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This is embeddedfinance at work, and it’s quietly transforming the way we interact with money – without most of us even realising it. Wait, What’s EmbeddedFinance? If you’ve never heard of embeddedfinance , don’t worry. Why Is EmbeddedFinance Such A Big Deal?
The fintech unicorns in Asia are moving to reshape the very fabric of how people and businesses interact with money. From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financialinclusion and cross-border transactions, while setting new global standards for innovation.
As Asian markets surge, they face the dual challenge of safeguarding digital infrastructure while ensuring financialinclusion and bridging technological gaps between advanced and developing economies. EmbeddedFinance Hailed as the Future of Fintech The embedded payments market is expected to reach a global transaction value of US$2.5
According to Statista , fintech in Latin America (LatAm) suffered in 2023, with less than $2billion invested in fintech ventures a drastic drop from 2021s value of $6billion. With the future of fintech looking optimistic in 2025, Em Conversa looks to explore how the LatAm region can prosper once more.
Ant International, the groups global arm headquartered in Singapore, has reported significant growth across its four main business pillars: Alipay+, Antom, WorldFirst, and EmbeddedFinance. The post Cyril Han to Take Over as Ant Group CEO in March 2025 appeared first on Fintech Singapore.
We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financialinclusion and helping people develop healthy financial habits. Sending cross-border payments, for example, often comes with heavy processing costs and conversion fees.
Fintech is transforming financial services across Asia at an unprecedented pace. With rapid digital adoption, evolving regulations, and AI-driven innovations, the region is at the forefront of global fintech growth. The Asia-Pacific fintech market is projected to reach USD $171.32 billion in 2025 and surge to USD $359.83
Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embeddedfinance, asset tokenisation, and evolving identity flows. The growing prevalence of digital wallets, embeddedfinance, and increasingly complex payment ecosystems means tokenisation is no longer a tactical upgrade but a strategic imperative.
According to Statista , fintech in Latin America (LatAm) suffered in 2023, with less than $2billion invested in fintech ventures a drastic drop from 2021s value of $6billion. With the future of fintech looking optimistic in 2025, Em Conversa looks to explore how the LatAm region can prosper once more.
Welcome to the Fintech Review guide , our definitive source for everything fintech. Over the years, weve covered a broad range of fintech topics from digital banking to decentralised finance , regtech , green fintech , and more. What Is Fintech? At its core, fintech challenges the status quo.
The Fintech Times Bi-Weekly News Roundup takes a look at the latest fintech stories from around the world on Tuesday 1 July 2025. Natech Banking Solutions has raised over $33million in Series B funding to support its expansion in embeddedfinance and AI-driven banking solutions.
The companies aim to help financial institutions modernise legacy systems and adopt models such as embeddedfinance and Banking-as-a-Service. They said the collaboration could improve access to financial services in underbanked communities across the two regions. billion, according to figures cited by the companies.
As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money? X (formerly Twitter) has made its first decisive step into fintech, announcing a partnership with Visa to power its ambitious new digital wallet, X Wallet.
Ammar Alsoos , CEO of LikeCard, also added: “Our collaboration with Mastercard brings an AI-driven family banking experience to the region, empowering families with financial literacy tools while enhancing security and convenience.”
The real power of banks lies in how they shape credit, control infrastructure, influence regulation, and determine who gets access to financial tools and capital. Despite the rise of fintech , banks still play a central role in the economy. They hold deposits, extend loans, process payments, and connect financial markets.
For payments leaders, this means that payments can no longer be separated from credit, insurance, and wealth management propositionsembedded finance is shifting from theory to reality, with data flows underpinning product innovation and customer engagement. Hyper-personalised financial management is emerging as a competitive differentiator.
Top fintech executives, innovators, regulators and investors are going to be gathering in Saudi Arabia this July as Fintech Revolution Summit 2025 looks to explore and shape the future of fintech in the region. Organised by TraiCon Events , the summit will see over 300 fintech and digital finance leaders in attendance.
No longer just a fintech novelty, it is a cornerstone of the new digital economy—driving shifts in consumer behaviour, altering merchant ecosystems, and compelling banks and PSPs to rethink their roles. Analytics-Driven Spending: Wallets increasingly provide budget tools, smart categorization, and alerts—enabling real-time financial literacy.
The Fintech Times Bi-Weekly News Roundup takes a look at the latest fintech stories from around the world on Tuesday 21 January 2025. Offa , the UK Islamic property financefintech, is joining Connect IFA , a specialist mortgage brokerage network. Most recently, he served as chief operating officer at Bankable.
The solution will be gradually introduced across multiple platforms to ensure easy and convenient access for customers, allowing for a smooth integration and enhanced user experience of these innovative financial services. The post UAE Financial Group Expands Its Operations With ABHI appeared first on FF News | FintechFinance.
The Paypers provides a wide range of news and analysis products aimed at keeping the ecommerce, fintech, and payment professionals informed about latest developments in the industry. Free Headlines in your E-mail Every day we send out a free e-mail with the most important headlines of the last 24 hours.
