Stax

MARCH 11, 2025

This article will show all you need to know about online credit card processing and how you can select the best payment services provider for your needs. The customer will input the required payment information on the page and then click Pay to authorize the transaction.

Online Payment Processing

EBizCharge

NOVEMBER 27, 2024

They provide a secure platform for processing transactions, ensuring the consumer’s payment information and the merchant’s funds are protected. This account is typically integrated with a payment gateway, which is responsible for the safe transmission of transaction data. How do payment gateways work?

Accounts

Stax

NOVEMBER 21, 2024

TL;DR Credit card payment processing encompasses the series of activities that enable your small business to accept credit card payments from customers and facilitate the transfers of relevant funds from the buyer’s bank account to your business account. It serves as a link between your website and your payment processor.

Credit Cards

Clearly Payments

MARCH 14, 2025

It occurs in a matter of seconds but consists of multiple stages, from authorization to settlement. credit card payments surpassed $10.6 Payment Processor Facilitates communication between acquiring and issuing banks. Payment Gateway Secures transaction data and transmits it to the payment processor.

Credit Cards

Stax

MARCH 5, 2025

To accept online payments, you need a payment processor and payment gateway. The payment processor is a financial institution that handles transactions between the two banks. Think of the gateway as the online equivalent of a card reader or point of sale (POS) system in a brick-and-mortar store.

Credit Card Payment Processing

EBizCharge

FEBRUARY 26, 2025

Understanding credit card processing in NetSuite NetSuite credit card payment processing allows businesses to securely process customer payments by integrating with payment gateways and merchant accounts, enabling seamless transactions for online, in-store, and invoice-based sales.

Credit Cards

CoinRemitter

MARCH 28, 2025

Unlike traditional cryptocurrencies, stablecoins offer price stability while maintaining the benefits of blockchain technology, making them an ideal option to accept payment in crypto. But what is causing the wide adoption of stablecoins among EU companies, and why is our payment gateway for cryptocurrency emerging as the preferred choice?

Stablecoins

Stax

MAY 13, 2025

Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. These services enable you to process credit card payments online, in person, and on the go, and include everything from secure payment gateways to merchant accounts and point of sale (POS) systems.

Credit Cards

Stax

NOVEMBER 14, 2024

These can include terminal fees, early termination fees, setup fees, reprogramming fees, PCI compliance fees, address verification fees, chargeback and retrieval fees, and payment gateway fees. Online Shopping Cart Online shopping carts are powered by payment gateways and are essential for any eCommerce business.

Credit Cards

EBizCharge

JANUARY 21, 2025

CNP transactions: Virtual terminals can process payments without the card physically being present, which is ideal for phone or online orders. Flexibility: Businesses can accept payments from debit and credit cards and ACH/eChecks, accommodating various customer preferences.

Credit Cards

Stax

DECEMBER 9, 2024

Initiating a Credit Card Purchase When a consumer wishes to make a credit card payment, they present their credit card to the merchant. The merchant processes the payment using a card terminal or an online payment gateway.

Credit Cards

Clearly Payments

JUNE 7, 2024

Any modern payment gateway has a robust set of APIs (Application Programming Interfaces), along with clear documentation. These APIs allow mobile apps, websites, software platforms, and other devices to seamlessly call the payment gateway to conduct transactions and retrieve or send data. What is a Payment Gateway API?

Payment Gateways

Fintech Finance

OCTOBER 16, 2024

This collaboration brings together Macro Global’s expertise in cross-border payments technology with Trust Payments’ cutting-edge acquiring solution and the TRU Connect Payment Gateway , delivering a superior customer experience by providing timely and accurate card-based money transfers with robust data security at its core. “We

Cross-Border Payments

EBizCharge

JUNE 6, 2025

In this article, you’ll learn what high-risk merchant accounts for the firearms industry entail, the common challenges GunBroker users face, and why EBizCharge is the most optimal payment gateway for these users. GunBroker merchants must have a reliable payment gateway. What is GunBroker?

Payment Gateways

Segpay

FEBRUARY 24, 2025

There seems to be a lot of misunderstanding about the differences between a Payment Gateway, a Payment Processor and a Payment Service Provider (PSP). In the fast-paced world of e-commerce, web merchants navigate a complex landscape of payment solutions. What is a Payment Gateway?

Payment Gateways

Ikajo

MARCH 26, 2021

Today we will take a look at payment gateways – the key intermediaries in online settlements. What is a payment gateway? A payment gateway is a hardware and software complex that allows merchants to automate the process of accepting payments via the Internet. How to choose a payment gateway?

Payment Gateways

Stax

AUGUST 29, 2024

The payment gateway connection will be responsible for transmitting your customer’s payment information between your own customer-facing platforms and your PSP and other relevant financial institutions. Basically, the difference between payment gateways and PSPs is the extent of tasks they complete.

