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Embedded Finance Payment APIs and Integration Transactions 
Fintech News
DECEMBER 4, 2024
Not because it’s free, but because the payments were seamlessly integrated into the apps you’re using. This is embedded finance at work, and it’s quietly transforming the way we interact with money – without most of us even realising it. Wait, What’s Embedded Finance? Why Is Embedded Finance Such A Big Deal?
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Fintech News
JANUARY 26, 2025
Payment trends in Asia are changing how businesses and people transact from the digital-first economies of China and Singapore to the quickly changing markets of Indonesia and Vietnam. The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatory compliance.
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The Fintech Times
MARCH 12, 2025
A new partnership has been announced between Swedish embedded finance provider Intergiro and SEON , the digital fraud prevention and compliance firm, to improve security in the former’s embedded finance ecosystem and combat growing cyber threats.
Fintech Finance
MARCH 4, 2025
VoPay , a leading provider of embedded payment solutions, is revolutionizing how engineers and product teams integrate financial technology with the launch of its API GPT Assistant. Key Features of the API GPT Assistant: Instant AI-generated API code tailored to their unique integration needs.
Finextra
JULY 1, 2025
From retail apps offering one-click loans to HR platforms integrating earned wage access, the experience is fast, seamless, and invisible. The partnerships driving embedded finance are complex and expanding. A Market Racing Ahead of Its Controls The embedded finance industry in the UK is projected to reach $7.76
The Payments Association
JUNE 3, 2025
Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments.
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The Fintech Times
MAY 10, 2025
Global fintech platform Jeeves has introduced a new embedded finance solution designed to help Brazils corporate travel sector tackle fraud, manage expenses more effectively as well as streamline payment operations.
The Payments Association
MARCH 19, 2025
Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. Integration headaches: Open Banking, APIs, and AI-driven automation often require costly, unreliable workarounds. But as the financial landscape evolves, that mindset is in danger of proving very costly.
Fintech News
JULY 14, 2025
After acing that deadline, the bank expanded to serve fintechs and other banks across the region, enabling instant digital issuing, winning industry recognition for fintech innovation, and announcing plans to build a mobile wallet marketplace by leveraging its new payments infrastructure. That makes uptime a business imperative.
Fintech News
JANUARY 21, 2025
Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more.
Tearsheet
FEBRUARY 20, 2025
However, the banks payments arm might be its next big engine of expansion. Its payments unit, processing nearly $10 trillion daily, chipped in $4.7 Morgan Payments I asked Max Neukirchen, global co-head of J.P. Morgan Payments I asked Max Neukirchen, global co-head of J.P. Morgan Payments.
Fintech Finance
JUNE 11, 2025
Kotapay , a division of First International Bank & Trust (FIBT), today announced Raisin , the global savings and investment platform, as the first financial technology company to integrate with its new bank-direct banking as a service (BaaS) platform, known as Kavinu.
Fintech Review
APRIL 19, 2025
These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. These ecosystems focus on the entire customer journey rather than a specific transaction or process. These newer platforms blend data, automation, and embedded finance in ways that simplify user experience.
94 
Finextra
JUNE 23, 2025
policymakers have sketched out the first federal framework for payment stablecoins. It classifies payment stablecoin issuers as regulated financial institutions, pulling them firmly under anti-money laundering and consumer protection rules. The GENIUS Act changes that virtually overnight. By passing this law, U.S.
M2P Fintech
APRIL 17, 2025
APIs have played a central role in the digital evolution of banking. Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection.
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The Payments Association
MAY 3, 2025
The payments outlook 2025: Strategic priorities from industry leaders May 2 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? The strategic priorities for the payments industry in 2025, as discussed by senior payments leaders who attended a Payments Labs roundtable.
Fintech Finance
MARCH 10, 2025
Fintech Galaxy , a regional leader in Open Banking and financial innovation, and ProgressSoft , a global provider of real-time payment solutions, have partnered to fast-track Open Banking adoption and regulatory compliance across MENA. Together, we are building a more seamless, secure, and interconnected financial ecosystem.”
The Fintech Times
JULY 9, 2025
Worldpay has expanded its embedded finance offering to Canada and the UK, while enhancing its presence in Australia, in response to increasing demand for embedded financial services from small and medium-sized businesses (SMBs).
The Fintech Times
MARCH 10, 2025
Fintech Galaxy , the open banking infrastructure provider founded in the UAE, is partnering with ProgressSoft , a real-time payment solution provider, to accelerate open banking adoption and regulatory compliance across the Middle East and North Africa (MENA).
69 
Fintech Review
MAY 4, 2025
Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking.
Fintech Review
MAY 6, 2025
In the rapidly evolving world of digital commerce, payment infrastructure is more critical than ever. While companies like Stripe and Adyen often dominate the conversation, Checkout.com has steadily built one of the most powerful and sophisticated payment platforms globally. Checkout.coms commitment to performance is evident.
The Payments Association
MARCH 18, 2025
From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important? What’s next?
88 
Fintech Review
MAY 10, 2025
Marqeta is not just another payments company. By offering flexible, developer-friendly infrastructure, Marqeta empowers companies to launch, control, and manage customisable payment cards at scale. Marqeta set out to solve these problems by building a flexible API platform for issuing physical and virtual cards on demand.
Finextra
JUNE 13, 2025
In 2025, banking apps will deliver smarter, more secure, and integrated experiences. These advancements ensure secure transactions, building user trust. Embedded Finance Integration Why Is Embedded Finance Booming? API-driven integrations, with 70% of retailers adopting them, per PwC.