Location Joburg Followers 5 Opinions 22 Follow Unfollow Open Banking has moved from regulatory idea to industry reality, driving transformation by enabling secure, permissioned data sharing between financial institutions and third-party fintechs. The impact has been profound at a macro level. Open Banking broke those bundles apart.
Supported by the UK’s Department for Business and Trade (DBT), this NayOne launch enables Saudi banks, insurers, and fintechs to design, test, and launch products in weeks, directly contributing to Vision 2030 ’s goal of creating a digitally advanced, inclusivefinancial ecosystem.
Now that Pay10’s platform integrates all three of these core regulatory licences, the APM provider says it is ready to support a fully digital, interoperable financial services stack under the direct supervision of the Central Bank of the UAE. This milestone is the result of a deliberate, phased strategy.
In addition, the deal launches in a context where financialinclusion still faces significant challenges. According to the 2024 National Survey of FinancialInclusion (ENIF) recently published by INEGI, although 71.8%
Since moving into fintech, I’ve written regularly on Finextra about the urgent need to rethink SME finance. From how fintechs are answering SME challenges and why credit risk models need a reset , to the role of non-dilutive funding and what founders should expect from lenders in 2025 , the message has been consistent.
The update supports countries and the private sector in bringing more individuals into formal finance through risk-based approaches to defeating illegal activities. Risk-based approach for financialinclusion The update reflects that fighting against financial crime and for financialinclusion are initiatives that mutually support each other.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. Artificial Intelligence (AI) has dominated discussion across all fintech sub-sectors for at least the last couple of years and continues to do so.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As time passes, consumers are seeing the number of embeddedfinance offerings increase across the wide range of products and services they use.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. Continuing our BaaS focus at the beginning of April, we asked industry leaders about how they’re seeing BaaS driving financialinclusion worldwide.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. In these circumstances, embeddedfinance could potentially offer a significant opportunity to put an end to these types of difficulties.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. Fintechs are in a prime position to make the e-commerce and checkout experience easy and accessible.
Paymentology , the global issuer-processor, has joined forces with Diamond Trust Bank , a tier-one East African commercial bank, in a move hoping to help drive financialinclusion in Kenya through the embedding of financial services, and deployment of Cards-as-a-Service (CaaS).
Despite facing funding challenges and navigating complex market conditions, the fintech sector in India continues to grow and evolve, with several emerging fintech trends in India poised to shape the future of the industry.
In today’s competitive market, embeddedfinance is no longer a passing trend; it’s a fundamental game changer. Corporate-embeddedfinance radically reshapes businesses, offering new revenue opportunities and redefining customer relationships. This isn’t a peripheral add-on; it’s the future of commerce.
Cyber Crimes, Cybersecurity, and Fintech Panel Event May 23, 2024, 12:00 CEST On May 23, 2024, at 12:00 CEST, a panel event titled “Cyber Crimes, Cybersecurity, and Fintech” will be hosted by Peirce College. The session will be moderated by Urs Bolt, a Fintech and Banking Expert.
The fintech industry, having navigated through the turbulent waters of the COVID-19 pandemic, has demonstrated not only resilience but also a robust capacity for growth. Source: The Future of Global Fintech: Towards Resilient and Inclusive Growth. However, the fintech sector’s journey is not without its challenges.
The country also boasts a thriving fintech ecosystem with major players such as GoPay, OVO and Dana, and is a hotspot for fintech investment, consistently ranking among the top recipients for venture capital (VC) and private equity funding in Southeast Asia.
LuLu Financial Holdings , a leading global financial services conglomerate, has partnered with Abhi Middle East Limited to enhance financialinclusion and improve access to timely remittance solutions.
Over the past decade, Singapore has emerged as a global powerhouse in fintech innovation, not just in Southeast Asia but across the broader Asian region. The city-state has undergone a transformative journey, evolving from a budding ecosystem to a world-class hub for financial technology.
The Singapore Fintech Festival (SFF) has announced the finalists for its 2024 Fintech Excellence Awards, organised in partnership with the Singapore Fintech Association (SFA) and supported by PwC Singapore. A new category was introduced to recognise progress in artificial intelligence and quantum technology.
This solution also facilitates embeddedfinance and contextual banking, allowing banks to offer financial services through partner ecosystems via a Banking-as-a-Service (BaaS) model. This is particularly relevant for underbanked regions in Southeast Asia and the Middle East, where financialinclusion remains a priority.
13 fintech companies from Southeast Asia have been named among this year’s top 250 fintech companies worldwide, recognized for their growth and significant impact on the global fintech landscape. These companies are featured on the World’s Top Fintech Companies 2024.
Inswitch , a global leader in embeddedfinance technology, and n1co Technologies , a Salvadoran fintech company with a mission to integrate more people into the financial future, announced a new partnership. Inswitch provides n1co with the service of issuing and processing their new VISA debit cards.
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