Stax

JANUARY 22, 2024

In this article, we’ll dive into the intricacies of two types of players in the eCommerce ecosystem: payment gateways and payment facilitators. At its core, payment processing involves various players and technologies to facilitate the movement of funds from customers to merchants securely and efficiently.

Payment Gateways 88

Payment Gateways Gateways Facilitators PCI DSS 88

The Payments Association

FEBRUARY 14, 2025

This includes creating digital wallets, payment gateways, and other tools that facilitate stablecoin usage or partnering with existing providers. While regulatory compliance may present challenges for firms, it also provides opportunities to mitigate risk, enhance customer trust, and maintain a competitive edge.

Stablecoins 88

Stablecoins Payment APIs and Integration Regulatory Compliance Compliance 88

Fintech News

DECEMBER 22, 2024

These amendments to the Payment Services Act (PS Act) bring several activities within the scope of the framework, including the provision of custodial services for digital payment tokens and the facilitation of the transmission of these tokens between accounts and facilitation of the exchange of them.

FinTech 113

FinTech Cross-Border Payments Cross-Border Money Laundering 113

VISTA InfoSec

OCTOBER 21, 2024

While you don’t always need a cryptocurrency wallet to trade blockchain assets, using a good wallet to facilitate exchanges is a matter of common sense. 3) Transaction Confirmation Settings Customization is good to have if you need to balance your fund security and ease in facilitating transactions.

Cryptocurrency 162

Cryptocurrency Multifactor Authentication MFA Blockchain 162

Fintech Finance

MARCH 10, 2025

The implementation of the Digital Operations Resilience Act (DORA) in January 2025 and the upcoming Payment Services Directive 3 (PSD3) will introduce stricter security and compliance measures, requiring acquirers to modernise their systems to mitigate fraud risks.

Acquirers 80

Acquirers Economy Fraud Prevention Cross-Border 80

The Payments Association

MAY 16, 2025

This visibility enables data-driven decision-making and facilitates effective troubleshooting of issues like high decline rates or chargebacks. These tokens are useless if intercepted, significantly mitigating the risk of data breaches.

Transactions 88

Transactions PCI DSS Payments Multi-Currency 88

VISTA InfoSec

JUNE 19, 2024

Therefore, this article explores the common cyber threats in video communication and provides strategies to mitigate them. One of the most significant advantages is that it facilitates face-to-face interactions regardless of geographical barriers. Common Cyber Risks in Video Communication Video communication offers numerous benefits.

Risk 277

Risk Ransomware Phishing Encryption 277

The Payments Association

DECEMBER 9, 2024

Sweeney says: Payment systems must facilitate near-instant payments, which leaves little time for traditional analysis or verification. Cohn believes regulation will impose stricter requirements for organisations to assess and mitigate the potential for algorithmic bias in AI-powered payment systems.

Privacy 88

Privacy Payment Security AI Security 88

The Payments Association

FEBRUARY 10, 2025

Virtual IBANs (vIBANs) have become a key component of modern payment systems, enhancing payment reconciliation and facilitating cross-border transactions. Including structured data would help PSPs monitor and mitigate financial crime risks. Common standards would bring consistency and confidence.

IBAN 88

IBAN AML Master Account Due Diligence 88

Fintech Finance

MARCH 5, 2025

By leveraging TreviPays platform, HSBC is focusing on helping corporate customers enable sales and engage with new business buyers through receivables finance, invoice processing and management and risk mitigation. The collaboration intends to combine HSBCs expertise in facilitating trade with TreviPays end-to-end order-to-cash technology.

Risk Mitigation 52

Risk Mitigation Mitigation B2B Gateways 52

Seon

JUNE 24, 2024

Identity theft presents significant challenges to businesses, making proactive risk mitigation essential for regulatory compliance, trust, asset protection, and operational integrity. 3 Technological Innovations to Mitigating Identity Risks In today’s digital-heavy era, addressing identity-related risks requires better technology.

Risk Management 52

Risk Management Mitigation Risk Identity Theft 52

The Payments Association

JANUARY 22, 2025

While digital identification is key to mitigating potential fraud and streamlining airport throughput, several barriers exist to successful implementation. In Europe, the EU’s eIDAS regulation promotes cross-border recognition of electronic identities, facilitating seamless travel within member states.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Fintech Times

MARCH 12, 2024

As the world grapples with the increasingly urgent need to address climate change, industries across the board are being called upon to play their part in mitigating its effects. The Paratus Group’s purpose is to facilitate decarbonisation by accelerating the transition to renewable energy and sustainable fuels.