Payment Service Provider (PSP)

Clearly Payments

FEBRUARY 14, 2024

For instance, the global payment processing market is estimated to reach a monumental $587.78 billion by 2027 , reflecting the indispensable role of these technical maestros in managing transaction authorization and settlement. Furthermore, global payment volume reached a staggering $31.7

Value Added Service

Stax

APRIL 18, 2024

Payment Gateway: A service provider that facilitates communication between the merchant’s POS system and the acquiring bank’s payment processing system. They often provide services such as authorization, clearing, and settlement. Card Network (e.g.,

Credit Cards

Stax

MARCH 21, 2024

However, small businesses must carefully choose the right payment gateway, research the solution’s integration capabilities, and ensure it supports automating billing and invoicing including recurring payments. tokenization, encryption). Businesses should also be aware of the various fees charged by payment gateways.

Payment APIs and Integration

Stax

FEBRUARY 26, 2024

Because the transaction takes place through a payment gateway that utilizes data encryption or tokenization to secure sensitive information during transmission, accepting payments using a virtual terminal from Stax (which is PCI compliant) is secure. How Does a Contactless Virtual Terminal Work?

Credit Cards

Clearly Payments

APRIL 3, 2024

The Definition of Payment Processing Payment processing is the sequence of actions that occur behind the scenes to facilitate the transfer of funds from a customer to a merchant in exchange for goods or services. At its core, it involves the authorization, capture, and settlement of transactions. Visa, Mastercard).

Process

M2P Fintech

DECEMBER 17, 2024

It encompasses various functionalities, including payment setup, transaction management, settlement & payout management, and customer support integration, all aimed at improving operational efficiency. Settlement & Payout Management Settlement and payout management are integral components of an MMS.

Fraud Detection

Stax

SEPTEMBER 17, 2024

Protect Stored Cardholder Data Organizations must protect stored cardholder data and other credit card information using encryption, masking, hashing, or other methods to make the data unreadable to unauthorized individuals. Additionally, sensitive authentication data must never be stored after authorization, even if encrypted.

Credit Cards

Stax

MARCH 6, 2024

Integrate with Payment Gateway: The payment gateway transfers payment information and funds between the customer’s account, bank, and the business’s account. This may come with the billing software platform , or a gateway provider may need to be sought separately.

Best Practices

EBizCharge

JUNE 6, 2024

Select a payment gateway and processor. Selecting a payment gateway for Microsoft Dynamics 365 is a decisive step toward efficient D365 credit card processing. Look to payment gateways that offer services such as encryption and tokenization for an extra layer of security.

Credit Cards

EBizCharge

MAY 15, 2024

Reconciliation: Both parties reconcile their financial records to ensure that the payment matches the invoiced amount. Confirmation and Settlement: Once reconciliation is complete and both parties agree on the transaction details, the payment is considered settled.

B2B

Payment Savvy

JULY 3, 2024

Once the card is swiped, tapped, or details entered, the merchant’s POS system or payment gateway captures the transaction details. The transaction is completed if approved, and the funds are held for settlement. Let’s take a closer look at each stage: Authorization The process begins in person or online.

Debit Card

Stax

APRIL 11, 2024

Key features of a well-built PMS include: Efficient transaction processing: Speed and accuracy are key, and a good PMS should process payments quickly and with a user-friendly interface, keeping your cash flow smooth and customers happy. Helpful integration capabilities: You don’t want a PMS siloed from other technology.

Payments

EBizCharge

MAY 23, 2024

Embedded payments are the seamless integration of payment processing into business software to streamline financial transactions for users without redirecting them to external payment gateways. Embedding payments means directly incorporating payment functions into a digital service or application.

Embedded Payments

EBizCharge

NOVEMBER 21, 2024

A payment effective date refers to the specific date when a transaction is considered complete, and funds are officially transferred or settled between parties. In credit card settlements, the effective date is the day the processed funds are credited to the merchant’s account.

Procedures

PayHawk

APRIL 18, 2023

Dual Message System A payment processing system that sends two separate messages for each transaction, one for authorization and one for clearing and settlement. Encryption The process of encoding sensitive data to prevent unauthorized access. Echeck An electronic version of a paper check, used for online payments.

Process

Clearly Payments

DECEMBER 5, 2023

Key functions of a payment processor include: Transaction Authorization: Payment processors verify the legitimacy of transactions by checking the availability of funds in the payer’s account or ensuring the credit line is sufficient.

Processors

CoinRemitter

MAY 9, 2025

To make this easy and safe, they need the best cryptocurrency payment gateway. A good gateway supports many digital coins and also offers a Bitcoin payment gateway for Bitcoin users. With simple crypto payment integration, businesses can give customers more ways to pay. What Is A Crypto Payment Processor?

Payment Gateways

CoinRemitter

MAY 5, 2025

Many online businesses now accept payment in crypto. As more people use crypto, businesses need easy and secure ways to accept these payments, which is provided by a reliable cryptocurrency payment gateway. Choosing the right gateway is not just about accepting Bitcoin or Ethereum. Factors to Consider 1.

Payment Gateways