The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Where do you see it driving innovation? Reflecting on 2024, what were the key takeaways and lessons learned for your company and the broader payments industry? .

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Atome Financial specialises in consumer financing, ADVANCE.AI bolttech Valuation: $2.1

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Fintech Review

JULY 16, 2024

Open banking is transforming the financial landscape by fostering innovation , competition, and improved customer experiences. It involves sharing financial data through secure application programming interfaces (APIs). This connectivity drives a more dynamic and responsive financial ecosystem.

Innovation 98

Innovation Consumer API Financial Inclusion 98

Innovative Payments Association

SEPTEMBER 16, 2024

New Innovative Payments Association guide designed to help financial institutions that work with fintechs navigate the complex world of regulatory compliance. “At IPA, we believe regulatory compliance should not hinder innovation. . ​ WASHINGTON, DC, Sept. ​ WASHINGTON, DC, Sept.

Regulatory Compliance 52

Regulatory Compliance Compliance FinTech Legal 52

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 trillion transactions by 2027. trillion, and to almost triple by 2030.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

FICO

SEPTEMBER 23, 2020

Our customers all around the world bring together innovative approaches and technologies to conquer their challenges. The FICO Decisions Awards shine the spotlight on some of the best success stories of the year. Nominations are due December 4, 2020, and winners will be announced January 22, 2021. by Nikhil Behl.

Regulatory Compliance 97

Regulatory Compliance Financial Inclusion Best Practices Compliance 97

Fintech News

OCTOBER 28, 2024

These awards highlight companies and individuals whose fintech initiatives have contributed to advancing financial technology, promoting financial inclusion, and improving service delivery. Napier AI designs and engineers technological innovation to make a measurable difference in driving down financial crime.

AI 107

AI FinTech Innovation Payment APIs and Integration 107

Fintech Finance

JUNE 24, 2024

Paymentology the leading next-gen global issuer-processor, today announces its partnership with Mama Money , one of Africa’s leading cross-border money transfer operators, and Access Bank , to launch new WhatsApp-powered bank card that stands out for its innovative use of WhatsApp banking.

Bank Card 98

Bank Card Regulatory Compliance Cross-Border Financial Inclusion 98

Fintech News

FEBRUARY 26, 2024

This period of upheaval has catalysed a significant transformation within the sector, with fintech firms adapting to and capitalising on the changing landscape of consumer demands and regulatory environments. Yet, despite these challenges, the fintech industry continues to innovate and adapt, seeking new avenues for growth and development.

FinTech 143

FinTech Consumer Financial Inclusion On-Demand 143

The Payments Association

JANUARY 21, 2025

With in-depth data covering global market penetration, transaction values, and consumer preferences, the insights presented here will empower decision-makers to refine their strategies, enhance operational efficiency, and capitalise on the growing demand for innovative payment solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

MAY 5, 2024

By setting up shop right in the bustling heart of the country’s financial district, Oradian is not just physically closer to clients — the Filipino fintech is better positioned to be effective within the very fabric of everyday Filipino financial life. “Why do we, as a business, buy technology from external providers?

Financial Inclusion 115

Financial Inclusion Underserved Disaster Recovery Regulatory Compliance 115

Fintech Finance

AUGUST 1, 2024

Ghana presents an exciting market for Flutterwave’s innovative solutions. Oluwabankole Falade, Chief Regulatory Officer at Flutterwave, said: “We are grateful to the Bank of Ghana for their trust and support in granting us this license.

Transactions 96

Transactions Security Regulatory Compliance Payments 96

Fintech Finance

JANUARY 11, 2024

It explores the challenges faced by financial institutions in correspondent banking relationships, shedding light on regulatory compliance, security concerns, foreign exchange rate risks, and the impact of fintech players entering the field. “The evolving nature of cross-border payments demands a proactive approach.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

The Fintech Times

JANUARY 28, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. Traditionally, fintechs are known for their agility, innovation and ability to disrupt traditional financial systems.

