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Modern payments, outdated systems: Why growth and uncertainty demand agility

The Payments Association

The growing role of digital assets in payments The way we process payments has changed drastically in the last decade. Instant, contactless, and tokenised payments are now at the forefront of payment processing. These innovations offer businesses and consumers a way to move money faster, cheaper, and more securely.

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Account-to-Account Payments and Instant Payments Set to Spark New Wave of Innovation

Fintech Finance

The Capgemini Research Institute’s World Payments Report 2025 , published today, reveals an industry set to be reimagined with account-to-account and instant payments. Now celebrating its 20th anniversary edition, the report predicts instant payments will account for 22% of all non-cash transaction volumes by 2028 globally.

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Mastercard and Amazon Payment Services to Enable Digital Payment Acceptance Across Middle East and Africa

Fintech Finance

According to the Mastercard Payment Industry Insights Index, 95% of consumers in Middle East and Africa are considering using emerging payment methods, such as wearables, biometrics, digital wallets, QR codes, and contactless payments.

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The Top Payment Methods For Small Businesses

Stax

Well highlight the pros and cons of each payment medium to help you narrow down the right options for your company. TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies.

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India’s Digital Payment Revolution: A Decade of Unprecedented Growth

Fintech News

During the fiscal year (FY) 2023-24, the momentum carried on, with UPI, the country’s real-time payment system, recording a remarkable growth of over 50%, according to the report. These guidelines enable non-bank entities to enter the payment aggregation business and expand their scope to include the import of services.

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An Open Road For Open Banking?

PYMNTS

In banking, collaboration — between the traditional players like banks and the tech savvy FinTechs bringing a slew of new apps to market — is key. Increasingly, open banking will underpin that collaboration. Nearly three years after the introduction of the second Payment Services Directive ( PSD2 ) in the U.K.,

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Credit Card Merchant Services: What to Look for (and What Most Businesses Miss)

Stax

It works by passing the actual interchange fee (set by card networks like Visa and Mastercard) directly to you, plus a small markup from the payment processor. Interchange fees are the base fees charged by card-issuing banks to process a transaction. These vary based on card type, transaction volume, and risk level.