The Payments Association

MAY 3, 2025

The panel took a measured stance on embedded finance: a concept rich in promise but, in practice, still uneven in its impact. Dimitrova made a clear distinction: embedded payments are currently the only area demonstrating tangible value, particularly in terms of streamlining customer experience and improving transaction efficiency.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Stax

MAY 23, 2025

If youre a software provider looking to boost revenue, streamline operations, and deliver more value to your users, ISV integrated payments can be a game-changer. Embedding payments directly into your platform can unlock tremendous benefits both for you and your users. The best part? Learn more.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

The Paypers

JUNE 26, 2025

Following this announcement, the embedded payment solution is expected to enable finance teams to securely and efficiently approve and execute payments, all within one unified accounts payable platform.

Payments 56

Payments Embedded Payments Audit Multi-Currency 56

The Payments Association

MARCH 18, 2025

Open finance is no longer a compliance exerciseit is redefining the way financial products are built, distributed, and embedded into daily life. Embedded payments, dynamic credit offers at the point of sale, and hyper-personalised customer experiences are emerging as critical differentiators.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech Review

MAY 16, 2025

In 2025, key topics include open finance, embedded payments, regtech, AI in underwriting, blockchain use cases, and the rise of sustainable finance. Check Upcoming Fintech Conferences What Gets Discussed on Stage The agenda of a fintech conference reflects the industrys priorities.

Innovation 52

Innovation FinTech Cross-Border Regulations 52

The Fintech Times

FEBRUARY 20, 2025

Expanding the Fabrick offering Fabrick is a licensed Account Information Service Provider (AISP) and Payment Initiation Service Provider (PISP), all while serving as a European embedded payment solutions provider. The choice of Token.io ” Token.io: Helping the industry capitalise Todd Clyde, CEO of Token.io

User Authentication 59

User Authentication B2C Embedded Payments Processing Costs 59

Payments Dive

JULY 18, 2025

"That is essentially the infrastructure for a business that is operating in a niche vertical to embed payments and embed finance," he said.

Payments 151

Payments Stablecoins Privacy Settlement 151

Payments Dive

JULY 17, 2025

Mastercard already allows for some purchases using stablecoins, but it’s also aiming to expand those use cases, partly by partnering with other companies operating in that arena. They argued that delving into the stablecoin world will increase Mastercard’s revenue more than it will undercut it.

Stablecoins 78

Stablecoins Visa FedNow Cross-Border 78

Fintech Finance

MAY 2, 2025

Dream Payments has announced the launch of Interac e-Transfer payouts across its embedded payments platform, DreamPay — enabling real-time disbursements for participating banks, insurers, enterprises, and SaaS platforms across Canada.

Payment APIs and Integration 86

Payment APIs and Integration Payee Payments Embedded Payments 86

Fintech Review

MAY 4, 2025

Best for : Companies needing maximum flexibility and direct access to the US banking system. Cross River Provides embedded payments, banking, and lending infrastructure for fintechs, with a strong compliance focus. Best for : Fintechs requiring robust regulatory alignment in the US.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Payments Dive

JULY 21, 2025

Most Popular Fintechs blast JPMorgan over data fees Mastercard, Visa play down stablecoin threat Gambling on cards, wallets spurs debate Trump imposes new remittance tax Library resources Survey Report 2025 state of stablecoins: Adoption drivers and use cases Custom content for Fireblocks Playbook How co-branded credit cards foster customer loyalty (..)

Real Time Payments 109

Real Time Payments FedNow RTP Payments 109

Payments Dive

JULY 21, 2025

Most Popular Fintechs blast JPMorgan over data fees Mastercard, Visa play down stablecoin threat Gambling on cards, wallets spurs debate Trump imposes new remittance tax Library resources Survey Report 2025 state of stablecoins: Adoption drivers and use cases Custom content for Fireblocks Playbook How co-branded credit cards foster customer loyalty (..)

Stablecoins 179

Stablecoins FedNow SWIFT ACH 179

Payments Dive

JULY 14, 2025

Additionally,the technology and its use cases are rapidly evolving, “so we should not lock in definitions that will prove obsolete soon,” he said. “It depends on what the token represents, whether there is an issuer, whether the transaction is one in which capital is being raised, and so forth.” You can unsubscribe at anytime.