Service Provider 59

Service Provider FinTech Underserved Innovation 59

Innovative Payments Association

MARCH 12, 2025

That’s why we’re proud to support Open Banking Expo USA 2025, an event that will bring together leaders, innovators, and policymakers to discuss the future of consumer permissioned data sharing and Open Finance.

Regulatory Compliance 40

Regulatory Compliance Credit Union Visa Financial Inclusion 40

M2P Fintech

MARCH 24, 2025

But like all great transformations, challenges paved the way for innovation. From automating the underwriting process to predicting collection outcomes, the opportunities for innovation are vast. This innovation has the potential to revolutionize loan servicing, reduce fraud, and enhance trust among stakeholders.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

FICO

JANUARY 29, 2021

Decision Management Innovation – eDriving. Financial Inclusion – Grupo Monge. Regulatory Compliance – Alfa Bank & Eurobank (tie). You will see what is possible with a clear business objective, innovative use of technology and a great partnership. Cloud Deployment - Avon Cosmetics & Care by Volvo (tie).

Liquidity Risk 98

Liquidity Risk Regulatory Compliance Financial Inclusion AI 98

Fintech News

DECEMBER 10, 2023

Tackling this challenge requires a multifaceted approach focusing on data accuracy, technology integration, fraud prevention, and balancing customer experience with regulatory compliance. In APAC, financial inclusion has emerged as a driving force behind digital innovation.

Addressing 119

Addressing Fraud Prevention Payments Financial Inclusion 119

The Fintech Times

APRIL 15, 2025

However, each country presents unique characteristics, especially when it comes to regulatory maturity, technological infrastructure, and financial inclusion. While some embedded finance solutions already exist mostly in payments theres a notable lack of regulatory depth. The key distinction is its real-world impact.

Embedded Finance 59

Embedded Finance Finance Non-Bank Financial Inclusion 59

Fintech Review

JANUARY 28, 2025

Digital payments are transforming global financial systems, reshaping how individuals and businesses transact. In the fintech space, digital payments represent a major driver of innovation. The Rise of Embedded Finance Embedded finance is revolutionising the way businesses interact with financial services.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

Fintech News

JULY 4, 2024

This paradigm shift presents both opportunities and challenges for institutions like the Monetary Authority of Singapore (MAS) and other Asian central banks at the forefront of financial innovation. The BIS Innovation Hub , with centres in Singapore and Hong Kong, plays a vital role in fostering such cooperation.

Central Bank 103

Central Bank AI Correspondent Bank Correspondent 103

The Fintech Times

MARCH 12, 2025

The UK governments decision to scrap the Payment Systems Regulator (PSR) and merge its functions into the Financial Conduct Authority (FCA) has divided opinion across the financial sector. The fintech sector needs assurance that the security and innovation will continue going hand in hand.

FinTech 59

FinTech Payment APIs and Integration Fraud Prevention Regulations 59

FICO

OCTOBER 6, 2021

Decision Management Innovation. Financial Inclusion. Regulatory Compliance. We know that many of them have had to make flexibility a virtue as they brought their most innovative ideas and technologies to bear on the challenges thrown at them by the pandemic. Cloud Deployment. Debt Management. in May 2022.

Regulatory Compliance 52

Regulatory Compliance Financial Inclusion AI Compliance 52

Clearly Payments

JANUARY 4, 2024

Financial Inclusion: Cryptocurrencies have the potential to bring financial services to the unbanked and underbanked populations, fostering financial inclusion. By accepting cryptocurrency payments, merchants contribute to a more inclusive global economy. This is covered in the below section.

Cryptocurrency 105

Cryptocurrency Stablecoins Digital Currency Cross-Border Payments 105

The Fintech Times

JUNE 11, 2024

The fintech industry is known for its innovative, agile reputation, and yet it still faces a significant diversity problem that threatens to halt its growth and stop that innovation moving. “With this type of societal change, the industry can champion more financial inclusion.

FinTech 119

FinTech Innovation Finance Cross-Border Payments 119

The Fintech Times

JUNE 25, 2024

Drisha Kirkman, head of programme management and sustainability at Paymentology By embracing cutting-edge technology, the partnership has allowed Mama Money to fast-track innovation in the market while maintaining the highest levels of regulatory compliance.

