The Fintech Times

APRIL 27, 2025

Instant payments are becoming significantly more attractive for US banks finds RedCompass Labs , the payments experts, as it finds that 84 per cent of US banks say the new $10million Real-Time Payment (RTP) network limit and $500,000 FedNow cap are a good thing. Surprisingly, earned wage access came in ninth place (29 per cent).

RTP 45

RTP FedNow Instant Payments Payee 45

Fintech Finance

JULY 30, 2024

AppBrilliance , a pioneer in real-time payment solutions with its cutting-edge Money API platform, is leveraging a recent rule change by The Clearing House to expand use-cases for Real Time Payments (RTP) to closed-loop digital wallets in the US. Eric Smith, AppBrilliance’s Founder and CEO.

RTP 98

RTP FedNow RFP Payment APIs and Integration 98

Payments Dive

AUGUST 1, 2023

In the future, FedNow will be part of the race to develop cross-border instant payment systems and use cases, said ACI Worldwide CEO Tom Warsop.

Cross-Border 78

Cross-Border FedNow Instant Payments Use Case 78

The Payments Association

JUNE 19, 2025

Payall Payment Systems, the world’s first provider of end-to-end infrastructure that enables financial institutions to offer institutional-grade, safe, fast, low-cost, transparent and inclusive cross-border payments for B2X, P2X and G2X use-cases, has selected Ventura Capital to lead their Growth Round raise.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 88

PYMNTS

AUGUST 6, 2019

Introduced on Monday by Federal Reserve Board Governor Lael Brainard, the Fed’s instant payment scheme FedNow is designed to offer an option for consumers and business to transfer money instantly or nearly instantly in a “ubiquitous, safe and efficient” manner from one bank account to another. “The Why Now For FedNow.

FedNow 85

FedNow Fed Federal Reserve Instant Payments 85

PYMNTS

AUGUST 12, 2019

That’s the talk track now from the Fed , which a week ago today announced its plans to build and operate a new set of real-time rails, using accelerated access to employer paychecks as its launch use case. Ironically, perhaps, the ACH network’s first direct deposit use case was the U.S. Much later.

Real Time Payments 78

Real Time Payments FedNow TCH Fed 78

Tearsheet

FEBRUARY 16, 2024

This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments. However, the landscape has become more competitive with the introduction of FedNow , the Federal Reserve’s instant payments system that launched last year in July.

Instant Payments 119

Instant Payments RTP TCH Visa 119

Clearly Payments

OCTOBER 31, 2024

Primary Use Cases : CBDCs are designed to enhance financial inclusion, streamline payments, and provide a government-regulated alternative to cryptocurrencies and private digital payment providers. This demand has spurred initiatives like FedNow in the U.S.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Finovate

JUNE 18, 2025

The GENIUS Act, however, offers both banks and fintechs a clearer legal framework to issue and use stablecoins since it outlines requirements for licensing, reserves, and oversight. This method of funds transfer won’t rely on traditional rails like ACH, wires, or even FedNow.

Stablecoins 76

Stablecoins FinTech Legal Framework FedNow 76

PYMNTS

NOVEMBER 25, 2020

And beyond TCH and RTP, the Federal Reserve’s FedNow real-time payments solution looms. Ranta said FedNow will create broader competition in the market. But Ranta added that when it comes to the consumer, the critical use cases that could spur wider adoption aren’t there quite yet. "We 2021 Could Be The Game-Changer .

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

Fintech Finance

MARCH 15, 2024

Federal Reserve Financial Services (FRFS) has introduced the new FedNow User Group to continue promoting collaboration among the 607 participating financial institutions and their service providers on the FedNow Service network.

Federal Reserve 52

Federal Reserve FedNow Participant Instant Payments 52

The Payments Association

JUNE 3, 2025

This enables rapid scaling of new payment use cases, without duplicating risk exposure. This means tokenisation isnt just about protecting data anymoreits also about giving consumers more visibility into how their payment credentials are used, and ensuring providers can demonstrate compliance at every step.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Payments Source

OCTOBER 7, 2019

Banks and merchants can already access solutions that can provide a real-time experience and process payments on the best set of rails for any particular use case, says BillGo's Kelly Seidl.

