The Payments Association

JUNE 16, 2025

Offline settlements with a digital pound: Lessons from the BoE’s report 16 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? A Bank of England experiment proving that offline payments with a digital pound are technically feasible, but complex. Why is it important? What’s next?

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

PYMNTS

OCTOBER 16, 2017

From an acronym known mostly by programmers in the early 2000s to something thousands of innovators have embraced to ignite numerous innovative solutions, it’s been an electric journey for the application program interface (API). The API hype cycle has all but ignored what it takes to use APIs,” David Koch noted.

API 80

API Payment APIs and Integration End User Use Case 80

Finextra

JUNE 27, 2025

October 7th 2025 15:00 BST | 16:00 CEST | 10:00 EDT Online Join this Webinar Why have banks’ priorities shifted from core modernisation to ensuring end-to-end bank modernisation? How can banks update their approach to APIs, digital experiences, data insights, and the wider banking platform?

Innovation 52

Innovation Payment APIs and Integration API Privacy 52

Fintech Finance

OCTOBER 15, 2024

A pioneer in open banking, Neonomics unveils an innovative new product suite launched as Nello, with the goal to bring open banking to the next level through AI-driven solutions and seamless payments. Nello AI will be available as a white-label integration for financial institutions and others to easily integrate.

AI 98

AI Payment APIs and Integration End User Push-to-Card 98

PYMNTS

JANUARY 26, 2021

marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. The partnership, which will see the bank adopting its B2B payments platform to finance trade of its corporate customers.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

PYMNTS

DECEMBER 16, 2019

one of the largest FinTech hubs of the world today, initiatives like Open Banking demonstrate the opportunity for regulatory mandates to encourage innovation and competition — even in markets where such regulatory mandates don’t exist. Achieving A Better User Experience. With the U.K. Among the biggest benefits of the current U.K.

Compliance 81

Compliance B2B Payment APIs and Integration End User 81

PYMNTS

APRIL 17, 2020

Open banking regulations across Europe kicked open the door for a wave of FinTech competition, with consumer-facing personal finance management (PFM) right in the crosshairs of innovators’ efforts. Small businesses and corporate end-users have emerged as powerful drivers of exploring new use-cases for open banking and PSD2 regulations.

Innovation 83

Innovation Payment APIs and Integration Use Case Reconciliation 83

PYMNTS

DECEMBER 3, 2020

For all of the innovation that's occurred in the banking landscape, it's often consumers – not corporates – that benefit from the latest technologies. As Dux explained, FinTechs have enabled banks to ease the "build-versus-buy" debate and more easily access tools that can be integrated into the back office. ""It The Drive To Upgrade.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

PYMNTS

SEPTEMBER 23, 2020

In the journey to improve the payments experience, sometimes the best user experience (UX) is an unnoticeable one. Key to achieving this goal is data integration, yet in markets where open banking frameworks aren't as advanced as jurisdictions like the U.K., A Better Payments Experience. Making Payments Invisible.

Non-Bank 126

Non-Bank Payment APIs and Integration Debit Card Push-to-Card 126

PYMNTS

JANUARY 12, 2021

These days, with the emergence of the cloud, open banking and application programming interfaces (APIs, the moniker “as-a-Service” applies to pretty much any business function that is now able to be outsourced to a third party. Technology brings the concept of flexible payments into reality. Flexibility Is Key.

Payment APIs and Integration 104

Payment APIs and Integration Payments B2B Money Laundering 104

PYMNTS

SEPTEMBER 21, 2020

Artificial intelligence (AI) can improve the eCommerce experience – not just in terms of warding off fraud, but also in making sure payments can be processed efficiently and that the most effective payment gateways are accessed. Consider the fact that just a few years ago, alternative payment rails Zelle and Venmo didn’t even exist.

Fraud Prevention 124

Fraud Prevention AI Payment APIs and Integration Cross-Border 124

The Payments Association

MARCH 19, 2025

Inclusive global payments platform Ecommpay has been recognised for its commitment to seamless e-commerce payments at the FStech Awards 2025. At the gala dinner, which took place in London on March 13th, 2025, the business took home the Payments Innovation of the Year award.