Mitigation 72

Mitigation Risk Underwriting Risk Assessment 72

Finovate

JANUARY 7, 2025

Eltropy serves over 650 credit unions and community banks in North America with communications solutions that aim to help firms mitigate fraud, grow deposits, facilitate payment reminders, streamline mergers and acquisitions, and more. Since launching in 2013, Eltropy has helped power more than 200 million conversations.

Acquirers 64

Acquirers Technology Credit Union Community Banks 64

The Payments Association

NOVEMBER 25, 2024

By undermining regulated channels, de-risking paradoxically amplifies the very threats it aims to mitigate. Policy advocacy and awareness: Industry professionals and associations should advocate for policy changes that mitigate unintended consequences of de-risking.

Risk 88

Risk Financial Crimes AML Financial Inclusion 88

Fintech News

APRIL 3, 2024

The adoption of smart contracts is expected to introduce new settlement methodologies and facilitate transaction types currently infeasible, potentially unlocking novel benefits for businesses and consumers alike.

Cross-Border Payments 127

Cross-Border Payments Cross-Border Central Bank Federal Reserve 127

VISTA InfoSec

JULY 29, 2024

While youdontalways need a cryptocurrency wallet to trade blockchain assets, using a good wallet to facilitate exchanges isa matter ofcommon sense. 3) Transaction Confirmation Settings Customization is good to have if you need to balance your fund security and ease in facilitating transactions.

Cryptocurrency 130

Cryptocurrency Multifactor Authentication MFA Compromise 130

The Fintech Times

OCTOBER 26, 2024

Built in partnership with Coinbase Prime, Propy’s service enables buyers to securely hold cryptocurrencies —such as Bitcoin, Ethereum and USDC — in escrow during the transaction process, mitigating risks associated with early conversion and market volatility.

Facilitators 64

Facilitators Transactions Security Cryptocurrency 64

Fintech News

APRIL 10, 2024

The document meticulously compares the regulatory frameworks from 11 authorities within these jurisdictions, highlighting the proactive measures being taken to mitigate the various risks associated with the issuance of stablecoins, especially those tethered to a single fiat currency.

Stablecoins 125

Stablecoins Regulations Digital Currency Risk Mitigation 125

Trade Credit & Liquidity Management

JUNE 2, 2025

In today’s competitive business environment, the credit department’s primary value lies in its ability to facilitate sales in alignment with company forecasts and objectives, not just to minimize risk, but to actively support growth. It also facilitates relationship building from the start.

Liquidity Management 52

Liquidity Management Risk Mitigation Risk Assessments 52

PYMNTS

JULY 28, 2020

The tie-up means DBS will facilitate trade financing to corporates within the Nexus network, with the partners recently securing their first customer, a global apparel company in need of supplier financing solutions. ” HashCash Enhances Risk Mitigation.

FinTech 111

FinTech Risk Mitigation Mitigation eWallet 111

VISTA InfoSec

DECEMBER 2, 2024

A proactive approach to risk management allows businesses to identify, assess, and mitigate these threats before they can bring operations to a standstill. This step is crucial for determining where to focus your mitigation strategies. The question isnt if, but when these threats will materialize.

Disaster Recovery 130

Disaster Recovery Risk Assessment Assessments Risk 130

VISTA InfoSec

DECEMBER 2, 2024

A proactive approach to risk management allows businesses to identify, assess, and mitigate these threats before they can bring operations to a standstill. This step is crucial for determining where to focus your mitigation strategies. The question isnt if, but when these threats will materialize.

Disaster Recovery 130

Disaster Recovery Risk Assessment Assessments Risk 130

Finovate

NOVEMBER 14, 2024

“Limited resources, legacy systems, fraud mitigation, and costs to implement new payment services are primary challenges that hinder community-based institutions from adopting instant payment capabilities,” said the Payfinia CUSO General Manager Keith Riddle. Photo by fauxels The post Payfinia Receives $4.5

Credit Union 59

Credit Union Same Day ACH Credit Union Service Organization FedNow 59

Stax

JANUARY 23, 2025

The primary purpose of merchant account underwriting is to mitigate risks for payment processors and credit card networks. How Merchant Underwriting Works The merchant underwriting process typically follows a few steps carried out by the payment facilitators or acquiring bank to develop an underwriting risk profile.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

VISTA InfoSec

MAY 23, 2024

This guide addresses both preventive and mitigative actions. They can also be used to facilitate the distribution of malware. This command can delete all or some of the infrastructure defined in IaC. Below is a guide for how to use the destroy command to minimize the adverse impact of a cyber attack on infrastructure.