FedNow 95

FedNow Use Case Process Payments 95

PYMNTS

NOVEMBER 3, 2020

In this week's roundup of payment rail innovation, PYMNTS finds B2B payments use cases serve as an important driver of adoption, with FinTechs and financial service providers embracing payment rails old and new to enable real-time B2B payments and foreign exchange. But it's not only consumers driving demand for real time.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

Fintech Finance

SEPTEMBER 13, 2024

With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®. I truly think this will be a huge asset to banks as they make their journey into the world of RTP and FedNow.”

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

PYMNTS

AUGUST 10, 2020

Federal Reserve, where details (a roadmap, really) of FedNow , the proposed instant payment system, were released earlier this month. Expanding The Use Cases. Waterhouse said that getting banks to sign on is about showing them the relevant use cases that will drive revenue and even new customer acquisition.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

PYMNTS

OCTOBER 12, 2020

In an interview with Karen Webster, Boston Federal Reserve Chief Operating Officer and FedNow Program Executive Ken Montgomery said the central bank’s ambitious payments initiative remains on track — and will inject competition into the instant payments market. He noted there has been additional input from the FedNow Community of 700 members.

Instant Payments 97

Instant Payments FedNow Fed Interoperability 97

The Payments Association

MARCH 19, 2025

Ensure seamless payment integrations across multiple regions, supporting local schemes like SEPA, FedNow, FPS, and instant payments without complex workarounds. By addressing focused use cases, banks can reduce risk, improve ROI, and incrementally build toward a fully modernised, scalable banking, cards, loans and payments infrastructure.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

The Fintech Times

MAY 3, 2025

The bank will continue to invest in expanding supported use cases, countries, and currenciesenhancing the infrastructure to meet the evolving needs of fintech partners and enabling more businesses and consumers to move money globally with speed, security, and confidence. .”

International Payments 69

International Payments Cross-Border Cross-Border Payments Same Day ACH 69

Fintech Finance

JUNE 5, 2025

Payall Payment Systems , the world’s first provider of end-to-end infrastructure that enables financial institutions to offer institutional-grade, safe, fast, low-cost, transparent and inclusive cross-border payments for B2X, P2X and G2X use-cases, has selected Ventura Capital to lead their Growth Round raise.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 59

Faster Payments Council

AUGUST 23, 2024

Financial Institutions are enabling use cases and improving send reach that allows customers to manage their cash on hand and easily disburse payments up to the due date while maintaining a positive account status and avoiding late fees. It's time to confront the harsh reality—innovation alone doesn't drive broad adoption.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

Finextra

JUNE 9, 2025

FedNow is also reporting significant growth, with more than 1.3 Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. In June, FedNow will increase its limit to $1 million. The use of real-time and near real-time payment rails is also expanding.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

Fintech Finance

JANUARY 30, 2024

Finzly , the pioneering provider of modern payment infrastructure for financial institutions, today published a report that includes polling results of bank executives’ expectations for profitability from offering instant payments using FedNow. 13% felt that cannibalization of profit was their main concern.

FedNow 52

FedNow Instant Payments RFP Payment APIs and Integration 52

PYMNTS

AUGUST 21, 2020

And there’ll be quite a bit of tinkering with the technology (especially the infrastructure) and the use cases to get there. The focus on wholesale payments may bring various retail use cases to reality — including stimulus and disbursement of government payments. Digital dollars are a maybe – but if so, not for a while.

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

Fintech Finance

AUGUST 15, 2024

Instant payments use the FedNow service, developed and launched by the Federal Reserve in July 2023, and the RTP® network, launched in 2017 by The Clearing House. So far, over 1,000 banks and credit unions have signed on with either the RTP or FedNow networks, or both, and instant payment volume continues to grow. is growing.