Payment APIs and Integration 88

Payment APIs and Integration End User Payment Solutions Innovation 88

The Fintech Times

APRIL 15, 2025

Cardiff-based sustainable finance app Zero has officially launched Google Pay integration, following a highly successful crowdfunding campaign that raised over 1.48millionincluding more than 1million via Crowdcube. Appointments GoCardless , the bank payment company, has announced the appointment of Shaun Puckrin as chief product officer.

FinTech 64

FinTech Payment APIs and Integration Non-Bank Community Banks 64

Fintech Finance

JUNE 12, 2024

In a major leap for subscription services, Trustly , the global leader in open banking payments, today unveiled its innovative AI-powered recurring payments solution poised to revolutionise how merchants handle repeat transactions through a single integration.

Economy 98

Economy AI Payment APIs and Integration Fraud Prevention 98

Fintech News

FEBRUARY 19, 2024

The conversation delved into the transformation journey of Currencycloud into Visa Cross-Border Solutions , a foreign exchange and cross-border payments solution within Visa, and how it addresses the challenges of cross-border payments in today’s fintech landscape.

Cross-Border 117

Cross-Border Cross-Border Payments Multi-Currency Payment APIs and Integration 117

PYMNTS

MARCH 2, 2020

FinTech innovation has opened the floodgates for a stream of new platforms and products designed to help small businesses and corporates more efficiently manage money and make payments. Bridging the Payments Divide. Payments, and more specifically, initiating a transaction, can be a bit more difficult to accomplish.

Accounts 56

Accounts Innovation Payment APIs and Integration Payments 56

CB Insights

JUNE 7, 2021

Marqeta , a cloud-based open API platform for modern card issuing and transaction processing, recently filed its S-1 in preparation for its shares to start trading publicly in June. Marqeta allows businesses to offer payment card products to customers without having to deal directly with a traditional bank. First name. Company Name.

Issuers 73

Issuers Card Issuer Payment APIs and Integration Innovation 73

PYMNTS

FEBRUARY 16, 2017

Considering the mind-bending level of competition in the FinTech space today, the rise of the API may raise some eyebrows. But the rollout of APIs from financial services and technology giants like Standard Chartered and Citigroup is a chance for the FinTech space to achieve greater levels of collaboration and innovation.

Cross-Border 75

Cross-Border B2B Payment APIs and Integration Cross-Border Payments 75

Exact Payments

FEBRUARY 5, 2024

In today’s ever-evolving digital landscape, integrated payment processing has emerged as a key to business success. Whether you’re running an e-commerce platform, a cutting-edge software-as-a-service (SaaS) solution, or any digital enterprise, choosing the right integrated payment provider is paramount.

Payment APIs and Integration 52

Payment APIs and Integration Process Payments Risk Management 52

PYMNTS

SEPTEMBER 30, 2020

This week’s commercial card innovation tracker finds a tie-up between a FinTech and a neo-bank to make cards available for Google Pay, as well as a Tokenization-as-a-Service offering from a card issuing platform. FinTech firm Nium has teamed with Southeast Asia neo-bank Aspire to enable a mobile payments feature with its cards.

Innovation 77

Innovation Card Issuer Debit Card PayPal 77

PYMNTS

DECEMBER 8, 2020

million in a funding round to go toward the startup's goal of providing a way for third parties to integrate banking services through an application programming interface (API), according to a report from TechCrunch. Innovation, he said, will come from combining modernization for institutions with operational support.

Payment APIs and Integration 60

Payment APIs and Integration End User API Checks 60

The Finance Weekly

MARCH 5, 2024

Question 1: End-User Self-Sufficiency Enhancement Which software has been most effective in transforming end-users to be more self-sufficient, resulting in a reduction of tickets opened with the IT helpdesk? This question was tricky, and we were eager to see the results.

Finance 130

Finance End User Payment APIs and Integration Facilitators 130

Fintech Finance

JANUARY 15, 2024

NYSE: JBL) today announced ongoing innovation between its payment solutions business unit and Revolut , a digital banking pioneer and global financial super app provider, to support the neobank’s rapid growth trajectory and global expansion in merchant acquiring.

Mobile Payments 59

Mobile Payments Innovation Product Payment APIs and Integration 59

PYMNTS

AUGUST 20, 2020

The coronavirus pandemic was an unanticipated disruption for every business, but for organizations that remain mired in paper, it became what Dave Robertson , managing director of payment advisory services at Deluxe , described as “the ultimate stress test.” A Gradual Process. Killing Friction With Data.

