Arno, Jenny Radcliffe and Jamie Clarke along with very special Meet and Greet Experiences immediately following their sessions.

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How AI Improves Enterprise Risk Management (ERM)

The Finance Weekly

, AI helps companies manage risks better, it's like a big shift. It is changing how businesses deal with Enterprise Risk Management (ERM), and AI algorithms can always watch for risks. AI can look at lots of data, find patterns, and predict risks. This helps companies resolve issues and decrease budding problems. AI also does tasks automatically and saves time for risk managers.

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Open Banking in France: Opportunities, Challenges & Recommendations

Open Banking Excellence

A briefing on the French ecosystem exploring the revised Payment Services Directive (PSD2), identifying potential avenues for progress, highlighting challenges and discussing recommendations for both fintechs and banks. Many countries across the globe have seen that the potential benefits of Open Banking are vast and far-reaching. Open Banking, by allowing financial institutions to share data between unaffiliated parties through APIs, has the potential to improve customer experience, as financia

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Eric Satz, Founder and CEO of Alto?—?Expanding access to alternative investments

Wharton Fintech

Eric Satz, Founder and CEO of Alto — Expanding access to alternative investments In today’s episode, Nate Gee hosts Eric Satz , founder and CEO of Alto. Check out the Episode on Spotify | Soundcloud | Apple Podcasts [link] Nate and Eric discuss: How the idea for Alto came about Eric: …We started an online organic home delivery grocery business, which was going just fabulously until 2008…but that led me to start Tennessee Community Ventures, which was a Tennessee based venture capital fund where

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Impact of Cyber Attacks on Small Businesses

VISTA InfoSec

Your business is at high risk if you have no security measures. A cyber attack can cause devastating financial damage to your business, including legal liabilities. Cyberattacks can result in lasting adverse repercussions on the reputation of your network security, as clients and customers can lose faith in your business if their personal data gets leaked.

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Visa, Mastercard eye price increases: WSJ

Payments Dive

Card issuing banks and their card network partners are poised to increase fees they charge merchants as soon as October, The Wall Street Journal reported.

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What Industries Are Recession Proof?

Payment Savvy

While it is by no means a pleasurable experience, the simple truth of the matter is that recessions are a part of life and something we should accept as an occasional occurrence. We are going to face them once in a while – there is no avoiding that fact. Depending on your perspective (and at the risk of sounding a little existential), the very fact that recessions are inevitable at some point means we are always approaching one.

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Comprehensive Guide to FP&A Salaries

The Finance Weekly

Financial Planning and Analysis (FP&A) involve a range of activities, including planning, forecasting, budgeting, and analytical tasks, all of which are vital in providing essential support for a company's major business decisions and overall financial well-being. Finance professionals employ their analytical skills to uncover profound insights, helping the organization prepare for the future and make more profitable choices.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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AI document processing: The complete guide

Nanonets

AI-based document processing is transforming the way businesses handle paperwork. It is overhauling traditional data entry, approval systems, and document management. As per a Smartsheet study , workers spend over a quarter of their week on mundane tasks like data management. Most of us can relate to the frustration of sifting through complex documents, manually extracting data, or struggling with clunky document management systems.

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Get a Sneak Peek at a Community Meeting Presentation on Achieving and Maintaining PCI Compliance In An Acquisition Model

PCI Security Standards

Do not pass up the chance to collaborate and gain knowledge on the latest developments in payment security at the upcoming PCI SSC Community Meetings. These events feature presentations from some of the sharpest minds in payment security. Below Heidi Babi , PCIP, ISA, PCI Security Assurance & Compliance Sr. Lead, Mars, Incorporated provides a preview of her presentation on Achieving and Maintaining PCI Compliance In An Acquisition Model.

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Using ACH APIs for Efficient Automated Payments

Agile Payments

ACH API’s enable businesses or SaaS platforms that deal with larger transaction volumes to develop software that streamlines payments via the ACH network

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AI fintech Stampli opens Austin office

Payments Dive

The California company extended its presence to a third U.S. city and aims to expand its employee headcount by 40%.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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BIN Checker: Understanding Bank Identification Numbers

Payment Savvy

What Are BINs? A Bank Identification Number (BIN) is the first four or six numbers found on any debit or credit card. Essentially, this set of digits specifies the financial institution that issued a payment card. Every BIN number can be checked to prevent fraud and ensure the protection of both merchants and consumers when shopping. When you run any BIN number through a checking system, you end up with accurate information about the geolocation, card issuer, and card type.

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Enhancing lending efficiency: How digital disbursements benefit borrowers and lenders

Payments Next

By Trinity Van, PayNearMe When low-income individuals start businesses, the first hurdle they face is securing a loan. The second is getting The post Enhancing lending efficiency: How digital disbursements benefit borrowers and lenders first appeared on Payments NEXT.

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The Complete Guide to AI Image Processing

Nanonets

In a world increasingly dominated by digital imagery, the convergence of artificial intelligence and computer vision has ushered in a new era of innovation. Join us as we dive headfirst into the captivating realm of AI image processing. Buckle up, for the pixels are about to come to life, and the machines are poised to reveal the unseen. What is AI Image Processing?

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Coffee with the Council Podcast: Meet the Council’s New Regional VP, North America

PCI Security Standards

Welcome to our podcast series, Coffee with the Council. I'm Alicia Malone, senior manager of public relations for the PCI Security Standards Council. Today we'll meet one of the Council's newest employees, our Regional Vice President of North America, Wenlock Free. Wen is based in the USA and spent 20 years in a senior role at Security Metrics, where he led strategic partnerships and business development activity.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Top Careers in Digital Marketing: Your Complete Guide

Agile Payments

Top Careers in Digital Marketing: Your Complete Guide

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X adds state money licenses in pursuit of payments

Payments Dive

The social media company, formerly known as Twitter, advanced its payments strategy by collecting two more state money transmitter licenses.

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How ACH Payments Impact Small Business Growth

National Processing

Learn more about what ACH payments are, the benefits for small businesses, and how you can start accepting ACH payments from your customers. The post How ACH Payments Impact Small Business Growth appeared first on National Processing.

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Zil Money launches Payroll by Credit Card

The Paypers

US-based Zil Money has announced the launch of its payroll funding credit card facility, in order to improve the cash flow of small businesses and enterprises.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Bridging the digital divide: how APIs are transforming businesses and why you can’t afford to ignore them

Axway

In the bustling streets of our digital world, there’s a hidden force at work, orchestrating the seamless interactions we engage in every day. It’s something most of us take for granted, yet it’s integral to our modern lives.

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Watch a Replay of Our LinkedIn Live Discussion on PCI DSS v4.0

PCI Security Standards

Did you miss our latest LinkedIn Live event? You can watch a replay of our LinkedIn Live Discussion on PCI DSS v4.0 where Emma Sutcliffe SVP of Standards, Lauren Holloway, Director of Data Security Standards, and Lindsay Goodspeed, Senior Manager of Communications address stakeholder questions about PCI DSS v4.0 and discuss the latest updates from the PCI Security Standards Council.

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The Benefits of Employing an IVR Payment System using ACH and Credit Card Processing

Agile Payments

The Benefits of Employing an IVR Payment System using ACH and Credit Card Processing

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Adyen, Braintree and Stripe face off

Payments Dive

The processing giants are battling for market share in the U.S., cutting prices in their fight to win over merchants.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever