The Fintech Times

APRIL 17, 2025

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.

Embedded Finance 53

Embedded Finance Finance Online and Mobile Banking Embedded Payments 53

The Fintech Times

MAY 10, 2025

Global fintech platform Jeeves has introduced a new embedded finance solution designed to help Brazils corporate travel sector tackle fraud, manage expenses more effectively as well as streamline payment operations. Jeeves VCNs also offer credit terms of up to 37 days, as well as cashback incentives for business-to-business spending.

Embedded Finance 49

Embedded Finance Finance Payment APIs and Integration Reconciliation 49

Wharton Fintech

OCTOBER 23, 2023

Highnote’s John MacIlwaine — On Unlocking the Embedded Finance Opportunity In today’s episode, Rhea Advani hosts John MacIlwaine, Co-Founder & CEO at Highnote. They delve into the evolving payments processing space, emphasizing the rise of innovative embedded finance platforms like Highnote.

Embedded Finance 130

Embedded Finance Finance Issuers Innovation 130

Fintech News

JANUARY 26, 2025

Embedded Finance Hailed as the Future of Fintech The embedded payments market is expected to reach a global transaction value of US$2.5 In Asia, the adoption of embedded finance is creating opportunities across diverse sectors. Indias Unified Payments Interface (UPI) is another backbone of embedded payments.

Payments Trends 124

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 124

The Fintech Times

APRIL 3, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 126

Embedded Finance Finance Non-Bank Online and Mobile Banking 126

Fintech Finance

OCTOBER 28, 2024

Through its long-standing partnership with global embedded financing platform YouLend, Dojo has extended over £1 billion in flexible funding since 2020. Over the past four years, the partnership has provided financing to more than 20,000 businesses.

Embedded Finance 105

Embedded Finance Finance Small Business On-Demand 105

The Fintech Times

DECEMBER 7, 2023

Amid the ongoing digital revolution and shifting customer preferences, embedded finance is reshaping the financial industry. In this guest post, Ellis offers a perspective on the profound opportunities that arise from collaborating with non-financial brands and fintech companies to meet the ever-changing demands of customers.

Embedded Finance 111

Embedded Finance Finance Non-Bank On-Demand 111

Fintech News

MAY 7, 2024

The launch of Atelio by FIS comes at a time when the demand for embedded finance is rapidly increasing. Research from S&P Global Intelligence indicates that banks engaging in embedded finance typically see higher deposit growth compared to their peers.

Embedded Finance 109

Embedded Finance Finance FinTech Fraud Prevention 109

Fintech Review

APRIL 19, 2025

These newer platforms blend data, automation, and embedded finance in ways that simplify user experience. Embedded Finance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0 lies embedded finance. Think of embedded finance as the invisible engine behind user experience.

Finance 94

Finance FinTech Embedded Finance Payment APIs and Integration 94

The Payments Association

JUNE 16, 2025

Survey reveals global firms lose nearly $100 million annually to financial process inefficiencies, driving investment in AI, cybersecurity, and embedded finance. Leverage financial technology : Prioritise investments in AI, machine learning, data analytics, and embedded finance. And that, indeed, is not new.

Embedded Finance 88

Embedded Finance AI Cybersecurity Addressing 88

The Payments Association

JUNE 3, 2025

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. The growing prevalence of digital wallets, embedded finance, and increasingly complex payment ecosystems means tokenisation is no longer a tactical upgrade but a strategic imperative.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Fintech Times

OCTOBER 25, 2024

European banks and financial services players have fallen significantly behind those in the US in the embedded finance race, according to new research by payment consultancies PSE Consulting and The Strawhecker Group (TSG). The payment consultancies found a significant gap in the use of embedded finance in the US compared to Europe.

Embedded Finance 69

Embedded Finance Finance Consulting On-Demand 69

Fintech Finance

NOVEMBER 14, 2024

The survey reveals that 81% of merchants anticipate a surge in digital wallet usage, while 69% expect Open Banking and instant bank transfers to gain popularity as consumer demand for convenient, secure payment options continues to grow.

Payment APIs and Integration 98

Payment APIs and Integration Regulatory Compliance Fraud Prevention Cross-Border Payments 98

Fintech Finance

APRIL 10, 2025

Embedded finance specialist Weavr expands its capabilities by integrating B4B Payments , the globally recognised provider of card issuing and integrated payment services, into its embeddable financial solutions platform.

Embedded Finance 52

Embedded Finance IBAN Multi-Currency Payments 52

PYMNTS

NOVEMBER 17, 2020

Nav , which works in financing for small- to medium-sized businesses (SMBs), has rolled out a new version of its embedded finance solution, according to a press release. Embedded finance, the release noted, refers to the integration of financial service technologies with other provider solutions.

Embedded Finance 66

Embedded Finance Finance Credit Cards Small Business 66

Fintech News

JULY 1, 2025

The companies aim to help financial institutions modernise legacy systems and adopt models such as embedded finance and Banking-as-a-Service. The collaboration aims to deliver digital banking services across Asia Pacific and the Middle East, with a revenue target of US$100 million over the next three years.

APACS 81

APACS Financial Inclusion Embedded Finance On-Demand 81

The Fintech Times

DECEMBER 7, 2024

Helping Polish entrepreneurs and small business owners have immediate access to flexible, revenue-based financing to grow the country’s e-commerce market, YouLend , the embedded finance platform, has partnered with Polish payments service operator, Tpay.