Instant Payments 105

Instant Payments Treasury RFP RTP 105

Fintech Finance

APRIL 30, 2024

North America is a major growth market to watch—primarily due to the launch of the FedNow service in the U.S. Constant Flow of New, User-Friendly Use Cases: Real-time payments thrive in countries where innovative use cases have found mass adoption by consumers or businesses. The country recorded 7.9

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

PYMNTS

SEPTEMBER 9, 2020

Finding The Most Valuable Use Cases. As such, Gurukula noted, identifying the use cases for real-time payments with the greatest potential for immediate adoption can be an important strategy in guiding FIs' modernization initiatives to support faster payments ubiquity. Hitting The Gas Pedal.

Real Time Payments 97

Real Time Payments Faster Payments Use Case Payments 97

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. We will explore the launch of FedNow and the intricacies of operating with multiple instant networks.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

Fintech Finance

SEPTEMBER 9, 2024

Instant Payments Promoting A2A in Card-dominated Markets The research found instant payment roll-outs are creating A2A-based opportunities, even in card-dominated markets like the US. Therefore, as adoption and use cases develop, cost-efficient A2A payments are likely to disrupt the card-dominated US market.

Research 93

Research Transactions Consumer Instant Payments 93

Fintech Finance

JULY 24, 2024

With experience and focus on innovative payment services across Real-Time Payments (RTP® and FedNow®), ACH, card solutions and alternative payment rails, Carl is well-positioned to support the FPC’s continued growth and innovation in faster payments.

Faster Payments 97

Faster Payments FPC FedNow RTP 97

PYMNTS

JANUARY 26, 2021

Plus, the Federal Reserve released its list of over 110 organizations participating in its FedNow instant payments pilot program. The Ecos specifications say that any device will be able to be used as a payment device, making it less necessary to carry backup cards or payment methods. FedNow Shares Pilot Program Participants.

FedNow 61

FedNow Federal Reserve Visa TCH 61

Faster Payments Council

MARCH 15, 2023

With the system joining the existing RTP system, both promising to modernize the way money moves and allow for greater use of instant payments, it seems the shift to real-time payments is 'inevitable'. FedNow may not interoperate with RTP, and it doesn't seem to be a priority for either. What are your options?

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

The Fintech Times

AUGUST 2, 2024

While many community banks are connected to the FedNow network, most are still in a receive-only capacity.” The company’s technology serves as a central connection point to the FedNow Service and other faster payment networks. ” Pidgin’s impact This is where Pidgin can help.

Community Banks 64

Community Banks FedNow Instant Payments Faster Payments 64

Fintech Finance

APRIL 12, 2024

As part of the phased testing and certification process (Depository Institution Testing, or DIT2) Finzly submitted 40 use cases to the Federal Reserve Financial Services, each of which met or exceeded the stringent certification criteria, reaffirming Finzly’s commitment to excellence and technological advancement.

ISO 20022 78

ISO 20022 FedWire ISOs Fed 78

Finovate

OCTOBER 15, 2024

The company also helps third-party organizations across various industries integrate instant payments with traditional payment tools into their existing payment and money movement use cases including A2A, P2P, Bill Payment, B2B and B2C disbursements. ” Integrating FedNow’s instant payments service, which the U.S.

Instant Payments 52

Instant Payments Same Day ACH FedNow Federal Reserve 52

Fintech Finance

OCTOBER 23, 2024

The Open Banking Payments leader also expanded its partnership with Cross River Bank earlier this year to include FedNow in addition to the Real-Time Payments (RTP) network, where Trustly, Inc. Trustly, Inc.’s has processed over $17 billion in TPV to date. Alexandre Gonthier, Founder & CEO of Trustly, Inc.

Process 97

Process Non-Bank FedNow RTP 97

The Fintech Times

MAY 7, 2024

However, the same cannot be said in the US. In fact, less than a third of US banks are signed up to either RTP or FedNow , meaning the vast majority cannot offer instant payments as a service; new research from RedCompass Labs , the payments modernisation company, has revealed.

Instant Payments 59

Instant Payments FedNow RTP Zelle 59