Privacy 117

Privacy Stablecoins Regulations Treasury 117

Payments Dive

JULY 21, 2025

Most Popular Fintechs blast JPMorgan over data fees Mastercard, Visa play down stablecoin threat Gambling on cards, wallets spurs debate Trump imposes new remittance tax Library resources Survey Report 2025 state of stablecoins: Adoption drivers and use cases Custom content for Fireblocks Playbook How co-branded credit cards foster customer loyalty (..)

Consumer 78

Consumer Stablecoins Laws Privacy 78

Fintech Finance

SEPTEMBER 30, 2024

The companies launched an embedded payments management platform to help Jack Henry’s financial institution clients capitalize on Payments-as-a-Service (PaaS) market opportunities. MVB Bank, Dart Bank, and BayFirst National Bank are using the platform today. a subsidiary of MVB Edge Ventures, Inc.

Embedded Payments 96

Embedded Payments Payment APIs and Integration Instant Payments Non-Bank 96

The Payments Association

DECEMBER 13, 2024

Pull Payments: Initiated by the recipient with the payers prior authorisation, commonly used for recurring payments like subscriptions or bills. Variable Recurring Payments (VRPs) are an emerging form of pull payments within A2A systems.

Transactions 88

Transactions Payment APIs and Integration Push-to-Card Payer 88

PYMNTS

OCTOBER 17, 2017

In fact, WePay’s use of the PayFac model to eliminate friction from merchant onboarding is explained in a series of interviews with the company’s co-founder, Rich Aberman.

Acquirers 87

Acquirers Small Business Payments ISVS 87

PYMNTS

NOVEMBER 6, 2020

For example, Guerra said that younger consumers are “fully digital,” and expect to be able to click through various use cases and to get subscriptions or other offerings in an instant. Demographics are driving at least some changes in consumer expectations. The Devices And The Advanced Tech Involved.

Real Time Payments 109

Real Time Payments P2P Payments Contactless Payments 109

The Fintech Times

MAY 20, 2024

As a global leader in payments, Visa covers a wide range of regions – and sees a wide range of differing approaches and use cases across the world. Colella discussed why she believes this hype is justified and how embedding payments could positively impact the global economy.

Embedded Finance 103

Embedded Finance AI Finance FinTech 103

The Fintech Times

DECEMBER 7, 2023

Once a customer has experienced the ease of an embedded payment, there really is no turning back. Embedded financial services built on the knowledge and security of banks Embedded finance has quickly moved on from a nascent concept to a proven strategy for a number of businesses around the world.

Embedded Finance 111

Embedded Finance Finance Non-Bank On-Demand 111

Finovate

APRIL 2, 2025

Artificial Intelligence This stream will feature a fireside chat on the real use cases for AI in banking and financial services. Theodora Lau of Unconventional Ventures and Arvind Ayyala of Geodesic Investments will discuss how smart players are using AI to solve real pain points for their businesses and their customers. .”

AI 66

AI Addressing Payments FedNow 66

Wharton Fintech

MAY 2, 2024

Davi: If you look at real-time payments in the US, most of the activity is happening on the pay-out side or the account-to-account side of things. It hasnt really gone from that particular use case to the pay-in use case, at least not at scale. So thats the use case that we are focusingon.

Global Payments 130

Global Payments Payments Small Business Use Case 130

PYMNTS

DECEMBER 12, 2019

On the third level, solution providers can help merchants improve the end-customer experience (embedding payments, for example, and making them invisible). That improved customer interaction gains urgency on the cusp of a new decade, said Mielke, as the Internet of Things (IoT) gains traction across a growing number of use cases.

ISVS 59

ISVS Payments Data Payments Embedded Payments 59

The Fintech Times

DECEMBER 19, 2023

The move comes as the digital payment leader recognises the possibilities created by embedding payment capabilities. By expanding Fintech Fast Track to include Visa Direct, fintechs can now launch programmes through their financial institutions to enable transfers to eligible cards, bank accounts, and wallets around the world.

FinTech 59

FinTech Stop Payment Payroll Consulting 59

Exact Payments

NOVEMBER 8, 2023

As a payment facilitator, the ISV has a sole stake in all revenue earned through processing fees. The Shift Toward Embedded Payments To fully grasp the newfound popularity of the PayFac model, it’s helpful to understand the technological advancements that have spurred on this growth. Looking to Become a PayFac?