Finextra
JUNE 24, 2025
EuroPA is an alliance of national digital payment champions – 𝗕𝗮𝗻𝗰𝗼𝗺𝗮𝘁(Italy), 𝗕𝗶𝘇𝘂𝗺 (Spain), 𝗠𝗕 𝗪𝗔𝗬 (Portugal), 𝗕𝗹𝗶𝗸 (Poland), 𝗜𝗥𝗜𝗦 (Greece), and 𝗩𝗶𝗽𝗽𝘀 𝗠𝗼𝗯𝗶𝗹𝗲𝗣𝗮𝘆 (Nordics). Wero enables instant, account-to-account (A2A) payments without relying on traditional card networks.
59 
The Fintech Times
APRIL 14, 2025
Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.
Finextra
JUNE 11, 2025
In their place stands a more sophisticated and scalable payment conduit: the digital wallet. From biometric-enabled tap-and-go to invisible in-app payments, checkout time is collapsing—and conversion rates are rising. These mechanisms make wallets more secure than traditional card rails.
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Finextra
JUNE 30, 2025
From riverside camps in the Northeast to homestays nestled in the Himalayas, the rise of UPI and other digital payment systems has opened new doors for travelers and small tourism operators alike. The Unified Payments Interface (UPI), launched by the National Payments Corporation of India in 2016, has changed that story dramatically.
Fintech Finance
JULY 8, 2025
The Okoora DashDevs partnership brings together a powerful embedded FX infrastructure that will help fintechs make cross-border payments easier. This partnership combines Okoora’s strong currency management skills with DashDevs’ fintech development knowledge to make international transactions easier.
Tearsheet
JANUARY 9, 2025
Embedded payments are becoming a staple in the B2C world, and more businesses are also jumping on board, aiming to streamline and automate processes from payroll (automated invoicing) to procurement (trade credit). However, B2B transactions in embedded payments are more challenging and don’t flow as easily as B2C ones.
Fintech News
APRIL 24, 2025
From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion insurtech Matrixport 1.05
138 
Finextra
JUNE 13, 2025
What if loyalty can be tied to the payment? Every transaction is a moment to reinforce brand trust or lose it. Closed-loop payments make that possible. There are multiple reasons why a closed-loop payment solution is a powerful tool to drive loyalty. That’s how closed-loop transactions create value.
Fintech Finance
JUNE 9, 2025
Cross River Bank (“Cross River”), a technology infrastructure provider that offers embedded finance solutions, announced the launch of Request for Payment (RfP), a transformative addition to its growing suite of instant payment capabilities. RfP is a smarter, more flexible way to receive incoming funds.
52 
The Fintech Times
JULY 14, 2025
In a country with over 130 ethnicities, it’d be fair to imagine there is a big variety in preferred payment methods. However, in Kazakhstan, a country full of intrigue and contrast, you’d be wrong, as one QR payment method is the banker for the vast majority of the population. Embedded finance can change this.
Fintech Finance
JUNE 17, 2025
The acquisition brings together two major players in API-based financial innovation, aligning with Fabrick’s broader mission to enable embedded finance across the region. Fabrick , Italian company operating in the Open Finance industry, has completed the acquisition from SCHUFA Holding AG. billion by 2029.
Fintech Finance
APRIL 7, 2025
The new offering enables Israeli and global Airwallex customers to open accounts, facilitating seamless transactions in ILS via the Israeli payment network. Customers can access the service through Airwallexs Business Account, Core API, or Embedded Finance solutions, ensuring integration with existing financial workflows.
Finovate
JANUARY 15, 2025
From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum. Embedded finance matures Why it matters: Embedded finance has been trending upward in fintech over the past few years, and for good reason.
Fintech Review
APRIL 19, 2025
These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. These ecosystems focus on the entire customer journey rather than a specific transaction or process. These newer platforms blend data, automation, and embedded finance in ways that simplify user experience.
52 
Finextra
JULY 8, 2025
Home Announcements Payments Okoora and DashDevs partner on embedded FX infrastructure for fintechs External This content is provided by an external author without editing by Finextra. DashDevs will integrate Okoora’s FX360 modules directly into the fintech platforms it designs and builds for clients.
The Fintech Times
JULY 1, 2025
Natech Banking Solutions has raised over $33million in Series B funding to support its expansion in embedded finance and AI-driven banking solutions. INSHUR, a global insurance provider for the on-demand economy, has partnered with Diesta to automate payment operations and support international growth.
59 
The Paypers
JUNE 17, 2025
In addition, the process of integrating Zūm Rails APIs into Western Union’s network is set to enable the company to drive real-time movement of funds for Western Union customers using Interac eTransfer. Free Headlines in your E-mail Every day we send out a free e-mail with the most important headlines of the last 24 hours.
46 
Finextra
JULY 21, 2025
Open banking mandates, real-time payment requirements, and evolving data privacy regulations require architectures built for adaptability, not just stability. Evolving Customer Expectations Digital-first customers expect instant account opening, real-time payment processing, and personalized financial insights.
Finextra
JUNE 2, 2025
In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data.
52 
The Paypers
JUNE 12, 2025
The move allows institutions using Qualy to manage incoming and outgoing international transactions directly within the software, including payments from students and remittances to education agents. A central feature of the integration is automated reconciliation.
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