This site uses cookies to improve your experience. To help us insure we adhere to various privacy regulations, please select your country/region of residence. If you do not select a country, we will assume you are from the United States. Select your Cookie Settings or view our Privacy Policy and Terms of Use.
Cookie Settings
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Used for the proper function of the website
Used for monitoring website traffic and interactions
Cookie Settings
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Strictly Necessary: Used for the proper function of the website
Performance/Analytics: Used for monitoring website traffic and interactions
Not because it’s free, but because the payments were seamlessly integrated into the apps you’re using. This is embeddedfinance at work, and it’s quietly transforming the way we interact with money – without most of us even realising it. Wait, What’s EmbeddedFinance? Why Is EmbeddedFinance Such A Big Deal?
Payment trends in Asia are changing how businesses and people transact from the digital-first economies of China and Singapore to the quickly changing markets of Indonesia and Vietnam. The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatory compliance.
Embeddedfinance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embeddingpayment processing, lending, insurance, and investment services directly into their platforms.
A new partnership has been announced between Swedish embeddedfinance provider Intergiro and SEON , the digital fraud prevention and compliance firm, to improve security in the former’s embeddedfinance ecosystem and combat growing cyber threats.
VoPay , a leading provider of embeddedpayment solutions, is revolutionizing how engineers and product teams integrate financial technology with the launch of its API GPT Assistant. Key Features of the API GPT Assistant: Instant AI-generated API code tailored to their unique integration needs.
Global fintech platform Jeeves has introduced a new embeddedfinance solution designed to help Brazils corporate travel sector tackle fraud, manage expenses more effectively as well as streamline payment operations.
Kotapay , a division of First International Bank & Trust (FIBT), today announced Raisin , the global savings and investment platform, as the first financial technology company to integrate with its new bank-direct banking as a service (BaaS) platform, known as Kavinu.
As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry. “Money services firms operate in complex, fast-moving environments.
Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more.
Embeddedfinance is transforming industries by incorporating financial services directly into non-financial platforms. This integration allows businesses to offer banking-like services, enhancing customer experience and simplifying transactions. What is EmbeddedFinance? Fintech innovations drive this trend.
Airwallex , the global payments and financial platform, is partnering with online car-changing marketplace Carwow to enable the firm to process payments for enterprise dealer groups who purchase cars from thousands of private sellers through its daily online auctions every week.
one of Europe’s leading financial services providers, reveals digital wallets and Open Banking as pivotal forces set to transform the payments landscape in 2025. The findings reflect an industry-wide shift toward faster, more adaptable payment methods that meet consumer expectations in an increasingly digital economy.
These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. These newer platforms blend data, automation, and embeddedfinance in ways that simplify user experience. EmbeddedFinance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0 lies embeddedfinance.
Financial products have become an integral part of strategy for retail brands, and for good reason: embeddedfinance allows brands to go from being behind the counter to connecting more deeply with how consumers spend, store, and save their money.
However, the banks payments arm might be its next big engine of expansion. Its payments unit, processing nearly $10 trillion daily, chipped in $4.7 Morgan Payments I asked Max Neukirchen, global co-head of J.P. Morgan Payments I asked Max Neukirchen, global co-head of J.P. Morgan Payments.
Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking.
Monite , the API-first embedded workflows pioneer, introduces its lightning-fast iFrame solution. The accelerated integration empowers SMB providers like vertical SaaS, neobanks and payment platforms to make agile, data-driven decisions, setting a new standard for speed and efficiency in the industry.
Fintech Galaxy , a regional leader in Open Banking and financial innovation, and ProgressSoft , a global provider of real-time payment solutions, have partnered to fast-track Open Banking adoption and regulatory compliance across MENA.
Fintech Galaxy , the open banking infrastructure provider founded in the UAE, is partnering with ProgressSoft , a real-time payment solution provider, to accelerate open banking adoption and regulatory compliance across the Middle East and North Africa (MENA).
Embeddedpayments are becoming a staple in the B2C world, and more businesses are also jumping on board, aiming to streamline and automate processes from payroll (automated invoicing) to procurement (trade credit). However, B2B transactions in embeddedpayments are more challenging and don’t flow as easily as B2C ones.
Marqeta is not just another payments company. By offering flexible, developer-friendly infrastructure, Marqeta empowers companies to launch, control, and manage customisable payment cards at scale. Marqeta set out to solve these problems by building a flexible API platform for issuing physical and virtual cards on demand.
Embeddedfinance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embeddingpayment processing, lending, insurance, and investment services directly into their platforms.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
The acquisition brings together two major players in API-based financial innovation, aligning with Fabrick’s broader mission to enable embeddedfinance across the region. Fabrick , Italian company operating in the Open Finance industry, has completed the acquisition from SCHUFA Holding AG. billion by 2029.