Bank Card 64

Bank Card Finance Cross-Border Regulatory Compliance 64

FICO

JANUARY 28, 2022

Many entries this year demonstrated innovative use of technology and creative thinking to respond to the challenges of the pandemic. Everything from managing new fraud patterns and customers who need financial assistance to remote working, furloughed staff and incorporating new sanitary measures. Regulatory Compliance – Not Awarded.

Financial Inclusion 52

Financial Inclusion Regulatory Compliance Risk Compliance 52

The Fintech Times

AUGUST 29, 2024

Built with a focus on the interconnectedness of identity verification, risk assessment, and fraud prevention, Secure ID enables us to capitalise on the momentum of innovation, advancing our technology strategy and ensuring Cashfree Payments remains at the forefront of the evolving payments industry.” With UIDAI recording 1.96

Checks 69

Checks Security Risk Assessment Payment APIs and Integration 69

FICO

AUGUST 29, 2019

FICO’s customers continue to set new standards with their innovative solutions to very challenging business problems. Decision Management Innovation. Financial Inclusion. Regulatory Compliance. Our 2019 FICO® Decisions Awards are now open. Debt Management. Fraud and Security. by FICO.

Regulatory Compliance 40

Regulatory Compliance Financial Inclusion Best Practices AI 40

Fintech Review

FEBRUARY 11, 2025

This enables more accurate risk assessments and financial inclusion. Financial markets are influenced by unpredictable factors like politics and global events. Regulatory compliance also poses challenges. AI should assist financial professionals, not replace them. A balanced approach is essential.

AI 66

AI FinTech Risk Assessment Assessments 66

Finextra

JUNE 2, 2025

Fintech innovators could, for the first time, build services on top of bank infrastructure without being banks. Innovation quickened as data silos fell, and consumers benefited from personalized, convenient tools built on aggregated data. Unsurprisingly, this has led to an innovation Cambrian explosion in the DeFi space.

Finance 52

Finance Payment APIs and Integration API Regulations 52

The Fintech Times

APRIL 11, 2024

Having established what regulatory challenges banks and fintechs should be aware of when leveraging banking-as-a-service (BaaS), and how the technology is advancing financial inclusion across the globe, we now turn our attention to emerging trends and if they are region-dependent.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

Tearsheet

JULY 1, 2024

Financial Inclusion: Prepaid vouchers and online cash are great for young adults and those without access to traditional banking or credit cards. Again, partnering with knowledgeable service providers who can stay up-to-date on current regulations or consulting legal experts can help businesses stay on top of regulatory compliance.

BNPL 105

BNPL Online and Mobile Banking Encryption Payments 105

The Fintech Times

APRIL 11, 2024

With open banking, consumers can manage their finances across multiple accounts and providers, while fintech companies can develop innovative products and services tailored to individual needs, ultimately driving financial inclusion and fostering a more dynamic and competitive financial ecosystem.

Financial Inclusion 64

Financial Inclusion Regulatory Compliance Finance Accounts 64

Fintech News

JULY 23, 2024

It said it would use the proceeds to enhance its product offering further and expand its regional presence, while increasing its team to continue to innovate in the space. Known for its industry-leading standards in regulatory compliance, security, and privacy, Crypto.com continues to expand its global reach and regulatory approvals.

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

FICO

MAY 18, 2022

Shining a light on the innovation of our customers. Our awards shine a light on excellence in digital transformation and advanced analytic innovation. In what is our tenth year of running the awards, the last two years of winners have demonstrated extraordinary innovation in very different industries and markets. ESG Champion.

Regulatory Compliance 52

Regulatory Compliance Financial Inclusion Innovation Compliance 52

FICO

NOVEMBER 23, 2021

They will evaluate nominations based upon measurable improvement in key metrics; demonstrated use of best practices; project scale, depth and breadth; and innovative uses of technology. The bench of eight global industry experts brings a variety of views and knowledge to the table along with significant business experience. by Nikhil Behl.

Regulatory Compliance 52

Regulatory Compliance Financial Inclusion Risk Management Consulting 52