Embedded Finance 59

Embedded Finance On-Demand Finance Small Business 59

The Fintech Times

JULY 9, 2025

Worldpay has expanded its embedded finance offering to Canada and the UK, while enhancing its presence in Australia, in response to increasing demand for embedded financial services from small and medium-sized businesses (SMBs).

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The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

The Payments Association

MARCH 19, 2025

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies. Deliver, or fail fast, fix, and move on!

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

The Payments Association

MAY 3, 2025

Participants tackled five central themes: underleveraged innovation, the operationalisation of AI, regulatory challenges, the evolution of embedded finance, and strategic risk planning for 2025 and beyond. Four or five years ago, digital assets were mostly about speculation, she noted. Off-the-shelf datasets lack the necessary nuance.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Fintech Finance

FEBRUARY 6, 2025

With the embedded finance market for SMBs forecasted to reach $124 billion by the end of 2025 , the race is on to meet the surging demand for flexible, efficient, and customizable tools designed to drive growth and streamline financial operations. By adhering to OAuth 2.0

Payment APIs and Integration 94

Payment APIs and Integration Embedded Finance B2B Use Case 94

The Fintech Times

MARCH 10, 2025

” This partnership aligns with the financial sectors regulatory shifts and increasing demand for open banking frameworks, supporting regulatory bodies, commercial banks, as well as fintechs in adopting open banking and embedded finance solutions.

Compliance 69

Compliance Regulatory Compliance FinTech Payment APIs and Integration 69

Finextra

JULY 1, 2025

The partnerships driving embedded finance are complex and expanding. A Market Racing Ahead of Its Controls The embedded finance industry in the UK is projected to reach $7.76 A Market Racing Ahead of Its Controls The embedded finance industry in the UK is projected to reach $7.76 billion by 2029.

Embedded Finance 52

Embedded Finance Finance Payment APIs and Integration API 52

Fintech Finance

JUNE 3, 2024

OpenPayd , the leading infrastructure provider for embedded finance, today announced over 100% growth for a second consecutive year as it reached profitability and generated over €40 million ARR. OpenPayd is the infrastructure provider of choice for more than 400 early adopters of embedded finance globally.

Embedded Finance 52

Embedded Finance Finance IBAN Real Time Payments 52

Fintech Review

MAY 10, 2025

In this Marqeta review , we explore how the company operates, the problems it solves, its role in embedded finance , and the challenges ahead. At the time, legacy card systems were slow, rigid, opaque, and deeply unsuited to app-based, on-demand businesses. The Marqeta Platform: Products and Capabilities 1.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

Fintech Finance

MARCH 10, 2025

” This partnership aligns with the financial sector’s regulatory shifts and increasing demand for Open Banking frameworks, supporting regulatory bodies, commercial banks, and fintechs in adopting Open Banking and embedded finance solutions.

Regulatory Compliance 69

Regulatory Compliance FinTech Payment APIs and Integration Compliance 69

Fintech Finance

OCTOBER 28, 2024

aIn parallel, the demand for embedded finance from small-and-medium-sized businesses (SMBs) — a sector typically underserved by traditional financial institutions — has broadened well beyond payments.1 Adyen and BCG’s report provides a strategic playbook for SaaS platforms looking to succeed in the embedded finance space.

Embedded Payments 98

Embedded Payments Embedded Finance Research Finance 98

Tearsheet

FEBRUARY 20, 2025

In November 2024, JPM rebranded Onyx, its blockchain-based asset tokenization platform, to Kinexys, and also renamed its JPM Coin to Kinexys Digital Payments to meet the increasing demand for asset tokenization among major financial institutions. BTS: Refining the experience from the inside out Tracking J.P.

Payment APIs and Integration 64

Payment APIs and Integration FinTech Embedded Finance Treasury 64

Finovate

JANUARY 15, 2025

The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum.

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. In reality, embedded finance could mean there’s an ample opportunity for financial institutions that are ready to leverage it. However, this is far from the extent of embedded financing’s future.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. In reality, embedded finance could mean there’s an ample opportunity for financial institutions that are ready to leverage it. However, this is far from the extent of embedded financing’s future.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector. appeared first on Fintech Singapore.

Payment APIs and Integration 107

Payment APIs and Integration Finance Cross-Border API 107

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. In reality, embedded finance could mean there’s an ample opportunity for financial institutions that are ready to leverage it. However, this is far from the extent of embedded financing’s future.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

The Payments Association

MARCH 19, 2025

We are seeing strong adoption and demands for wallets like PayPal, Alipay, and WeChat Pay as they have evolved from basic payment tools to comprehensive financial ecosystems. Some people might find this unexpected, but as digital wallets become more common, it makes sense for companies involved in payments to embrace them.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

The Fintech Times

APRIL 23, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Governance 59

Fintech Finance

MARCH 19, 2025

We want to empower businesses to succeed by providing a seamless, fully integrated experience – a single-destination, AI-enabled business ecosystem that includes point of sale, payments, embedded finance, banking, and the whole suite of connected services.

Point-of-Sale (POS) 83

Point-of-Sale (POS) Online and Mobile Banking Embedded Finance Push-to-Card 83