Cross River Bank (“Cross River”), a technology infrastructure provider that offers embeddedfinance solutions, announced the launch of Request for Payment (RfP), a transformative addition to its growing suite of instant payment capabilities. RfP is a smarter, more flexible way to receive incoming funds.
In the rapidly evolving world of digital commerce, payment infrastructure is more critical than ever. While companies like Stripe and Adyen often dominate the conversation, Checkout.com has steadily built one of the most powerful and sophisticated payment platforms globally. Checkout.coms commitment to performance is evident.
In their place stands a more sophisticated and scalable payment conduit: the digital wallet. The Frictionless Imperative: Experience as a Differentiator In a post-pandemic digital-first landscape, frictionless UX is now non-negotiable. Speed Converts: Digital wallets eliminate physical and cognitive friction.
PayDo , a leading Electronic Money Institution (EMI), is on the way to improving digital finance. It will launch an embeddedfinance feature for SEPA, SEPA Instant, FPS and SWIFT transactions. PayDo’s shift to embeddedfinance is a game-changer for businesses and individual clients.
These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. These newer platforms blend data, automation, and embeddedfinance in ways that simplify user experience. EmbeddedFinance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0 lies embeddedfinance.
The new offering enables Israeli and global Airwallex customers to open accounts, facilitating seamless transactions in ILS via the Israeli payment network. With the introduction of ILS Global Accounts, businesses can now benefit from local collection capabilities, real-time settlement for faster payments, and streamlined treasury management.
From fresh AI applications to the new uses for embeddedfinance, fintech is experiencing a renewed momentum. Embeddedfinance matures Why it matters: Embeddedfinance has been trending upward in fintech over the past few years, and for good reason.
Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embeddedfinance solutions for the world’s innovators, today announced that it has become the issuer processor for Spendesk Financial Services (SFS) in Europe, the payment institution powering and fully owned by Spendesk.
Across two packed days, we delved into discussions ranging from open banking advancements to the potential of embeddedfinance, with an underlying theme of transforming the financial sector in ways that align with the Kingdom’s Vision 2030. Standardising APIs and data-sharing practices was also flagged as crucial for further progress.
Digital wallets, open banking and instant bank transfers are set to become the main forces transforming the payments landscape in the coming year, according to new research by payabl , the European financial service provider. As Europe’s SEPA Instant payment deadline approaches on 9 January 2025, industry readiness remains uncertain.
Flix Flix enables financial platforms to offer seamless cross-border payments via WhatsApp, combining embeddedfinance with a fast, familiar, and conversational user experience. QuickFi QuickFi is the first and only embeddedfinance platform in the market for secured commercial equipment lending.
Natech Banking Solutions has raised over $33million in Series B funding to support its expansion in embeddedfinance and AI-driven banking solutions. INSHUR, a global insurance provider for the on-demand economy, has partnered with Diesta to automate payment operations and support international growth.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
FISPAN helps businesses integrate banking services directly into their enterprise resource planning (ERP) systems and accounting software. This empowers banks to offer integrated client experiences via financial and banking capabilities that are embedded directly into their existing ERP systems.
In a recent study conducted by Forrester on behalf of Fabrick titled, “Embrace EmbeddedFinance for Seamless Payment Success: A Spotlight on Europe,” valuable insights were obtained regarding the state of EmbeddedFinance across Europe.
Digital payments are transforming global financial systems, reshaping how individuals and businesses transact. In the fintech space, digital payments represent a major driver of innovation. The Rise of EmbeddedFinanceEmbeddedfinance is revolutionising the way businesses interact with financial services.
Neem , a leading embeddedfinance platform in Pakistan, has entered a multifaceted partnership with Mastercard , a global technology company in the payments industry. The partnership marks Mastercard’s first view into the embeddedfinance space in Pakistan.
This week’s edition of Finovate Global features the latest fintech news from Germany, where investors are backing innovations in embeddedfinance, payments companies are taking advantage of open banking, and the green shoots of crypto spring are growing ever more apparent.
A global leader in digital payments, Visa and Taulia / SAP partner to make embeddedfinance accessible to businesses worldwide. Visa and Taulia’s partnership will simplify payments across the business ecosystem by enabling virtual payment credentials to work natively across SAP business applications.
In total, investors placed nearly $600 million for firms in the B2B payments, T&E, financial management and other B2B spaces. But it was an embeddedfinance FinTech that took home more than half of the funding announced. Its micro-financing portal targets SMBs that cannot access capital via traditional means.
We organize all of the trending information in your field so you don't have to. Join 5,000+ users and stay up to date on the latest articles your peers are reading.
You know about us, now we want to get to know you!
Let's personalize your content
Let's get even more personalized
We recognize your account from another site in our network, please click 'Send Email' below to continue with verifying your account and setting a password.
Let's personalize your content