Facilitators 52

Facilitators ISVS ISOs Payment APIs and Integration 52

Stax

AUGUST 20, 2024

There are several examples of embedded fintech, including: Embedded Payments Many customers would rather not take out a credit card and enter its details every time they’re about to make an online purchase. Embedded payments solve this by saving a payment method for easier digital transactions.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

PYMNTS

DECEMBER 31, 2019

With merchants ready and advertising contactless payment availability, it might not be far-fetched to assume that consumers will start to explore the available use cases surrounding such payments — in retail, mass transit and beyond. Fagan predicted that contactless card adoption will also spur mobile wallet use.

Point-of-Sale (POS) 68

Point-of-Sale (POS) Contactless Payments Embedded Payments BNPL 68

Fintech Finance

DECEMBER 18, 2023

In today’s evolving payments landscape, fintechs of all shapes and sizes are seeking to carve out their unique niche. Fintech builders need ways to differentiate their offerings – and embedding payment capabilities has proven to be a successful strategy for speeding up transactions.

FinTech 52

FinTech Debit Card Stop Payment Payroll 52

Stax

MARCH 21, 2024

As such, SaaS payments are one sector that is estimated to grow significantly in the coming years. Data protection and PCI compliance should be the top priorities of embedded payments providers. Q: What are the most common uses of SaaS? However, such software needs to be implemented with the utmost care.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Payments Gateways 88

Exact Payments

SEPTEMBER 13, 2023

It gives end users the ability to seamlessly make payments from the convenience of the app or software they already know and love. See the below section for some examples and use cases. Cloud-based POS systems Toast is an example of a POS system provider that has perfected the integrated payment approach.

Facilitators 52

Facilitators Payment APIs and Integration Third Party Vendors ISVS 52

PYMNTS

DECEMBER 12, 2017

One of the sharper global trends that is now easily observable, Singh told Webster, is the explosion of the payments and commerce functions now embedded in messaging applications. “They come to the table with the presumption that messaging environments will come preset with payments in them.”.

Payment APIs and Integration 60

Payment APIs and Integration Online and Mobile Banking Payments Credential 60

PYMNTS

SEPTEMBER 27, 2017

And although Garmin users may not have been prompted to buy its new watch for payments, embedding payments as a feature creates a new commerce experience that wearables consumers say they’d like to explore. The same holds true for the new Fitbit Ionic.

Use Case 40

Use Case Consumer Embedded Payments Adjustments 40

The Fintech Times

DECEMBER 27, 2023

“As the AI hype continues, financial institutions will continue to look for new use cases to apply AI. Defining what data is needed, and how it is collected, stored, and used, will be crucial. And employers will play a more active role in helping their employees with their financial wellbeing.

FinTech 64

FinTech AI Non-Bank Innovation 64

Fintech Finance

JANUARY 30, 2024

Integrating Nuvei to Dynamics 365 Business Central is the latest stage in the rollout of the global payments collaboration with Microsoft that was announced last month. Nuvei will continue to explore ways to work collaboratively with Microsoft across geographies and use cases through this partnership.

Near Real-Time 52

Near Real-Time B2B ACH Automation 52

Tearsheet

AUGUST 7, 2024

Morgan’s extensive client relationships with Slope’s AI-driven B2B payment platform. This collaboration aims to provide corporate clients with improved short-term financing options and embedded payment solutions at the point of sale. The partnership brings together J.P. Slope will join the J.P.

AI 59

AI B2B Finance Underwriting 59

PYMNTS

MAY 4, 2017

The industry has started to catch on to this notion of integrated payments in some spaces, largely in the realm of point-of-sale and brick-and-mortar merchants.

ISVS 47

ISVS Payments Risk Management Payment Solutions 47

The Fintech Times

FEBRUARY 27, 2024

Additionally, this can be easily updated in line with new regulations and new customer use cases. “A key element to the proliferation of virtual cards within travel was embedded nature of the payment to the purchasing process. Embedding payments into the procurement workflow is crucial to scale.

Consumer Protection 69

Consumer Protection Payments Trends Stablecoins Consumer 69