Payment APIs and Integration 104

Payment APIs and Integration Automation B2B API 104

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. Faster Payments Council Announces Board Advisory Group. This week, the U.S.

RTP 101

RTP Phixius FPC NACHA 101

PYMNTS

NOVEMBER 15, 2018

Banks face a new challenge in the open banking age: How do they best use application program interfaces (APIs) to collaborate with FinTech firms and deliver new services to clients? The API economy offers traditional banks several opportunities for innovation. An API-Based Plan For The Future.

Payment APIs and Integration 76

Payment APIs and Integration API Innovation Regulations 76

Fintech Finance

MARCH 7, 2024

Cashfree Payments , India’s leading payments and API banking company, launched ‘Embedded Payments’, India’s first platform centric payment solution for software platforms. As a result, online businesses or merchants separately integrate payment systems themselves.

Embedded Payments 52

Embedded Payments Payment APIs and Integration Payments End User 52

Stax

APRIL 17, 2025

As these ecosystems evolve, ISV partnerships have become essential for companies looking to scale, reach new markets, and offer integrated ISV solutions. AWS, Microsoft, Salesforce) to integrate, co-market, and grow together. AWS, Microsoft, Salesforce) to integrate, co-market, and grow together.

ISVS 88

ISVS Payment APIs and Integration API Underwriting 88

The Fintech Times

APRIL 27, 2024

Global tech firm Veritran has partnered with Swift , the world’s leading provider of financial messaging services, to enable financial institutions to offer an enhanced, streamlined and more transparent cross-border payment experience to their customers.

Cross-Border Payments 59

Cross-Border Payments Cross-Border SWIFT Payment APIs and Integration 59

Stax

APRIL 18, 2024

ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. ISV software products are tailored to meet the specific needs of industries and users. Customer Support In-house support teams maintain direct relationships with end-users for assistance.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. But it may not always be smooth sailing ahead. Visa Launches FinTech Collaboration Initiative In Europe. In the U.K.,

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

The Fintech Times

JULY 31, 2024

SDK.finance , a white-label Lithuanian fintech platform for digital payments, has partnered with Salt Edge , the open banking solution provider, aiming to help fintechs of all sizes develop open banking-enabled financial services and applications.

Payment APIs and Integration 59

Payment APIs and Integration FinTech Financial Inclusion Payment Initiation 59

PYMNTS

JANUARY 12, 2021

These days, with the emergence of the cloud, open banking and application programming interfaces (APIs, the moniker “as-a-Service” applies to pretty much any business function that is now able to be outsourced to a third party. Technology brings the concept of flexible payments into reality. Flexibility is Key.

Payment APIs and Integration 61

Payment APIs and Integration Payments B2B Money Laundering 61

PYMNTS

JANUARY 17, 2018

While this industry is largely reliant on corporates’ adoption of innovative technology, it is also instrumental to getting issuing banks in on the movement. APIs Add Fuel. Open Banking and PSD2, he said, are “an invitation for new FinTech players and new services, which is for the benefit of users.”

FinTech 74

FinTech Payment APIs and Integration Push-to-Card API 74

PYMNTS

AUGUST 14, 2018

In technology, innovation, of course, is as critical as oxygen, fueling the “next big thing” and boosting top and bottom lines. A bit wider in scope, the August edition of the B2B API Tracker took note that banking APIs are “becoming especially prevalent” in the U.K. has announced a standardized banking API.

FinTech 75

FinTech API Cross-Border Bots 75

PYMNTS

OCTOBER 29, 2020

The solution, which secured about 20,000 SMBs to pilot the technology in the last year, provides deposit account and payment solutions that aim to compete with traditional banks that, as CEO and Co-founder Eyal Lifshitz described, "nickel-and-dime" businesses. Its APIs also support account verification and payment capabilities.

CFPB 81

CFPB Consumer Financial Protection Bureau (CFPB) Payment APIs and Integration Financial Crimes 81

Fintech Finance

JUNE 7, 2024

EvonSys , a Global Elite Pega Partner and Platinum Sponsor for Pega World 2024, announces the launch of the EvonSys Payments Platform (EPP). This innovative platform is set to transform the landscape of cross-border payments, delivering new standards in traceability, transparency, and efficiency.

Cross-Border Payments 52

Cross-Border Payments Cross-Border SWIFT Payment APIs and Integration 52