Compromise 288

Compromise Database Best Practices Shutdown 288

Fintech News

JUNE 23, 2024

These sectors face significant money laundering risks due to their roles in facilitating large transactions and serving high-risk clients from jurisdictions with higher ML risks.

Money Laundering 109

Money Laundering Risk Crime Law Enforcement 109

Fintech News

APRIL 28, 2024

Experian has been instrumental in working closely with the BNPL service providers to facilitate the credit sharing process and ensuring the successful implementation of the private credit bureau. The Trustmark will help consumers make informed decisions when choosing BNPL service providers.

BNPL 109

BNPL Compliance Accreditation Consumer Protection 109

M2P Fintech

APRIL 10, 2025

Supported by robust mutual fund collateral, LAMF enables financial institutions to extend lower interest rates to borrowers while significantly mitigating their own risk exposure. Provides real-time LTV ratio calculations and proactive shortfall alerts to maintain sufficient collateral coverage, mitigating risks from market volatility.

Mitigation 52

Mitigation Regulatory Compliance Compliance Automation 52

Fintech Review

AUGUST 7, 2024

The Need for Digitalization Trade documents play a vital role in facilitating international trade, ensuring the smooth flow of goods from one country to another. Enhanced Security and Risk Mitigation Digitalizing trade documents, including the eBL, brings added security by reducing the risk of fraud, loss, or damage.

Risk Mitigation 102

Risk Mitigation Mitigation Facilitators Risk 102

Fintech Finance

JULY 12, 2024

By leveraging these advanced capabilities, Alchemy Pay’s customers will benefit from increased protection against identity fraud and the mitigation of potential malicious activities. This positions Alchemy Pay as an expert in delivering solutions that facilitate mainstream accessibility to fiat payments for crypto and Web3 services.

Visa 104

Visa Accounts Payment APIs and Integration Payment Gateways 104

The Fintech Times

JUNE 17, 2024

.” Fostering success in global trade This partnership signifies a critical advancement in the financial landscape of the UAE, positioning both EDB and CBD as leaders in facilitating international trade and economic competitiveness.

Cross-Border 105

Cross-Border Facilitators Finance Mitigation 105

EBizCharge

NOVEMBER 12, 2024

A fundamental element that every business leader should be well-versed in is the merchant account — a critical service that facilitates electronic payments. Merchant accounts act as intermediaries between businesses and payment networks, facilitating the secure transfer of funds from customers to your account.

Accounts 52

Accounts Online and Mobile Banking MSPS Debit Card 52

Fintech Finance

MARCH 13, 2025

Providing customers with a currency choice on the payment page, which Ecommpay facilitates, allows them to choose the currency in which they are willing to pay.This provides flexibility, while matching the purchase currency with the currency of their card.

Online and Mobile Banking 59

Online and Mobile Banking Risk Mitigation Regulatory Compliance Mitigation 59

Fintech News

DECEMBER 6, 2023

Proactively managing and mitigating risk is key to increasing revenue across the lifecycle, and this is achieved by determining the best upsell and cross-sell opportunities with targeted, personalised offers, using existing data for automated decisioning, and optimising strategies by combining various data sources with embedded AI.

APACS 117

APACS Risk RFP Risk Mitigation 117

Stax

JANUARY 8, 2024

For SaaS companies, becoming a payment facilitator (or PayFac) offers a ton of advantages—including but not limited to—boosting retention and profitability while exercising greater control over the customer experience. However, several complex types of risks come along with this. Let’s get started.

Risk Management 88

Risk Management Risk Money Laundering Mitigation 88

Fintech News

MARCH 31, 2024

This amendment established a legal and regulatory framework facilitating FIs to share critical customer data, but only under strict conditions. This balance ensures the protection of legitimate customers’ interests while empowering FIs to effectively assess and mitigate risks associated with financial crimes.

Financial Crimes 113

Financial Crimes Crime Money Laundering Law Enforcement 113