Innovative Payments Association

JUNE 27, 2025

Alleged failures in disclosures, error resolution, and procedural clarity have resulted in penalties, reputational harm, and ongoing compliance burdens for companies across the financial services landscape. Why Reg E Matters Now Despite the change in regulatory leadership, Regulation E remains a key area of focus.

Reg E 40

Reg E Regs Boot Camp Consumer Financial Protection Bureau (CFPB) 40

Innovative Payments Association

JULY 8, 2024

These violations can include failing to provide consumers with required disclosures, improperly handling error resolution requests, and engaging in deceptive or unfair practices related to electronic fund transfers. Disclosures should include information about fees, error resolution procedures, and consumer rights under Regulation E.

Reg E 52

Reg E CFPB Boot Camp Error Resolution 52

Global Fintech & Digital Assets

DECEMBER 21, 2023

Banks should therefore: maintain processes for handling merchandise returns and merchant disputes in a manner that is fair and matches disclosures provided to consumers; assess fraud risk and implement controls to mitigate those risks; consider operational risks unique to BNPL lending, such as those related to product returns or customer disputes; (..)

OCC 59

OCC BNPL Electronic Fund Transfer Act (EFTA) Federal Trade Commission 59

Global Fintech & Digital Assets

OCTOBER 31, 2023

Issuing a digital asset does not in itself require licensure, unless such asset is redeemable for legal tender, bank credit, or another digital asset. Also exempt are activities related to in-game tokens that cannot be exchanged for legal tender outside of the relevant game, cryptocurrency mining, and rewards points.

Laws 52

Laws Stablecoins Issuers Legal 52

Stax

NOVEMBER 11, 2024

Compliance Considerations for ACH Payments When implementing ACH payments, businesses must navigate several regulatory requirements and security standards to ensure legal and operational compliance – similar to how credit card processing requires PCI compliance. The ACH network is governed by a variety of regulatory bodies.

ACH 88

ACH Checks Identity Theft Payments 88

Nanonets

MARCH 30, 2023

Electronic collaboration enables efficient error resolution compared to manual methods that rely on untracked emails and phone calls. Compliance with these regulations can help protect the business from legal and financial risks. Some technology providers guarantee accuracy.

Automation 52

Automation Transactions Wire Transfer ACH 52

Nanonets

JUNE 18, 2024

Inaccurate financial statements: Your company might face potential legal issues due to less-than-timely and incorrect financial statements, which can also lead to flawed decision-making regarding financial data.

Reconciliation 52

Reconciliation Accounts Automation Credit Cards 52