article thumbnail

Acquirers and PSPs and the 2025 consumer: Designing for diverse payment preferences

The Payments Association

These users are the first wave of digital-first payment behaviour, but they are still a minority. Future-focused product design should account for: Tokenisation and embedded payments Wallet integration for high-frequency retail use cases Cross-device authentication (e.g. Enhance fraud prevention beyond check-box compliance.

article thumbnail

Payments trends report 2024

The Payments Association

Businesses increasingly leveraged BNPL services to improve cash flow flexibility, while AI played a crucial role in enhancing fraud prevention and transactional security. It also points to generative AI as a future driver for fraud prevention and authentication, enhancing security measures in 2025.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Need to Know | Embedded Finance Unlocks Value for Underserved Small Business Sectors

Stax

The rapid evolution of embedded payments is reshaping industries and unlocking new opportunities, particularly for small business sectors that have often been overlooked. Embedded payments, according to Gray, enable nonprofit organizations to not only streamline processes but also generate additional revenue streams to offset costs.

article thumbnail

The battle for merchant deposits: How the fintech sector is challenging banks’ core business

The Payments Association

Also, there’s been a dramatic increase in stakeholder categories of how merchants can be supplied with payment services.” According to McMurtrie, the rise of embedded payments and payment orchestration platforms are key indicators of the diverse range of organisational categories involved in merchant services in the current landscape.

article thumbnail

The Ultimate Guide to Ecommerce Payment Solutions

Stax

Future Trends in Ecommerce Payments Whether you own an eCommerce business or youre considering launching one, staying ahead of the curve helps your business stay on top of the competitionand stay there. As online transactions increase, so does the risk of fraud. They also allow merchants to include flexible payment options like BNPL.

article thumbnail

NetSuite Payments: Your Guide to Processing Credit Cards

EBizCharge

NetSuite automates key aspects of the payment process, including authorization, capture, and settlement, reducing manual effort and minimizing errors. Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS).

article thumbnail

Worldpay Acquires Ravelin to Help Merchants Battle Fraud

Finovate

Worldpay plans to acquire AI-driven fraud detection company Ravelin. The acquisition will help Worldpay enhance its e-commerce offerings by adding fraud prevention technology and improve business clients’ authorization rates.